Saliva test forces smokers to pay more for health insurance

Want to make your employees smoking mad? Tell them they have to prove they don’t smoke.

Surprisingly, sucking on a burning clump of dried vegetable matter and inhaling the smoke deep into sensitive lung tissue is bad for human health.

Surprisingly, sucking on a burning clump of dried vegetable matter and inhaling the smoke deep into sensitive lung tissue is bad for human health.

In Arizona, some Maricopa County employees have to submit to saliva tests that test for nicotine, according to an article in the Arizona Republic. If they don’t, they pay an extra $480-a-year health insurance premium.

The test is seen as a way to cut health-care costs, which, as you probably know, have skyrocketed in recent years.

Smoking, as anyone who has read the side of a cigarette package, is bad for you. “Smoking Causes Lung Cancer, Heart Disease, Emphysema, And May Complicate Pregnancy,” says one label, which seems pretty straight-forward. The Centers for Disease Control says smoking is the leading cause of preventable death in the U.S., and smokers die an average of 13 years sooner.

Some Georgia hospitals, including those in Gwinnett and DeKalb, won’t hire smokers. Job applicants have to pass a blood test for nicotine. With rising healthcare costs, that may become a trend. Georgia, unlike some states, does not have a law prohibiting discrimination against smokers.

According to the Arizona Republic article, the county made the test mandatory because an statistically unbelievable number of employees claimed to be non-smokers. Despite the warning labels, the percentage of smokers has stabilized in recent years at about 20 percent.

In the article, one disgruntled employee says ”it goes against our personal liberties. Whether you smoke or not should be between you and your doctor, not you and your boss.”

She’s wrong. Because she chooses to smoke, her co-workers have been paying more for health insurance.

How much more?

Here’s some facts from the Centers for Disease Control:

* Cigarette smoking costs more than $193 billion (i.e., $97 billion in lost productivity plus $96 billion in health care expenditures) per year.

* Secondhand smoke costs more than $10 billion (i.e., health care expenditures, morbidity, and mortality) per year.

58 comments Add your comment

fek

March 18th, 2011
1:16 pm

should fat people have to pay more?

where will it end

March 18th, 2011
1:18 pm

@ Kate – so alcohol consumption is not within any given individual’s control? Let’s be honest, the real difference is that the majority of America drinks beer and eats potato chips while the minority smokes.

If health care existed in its current form while Prohibition was around, drinkers would be paying more too.

Judie

March 18th, 2011
1:18 pm

How much does fat cause per year? Billions MORE than smoking. Don’t believe me? Look it up. Smokers should pay higher premiums as soon as fat people pay higher premiums. Period.

picky person

March 18th, 2011
1:26 pm

Difficult for me to say which I don’t like more, smokers or fat people. You know what’s funny? seeing a fat person have to take the stairs when the elevator is down to go outside to smoke, but if you told them someone on the street was giving away Big Macs or cigarettes they’d high tail their fat stinky asses down there like they were Flo-Jo.

Sweet son

March 18th, 2011
1:27 pm

Everyone gets so excited about tobacco users and the healthcare costs associated with it. How about a “fat boy” tax for those who are extremely overweight? We also know that obesity causes a miriad of health problems. Heart disease, diabetes, and a host of others. I did not hear any of the commentors suggesting this as a way to reduce healthcare costs.

greatidea

March 18th, 2011
1:28 pm

If you want to smoke than pay for it… If you want to be overweight and unhealthy then charge them an insurance surcharge too. Life is full of choices and consequences. It’s time for everyone to be accountable for their own choices.

For all of you who are feeling targeted by this… I’m tired of paying for all your bad choices.

picky person

March 18th, 2011
1:31 pm

How about a tax on the ugly? They aren’t making things better for anyone. They are more likely to go to the doctor because doctors are the only people who can’t get out of sitting in a tiny room being forced to talk to them, it might be the only social interaction an ugly person gets.

George

March 18th, 2011
1:39 pm

I agree with skinny smoker- make the fatties pay higher insurance rates TOO! People with healthy lifestyles (i.e. non-smokers, non-fatties) have been subsidizing people with the unhealthy lifestyles for decades.

Old Geezer's got it

March 18th, 2011
1:41 pm

He’s right. She smokes, she pokes. The rule to live by

Dreamer

March 18th, 2011
1:42 pm

@ Wayne 12:03PM comment: “If you smoke, please quit killing yourself”
Some folks may be trying to do ‘exactly’ that.
Stop judging other folks!