How sexy is your.. credit score?!
Recently, a guy on twitter declared “Women, you really want to impress me? Don’t post pictures of you in a sexy pose. Post up your credit reports from the top three credit bureaus!”. I’m paraphrasing, but it was pretty funny and kind of telling!
With today’s economy, men are working harder and harder for their money. They are just as impressed by financially healthy women as they are by women who are physically healthy! Perhaps even more impressed! If this isn’t a sign of the times, I don’t know what is!
How compatible you are is very important – and comparing credit scores could reveal a lot about what and how you two value the same things. There are even online dating sites that are catering to this notion. These websites let you sign up with your credit score rating as your main attraction!
What do you think this means for the state of dating? Is this yet another reminder of how much dating has changed?
Would you ever ask a date about their credit score?
By Wise Diva, Misadventures in Atlanta Dating Blog
accessAtlanta Partner Sites
Sections
Advertise on accessAtlanta.com »
Reach the audience you want by advertising on accessAtlanta.com
Join the Access Atlanta Network »
Advertisers and Publishers, expand your reach by joining the Access Atlanta Network.
Tell us what you think about the site
Visitor Agreement | Privacy Statement | About our ads
© 2013 The Atlanta Journal-Constitution
269 comments Add your comment
Single & Happy
January 15th, 2013
7:26 am
WTH, dang I must be getting old (LOL)
Mouth shut eyes open, cause people can’t lie about the score right!! Cause I’ll be damn if we’re going to exchanged credit reports. We will not be mixing money, you want a car, go buy you one, you have credit cards pay your bills.
Hey all
lee
January 15th, 2013
7:28 am
LOL …. I think its a great idea, wish i did a credit check on my X. My credit score is lovely! My X would go shopping like a woman spend it all, then i would say you have a closet full of clothes, those weren’t needed we have things to pay off, etc.. Then he would get nasty “i’ll just use the credit card”…He was all in for keeping up with other people or showing off, I could care less what you have what kind of car, clothes etc.. I know what i have – and that is what i can afford to have, i could care less if i have the newest item.
I don’t think i would ask on a date what someone’s credit score is, but relationship yes, getting married Yes and what is in their retirement also.
MissMoni
January 15th, 2013
8:21 am
GOOD Tuesday Morning MIA!!!
I wouldn’t ask a date what their credit score is, however I would ask a fiance. Finances is definitely something that should be discussed prior to marriage, to see where we stand and if adjustments need to be made. I’m not with living ABOVE my means and I would want my future husband to be on that same page.
LeeH1
January 15th, 2013
8:37 am
Financially secure people are hot! You can tell, because financially secure women wear jewelry, not bling. Finanically secure women are comfortable, not ambitious for expensive gifts or for “show”. Financially secure women take care of their possessions as they take care of their home. A home or car that is worn down or shabby or unclean is a real flashbulb to future mates about their real values and their use/misuse of funds and their trustworthyness.
Dating is one thing. A future mate must add to the financial security of the home and family. A person that wastes money or shows off (male or female) is great for dating, but not for marrying. It doesn’t matter how much or how little they make, it is how they live within their means and how they take care of what they own. The credit score is just one part of this pattern.
Button
January 15th, 2013
8:54 am
Good morning, Somebody has bad credit – bankruptcy is at an all time high! if you think having poor credit will stop love from happening, you must not know the power of love! I read about this topic on another site and was tickled at then and tickled now. Don’t ask me my score because I don’t want to know yours. At this age, heck I’m just happy to know you’re still standing up right. Now if I were younger and wanting to start a family then will be concerned about whether you pay your bills on time and we can reap the benefits of having excellent credit scores making our financial life much easier and affordable without paying high interest. Been there done that, now that I’m older. I have my home, car, credit cards, I’m building a nest egg in my roth IRA and 401K and I don’t owe the IRS! I’m good!
My concern is one thing, do you owe the IRS, b/c I can’t and won’t wait on you while you’re sitting in jail for tax evasion or having your property seized.
disco
January 15th, 2013
8:57 am
good morning.
I’m on the pro credit score bandwagon. not saying it’s to be brought up/shared immediately. if it was serious enough that I thought I might want to marry a brother his numbers would most definitely need to measure up. more than once I’ve dated the guy who had the post-divorce bankruptcy and all the accompanying financial drama. personally I didn’t want to be bothered with it though some of my friends didn’t think it was that big a deal if he was a nice guy. so far he hasn’t been nice enough for me to overlook all that.
Single & Happy
January 15th, 2013
9:03 am
Hey disco, button
Now if you’re dating someone and you haven’t been around them long enough to know how they handle their finances without asking, have you really been around them long enough to be talking about marriage?
disco
January 15th, 2013
9:06 am
S/H – how a person “appears” to handle their finances and what their credit score actually is may or may not add up. I personally know a lot of folks making good money and blowing it. folks making little money and handling it. folks driving nice cars and they are in their parents’ name. I always shake my head at that one. 45 years old and mommy and daddy are still helping you get a car. really? nope. doesn’t matter what I think I see I still want to see Equifax, transunion and Experian. lol.
Lee
January 15th, 2013
9:18 am
I just saw a man riding a bike painted in gold even the tire rims , he was wearing a silver helmet that had horns….. now i have seen everything! lol
Single & Happy
January 15th, 2013
9:27 am
disco, I’m talking about folks you’re dating, like you said you have an 850 score but mom and dad helping you pay your bills, then does that score really make a difference? If you’re handling your business, but your score dropped because of circumstances, like when our government enacted the credit card act. But we can’t get married because of a number?
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
9:29 am
Damn…… Under no circumstance would I ever disclose my credit score to someone I am dating….. Credit scores only tell a small part of a story and never give a clear picture of who / what a person is… Case in point…. My brother started a business about 10 years ago…. for the fisrt 4 or five years, the business struggled and he went about a hundred grand in debt to keep it alive….. Fast forward 3 years and he clears a hefty six figure salary, the business has multiple locations and he had enough loot to pay cash for his dream home….. The kicker is , his credit score is still barely 600 because of the struggles from strting his business….
Raqi
January 15th, 2013
9:34 am
While reading this made me LOL (literally) I do know from experience that maintaining a “perfect” score is not all that easy, cut and dry.
I have very good credit now but that has not always been the case. There were times when putting brakes on the car was more important than making that credit card payment that month. Things happen.
Yeah in the blog world everyone makes high-five and six figure salaries. Everyone pays every bill not only on time but before it’s due. But in the real world things happen. And just because one may have a run of difficult times that does not mean one is not financially concerned and aware.
Don’t make hasty decisions about a person’s situation without considering what brought it on. What is more important is how they are faring now. It takes 7 years for a negative credit rating to be expunged from your credit report. So yeah someone may have had a run of bad luck 5 years ago due to job lost, an unexpected high dollar expense (medical bills), bad business investment or whatever. That should not be the sole deciding factor.
How are they living now? Are they careless in the spending? That’s what counts now, No?
Robert
January 15th, 2013
9:35 am
“Would you ever ask a date about their credit score?”
I don’t give a darn about someone’s credit score. I am interested in how much money $$$ cash you have in the bank. The more cash you have the more fun we can have.
I know people with 750-850 credit scores that in today’s market have a hard time finding a mortgage loan because of the harder lending laws.
Amia in Atl
January 15th, 2013
9:35 am
I used to be VERY close minded when it came to credit. A man had to have good credit along with a great profession. At age 31, everything turned upside down. I found myself in a situation where I depleted my savings, sold my house, lived off the profit, and found myself no longer being able to afford my normal lifestyle, etc. I eventually filed bankruptcy. That hurt. It was extremely difficult because I had always prided myself on my accomplishments. Others used to compliment me on how I handled business. I refused to let it me beat me down, though. The career isn’t where I want but that’s a work in progress. I have worked hard to rebuild my credit. It’s not where it was, but it felt great to buy a new car last year with a good interest rate from a major bank. My point is, a lot of times we don’t understand until we are in those shoes. I was shocked at how fast things can go bad, no matter how you plan. I would be devasted if a man didn’t want to be with me for that reason. Matter of fact, it was such a blow to my ego/pride, that I didn’t date for a few years!!! This whole ordeal has taught me to more humble than I ever was before.
disco
January 15th, 2013
9:39 am
s/h – point made. I get it, I do. but like I danced around yesterday I have no intention of carrying a grown man. I’m the chick that’s there for moral support. if you need a home cooked meal, some words of encouragement or a morning break off to get through the day I’m your girl. if you need someone to co-sign for you or catch up your back child support, I’m not your girl. now, my instances are based on the guys that I did date. both divorced guys who filed bankruptcy and thought that because they worked and made decent money that they were doing okay. yeah. they were doing okay but their “marriage-worthiness” decreased in my eyes as soon as I caught wind of their true financial situations.
Raqi
January 15th, 2013
9:44 am
And really what does a person’s credit score matters when you are just dating? Which is what the majority are just doing these days.
If you are considering marrying and one party has a bad track record in finances, let the one with better financial sense handle the money.
As an associate I know has been doing, don’t purchase anything together even after marriage. She owns their house while he does an upstanding job of contributing to the house payments. His credit is/was not good so they do what they have to do merge the two until his is at a point that it will not negative affect hers. There is a way to work around things.
The biggest issue I hear today is people just not wanting to work. And I don’t mean having a job work, I mean working with a person or situation. Credit is something that can be worked and made better.
As long as you have someone that is willing to put in the work to make their whatever situation better you more than likely have someone worth working with.
Celisea
January 15th, 2013
9:44 am
I think topics of this nature really depend on your age, where you are in life, how much growing you have left, the years ahead of you versuse the years behind you, etc. I don’t think you should ever ask anyone about something so personal, until and unless marriage comes up. The only reason you need to know anything that personal about me is if we’re at the point of comingling. Comingling money, assets, investments, juices, etc. Whether we’re 20, 40 or 50, again, unless we’re headed down the aisle, it’s really none of the other person’s business.
If we’re just dating, what benefit is it to know? Just dating now, not getting married. I would think wanting to see a clean bill of health would edge out way ahead of seeing someone’s credit score. I mean if you ain’t here cause of bad choices what good is a credit score anyway? IJS However, I do think for one’s own self, they should practice good spending habits and good credit. For you, way ahead of getting together with someone. Because I, for one, am NOT in the business of sponsoring. You ain’t gotta disclose to me, but you definitely need to be handling yours.
My other issue is don’t assume a person is frivolous with spending because of what you see. Just because a person accumulates, there shouldn’t be the assumption they’re overspending or spending above their means. You only live once and I believe if it’s something you want and you work everyday and can afford, why not? I don’t believe in living life and always wishing or not buying say a new car because it will depreciate. Well, so will I, the older I get (y’all get what I’m saying). If it ain’t eternal, it gonna die (car, person, house, things, stuff), at some point. Again, I not saying go berzerk and whoop it up, KNOWING you can’t, but if you can, why not indulge just a little as long as it’s within reason?
I will admit, I didn’t start off doing things right, but I learned and IMO, as long as you learn and get it right so you can get some of it back, is all that matters to me.
Single & Happy
January 15th, 2013
9:47 am
Disco I’m not saying take care of someone. Just like the 2 guys you dated, you didn’t have to see their credit score to know their financial situation. If you’re dating someone and you have to ask for a credit report to know what’s going on with them, do you know this person well enough to be talking about marriage?
Button
January 15th, 2013
9:47 am
Single I don’t know how my date used to handle their financial affairs, all I know is that they had a roof over their heads, a car and had a pretty good lifestyle that included vacations and such. Now does that mean they had good credit? NO, that meant they had the resources to do those things. Heck even people with bad/poor credit did those things.
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
9:51 am
I agree with Raqi and her 9:44…..
is “for richer and for poorer ” no longer part of the marriage vows???
DreamsMaterialize
January 15th, 2013
9:51 am
Morning Everyone.
I don’t cast aspersions based on an individual characteristic, like a credit score. I also look at a person’s past and current situation, their behavior, indulgences, attitude, work ethic, etc. I put all of those things together to try and form a more complete picture of the person I’m dealing with. I develop risk scores and math models for a living, and I know that, while scores can be helpful indicators, they also have weaknesses. For example, filing for bankruptcy will severely lower your score, but research shows that people who have filed bankruptcy tend to be better, more responsible customers after their bankruptcy is discharged. Point is, look at the individual, and use all the information (not just a score or individual attribute) you have at your disposal.
Raqi how goes it? Good to read you.
Celisea
January 15th, 2013
9:52 am
Most folks that hold other folks to the fire in having to have outstanding credit in order to breath on them are usually the ones that have to hit a bump in the road to understand, sometimes you can’t control life and what it brings your way. Sometimes life throws a curve ball and survival over a good creditscore wins hands down. I believe this, you can always recover. Especially if you’re thrown in circumstances beyond your control that caused you to abandon holding up a good score. Things like losing a job, etc.
Raqi
January 15th, 2013
9:53 am
Celisea, I agree. We all live and learn.
I can get on this thing, as many will, and say I have never ever paid a bill late and my credit has been 800+ from my mother’s womb (LOL) to this day, but that won’t make it true.
The biggest concern is having learned from past mistakes and having made right the wrong.
And again until you know what got a person in a situation don’t be so quick to discount them.
Raqi
January 15th, 2013
9:53 am
Hello DreamsMat. I am good. Hope all is well with you and yours.
SlimNu - More of me, less of you
January 15th, 2013
9:55 am
Good morning,
Yeah, i’m with Raqi and Amia…you just never know and merely looking at a credit score is not going to give you a end up be all picture of that person. It’s no different than pulling someone’s criminal record…what if that person doesn’t have any arrests, warrants etc…does that mean he’s an upstanding citizen or that he just hasn’t been caught yet. lol
Exiled!
January 15th, 2013
9:58 am
Yawn!!
I hate Lance Armstrong and his punk azz! Why u gotta admit to doping when they never found you ‘doped’ after testing you several times.
His azz is so weak!!!
Bump the snitchers! Dude,ur azz was found clean,Period!
Weak azz man u are Lance…Man up to the grave.
All these corporate honchos faking degrees and such and pocketing millions.
On topic:
Yawn again,it’s such a shallow topic.
Good credit is like a flower. It’s only needed when you really need it.
If I have to choose paying my auto note to Wells Fargo and my mum’s medical bills,I choose my mum..bump Wells Fargo!
I will work on the credit well in advance when I need another big ticket item. etc….
What good is it just having a 750 credit score when all it is doing is just being there,like a flower,sitting atop my kitchen table.
Have a nice day!!
Life happens.
Hey MIA
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
9:58 am
Funny thing is, I don’t know anyone that can definatively tell what factors go into figuring a credit score anyway….
Celisea
January 15th, 2013
9:59 am
Raqi – Yep, I’m right there with you on your thoughts this morning.
I will say (and sorry if this is bad), you can’t though be pulling up on a bike (not motor bike) and want me to get on the back for an outing….lololol IJS And don’t be saying you gotta get on off the phone cause you’re using too many minutes. I’m mean I’m the person that passess judgement (in this regard), cause I’m familiar with struggles and the sacrifices it takes to overcome, but you gotta have SOME standards.
DreamsMaterialize
January 15th, 2013
9:59 am
Hello DreamsMat. I am good. Hope all is well with you and yours.
Raqi Life is good, very thankful.
Celisea
January 15th, 2013
10:01 am
I meant…
I’m the LAST person to pass judgement in this issue…..
That’s where I was going in my 9:59
disco
January 15th, 2013
10:03 am
S/H – at the end of the day it’s not so much about the numerical score as a person’s financial responsibility. I get that. try to think like disco for a second. I know it will be hard because disco is a bit throwed off. in my world (not the world in general) it’s important for a man to be on point as much as he can be on point because disco isn’t the type woman to cover for a man (or as the old folks say “let” a man be a man). for instance, it probably wouldn’t be a good idea for a man to move into my house. in my mind my house will always be my house. I don’t care if we are married now. this is the house I bought before you, it’s mine. we need a new house or at the very least for me to move into your house (there’s that double standard again – lol). for some, this is a small, irrelevant thing. for me, it carries weight. money is important, finances are important, how money and finances are handled is important. I don’t really want to be with a man that I can’t trust to handle the money/finances. now, having said all that I’m perfectly willing to be understanding and weigh individual circumstances but a lot of times individual circumstances boiled down to simply making bad decisions.
Single & Happy
January 15th, 2013
10:03 am
Button, if they were handling things, does their credit score matter? if a person saves and pays cash for every thing, there will be very little credit history, When it comes to marriage you have to look at the whole picture and make up your mind of what you can and can’t deal with. I’m not one of the blog people with great credit, but I can take care of me! Like Raqi stated life happens, why do we always want to hold it against people.
Lady~it is what it is!
January 15th, 2013
10:04 am
Raqi & C good reads!
Celisea
January 15th, 2013
10:04 am
Poor little Mmeello, you need to admit cause it’s right to admit. You wanna go to the grave with stuff that’s gonna meet you on the other side? In the good book it says every deed and every word spoken will be brought into judgement. Admission is good because really it ain’t between you and the world, it’s between you and God. What I don’t get is being on the world’s stage. I would tell folks to kick rocks, do my penitence and K.I.M. Too often, folks worry way too much about what other folks think.
Okay….I’m off of here. Got to get to work.
Oh, I almost put an eye out last night trying to get my contact out. I’m dreading putting them in today…but I’m gonna.
Celisea
January 15th, 2013
10:04 am
Lady – Hey there!
MsAtl
January 15th, 2013
10:06 am
Morning All!
I don’t judge people by their credit score and I would not share my credit report with someone I am dating. I would look at the whole picture, how he handles what he makes, does he save, etc. However, if we are just dating, it is not for me to hold that against someone unless the relationship is headed toward marriage. If we are getting engaged, then yes, it is important for me to know whether I am going to be paying the bills while you blow your check every month. If we are merely dating, as long as you don’t stick me with the check because you “forgot your wallet at home” then we do not have an issue. And yes, I will pay for dinner sometimes, but that is if I decided ahead of time that this one is my treat…
Single & Happy
January 15th, 2013
10:08 am
Disco, I don’t have a problem with it being your house, the problem is when you have to throw it in my face. Remember, me and you almost live in the same world, (LOL) I agree, you shouldn’t have to cosign, help catch up on any kind of bill, or child support! whether it’s from a man or woman.
Celisea
January 15th, 2013
10:08 am
One bad habit (well not bad) I do is have EVERYTHING drycleaned. I do. It’s expensive but it’s what I like. I don’t like how clothes look afer being washed. My underwear and what not, yes I wash, bed linen, I wash but not my clothes. That’s just one of things I indulge in. If I ever lose my income, Imma be washing my clothes and would have no quams about it. I think being able to “roll with it” makes a world of difference.
Celisea
January 15th, 2013
10:10 am
Now, I’m gone. Gonna see if I can get my contacts in today….uggggh
DreamsMaterialize
January 15th, 2013
10:10 am
Exiled I don’t think Lance is admitting to appease his conscience. Otherwise, he would have come clean already. He’s getting something out of this. Maybe he’s admitting to help agencies catch all the others who were cheating but trying to scapegoat him for it.
disco
January 15th, 2013
10:11 am
C – re phones and minutes. now that’s funny because I have a gang of friends/family members with prepaid phones. they never have minutes and primarily use their phones to text. I recently had someone ask me to rent them a car. they didn’t have a credit card but didn’t want to pay the cash deposit for the rental.
S/H – this whole discussion is starting to sound like the “good people” argument. lol. you know. abc and xyz are wrong but it doesn’t matter because he/she is good people. for me, good people isn’t enough. for instance folks always tell me I’m wrong for counting kids. I don’t care. I know guys with X number of kids who think because they love their kids and care for their kids it’s all good. yep. it’s all good for them and their kids. it’s not all good for me.
Exiled
January 15th, 2013
10:11 am
Cel…Opprah aint God..all these folks aint God….
His relationship with God is his alone…..
My silent prayers and apologies and admissions arent answered coz they arent public?
I aint buying that….
Raqi
January 15th, 2013
10:12 am
Single & Happy, exactly. Dave Ramsey does not have a credit score and he is a multi-millionaire. The marido listens to him religiously and is adapting to many of Mr. Ramsey’s ways of thinking. If you don’t have cash to pay for it then you probably can’t afford it nor should be buying it.
I know that’s a stretch on Mr. Ramsey’s part and the Hub’s but it does teach discipline in spending.
disco
January 15th, 2013
10:15 am
S/H – that’s just it. I want the man to have a problem with living in my house. lol.
Celisea
January 15th, 2013
10:16 am
disco – That’s funny. I didn’t know companies still did minutes so much. There are so many options out there now. You can do month to month and have unlimited. Tell your kinfolks to get in on the good good…lol
disco – I’m agreeing with most of what you said. I don’t really have time to be worry about your credit profile, all I know is I’m not paying your mortgage, your rent, cosigning, your childsupport…none of that. Again, as a dude, you credit score ain’t my business, you just need to handle yours.
Mmeello – I didn’t say confess before Oprah. I just said I don’t get why he’s on the world stage. He owes her and no one else an explanation or an apology. If he did wrong though, he needs to make it right or get it right. Not for the world, not for Oprah, not to appease folks, but because it’s the right thing to do…IMO of course.
Celisea
January 15th, 2013
10:18 am
I like Oprah, more so now than I did years ago. But believe me, Oprah is highly flawed. And not, not ragging on looks or her money. She’s like any ole body else.
Button
January 15th, 2013
10:21 am
Single – if he were handling things, credit score would not be the deciding factor of marriage. I would hope he would feel the same for me and my score. I’ve never been asked about my credit score.
kimmie
January 15th, 2013
10:21 am
Morning Beautiful Blog Peeps!!
at the end of the day it’s not so much about the numerical score as a person’s financial responsibility.
I’m with this statement from Disco and what Raqita has said!! No, I am not swapping credit scores with someone I’m just dating. It’s none of your business because I don’t believe in getting financially intertwined with boyfriends. Husband yes, boyfriend no. And my credit was/is not the best due to some “life happenings”, but my husbands is excellent so he handles the finances. When a few things fall off my credit file, which should be very soon if not already, we can apply for things together. In the meantime I contribute to the household expenses.
I have dated someone who, from his actions, I knew was very financially irresponsible, and it was a nightmare. He was in default with his student loans even though I tried to show him ways to improve his situation. He blew his money on video games and junk, 2 banks yanked checking accounts from him and his credit card was declined a few times when we were out. Very embarrasing. And this was at age 34. I will work with people that are trying to help themselves, but if you just don’t want to grow up, miss me!
Single & Happy
January 15th, 2013
10:22 am
Disco, not the good people argument, we agree there also
Raqi, There are several people out there like that. they call them the millionaire next door
disco
January 15th, 2013
10:24 am
C – I would tell my kinfolks but chances are they don’t have any minutes and I don’t text. lol.
I have a friend who recently changed jobs. new job doesn’t have free parking. she doesn’t make much and parking would be killer for her. her solution (so far) is to have her unemployed, no car having boyfriend drive her to work each day and keep her car. I’m like really? that’s your solution? I’d rather just bite the bullet and pay than wonder where dude was with my car all day long. lol. just me though. she thinks he’s helping her. I told her if he were really in a position to help her he’d pay for the daggone parking.
Raqi
January 15th, 2013
10:26 am
And the Dave Ramsey’s of the world are not only not interested in goofing off on social blogs all day but cannot afford to if they plan to keep up their millions.
We just every day, plain ole folks that get spooked and annoyed when the power bill is extra high this month. LOL
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
10:26 am
disco, sooooooo…whats the magic number for kids a guy can have??
Button
January 15th, 2013
10:28 am
disco you said a mouthful and I agree for the most part but at the end of the day it’s about YOUR happiness and what you will tolerate and what you won’t. What matters to you may not matter to the next. You can have a high credit score but what does that say about your heart. Are you abusive? Do you enjoy life or are you credit mongering?
Celisea
January 15th, 2013
10:28 am
Off topic:
I’m loving the game Ruzzle. I got some dude that’s lost 4 games and keeps asking for a rematch
Okay, I gotta get off of here for real. Got too much work.
Single & Happy
January 15th, 2013
10:28 am
Disco, guess I won’t be moving in with you (LOL), Did your friend change jobs by choice? That’s one of those choices you have to make and deal with it. She chose that unemployed boyfriend, (LOL)
Single & Happy
January 15th, 2013
10:31 am
Raqi, your power bill comment is one of those red flags for me, in this age of budget billing, spiking utilities should not be a problem (LOL)
Raqi
January 15th, 2013
10:32 am
One thing I do have to admit. I preach good credit to my oldest. I tell him a good credit score is your best friend. It will loan you money when we, his parents, or anyone else will for that matter is willing to.
But he should never discount a woman from being the one based highly on her credit history.
abc
January 15th, 2013
10:32 am
I personally don’t give a flip about some chick’s credit score. Financial responsibility is nice, but if absent (and appropriate for me to assert) then it can be learned. If someone wants to know my score that’s fine, it’s well over 800, but I’m dayumed if I’ll cough up a credit report. That’s nuts.
disco
January 15th, 2013
10:37 am
courtside – I’m so past kids right now in general. still when you are talking about the guy with 3 kids by the first wife, 2 kids by the second wife and 2 outside baby mommas. that ain’t going to work. trust me I’m not just saying this randomly. I run across these guys. I also have stated time and again that I’m a single father magnet. realistically I can handle adult children who were raised to be adults and aren’t needy. realistically I can probably handle 1 but no more than 2 minor children. realistically I’d rather there were no minor children at all. I know I can’t have everything.
S/H – my friends job moved her but the new location didn’t come with free parking. she did choose the unemployed boyfriend. she says he makes her happy. I say good for her but that’s not the happy I want.
Leggs
January 15th, 2013
10:38 am
Good morning.
Had to laugh at Raqi saying anyone can come on and spit a credit score of 800+ and then abc does exactly that.
abc ~ even if it’s true, it’s still funny.
kimmie
January 15th, 2013
10:39 am
Disco – You want what you want, everyone does. You are not obligated to tolerate and deal with anything that you don’t want. Folks on the outside can criticize but at the end of the day are they going to be the one you are sharing a home, finances, time, kids, pets, etc? No they are not.
You may like and accept folks all day that are different from you, but you are not obigated to date or marry them. Like I’ve said I could not date or marry a guy from a vastly different religion or culture. I could work and be friends with him, sure. Same with a smoker – will absolutely not tolerate dating or marrying and subsequently living under the same roof as a smoker.
Everyone has a right to their preferences and don’t need to explain them to anyone either!
Raqi
January 15th, 2013
10:39 am
My brother is one man that I know that has maintained an exceptional credit score but he is not a man that I would have dated had we not been siblings. He is a dog. But even that fact did not stop a woman from loving, marrying and birthing his seeds.
I have to say though she has some kind of power over him. She does make him be and forever want to be a better man, he says. LOL
She seems to be the one woman that looked pass his good looks and was not impressed by his bank account (she has her own) to where she makes him walk the straight and narrow.
Exiled
January 15th, 2013
10:44 am
Disco..has she included the dude on her insheerance..and how much more in premium is she gon pay,considering he is unemployed,proly a buster,so his credit aint so good..and they check credit when they do auto insheerance this days……
How about parking at a free parking spot,proly thats a lil more removed from her job,but will entail a lil more walking and waking up early…good for exercise tho……
I think for peace of mind,thats proly better than letting ol dude drive car…i dont know..
so Disco….ur friend is a D sponsor?
abc
January 15th, 2013
10:46 am
I guess I didn’t read any posts… I don’t mind saying, my score’s been higher than 820 for over 10 years. All you have to do is pay your bills and not carry excessive debt. If I carried any consumer credit debt at all, it’d probably be higher. The paradox is that I have a high credit score because I don’t use credit very much, and don’t have much interest in doing so. I buy a new Lexus, I pay cash — that bugs their finance guy! But so what. I don’t like to carry debt. Fortunately, sweetie is like minded.
Single & Happy
January 15th, 2013
10:50 am
Disco, we have to remember when we use I, me or my, everything after that is irrelevant, when it pertains to someone else life.
Raqi
January 15th, 2013
10:54 am
Kimmie, that is true. I never could bring myself to date a veteran nor athlete. They both scare me. LOL
Preference is something we are all entitled too. Individual happiness is all that matters.
If my choice had come down to marrying a veteran or athlete, I would have on both passed. However I would also not be b-ing and m-ing about there not being any good men out there either. LOL Not saying that anyone is but you get what I’m saying. We can’t always have it all. Sometimes we have to tweak and fine tune our preference to get to the good.
I accepted the hub smoking an occasional cigar every now and then, which I to this day detest. However it was not enough that it blinded me from seeing the good man that he is. And even better him watching his own seed come into this world and grow has him not engaging in that nasty habit near as much as he did before.
DreamsMaterialize
January 15th, 2013
10:56 am
I know that’s a stretch on Mr. Ramsey’s part and the Hub’s but it does teach discipline in spending.
Raqi I agree with their approach. Pay cash or don’t buy it.
Button
January 15th, 2013
10:56 am
LOL @ Leggs – I was wonder who was going to bust in here saying they have an 800 + credit score
Raqi
January 15th, 2013
11:00 am
LOL Leggs and ABC. I was just being funny. I careless about what someone else’s credit score is.
My credit score is 780. My weight is 142. My height is 5’ 6”. My shoe size is 7-1/2. My bra is a C-cup.
And my sleep number is 65.
kimmie
January 15th, 2013
11:00 am
Raqi – Most of the athletes I have known are man garden tools and the veterans are crazy!! Thank goodness hubs was/is neither!!
abc
January 15th, 2013
11:02 am
Actually, I dated a chick whose credit score was under 500 — I never asked her about it, she volunteered the information. She had around 100K that she’d come into and was burning through it about as fast as she could. It definitely was a red flag in my view — ain’t no way I’d have stuck around for that. Besides, she was a psycho — but even if that weren’t true, her financial irresponsibility, while not disqualifying her as a good time, absolutely ruled her out as a permanent partner. I don’t think I could have corrected that kind of behavior.
disco
January 15th, 2013
11:03 am
raqi – like kimmie, I say I would not date a smoker but like you, I would accept the occasional cigar. the guys I know that smoke the occasional cigar may only have one every other month or so. much more tolerable than the ones smoking a pack of newports every day.
ex – I won’t say my girl is a sponsor. she’s a bit on the broke side. she is, however, in my opinion, an enabler. enabling a sorry broke dude to get some makes sorry broke dudes think it’s okay to try the next one. I will not go off on a tirade re sorry broke dudes because s/h will come back on a tirade about sorry broke chicks. lol.
Raqi
January 15th, 2013
11:10 am
LOL ABC. Is your wife the only woman you have been with that is not crazy?
The truth of the matter is though, had she taken that $100,000 and paid off all her debt, it still would have taken 7 years for those negative scores to drop off.
So for 7 years after making it right she would only have been at a 600 at best until she started taking on more credit and paying as agreed.
That’s why I say know the facts and history before you count folks out.
Single & Happy
January 15th, 2013
11:10 am
Disco, know I won’t, because I’ve dealt with sorry broke chicks, wouldn’t marry or be in a relationship with them
once again I actually agree with you. No woman should deal with a sorry broke man, because these days they come with baggage. 
Raqi
January 15th, 2013
11:11 am
Alright that’s all the playing I can do today. LOL
I promised the kiddies a McDonald’s lunch today.
Yall be good.
Exile
January 15th, 2013
11:15 am
she’s a bit on the broke side…Disco…broke is relative…..sorry azz broke dude of hers will not take that,considering hes under a non leaky roof and getting sum All nite….then breakfast.
….
dudes these days…..they borrow chic’s car,eat her food,then fu@#ck her on her own bed!
abc
January 15th, 2013
11:16 am
Raqi, my wife is the only girl for me, and that’s always been true! I am a lucky guy.
Button
January 15th, 2013
11:19 am
LOL and yet our country is in debt! go figure
Button
January 15th, 2013
11:22 am
abc I’m curious did you partake in her lavish spending of the 100k?
disco
January 15th, 2013
11:22 am
ex – she hasn’t allowed him to move in yet. you are right. broke is relative. I know a lot of chicks that sponsor men. if they have it like that I just talk about them and call them dumb azzes and let them do what they do. if they don’t have it like that (like a friend who lent a guy her rent money and then was surprised when she came up short on her rent) I lecture them like I gave birth to them. I go forrest gump on them. stupid is as stupid does.
Single & Happy
January 15th, 2013
11:24 am
And the Dave Ramsey’s of the world are not only not interested in goofing off on social blogs all day but cannot afford to if they plan to keep up their millions. ROTFLMAO
Leggs
January 15th, 2013
11:25 am
Raqi ~ I doubt anyone here has forgotten what your sleep number is.
abc ~ I with you on not using credit. Keep overhead low and life is a lot sweeter.
abc
January 15th, 2013
11:26 am
Nope. She bought cars, lease-to-own house she couldn’t afford, blah blah. Me, I’m not about acquiring stuff — I’m more about making sure I’m living on only half of what I make. The rest gets banked and invested. When I finally retire, I don’t want to have to live in a tent. Or a nursing home.
Button
January 15th, 2013
11:27 am
disco why pass judgement? is it your money? I’m just curious today – that’s all
Single & Happy
January 15th, 2013
11:27 am
Disco, so she has to go pick him up, I hope it’s on her way to work.
Sassy Me...Feeling like New ;-)
January 15th, 2013
11:28 am
I also have stated time and again that I’m a single father magnet.
Cosign with your 10:37 all the way…
Disco…at one point I wondered if I was “destined” to date a man with children. As a woman without any, I wanted to date guys like me but have YET to do so. I understand there are some situations where it can’t be helped that he’s a single dad(divorce,death) and I get that but guys have to understand that when you have children all over the place it can definitely take away from a relationship…not all the time but more than enough.
True there are instances where it works(based on the individuals involved) but for me, it’s not what I’d want if I could choose.
Single & Happy
January 15th, 2013
11:29 am
ABC, how would having money keep you from living in a nursing home?
Button
January 15th, 2013
11:35 am
Cool @ abc, most people don’t know how to handle that much money. Just like with income tax refund, get a new car in Feburary and it’s repossessed by July. A fool and his money….you know the rest.
Exile
January 15th, 2013
11:38 am
how would having money keep you from living in a nursing home?
Single..by having nurses come to ur home instread!
Exile
January 15th, 2013
11:40 am
Just like with income tax refund, get a new car in Feburary and it’s repossessed by July.
@Button
uuummm yeaaaah….which meth trailer park u live @
Bluzgirl
January 15th, 2013
11:48 am
Good morning everyone! Just got into work a little bit ago…still have to catch up on comments.
To me, credit is very important, but I tend to date guys with lousy credit! I’ve worked at the credit union since I was 18, so I know the value of credit. I’m not too worried about the score of the guys I date. If we start to get serious, I would like to know if there is a huge amount of debt. I don’t want to marry someone with hundreds of thousands of dollars in debt that could become my responsibility. One thing is for sure…if/when I do get married, I will keep all accounts separate except for a joint household checking account. No credit cards together, no car loans or house loans together…
disco
January 15th, 2013
11:50 am
button – it’s not about passing judgment. first off, I don’t dig in their business. they share it with me. if you are comfortable enough to tell me about it, then I’m comfortable enough to tell you what I think about it. a woman that can afford to give a guy X hundred dollars. more power to her. a woman who is going to be calling me next week talking about she doesn’t know how she’s going to make rent. she needs a good talking to. apparently she didn’t get the lessons she needed. it’s not my job but as a friend I do what I can. lol.
s/h – I don’t know where he lives or if it’s on her way but yep, that’s their arrangement.
Single & Happy
January 15th, 2013
11:50 am
Ex, nursing homes aren’t free. Most people go to nursing homse because they are in no shape to make that decision!! Some one else in your family makes the decision on how THEY want to pay for it with YOUR money.
Into the Light
January 15th, 2013
11:51 am
Afternoon, all…..
How come it is I just noticed how fi-one this guy I work with is? I mean, from the neck down he makes a girl sweat. From the ears up…..weeeeelllllll……..
Don’t judge me
Exile
January 15th, 2013
11:51 am
how was the sweet, wet nite Bluz?
Exile
January 15th, 2013
11:53 am
@ITL..From the ears up…
HE wil be under ur hood anyway,most times………so dont sweat it..
Go for it!
Into the Light
January 15th, 2013
11:56 am
@EX: Are you kidding me???? He’s young enough to be…..my younger brother!!! But he has a body that is no joke.
Into the Light
January 15th, 2013
11:57 am
Heeeeeeeey, Courtside.
Single & Happy
January 15th, 2013
12:02 pm
Hey ITL, how old is your younger brother, 1 year, 5 years, 10 years (LOL)
Into the Light
January 15th, 2013
12:04 pm
Um, Single, I don’t work at a daycare. He’s probably 25 or 26.
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
12:04 pm
Morning Ms. Light….. I see one of the cubs in the office has you a little ……..Moist… this morning…. Not a bad day to be feeling like that I say!!
:):)
Button
January 15th, 2013
12:04 pm
LOL @ Exile, it happens not only in meth trailer park buddy.
Single & Happy
January 15th, 2013
12:06 pm
so go get him cougar rrrrrrrrr
Into the Light
January 15th, 2013
12:06 pm
If you’re happy and you know it, clap your hands…..if you’re happy and you know it, clap your hands. If you’re happy and you know it, then your face should surely show it, if you’re happy and you know it clap your hands.
If you’re happy and you know it, stomp your feet…..
Leggs
January 15th, 2013
12:07 pm
Clap, clap, stomp, stomp!
Sassy Me...Feeling like New ;-)
January 15th, 2013
12:07 pm
But he has a body that is no joke.
Umm….is he legal? And yeah how old is yor little brother? BTW please keep in mind that this guy is nOt your brother…IJS
Don’t judge me 
Raqi
January 15th, 2013
12:09 pm
Things that make ME go “hmmmm”….
After searching for Rapunzel and not finding it OnDemand (should have been looking for Tangled (duh)) for the little lady, I ran across the “RHO?” episodes.
How often are the episodes for those shows taped I wander? Of the few shows that I have seen I never see those women doing laundry, picking up dry cleaning, scrubbing sinks, tubs & toilets, dusting, vacuuming, mopping, picking up the same toy for the 4th time in one day, running household errands etc. etc. etc. all of which I do all day every day.
If what those women are doing is “real housewiving” what am I, the maid? LOL
Single & Happy
January 15th, 2013
12:09 pm
ITL go for it cougar rrrrrrr
Sassy Me...Feeling like New ;-)
January 15th, 2013
12:10 pm
He’s probably 25 or 26.
Oooh okay…been there done that so it’d be a judgement call you’d have to make. Young bucks like that are….nah never mind y’all know…
Into the Light
January 15th, 2013
12:11 pm
LOL@Stamps.
Um, Sassy??? If he weren’t legal, I wouldn’t be looking. And I don’t have a younger brother, but if I did, I wouldn’t be looking at him like that. Y’all nasty to even be thinking some pedophile, redneck, incestuous BS like that. WTF?
Single & Happy
January 15th, 2013
12:11 pm
Raqi, to be a real housewife, don’t you have to be married, which most of them are not (LOL)
Into the Light
January 15th, 2013
12:12 pm
Young bucks like that are….nah never mind y’all know…
young, dumb, and full of…… !?!??!?
NOW we’re on the same page, Sassy. 
Into the Light
January 15th, 2013
12:13 pm
Stamps: Why do I have to be a cougar? I wanna be a lioness….. Grrrrrrr………..
Exile
January 15th, 2013
12:13 pm
Young bucks like that are….Rabid,quick nutters!..
they dont slow dance and marinate in it, like us older(brown) heads….
Single & Happy
January 15th, 2013
12:14 pm
Enter your comments here
Bluzgirl
January 15th, 2013
12:14 pm
Ex – My night was WONDERFUL…hence, why I came to work late today…
Into the Light
January 15th, 2013
12:15 pm
@Bluz: Oh lawd. What did you do???? Or should I say who????
Single & Happy
January 15th, 2013
12:15 pm
ITL, lioness take care of the lions, is that what your’re looking to do?
Into the Light
January 15th, 2013
12:16 pm
@Ex: They’re not always rabid and quick. AND, they recover in a hurry.
Into the Light
January 15th, 2013
12:17 pm
Stamps: Maybe. For the right lion.
Into the Light
January 15th, 2013
12:17 pm
…..but he would DEFINITELY have to be THE king of the jungle.
disco
January 15th, 2013
12:20 pm
s/h – bringing up lions. I was watching a lion marathon on national geographic channel. tell me how come I absolutely love the episodes when the lions get their butts whooped. boy some buffalo were laying the smack down on those lions. lol.
Single & Happy
January 15th, 2013
12:20 pm
Go get simba then (LOL)
Single & Happy
January 15th, 2013
12:21 pm
Disco, you like it when the underdog wins (LOL)
Bluzgirl
January 15th, 2013
12:22 pm
ITL – Mags came over and cooked dinner and we drank wine and well…you know.
Into the Light
January 15th, 2013
12:25 pm
Where is the “Yeah, I saw that coming a mile away” emoticon???????? LOL
Sassy Me...Feeling like New ;-)
January 15th, 2013
12:26 pm
They’re not always rabid and quick. AND, they recover in a hurry
I soo cosign…
Exile
January 15th, 2013
12:27 pm
ITL…true dat…..so loads and loads and loads of tiresome same ol garbage (repeat) OR looooong,slow,targeted,puntuated,marinated ,synchronized thrusts culminating in a dual pitchyful moanful ,hellfire of D pleasure….
take ur pick
Bluzgirl
January 15th, 2013
12:27 pm
ITL – I couldn’t help it…I wanted some and he’s really the only booty prospect at the moment!!! There is this crazy attraction to each other, even though we know we are not meant to be…
Sassy Me...Feeling like New ;-)
January 15th, 2013
12:29 pm
Where is the “Yeah, I saw that coming a mile away” emoticon????????
Too easy…I’m not going there.
I just hope this doesn’t land the blog back on the couch. Sincerely I hope…
Bluzgirl
January 15th, 2013
12:32 pm
Nope…no couch for me. At least, I hope not.
Bluzgirl
January 15th, 2013
12:44 pm
Dang…did I run everyone off?
Into the Light
January 15th, 2013
12:44 pm
Dang, Ex, when you put it like that……
But the reality is usually not really like that. IJS….
SMH@Bluz. I hope you know what you’re doing……
Bluzgirl
January 15th, 2013
12:47 pm
ITL – I do know what I’m doing. I think it’s different this time. Only time will tell…
Raqi
January 15th, 2013
12:47 pm
How Sexy is Your…?
Car – Conservatively. While the name is “sexy” ML550, in all reality it’s a Mom-mobile.
Wardrobe – Moderately. I like to look nice even when carting around two toddlers in T.J. Maxx.
Husband – Very. Especially when I walk into the kitchen every Saturday morning where he is making various shaped pancakes for his babies.
Self – Extremely. Heck I was born that way. LOL
Single & Happy
January 15th, 2013
12:51 pm
ITL try these
SlimNu - More of me, less of you
January 15th, 2013
12:52 pm
Speaking of car repo’s….a dude call the job today posing as a dealer asking about a 2003 Jaguar being here. Come to find out, the car had been repo’ed and he was trying to find out where it was to get the contents out. Just keep it real…life happens
Into the Light
January 15th, 2013
12:53 pm
@Bluz: You do know I’m going to shake you next time i see you, right???
Bluzgirl
January 15th, 2013
12:55 pm
ITL – I know, I know! LOL! Feel free to shake me! Hope to get to Darwin’s soon, but funds are tight since I’m going to Memphis at the end of the month…
Single & Happy
January 15th, 2013
12:56 pm
Slim life happens to everyone else
I have my siht together 
lmao
Into the Light
January 15th, 2013
1:00 pm
Oooooh, I want to go to Memphis. Is it a blues fest?
Bluzgirl
January 15th, 2013
1:03 pm
Yes…it’s the International Blues Challenge…I know at least 4 bands competing. A few girlfriends and I are going up. Luckily, we’ll be staying at one of the girl’s friend’s house for free!!! I’m so excited and cannot wait!!!
MsAtl
January 15th, 2013
1:04 pm
ITL- Go for it!
Into the Light
January 15th, 2013
1:05 pm
Morning Ms. Light….. I see one of the cubs in the office has you a little ……..Moist… this morning…. Not a bad day to be feeling like that I say!!
:)
Not a bad day at all, Court. But better would be in front of a fireplace with someone fully grown and matured….cubs are okay, but the king of the jungle is where it’s at.
(@disco: Unless he crosses a buffalo’s path.:) )
SlimNu - More of me, less of you
January 15th, 2013
1:06 pm
SH – Your post made me think of that TI song – Get Ya Sh!t Together
Into the Light
January 15th, 2013
1:11 pm
I’m ready for a nap!
Bluzgirl
January 15th, 2013
1:13 pm
Me too ITL…I sure hope the sun comes out soon…these rainy, dreary days make me just want to sleep a lot!!!
SlimNu - More of me, less of you
January 15th, 2013
1:17 pm
these rainy, dreary days make me just want to sleep a lot!!!
Bluz – I think pregnancy causes that too
Bluzgirl
January 15th, 2013
1:20 pm
Slim – Don’t even speak of that! LOL!!! Ain’t gonna happen…double protection…
Raqi
January 15th, 2013
1:23 pm
How Sexy is Your…Attitude?
1. Think sexy. Not slutty but sexy. Confidence.
2. Dress sexy. Not slutty but sexy. Lingerie. Boxers.
3. Look sexy. Not slutty but sexy. Smile.
Exile
January 15th, 2013
1:24 pm
uall bought that Honda ML550 for cash ,like abc, Raqi?
Raqi
January 15th, 2013
1:25 pm
Bluzgirl, I have this little box I would like for you take into a room alone and open. It might make you sneeze a little when you first open it but that’s normal.
Into the Light
January 15th, 2013
1:26 pm
Know what else a day like today is good for????
Zane anyone?
As the rain pounded against the windows, the cold was like a damp blanket draping over me. I quickly stacked the logs in the fireplace and struck a match. The fire immediately warming me, my thoughts began to turn to the rest of the afternoon……and what was in store for my man when he got home. First, I thought we’d………….
Raqi
January 15th, 2013
1:27 pm
First, I thought we’d…………. Feed and bath the babies then put them to bed.
Into the Light
January 15th, 2013
1:28 pm
____________________________flatline________________________________
Dang, Raqi!!!!
Raqi
January 15th, 2013
1:29 pm
Then we will co-wash and dry the dishes after putting away the leftovers.
Raqi
January 15th, 2013
1:30 pm
Talk a little about our day, me at home and him at the office, while he wash and I dry.
Into the Light
January 15th, 2013
1:31 pm
Okay, Raqi. You win.
I’m out, y’all. Have a good one.
Raqi
January 15th, 2013
1:31 pm
Then I’ll put start the bath water, light candles while he reads a bedtime story to the little ones.
Raqi
January 15th, 2013
1:33 pm
Wait Into The Light, I’m getting there. Hold on a sec.
Sassy Me...Feeling like New ;-)
January 15th, 2013
1:33 pm
Now ITL…I would’ve bitten but you could’ve given a sister more to work with….plus there are certain blog members who don’t really care for our version of the Zane chronicles…that’s why we stopped in the first place. However, that is a good idea on a day like this…
Exile
January 15th, 2013
1:34 pm
The Inagural Committee folks are only sending me an invite now to attend next monday,how do they expect me to get there at this short notice?
…..see … anyhoo…
Leggs
January 15th, 2013
1:37 pm
SassyMe ~ I would have bitten as well, but I thought we’ve been banned. Raqi didn’t get the notice so let her continue….
Into the Light
January 15th, 2013
1:39 pm
Single & Happy
January 15th, 2013
1:42 pm
what was the blog version on the Zane chronicles?
Raqi
January 15th, 2013
1:44 pm
LOL Sassy. She left too soon.
Just because we have to feed and bath the babies first doesn’t mean we no longer give each other pleasure. We just have to get the responsibilities out of the way first. LOL
She is going to miss the part where eventually I straddle him in the warm bath, releasing his tongue from the grip of my lips as he trail soft firm kisses from my chin to my firm nipples as the hardening of him against my inner thigh……………
By oh well. She’s gone home now.
And I’m out.
I wish you all a warm and wet evening.
SlimNu - More of me, less of you
January 15th, 2013
1:47 pm
LOL @ Raqi taking the scenic route lol
Leggs
January 15th, 2013
1:50 pm
???
Sassy Me...Feeling like New ;-)
January 15th, 2013
1:51 pm
what was the blog version on the Zane chronicles?
It was just that…our version of the Zane Chronicles…new version every Friday…
Leggs
January 15th, 2013
1:52 pm
None of my posts are going through.
Leggs
January 15th, 2013
1:52 pm
None of my posts are going through.
Leggs
January 15th, 2013
1:54 pm
I still have the original versions. I think 3 stories.
Leggs
January 15th, 2013
1:55 pm
If anybody wants to read them, I will send to your email (if I have it).
Robert
January 15th, 2013
1:57 pm
In the 21st Century your credit score will be obsolete because the rules of lending have changed. We live in a global marketplace and access to money is available from a lot of other financial institutions who want to extend credit to credit worthy people regardless of where they live and what bank they use. For example the USA banking industry has been successful in denying a banking charter to WalMart and other big box chains because of fear of losing customers. How long can the USA deny China a banking charter and restrict access to other sources of credit for USA consumers? The American People demand choices that give them freedom to choose who they want to do business with. No longer can banks use your FICO score to determine your credit worthyness. Competition in a global marketplace will determine the winners and losers not your FICO score. FICO is dead.
Raqi
January 15th, 2013
2:00 pm
…my kisses on his neck heightening his passion releasing inner floods within me…staggering and stumbling across the room barely making it onto bed…his left hand underneath my right thigh…the faint moans of pleasure bouncing off of the walls mingling with the scent of lavender in the air…
Sassy Me...Feeling like New ;-)
January 15th, 2013
2:00 pm
Geeze bitter bobby…the rain is enough..thanks
Single & Happy
January 15th, 2013
2:04 pm
Sassy no you didn’t (LOL)
Bluzgirl
January 15th, 2013
2:04 pm
Raqi…I don’t get it…
Raqi
January 15th, 2013
2:04 pm
And both of us are out for count until the sound of pitter patter of little feet in the dead of night gets closer to our room and I scramble to find my robe that I hope is near by.
Or else I firmly instruct the invader to go back to bed and I will be there in a second.
And this is how we do it. LOL
I am gone for real this time.
Sassy Me...Feeling like New ;-)
January 15th, 2013
2:07 pm
the faint moans of pleasure bouncing off of the walls mingling with the scent of lavender in the air…
It starts raining outside…while a perfect,passionate storm is brews inside. Deeper and deeper he thrusts and just when I thought he’d explode he looks down at me and says, “Let’s go for a walk”,…with a sly smile on his face he eases off of the bed, as do I and he picks me up and he “walked” me all around our bedroom in every imaginable way and then…
Leggs
January 15th, 2013
2:11 pm
SassyMe ~ guess you couldn’t resist.
Leggs
January 15th, 2013
2:14 pm
and then….we collapse on the bed, engulfed in each other’s breath, the pulsating of our loins pressed against each other. I reach for his earlobe and softly I take a nibble. His hand is in the small of my back, pressing me deeper into him, deeper into the throes of his lust. It’s all we can stand, then….
Raqi
January 15th, 2013
2:16 pm
It’s all we can stand, then….
That uncomfortable walk of shame down the hall to the child rooms with traces of dried love fluids on my inner thighs. LOL
disco
January 15th, 2013
2:18 pm
ITL – 1:05 was funny.
and….i come back to soft blog porn. oh my.
Raqi
January 15th, 2013
2:19 pm
A mere few hours after returning from getting the tot back to bed as I attempt to emerge from slumber to head for the showers, he pulls me back in asking “where are you going? I’m not done with you yet”…
And breakfast is late once again…
Leggs, I forgot how fun being bad with you all can be. LOL I have things I need to do.
Button
January 15th, 2013
2:24 pm
LOL Raqi
DreamsMaterialize
January 15th, 2013
2:25 pm
Dang, it’s MIA after Dark up in this joint. I guess the weather got everyone feeling some kinda way today. Well get it in then…literally. lol
Raqi
January 15th, 2013
2:26 pm
Leggs, at your age which is not that much older than I, would you be ashamed while at an intimate appointment, your doc sarcastically makes mention of the hickie on your thigh or lower torso?
I was but it was funny because the hub always does them jokingly. Marking his territory.
Bluzgirl
January 15th, 2013
2:26 pm
Dang ya’ll…
disco
January 15th, 2013
2:31 pm
raqi – I know that wasn’t directed at me but I think it’s funny. lol. shoot my doctor would probably high five me.
Bluzgirl
January 15th, 2013
2:36 pm
Man…I got mine last night and ya’ll are trying to get me worked up again…I can’t get it again until probably next week…
Leggs
January 15th, 2013
2:37 pm
Raqi ~ you know me, I’ve always enjoyed being bad! So much fun.
Raqi ~ I doubt I’d be embarrassed but I would laugh out loud, hunching my shoulders sarcastically saying” hey doc, he couldn’t resist (lol).
Leggs
January 15th, 2013
2:38 pm
disco ~ exactly!!! Too funny…and I’m leaving my doctor’s office with a lollipop for being bad!!!!
Raqi
January 15th, 2013
2:38 pm
LOL DreamsMat. Yeah. I’m going to have the knucklehead bring in some wood for the fireplace when he gets home. That way the hub and I after the house has settle all the youngins are tucked in can sit on the couch with a nice fire burning and fall asleep shoulder to shoulder before Chopped comes on good. LOL
Exile
January 15th, 2013
2:44 pm
somebody please SOS Swissie and tell him,Serena and her backside package is on tele,right now..playing…
Raqi
January 15th, 2013
2:45 pm
LOL Disco. The hub aggravates me sometimes though. He gets down under the covers knowing I am getting my hopes up for some special loving. If I ASK him what he is doing down there he will just say “marking my territory” and do only just that. I love bite on the thigh. If I don’t ask…well you know.
Leggs
January 15th, 2013
2:48 pm
Guess who’s backside is now a bit more important (lol)!
Sassy Me...Feeling like New ;-)
January 15th, 2013
2:49 pm
I guess the weather got everyone feeling some kinda way today.
Man who are you telling?!…Mr. Bermuda’s been looking at me sideways lately. In that sexy a$$ accent he’ll say, “Oman you trying to kill me”…while smiling all the while…
Sassy Me...Feeling like New ;-)
January 15th, 2013
2:50 pm
Guess who’s backside is now a bit more important (lol)!
Hello?! He’s on serious daddy duty…
Raqi
January 15th, 2013
2:56 pm
Bluzgirl, that box contains baby making dust. I got snipped so I am giving out gift boxes of BMD as late Christmas gifts. I have no need for it anymore. Since someone mentioned about being sleepy is a sign of pregnancy I figured you would like a box. LOL
Leggs
January 15th, 2013
3:01 pm
Oh boy, no one was more surprised by that baby dusting floating around than swiss…now look, Serena is on the screen and he may not even be looking (lol).
SlimNu - More of me, less of you
January 15th, 2013
3:01 pm
Dear Lawd, I really have the church nods going over here. Wait…you know I just be closing my eyes so i can concentrate on the sermon. But anyway, like I said, i’m having a hard time staying alert and awake right now. I needs this job but i’m shole having visions of walking out to the parking lot and burning rubber right outta here. I know..I know, I should’ve taken my butt to bed as opposed to staying up watching tv but I just wasn’t sleepy. But now i’m paying for it, really paying it for it….so can ya please make the next couple hours feel like a few minutes. Ahhhhhhhhhhthemen!
Bluzgirl
January 15th, 2013
3:04 pm
Oh GOD NO!!! No baby making dust!!! Don’t want it! LOL
Bluzgirl
January 15th, 2013
3:05 pm
Slim – I hear ya! I should have just stayed home today rather than come in late. It’s so slow here today and I’m having a hard time making it! I also left my iPod at home, so that has made today worse…
Raqi
January 15th, 2013
3:07 pm
LOL Disco and Leggs, she has been my doctor for a very long time so we have a good doctor/patient relationship.
WARNING TMI: She examined me a few weeks after a lost. You know even after losing one you are not supposed to engage in intercourse for 6 weeks. At this particular exam she performed a test where using a light to look for bad cells in the womb. Well the light showed evidence of activity. She shook her head and told me while I do not have any bad cell I am full of sea-men. And proceeded to tell me that the hubs need to sleep on the couch for a while. LOL Heck had I known she was going to be down there bluelighting my I would have used a masingil. (sp?)
Grex
January 15th, 2013
3:08 pm
Dude deserves a medal, I’d also like to add 10 year background checks, including job history. I’d like to know if a woman has problems with keeping jobs, has spending problems, divorce, has a criminal record or chose the easy way out and became a stripper (gross). Even someone who says they are financially secure could be a red flag without a credit check, some people can say that because they are on government handout programs. Because if I can make something of myself coming from foster care as a child, anyone can. I just wish people would stop with excuses, ante up, take responsibility for their actions, I know it isn’t easy but it isn’t impossible either.
disco
January 15th, 2013
3:09 pm
bluz – I was going to crack a joke about having the antidote for baby making dust but then I remembered a comedian talking about he had a supply of morning after pills. he said those pills changed the game. now every time he has a girl over he’s up fixing her breakfast before she leaves. chicks think he’s all sweet but he’s covering his own behind. of course I paraphrased but dude was funny.
disco
January 15th, 2013
3:11 pm
raqi – you crazy for real. and you keep it 100. you didn’t say that if you’d known she was going to check you wouldn’t have done it but that you would have rinsed out better. lol. that’s what I’m talking about.
Leggs
January 15th, 2013
3:15 pm
Raqi ~ that’s one funny story. Cold busted by the blue light.
Leggs
January 15th, 2013
3:16 pm
Grex ~ sound like divorce is blacklisted. You have a problem with women who’ve been divorced?
Leggs
January 15th, 2013
3:26 pm
SCHREECHED TO A HALT!
Leggs
January 15th, 2013
3:27 pm
SCREECHED
disco
January 15th, 2013
3:29 pm
I know leggs. folks need to come back. here lately a lot of blog folks are not being team players.
Leggs
January 15th, 2013
3:31 pm
Some are sneaking off dodging that blue light.
Case in point, where’s SassyMe?
Raqi
January 15th, 2013
3:34 pm
LOL Leggs. I haven’t been here for a while so you know I have a few you haven’t heard.
Like the time while sleep I thought the hub was trying to move in on me however I woke up to find a little person had wedged herself between us and her foot inadvertently hitting right a my region. i’m glad I woke up to tell him no instead of going with it. LOL
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
3:34 pm
Damn Grex…… Sounds like you need a hug bruh……. Did someone with and EBT card do you wrong????
Raqi
January 15th, 2013
3:38 pm
Or when I fell asleep on the couch while nursing the little man. Somewhere in dreamland I forgot what I was doing and pushed the babe almost on the floor thinking I was pushing the hub away. I immediately woke up and caught him. LOL
Heck when being as sleepy as I was those nights I not feeling his prickly facial hair against my skin did not right away register with me. All I felt was the pull of the nip and I wanted no part of it. LOL
Robert
January 15th, 2013
3:39 pm
Reading some of these comments from the Ladies makes me want to pull out my little black book and scan the pages for a rainy day date. Who shall it be from A -thru- Z ? I think I will stop at the letter “K”. She has been patient and has not caused me any problems during the holiday season. I think I will treat her to dinner and a night full of passion and desire. Thank you ladies for turning me on. Talk to you Ladies tomorrow.
Leggs
January 15th, 2013
3:40 pm
Oh my, Raqi. You would have scared that baby for life. But, you would have recovered quickly simply due to the touch. No mistaking that baby soft skin…
disco
January 15th, 2013
3:42 pm
today’s award for best stories on the blog goes to – envelope please – RAQI…
Leggs
January 15th, 2013
3:42 pm
Robert ~ if you were to read our first book “The Engagement” you would be running through the streets like Paul Revere, the ladies’ are here, the freaky ladies are HERE!!!!
Sassy Me...Feeling like New ;-)
January 15th, 2013
3:43 pm
His hand is in the small of my back, pressing me deeper into him, deeper into the throes of his lust. It’s all we can stand, then….
He rolled me over on top of him and said, “Come n get your loving babe”…I felt giddy as I slid on top and carefully guided him into my sweetness. I looked up to see him close his eyes and smile while I swirled my hips like I had an invisible hoola hoop around them. I sucked on his right nipple while fingering the left and heard a sharp moan escape his lips…”You like that daddy”, I asked…”Ummm-hmmm”, was all he could muster as I grinded harder and a little faster..
As I looked in the mirror, I liked what I saw but decided to switch it up a bit so in one swift motion I turned around and straddled him backward for a little Reverse Cowgirl action. I had his toes curled so tight they were crackin’…I stifled a giggle and continued to buck away and as soon as I got into a good groove he…
Leggs
January 15th, 2013
3:43 pm
disco ~ if you only knew!
disco
January 15th, 2013
3:43 pm
speaking of great stories – where’s dushawn? probably somewhere up to no good. lol.
Leggs
January 15th, 2013
3:44 pm
Ignore my post Robert, I read you wrong!
Leggs
January 15th, 2013
3:46 pm
DAMN, SASSYME!
Raqi
January 15th, 2013
3:46 pm
LOL Girl I was mad sleepy and tired.
And babies change things. The hub only wears closed front boxers when casually walking around the privacy of our bedroom now. Things get loose in the regular boxers at times that they shouldn’t. You don’t realize when little ones have gotten tall and strong enough to turn the door level and walk in at any given time.
We had to replace the level with a door knob.
Raqi
January 15th, 2013
3:51 pm
For some reason the men folks think it’s cute getting in a cheap shot (I think most of you know what that means) when their woman is bend over picking up something and whatnot. Those cheap shots aren’t so cute when you turn around to see your kid watching you.
Talk about seeing a grown man embarrassed.
Sassy Me...Feeling like New ;-)
January 15th, 2013
3:52 pm
DAMN, SASSYME
Thanks Leggs
SassaFrass now blushing…
Leggs
January 15th, 2013
3:52 pm
as soon as I got into a good groove he…flipped me to my back, lovingly opened my legs and drank with such thirst. The way he swerved really caught my nerves and my excitement was building. I positioned myself, contorted myself to taste those chocolate nuts. I had to have them. One soft lick and he was….
Sassy Me...Feeling like New ;-)
January 15th, 2013
3:56 pm
One soft lick and he was….
Through dealing…he couldn’t hold back if he HAD to. His body was literally wracking with erotic spasms as I helped him release what he’d been saving for me. “Your turn”, he said and he drank from my fountain of love until it dripped no more…
Sassy Me...Feeling like New ;-)
January 15th, 2013
3:58 pm
Umm so how ’bout those Falcons?
Raqi
January 15th, 2013
4:01 pm
Leggs, have you ever been in a relationship and was so angry with your guy that you could spit fire? Then the anger began to subside but you did not want to be the first to give in. However after a few days of him walking around smelling good and looking good you were feeling him and wanting to feel him so badly to that point that you told yourself if he so much as breathe on me I am going to ravage his body. LOL Pleading within yourself to him “please just touch me hand. Please”.
Leggs
January 15th, 2013
4:07 pm
I wish you guys could see me. My hand is over my mouth, I’m blushing while cracking up!
Ummm, Raqi, if my memory serves me well….I remember those times. Looking forward to those times appearing again. Still cracking up….
Leggs
January 15th, 2013
4:08 pm
Talking to yourself trying to will him to hear you, to look at you and know what you’re thinking…just look this way, look into my eyes, accidentally touch me, I’m jumping your bones…
Leggs
January 15th, 2013
4:09 pm
SassyMe ~ Madame, you’ve done wickedly well!!!!
Raqi
January 15th, 2013
4:12 pm
Trying to press up against him while he sleeps hoping he out of habit just wraps his arms around you and the softness and warmth of your body starts a slow grind in him against you making it be ALL HIM that started in and gave in. But nope he turns his back to you and snores right on.
Sassy Me...Feeling like New ;-)
January 15th, 2013
4:14 pm
Thank you Leggs. It’s been a while since we got down like that…it’s gotta be the weather, and it’s supposed to be like this until Thursday. What us gone do?
Wow we didn’t scare everyone away did we?….hope not. We’s just having a little fun is all…trying to pass the time.
Raqi
January 15th, 2013
4:15 pm
Or Leggs having a fake outflash and stripping down to nothing but your panties hoping he will wake up to go to the bathroom, seeing you fairly naked body and go in hard on you.
Nope he sleeps like a hibernating bear all. night. long.
Sassy Me...Feeling like New ;-)
January 15th, 2013
4:16 pm
accidentally touch me, I’m jumping your bones…
Accidentally?…why wait..initiate
Bluzgirl
January 15th, 2013
4:17 pm
Didn’t scare me away…ya’ll are keeping me entertained with the reading…
disco
January 15th, 2013
4:17 pm
sassy – y’all scared me. guess I not only have virgin ears but also virgin eyes. I’m going to have to let my mother know since she once commented that my ears were about the only virgin thing on me. yeah. my own mother.
Leggs
January 15th, 2013
4:17 pm
Raqi ~ stop, I’m cracking up. I have to use that one, faking a hotflash. Well, I don’t have to fake them, but that is now in my arsenal.
DuShawn
January 15th, 2013
4:18 pm
Dayum……Yall ladies some freaks…. I bet all yall sitting at your desk, puddy slippery as Boiled Okra.
Raqi
January 15th, 2013
4:19 pm
And then that one day he catch you looking seductive at him.
Him: “You want me don’t you?”
Me: “Man gone with that mess. Don’t nobody want your crusty behind.”
Him: “Come here let me talk to you”
*
*
*
*
*
*
Me: “WOW!!!!”
Him: “And don’t you forget it either”
Leggs
January 15th, 2013
4:19 pm
Accidentally?…why wait..initiate – because he’s sitll mad at you and when you roll over to him hoping he wraps his arms around you, he turns around and snores louder.
Best to wait until he thinks he’s making the first move. Lawdy, Raqi, just gave away WLB #1974
Leggs
January 15th, 2013
4:20 pm
Boiled Okra. Boy, I’m coughing while laughing.
Raqi
January 15th, 2013
4:21 pm
LOL Leggs. Girl I know. How many times have we gone to bed not speaking and he thinks he initiated sex?
Leggs
January 15th, 2013
4:23 pm
You’ve been missed, Raqi! Still crazy, I see!
Raqi
January 15th, 2013
4:23 pm
Yeah I left put the remote on your side of the bed so I will have to practically lay on top of you after you go to sleep to reach it. Instead of getting up and walking around the bed to get it. LOL
Let me stop. I am giving away too much information.
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
4:24 pm
excuse me…… does anyone have a wee bit of lotion I can borrow for just a couple of minutes???
OK ladies, continue……….
disco
January 15th, 2013
4:24 pm
dushawn – I just finished reading zora neale hurston’s jonah’s gourd vine. in the book she used the expression “god don’t like okra”. guess it’s a version of god don’t like ugly but the context was that he didn’t like slick/slimy people. lol.
Leggs
January 15th, 2013
4:26 pm
Yes, you are Raqi. And guys, we know your tricks too!
Raqi
January 15th, 2013
4:28 pm
But Leggs I sadly admit the “baby please. I am dying over here. I can’t take it anymore. please.”
Raqi
January 15th, 2013
4:29 pm
“Nevermind. I ain’t begging you. I’ll do it myself. I was just kidding, pleeeeaaase.”
Leggs
January 15th, 2013
4:30 pm
Bluz, just in case you haven’t noticed and want to participate next horny day on the blog, the last sentence of the freaky post is what you continue your freaky post with. Just an FYI…
Don’t know how long my zipper has been down, but I have on a skirt that zippers in the back just got up to get some water and swiped my behind like we ladies do and
How long has my damn zipper been down???
Raqi
January 15th, 2013
4:31 pm
Yeah Leggs like “holding out” on us while they get off in the shower. Making it be us that ask first.
disco
January 15th, 2013
4:35 pm
okay. so a year or two ago a co-worker went gung ho, die hard on her diet/exercise/fitness plan. walking around talking about “get thin or die trying”. would I be terribly wrong if I asked her how much time she was giving herself before she keels over? just a random thought. lol.
Bluzgirl
January 15th, 2013
4:37 pm
Thanks Leggs – wasn’t quite ready to jump in today…maybe next time
daddy swiss
January 15th, 2013
4:41 pm
Thanks for the heads up, @Me.lo, but this is the Aussie open — that booty you were watching was on tape delay, my friend. Your boy already saw it in live action overnight while on feeding & diaper patrol. Lol
Not to mention my new tennis eye candy, Sloane Stevens. Mmm mmm, that little chick has quite the tight little package working…
Oh, and howdy folks!
SlimNu - More of me, less of you
January 15th, 2013
4:43 pm
Off topic: I think the person that went in the bathroom last must’ve combed their pubic hair while in the stall. There were little curly hairs all over the damn seat
Bluzgirl
January 15th, 2013
4:49 pm
Thanks for that visual Slim! Ewwwww!!! I can not understand why people don’t check the seat when they are finished…
DreamsMaterialize
January 15th, 2013
4:49 pm
Ladies you don’t even know, you all have set in motion for some chick you don’t even know to get a thorough thrashing. I’m sure the fellas agree that, whoever the chick is, she thanks you in advance. lol
swiss You’re a daddy now?!? Dang, I guess I was gone longer than I thought. Congrats man! Let the sleep deprivation commence. Even if she is breast feeding, know that if she can’t sleep, neither can you. lol
Bluzgirl
January 15th, 2013
4:52 pm
Good night ya’ll! Thanks for getting me all worked up again!!! LOL
SlimNu - More of me, less of you
January 15th, 2013
4:56 pm
Bluz – I had to snap yall back to reality…
Have a good night all…i’m ready for bed
Sassy Me...Feeling like New ;-)
January 15th, 2013
4:56 pm
thorough thrashing
Those two words put it aalllll into perfect perspective…couldn’t have said it any better..
WOOOOSAAAAAHHH!!!
Read y’all tomorrow and have a good night
daddy swiss
January 15th, 2013
5:04 pm
Thanks, @DM! Trust me, the sleep deprivation has already commenced in earnest! Lol
Credit and Relationships, Plus Money and Dating Roundup | Tie the Money Knot
January 17th, 2013
6:20 am
[...] someone. There have been some articles around the blogosphere about dating and credit scores, but this quick writeup caught me eye with the concept of seeing credit scores being a point of [...]
Pauline
January 17th, 2013
9:51 am
I want a financially healthy partner. Not a millionaire but someone who works, manages a budget and is able to enjoy life once in a while. Having a peek at his credit score before hand may save many useless dates.