Roy Barnes pushes harder on mandatory mortgage negotiations

Former Gov. Roy Barnes continues to press on the issue of mortgage foreclosures with yet another ad on the topic:

Sharp-eyed viewers noted that Barnes’ initial TV spot on the topic, which began airing last week, was graphics-heavy and misspelled the word “foreclosure.”

Here’s the script of the new, graphics-free ad:

Barnes: Georgia leads the nation in bank failures.

Female voice-over: We tried to do the right thing, but nobody would listen.

Barnes: Bankers and their lobbyists got bonuses and bailouts but you lost your home. They slapped you on the back to lend you the money and slapped you in the face when you got in trouble. When I’m governor, nobody’s going to lose their home until there is mandatory negotiation to try to save it. It’s only fair.

Male voice-over: Roy Barnes will make Georgia work again.

Target audiences are Atlanta, Macon, Savannah, Albany and Columbus, said campaign manager Chris Carpenter.

Tom Baxter of InsiderAdvantage spots what could be a subliminal message. The young boy being tossed out of his house is clutching a toy elephant.

Here’s a link to the previous discussion we’ve had on the topic of mandatory mortgage negotiations between bankers and homeowners.

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54 comments Add your comment


May 25th, 2010
5:41 pm

Roy, we have not forgotten you. Not again.

North Georgia Voter

May 25th, 2010
5:43 pm

I sure hope that Roy can fix things. After 8 years of doing nothing, Georgia is some serious trouble! I know a whole lot of people that will be voting for him… Democrats, Republicans, the whole nine yards.


May 25th, 2010
5:49 pm

If this pitiful crop of GOP candidates is all that they can put forward, then I’m afraid I’ll have no choice but to vote for Roy Barnes.

The Ox is dumb as a box of rocks. Karen Handel doesn’t even have a college education. Nathan Deal is crooked and willing to do anything to win. Eric Johnson is now having his own ethical problems (and stuck at 5%), Ray McBerry has his young female situation. Nobody knows that Chapman guy (Mr. 2%).

So yes, if this is my choice, then I will vote for Roy Barnes.

Anything is better than Sonny

May 25th, 2010
5:51 pm

Well, we finally had a republican as Governor, and he led the state into a deep hole. Barnes or Boyd would be better than any republican.

Too tired to be mad

May 25th, 2010
5:55 pm

Barnes was an arrogant, out of touch Bozo last time too. We don’t need King Roy again. No way.

Isnt this the guy who found a way to inject race into the Atlanta Mayoral contest?



May 25th, 2010
6:07 pm

he may have been a tad arrogant, but the state would have been in much better shape than following sonny’s lead…..corporate tax cuts (without cost/benefit) is the repub norm, let’s see wall street, lax regulatory oversight for environment, financial arena, war efforts….you name it and it’s clear repubs cannot govern and have left this country in such a mess…sad to say obama is not much better but can you imagine a country led by mccain/palin….well take that to the georgia level and you pretty much have same type crowd and thinking….jeezo beezo

Republicans for Roy Barnes

May 25th, 2010
6:21 pm

Hallelujah! Finally leadership back in the Governor’s Mansion! Roy has my vote for sure

What a Whopper

May 25th, 2010
6:22 pm

Can you believe that commercial. Barnes is the one that gave the start to all the crooked Republicans. Or should I say it was Barnes benefactors.


May 25th, 2010
6:31 pm

if we are against bankers and bailouts and outrageous bonuses, what makes idiot barnes think we are for helping bailout dumbarse mortgage holders?


May 25th, 2010
6:47 pm

Hey King Rat, I dislike Republicans in general but I hate scalawags even worse. You did yourself in when you sacrificed our Georgia ancestors who fought for the Confederacy for political correctness. I’ll probably vote Baker in the Democratic primary who doesn’t really stand a chance against Barnes in the primary but then I’ll vote for whomever the Republican challenger is over the Georgia scalawag. Deo Vindice.

Conservative Democrat

May 25th, 2010
7:02 pm

What is with people whining about Roy being “arrogant.” If the only problem with Roy is that these morons think he is arrogant, I’ll suffer it thankfully so long as he can get Georgia back on the right track. And it seems like he’s about the only person whose is not a crook, a doofus or both.

No Longer Republican

May 25th, 2010
7:23 pm

Barnes screw up eight years ago is why we had to endure eight years of this god-awful present administration. We don’t need Barnes again people. Wake up!!!!


May 25th, 2010
7:40 pm

roy is only saying what he thinks the voter wants to hear. how does he think he can restore homestead exemption, get the funds to put teachers and state employees back to work and make good on all these other wonderful promises. if it was that easy sonny would do it. and as for closing the governors mansion…why not…his big home in cobb county makes the state mansion look like a rental house.


May 25th, 2010
7:57 pm

Check with any of the Cobb County attorneys and they will tell you his law firm is corrupt and so are the Cobb County Judges.


May 25th, 2010
8:06 pm

As a working couple my wife and I need our property taxes re-evaluated so we can continue to help support our local community and great state without having to worry about future increases and stress of losing our American dream.

Simon Jester

May 25th, 2010
8:10 pm

Barnes, yeah. He’s proven that he will lie and say anything he thinks people want to hear. Is your memory that short?

Will Jones - Atlanta Jeffersonian Exegesis

May 25th, 2010
8:41 pm

Having done my all to get Obama elected as what is now clearly “the lesser evil,” Vietnam draft-dodger, pantywaist, Barnes, whose wife is the “man of the family,” as the Democratic nominee for Governor, won’t ever get my vote.

What profound hypocrisy: Barnes: “Bankers and their lobbyists got bonuses and bailouts but you lost your home;” after having grown his own bank, with full Conflict of Interest as Georgia state Senator overseeing the banking industry in Georgia, now personally “cashed out”/”bailed out” to the tune of many millions from Canadians, proving his participation in the spiraling concentration of wealth of fascist plutocracy, whose war in Vietnam he cravenly dodged, never lifting a finger to bring to justice the traitors who sent others to die in his coward’s place.

He is no man and no Georgian…and probably was lousy selling hardware in his grandfather’s store…but maybe did “well” doing “pants fittings.” His coterie of advisors surely would have. Do an ad again without wearing your glasses, Roy. Show us how oblivious you really are. Will that money make you “feel like a man” if you can’t con us into making you governor, again? Taken off any pounds to appear to be less porcine?

Hopefully Poythress will make a good showing or maybe, though in the waste disposal business, the apparently righteous Jeff Chapman has no Mob connections…and a, for now, self-identified member of the Gay Old Pervert party known to be fronting for the Roman Anti-Christ in Georgia, will be the “lesser evil” as governor, this time.

otoh, Genuine Georgia Peach Carol Porter as Lt. Governor will prove once more how much finer the ladies of our greatest state truly are – exemplars to The Nation – and, that G-d has blessed DuBose Porter as her, hopefully, righteous husband, though she is much better spoken with a better intellect (and which husband’s wife isn’t?), says DuBose, by Grace, should be our Governor, too.

She is obviously great. As G-d gave him to her, and we aren’t unequally yoked, he must be arguably good as well.

Let’s hope he shows out well, along with Chapman and Poythress, so we can have a good and decent Election, by, for, and of, the People.

Annuit Coeptis


May 25th, 2010
8:47 pm

Very effective ad. When people are losing homes that are worth 20% less than when the loan for it was written, there should be mandatory negotiations to keep the home from going into foreclosure.
This helps not only the owner, but the surrounding property owners whose own property values are on the skid because of the number of foreclosure properties. Roy is clearly the best candidate in the field and he deserves another chance to help this state, which is being destroyed and devalued on a daily basis by the neocons.

Aaron Burr V. Mexico

May 25th, 2010
9:14 pm

Hey Billy.

Sherman had the right idea.

Your ancestors had a legal right to succeed from the union. And then declared war on the United States. We beat your pants. Just like we did Mexico.

Southerners have no moral authority about anything. A more backward ignorant people on the face of the earth you would be hard pressed to find.


May 25th, 2010
9:14 pm

I am done with the GOP. Enough is enough. Truth be told, it was GOP spending during W’s term that got us into this mess in the first place.

Vote Libertarian. Vote John Monds for Gov.

Kasim Reed + Lisa Borders = Business as usual

May 25th, 2010
9:37 pm

Didn’t take long for Kasim to show he was a politician and not a statesman. You’ll have to get he real story at The Sunday Paper, since the AJC doesn’t want to give it the coverage it deserves.

Bottom line the charade of a search committee was supposed to name three final candidates in order of preference, but Borders, who is apparently serving as Reed’s henchwoman on this, made sure five were named, and not in order, so as to include Turner, widely viewed as a sycophant.

Why the charade of a search committee Lisa and Kasim? You’ve just proven yourselves to be hacks of the first order.


May 25th, 2010
9:48 pm

Ad should run like this:

Female: We bought a house that we could not afford.

Rat Roy: Since we Democrtas do not believe in personal responsibility we will help you by paying off your mortgage.

I am Rat Roy Barnes & me & my buddy Obama approve this message.

Too tired to be mad

May 25th, 2010
9:52 pm

Jim is a reliable toady for Roy.

Flaggers Are Inbreds

May 25th, 2010
9:53 pm


Go check the calendar, this is 2010. Thankfully, the flag issue has been over for quite some time in Georgia and thanks to Roy, our state doesn’t look like its stuck in the 1950’s anymore. Racism is ugly. It has no place in this state, this country or this election.

I thought most of the Flaggers packed up their Klan robes and headed back to Dade County some time ago. The few remaining ones I thought joined the Tea Party and are now making a sport out of picking on Hispanics.

People like you who still want to debate the flag issue need to pack your ass up and leave this country immediately. We have enough Republican messes to clean up without having to waste time listening to some bigoted hatred. This state owes an enormous debt to Roy Barnes for having the political courage to close the door on that awful period of Georgia history. Political courage is such a rare thing in politics anymore. Most people just gravitate to one of the extremes, either liberal or conservative, and do nothing but throw rocks at the other side. They never offer solutions, just spew some venom like you flaggers that never seem to know when to shut up or when to just go away,

Hey Billy, let me help you out: IT’S TIME TO SHUT UP AND GO AWAY.


May 25th, 2010
10:22 pm

Hey Flagger, I am from Dade County, and that my friend means you and YOUR president would not be welcome there. Political courage. Are you kidding me? He was doing something to cater to one group that thought we would get him re-elected. I guess he thought wrong. Was the statement about Dade county something from experience, or did you just pick a northern county from the map? Have you ever been outside the perimeter?


May 25th, 2010
10:47 pm

Barnes= Obama. He will promise you anything to get elected and then do whatever he wants to do. Just like his last term in office.

Will Jones - Atlanta Jeffersonian Exegesis

May 25th, 2010
10:52 pm

Actually the “flag issue” has yet to be resolved in any meaningful way. Vietnam draft-dodger Sonny Perdue rose to the governorship bemoaning Vietnam draft-dodger Barnes’ excision of the Confederate Battle Flag, now supplanted by equally “Confederate” symbolism, yet there was never a meaningful, open discussion of the true historical significance of the operative symbol – believed by “many” to be offensive and racist – being discarded: the Cross of St. Andrew (Viz. “Protestantism Overseas”).

Just as Rome’s carpetbaggers in Georgia tout Barnes or Handel for governor, as if that were a legitimate choice, so too do they decry the proof, flown until recently atop our Statehouse, that the Civil War was a fight between a Roman Catholic-dominated Union Army, politically guided by the same Organized Crime factions filching money through congressional appropriations which rule non-Southern cities today (other than incursions via Philadelphia/Newark and NOLA in our late political hierarchy), and a Protestant, Jew-loving, Jeffersonian, Masonic South where Roman Catholicism was identified as the Anti-Christ America’s Founder said it was, and the only Roman Catholics found below the Mason-Dixon LIne, other than in Rome’s established American beachhead of Maryland (RC Handel’s home) and south Louisiana, were small pockets servicing European trade and visiting sailors in Savannah, Charleston, and Mobile. Its Bible nomenclature isn’t “The ….. of Babylon” for no reason. Ever been to a Roman Catholic country? Wonder what becomes of many of those they molest?

It is operatives of the Roman Anti-Christ, and their dupes, who wish to “divide and conquer” the South on the “flag issue,” when, in fact, White, Black, Jew, and Gentile Patriots, enlightened, can fully realize the virtue of the South’s cause, for which Blacks and Jews, both native born, and arriving from all over the world for the purpose of confronting the identified “Amalek,” fought: Rome’s usurpation of Washington was a known fact at the time (watch “Gangs of New York”). Rome’s “Wall Street of slavery” had been dealt a major blow by the U.S.Government’s prohibition of importation of slaves during the Jefferson administration, and the South was virulently anti-Roman Catholic…”whig”…just as were all but one of the Founders.

Rome pushed their surplus slaves over here, Irish, Italian and German, as a counterweight and for cannon-fodder, just as Rome is pushing its illegal Hispanic faithful here today, with the full cooperation of a Roman Catholic Supreme Court and a Roman Catholic-controlled Congress. The Gay Old Pervert party and “others” equally “unfaithful” serve the Roman Anti-Christ, not the People.

So, the “flag issue” hasn’t “gone away.” Hopefully it never will until “E Pluribus Unum,”"Novus Ordo Seclorem,” and “Annuit Coeptis,” the Creed, is the restored “civil religion” in which all Americans can have faith, and those who don’t “get it” are “gone,” starting with Rome’s “Fifth Column’s” 9/11-committing leaders – from the Navy Yard’s gallows.


May 25th, 2010
11:30 pm

Right now, the way the system works, prior to foreclosure, there is every opportunity for the parties to sit down and negotiate. The banks do not want to foreclose, they want to work with borrowers. Banks lose less money working with borrowers than foreclosing. Roy appears to not understand how the system works and wants to pander to people who think the banks just love to foreclose. They don’t.

Barnes cannot force the banks to do anything, so this is a very hollow, pandering proposal. Notice Barnes thinks we are stupid enough not to realize he makes not promises on making the banks do anything to help the borrowers. This is the worst doublespeak I’ve seen in years. Barnes should be ashamed. The investors who own the loans – often not the banks – have contractual expectations that the Georgia Governor is powerless to change. It’s like your plumber promising you that he can fix your toothache because he’s repairing your home’s pipes.

If Barnes thinks he has any ability to force the investors to do something, then her lacks understanding of contract law and a Governor’s powers. Then again, the don’t call him King Roy for nothing. He probably thinks he can decree that banks need to modify contracts. (Notice, he never promises this. He promises he’ll make the parties sit down and negotiate, like they already do, but never actually says how this will help.)

If he doesn’t have any real proposals, he should just say so. To take the present system, call it a new idea and then try to fool the people into thinking there is some real proposal there is typical King Roy. How can people be blind enough to buy this?

The Cynical White Boy

May 25th, 2010
11:32 pm

Ladies and Gentlemen….presenting the Almighty AJC official candidate for Governor…..(drumroll)….KING ROY!

Long live the KING. KING ROY 2.0. BOBBY (Bin Laden) KAHN 2.0.

Dear readers…the “thumping” sound you hear each night is the editorial staff of the AJC falling upon their knees and praying that KING ROY will once again “educate” us un-washed heathen here in the “new” South.

Governor Go-Fish

May 25th, 2010
11:34 pm

I don’t care who wins. Just as long as they leave my shiny new BIG A## Boat ramps alone. Let’s all just go fish.


May 25th, 2010
11:41 pm

Barnes does not appear to understand mortgage or bank basics. If a borrower stops paying a mortgage, the bank starts contacting the borrower, asking for the borrower to work with the bank. Under Obama’s Homeowner’s Stability plan, there already are many avenues for negotiation before foreclosure.

Barnes as Governor would have no authority to modify mortgage contracts, force mortgage investors to modify contracts, or do anything that would stop a bank from foreclosing. While Barnes wants us to believe banks are anxious to foreclose, anyone with common sense knows that banks lose more in foreclosure than in rescuing a loan and borrower.

There are many things the state government could do that would help people stay in homes. The state could fund partially forgivable mortgages which could reduce a homeowner’s monthly payment and let the state eventually get repaid. The state could use the state housing authority to lend money to borrowers in trouble, allowing them to refinance. These would be real plans.

Instead, Barnes puts forward a meaningless proposal that says banks and customers need to sit down, but offers no specifics or incentives to negotiate. These negotiations already take place, so what Barnes is saying is he has no new ideas. This is typical Barnes. He doesn’t understand an issue, but that doesn’t stop him from pandering with meaningless proposals.


May 25th, 2010
11:46 pm

Eight years ago, King Roy had no reason for us to re-elect him, so he started running ads in which he tried to scare people about the lottery. He wanted people to think Perdue would scrap the Hope Scholarship. The people saw right through him.

This time around, King Roy is doing it again. He is using the mortgage crisis as his diversion. By throwing out the meaningless “I’ll demand negotiations” he avoids a real proposal. He has no plan. He has to reason to be Gov. But he thinks that if he puts forth this meaningless statement in his authoritative voice, the voters will be fooled.

He didn’t fool us eight years ago. It’s kind of insulting that he thinks he can fool us with the same smoke screen now. It’s like Barnes learned nothing from his defeat eight years ago. He still has contempt and condescention for us citizens of GA.

Wounded Warrior

May 26th, 2010
12:21 am

Can Roy spell foreclosure? not edcumacated in GA


May 26th, 2010
12:23 am

Most of the folks responding seem to be on the Rebublican side. Lets tax Homes and Property without Bias so every Georgian contributes Equally!

Wounded Warrior

May 26th, 2010
12:29 am

GA: first in the nation in bank closures and last in education. Please tell what bank will be open for King Roy to talk about foreclosure?


May 26th, 2010
1:59 am

Silly tripe that is unlikely to have a positive effect for most people in Georgia. Assuming that some change is passed to increase regulation of the foreclosure process, it will simply make mortgage rates for borrowing in Georgia higher and, once again, penalize the people who responsibly make their mortgage payments on an ongoing basis. As poor a group as the Republican field is, I’ll be forced to hold my nose and vote for one of them. Roy is still the ambulance chaser. We need fewer ambulance chasers and more producers.


May 26th, 2010
6:07 am

Surely to GOD , you silly Georgians dont want that blowhard democrackkk Roy Barnes again???

WHY would you want a pile of crap from the past and all the damage he did?

STRIVE to be SMARTER than the ORIGINAL party of SLAVERY (the democrackkks) WANT you to BE!!!

Privatize our state legislature

May 26th, 2010
6:40 am

Barnes reminds me of Al Gore. They are both smart, honest and well-meaning but not very inspiring. Unlike Gore, thankfully Barnes does not come-off as a know-it-all.

I still like Porter Debose.

Privatize our state legislature

May 26th, 2010
6:45 am

I agree with Barnes that Banks should have been required to renegotiate the terms of some mortgages. It should have been done federally but Obama isn’t half the liberal that the hysterical conservatives claim.

atlanta resident

May 26th, 2010
7:15 am

Ol Roy won’t make us pay the mortgage. Everything will be free. The concept of paying your bills will be out the window. Need money Ol Roy will simply give it away. Is it time for real leadership instead of no solutions that are based on what you want to hear. What’s next? Will he say candy won’t make you fat if he is elected?


May 26th, 2010
7:49 am

@Too tired to be mad and the rest of you sheep:

Who do you think is going to be a better governor? John Oxendine or Nathan Deal? Both are incredibly corrupt. Do you want incredibly corrupt leaders running Georgia even further into the ground? It amazes me that people like you are OK with someone like the OX, a “man” who took contributions from the very people he was supposed to regulate.
Certainly King Roy isn’t a prize, but he is definitely the lesser of all the evils out there.


May 26th, 2010
8:07 am

As I read these comments, I do not wonder why we are in our current mess.


May 26th, 2010
8:49 am

Ole Roy still hasn’t figured out that the governor doesn’t rule by fiat. The only bigger idiot is someone who actually believes anything that comes out of his mouth.


May 26th, 2010
9:20 am

yea, like the repubs are so effective and believable……corporate cronyism hoping the elite will let them in on the game….that’s what are repubs are doing…..they could care less about the average joe unless it pertains to gay rights or abortion……..wish i had the answer, but for sure it’s not more of the same locally and nationally i think maybe the best combo would be given the current circumstances are obaman and at least one repub controlled house of congress

Mr. Grumpy

May 26th, 2010
9:30 am

Bill — Which mess are you talking about? The one at the national level started about 20 years ago with the election of Ronald Regan, who created the largest deficits and tax cuts for the wealthy in our history or the one at the state level when a plurality of idiots voted and then re-voted for a total of 8 years of Republican mismanagement and theft of state wealth? I’m confused. I thought that the election of Sonny Perdue was going to prove that 130 years of Democrat control of Georgia governmnet would end, and Republicans would REALLY show how things ought to be managed. Yeah, right!! We’ve seen how things ought to be managed. Sonny’s legacy? Keeping Georgia’s perenial status near the bottom of the nation’s education ranking; lessons on how to make a lot of money stealing state land and having a tax exemption written just for you; a sham of a transportation plan that won’t even show us if it works until 2014; a losing strategy of filing lawsuits against the feds that only cost taxpayers more money; and last, but not least, a plan for creating water reserves/resources around the state by conducting prayers to the Almighty on the steps of the Capitol. That’s what we got for voting for a Republican just because his campaign ads were “cuter” than Barnes’s, and because Perdue was better at name-calling. Well, are all of you happy now?

Bobby Anthony

May 26th, 2010
9:48 am

This teacher will vote for Poythress. I will not vote for Roy in the primary or the general election if he makes it past the primary. A lawyer makes his living by twisting words to make falsehoods seem true. Roy has perfected this art. This summer I plan to stay in touch with educators throughout the state to remind them of Roy’s contemptible attitude for our profession when the pudgy little man was governor.
Again I urge everyone to post their name on this blog. Do not be afraid to stand up for your beliefs.


May 26th, 2010
9:50 am

rightofcenter – you are correct. Your name indicates you wouldn’t prefer a Dem be elected anyway, but the shame of the Dem party is that they do not realize most people perceive Barnes this way. In a year when the Dems could easily win the Gov’s office in GA, they’re likely going to blow the opportunity because they don’t see that most of us recognize the Emporer wears not clothes.

Jud Williams

May 26th, 2010
9:55 am

The posted comments are very enlightening because they reveal so many obscure elements of the candidates. Many comments encompass topics the media is incapable of addressing and that serves a useful purpose for the uninitiated.


May 26th, 2010
11:38 am

Barnes is pandering. Just like most of the Repubs. I like Poythress, Chapman, Porter and C. Porter, although D. Porter should’ve raised more hell all along at the ethical abuses and excesses of the Republicans, instead of being a southern gentleman and politely laying low for most of time until his campaign started. Ditto for Baker. The rest, including Barnes, are capable of saying or doing anything to get into office, and then it will be back to business as usual. The insiders get rich, the rest of us get fleeced.


May 26th, 2010
9:19 pm

homestead exemption equals welfare. you may as well be getting foodstamps and the check. the state collects .25 mils and gives the county about 300 bucks for you? now every homeowner knows what the true amount their county and schools are robbing from them.

dont bring back the homestead exemtion, lower your own local taxes at the county level.