How sexy is your.. credit score?!
Recently, a guy on twitter declared “Women, you really want to impress me? Don’t post pictures of you in a sexy pose. Post up your credit reports from the top three credit bureaus!”. I’m paraphrasing, but it was pretty funny and kind of telling!
With today’s economy, men are working harder and harder for their money. They are just as impressed by financially healthy women as they are by women who are physically healthy! Perhaps even more impressed! If this isn’t a sign of the times, I don’t know what is!
How compatible you are is very important – and comparing credit scores could reveal a lot about what and how you two value the same things. There are even online dating sites that are catering to this notion. These websites let you sign up with your credit score rating as your main attraction!
What do you think this means for the state of dating? Is this yet another reminder of how much dating has changed?
Would you ever ask a date about their credit score?
By Wise Diva, Misadventures in Atlanta Dating Blog
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269 comments Add your comment
Raqi
January 15th, 2013
10:26 am
And the Dave Ramsey’s of the world are not only not interested in goofing off on social blogs all day but cannot afford to if they plan to keep up their millions.
We just every day, plain ole folks that get spooked and annoyed when the power bill is extra high this month. LOL
Courtside Seats!!! Caught on the Kiss Cam :)
January 15th, 2013
10:26 am
disco, sooooooo…whats the magic number for kids a guy can have??
Button
January 15th, 2013
10:28 am
disco you said a mouthful and I agree for the most part but at the end of the day it’s about YOUR happiness and what you will tolerate and what you won’t. What matters to you may not matter to the next. You can have a high credit score but what does that say about your heart. Are you abusive? Do you enjoy life or are you credit mongering?
Celisea
January 15th, 2013
10:28 am
Off topic:
I’m loving the game Ruzzle. I got some dude that’s lost 4 games and keeps asking for a rematch
Okay, I gotta get off of here for real. Got too much work.
Single & Happy
January 15th, 2013
10:28 am
Disco, guess I won’t be moving in with you (LOL), Did your friend change jobs by choice? That’s one of those choices you have to make and deal with it. She chose that unemployed boyfriend, (LOL)
Single & Happy
January 15th, 2013
10:31 am
Raqi, your power bill comment is one of those red flags for me, in this age of budget billing, spiking utilities should not be a problem (LOL)
Raqi
January 15th, 2013
10:32 am
One thing I do have to admit. I preach good credit to my oldest. I tell him a good credit score is your best friend. It will loan you money when we, his parents, or anyone else will for that matter is willing to.
But he should never discount a woman from being the one based highly on her credit history.
abc
January 15th, 2013
10:32 am
I personally don’t give a flip about some chick’s credit score. Financial responsibility is nice, but if absent (and appropriate for me to assert) then it can be learned. If someone wants to know my score that’s fine, it’s well over 800, but I’m dayumed if I’ll cough up a credit report. That’s nuts.
disco
January 15th, 2013
10:37 am
courtside – I’m so past kids right now in general. still when you are talking about the guy with 3 kids by the first wife, 2 kids by the second wife and 2 outside baby mommas. that ain’t going to work. trust me I’m not just saying this randomly. I run across these guys. I also have stated time and again that I’m a single father magnet. realistically I can handle adult children who were raised to be adults and aren’t needy. realistically I can probably handle 1 but no more than 2 minor children. realistically I’d rather there were no minor children at all. I know I can’t have everything.
S/H – my friends job moved her but the new location didn’t come with free parking. she did choose the unemployed boyfriend. she says he makes her happy. I say good for her but that’s not the happy I want.
Leggs
January 15th, 2013
10:38 am
Good morning.
Had to laugh at Raqi saying anyone can come on and spit a credit score of 800+ and then abc does exactly that.
abc ~ even if it’s true, it’s still funny.
kimmie
January 15th, 2013
10:39 am
Disco – You want what you want, everyone does. You are not obligated to tolerate and deal with anything that you don’t want. Folks on the outside can criticize but at the end of the day are they going to be the one you are sharing a home, finances, time, kids, pets, etc? No they are not.
You may like and accept folks all day that are different from you, but you are not obigated to date or marry them. Like I’ve said I could not date or marry a guy from a vastly different religion or culture. I could work and be friends with him, sure. Same with a smoker – will absolutely not tolerate dating or marrying and subsequently living under the same roof as a smoker.
Everyone has a right to their preferences and don’t need to explain them to anyone either!
Raqi
January 15th, 2013
10:39 am
My brother is one man that I know that has maintained an exceptional credit score but he is not a man that I would have dated had we not been siblings. He is a dog. But even that fact did not stop a woman from loving, marrying and birthing his seeds.
I have to say though she has some kind of power over him. She does make him be and forever want to be a better man, he says. LOL
She seems to be the one woman that looked pass his good looks and was not impressed by his bank account (she has her own) to where she makes him walk the straight and narrow.
Exiled
January 15th, 2013
10:44 am
Disco..has she included the dude on her insheerance..and how much more in premium is she gon pay,considering he is unemployed,proly a buster,so his credit aint so good..and they check credit when they do auto insheerance this days……
How about parking at a free parking spot,proly thats a lil more removed from her job,but will entail a lil more walking and waking up early…good for exercise tho……
I think for peace of mind,thats proly better than letting ol dude drive car…i dont know..
so Disco….ur friend is a D sponsor?
abc
January 15th, 2013
10:46 am
I guess I didn’t read any posts… I don’t mind saying, my score’s been higher than 820 for over 10 years. All you have to do is pay your bills and not carry excessive debt. If I carried any consumer credit debt at all, it’d probably be higher. The paradox is that I have a high credit score because I don’t use credit very much, and don’t have much interest in doing so. I buy a new Lexus, I pay cash — that bugs their finance guy! But so what. I don’t like to carry debt. Fortunately, sweetie is like minded.
Single & Happy
January 15th, 2013
10:50 am
Disco, we have to remember when we use I, me or my, everything after that is irrelevant, when it pertains to someone else life.
Raqi
January 15th, 2013
10:54 am
Kimmie, that is true. I never could bring myself to date a veteran nor athlete. They both scare me. LOL
Preference is something we are all entitled too. Individual happiness is all that matters.
If my choice had come down to marrying a veteran or athlete, I would have on both passed. However I would also not be b-ing and m-ing about there not being any good men out there either. LOL Not saying that anyone is but you get what I’m saying. We can’t always have it all. Sometimes we have to tweak and fine tune our preference to get to the good.
I accepted the hub smoking an occasional cigar every now and then, which I to this day detest. However it was not enough that it blinded me from seeing the good man that he is. And even better him watching his own seed come into this world and grow has him not engaging in that nasty habit near as much as he did before.
DreamsMaterialize
January 15th, 2013
10:56 am
I know that’s a stretch on Mr. Ramsey’s part and the Hub’s but it does teach discipline in spending.
Raqi I agree with their approach. Pay cash or don’t buy it.
Button
January 15th, 2013
10:56 am
LOL @ Leggs – I was wonder who was going to bust in here saying they have an 800 + credit score
Raqi
January 15th, 2013
11:00 am
LOL Leggs and ABC. I was just being funny. I careless about what someone else’s credit score is.
My credit score is 780. My weight is 142. My height is 5’ 6”. My shoe size is 7-1/2. My bra is a C-cup.
And my sleep number is 65.
kimmie
January 15th, 2013
11:00 am
Raqi – Most of the athletes I have known are man garden tools and the veterans are crazy!! Thank goodness hubs was/is neither!!
abc
January 15th, 2013
11:02 am
Actually, I dated a chick whose credit score was under 500 — I never asked her about it, she volunteered the information. She had around 100K that she’d come into and was burning through it about as fast as she could. It definitely was a red flag in my view — ain’t no way I’d have stuck around for that. Besides, she was a psycho — but even if that weren’t true, her financial irresponsibility, while not disqualifying her as a good time, absolutely ruled her out as a permanent partner. I don’t think I could have corrected that kind of behavior.
disco
January 15th, 2013
11:03 am
raqi – like kimmie, I say I would not date a smoker but like you, I would accept the occasional cigar. the guys I know that smoke the occasional cigar may only have one every other month or so. much more tolerable than the ones smoking a pack of newports every day.
ex – I won’t say my girl is a sponsor. she’s a bit on the broke side. she is, however, in my opinion, an enabler. enabling a sorry broke dude to get some makes sorry broke dudes think it’s okay to try the next one. I will not go off on a tirade re sorry broke dudes because s/h will come back on a tirade about sorry broke chicks. lol.
Raqi
January 15th, 2013
11:10 am
LOL ABC. Is your wife the only woman you have been with that is not crazy?
The truth of the matter is though, had she taken that $100,000 and paid off all her debt, it still would have taken 7 years for those negative scores to drop off.
So for 7 years after making it right she would only have been at a 600 at best until she started taking on more credit and paying as agreed.
That’s why I say know the facts and history before you count folks out.
Single & Happy
January 15th, 2013
11:10 am
Disco, know I won’t, because I’ve dealt with sorry broke chicks, wouldn’t marry or be in a relationship with them
once again I actually agree with you. No woman should deal with a sorry broke man, because these days they come with baggage. 
Raqi
January 15th, 2013
11:11 am
Alright that’s all the playing I can do today. LOL
I promised the kiddies a McDonald’s lunch today.
Yall be good.
Exile
January 15th, 2013
11:15 am
she’s a bit on the broke side…Disco…broke is relative…..sorry azz broke dude of hers will not take that,considering hes under a non leaky roof and getting sum All nite….then breakfast.
….
dudes these days…..they borrow chic’s car,eat her food,then fu@#ck her on her own bed!
abc
January 15th, 2013
11:16 am
Raqi, my wife is the only girl for me, and that’s always been true! I am a lucky guy.
Button
January 15th, 2013
11:19 am
LOL and yet our country is in debt! go figure
Button
January 15th, 2013
11:22 am
abc I’m curious did you partake in her lavish spending of the 100k?
disco
January 15th, 2013
11:22 am
ex – she hasn’t allowed him to move in yet. you are right. broke is relative. I know a lot of chicks that sponsor men. if they have it like that I just talk about them and call them dumb azzes and let them do what they do. if they don’t have it like that (like a friend who lent a guy her rent money and then was surprised when she came up short on her rent) I lecture them like I gave birth to them. I go forrest gump on them. stupid is as stupid does.
Single & Happy
January 15th, 2013
11:24 am
And the Dave Ramsey’s of the world are not only not interested in goofing off on social blogs all day but cannot afford to if they plan to keep up their millions. ROTFLMAO
Leggs
January 15th, 2013
11:25 am
Raqi ~ I doubt anyone here has forgotten what your sleep number is.
abc ~ I with you on not using credit. Keep overhead low and life is a lot sweeter.
abc
January 15th, 2013
11:26 am
Nope. She bought cars, lease-to-own house she couldn’t afford, blah blah. Me, I’m not about acquiring stuff — I’m more about making sure I’m living on only half of what I make. The rest gets banked and invested. When I finally retire, I don’t want to have to live in a tent. Or a nursing home.
Button
January 15th, 2013
11:27 am
disco why pass judgement? is it your money? I’m just curious today – that’s all
Single & Happy
January 15th, 2013
11:27 am
Disco, so she has to go pick him up, I hope it’s on her way to work.
Sassy Me...Feeling like New ;-)
January 15th, 2013
11:28 am
I also have stated time and again that I’m a single father magnet.
Cosign with your 10:37 all the way…
Disco…at one point I wondered if I was “destined” to date a man with children. As a woman without any, I wanted to date guys like me but have YET to do so. I understand there are some situations where it can’t be helped that he’s a single dad(divorce,death) and I get that but guys have to understand that when you have children all over the place it can definitely take away from a relationship…not all the time but more than enough.
True there are instances where it works(based on the individuals involved) but for me, it’s not what I’d want if I could choose.
Single & Happy
January 15th, 2013
11:29 am
ABC, how would having money keep you from living in a nursing home?
Button
January 15th, 2013
11:35 am
Cool @ abc, most people don’t know how to handle that much money. Just like with income tax refund, get a new car in Feburary and it’s repossessed by July. A fool and his money….you know the rest.
Exile
January 15th, 2013
11:38 am
how would having money keep you from living in a nursing home?
Single..by having nurses come to ur home instread!
Exile
January 15th, 2013
11:40 am
Just like with income tax refund, get a new car in Feburary and it’s repossessed by July.
@Button
uuummm yeaaaah….which meth trailer park u live @
Bluzgirl
January 15th, 2013
11:48 am
Good morning everyone! Just got into work a little bit ago…still have to catch up on comments.
To me, credit is very important, but I tend to date guys with lousy credit! I’ve worked at the credit union since I was 18, so I know the value of credit. I’m not too worried about the score of the guys I date. If we start to get serious, I would like to know if there is a huge amount of debt. I don’t want to marry someone with hundreds of thousands of dollars in debt that could become my responsibility. One thing is for sure…if/when I do get married, I will keep all accounts separate except for a joint household checking account. No credit cards together, no car loans or house loans together…
disco
January 15th, 2013
11:50 am
button – it’s not about passing judgment. first off, I don’t dig in their business. they share it with me. if you are comfortable enough to tell me about it, then I’m comfortable enough to tell you what I think about it. a woman that can afford to give a guy X hundred dollars. more power to her. a woman who is going to be calling me next week talking about she doesn’t know how she’s going to make rent. she needs a good talking to. apparently she didn’t get the lessons she needed. it’s not my job but as a friend I do what I can. lol.
s/h – I don’t know where he lives or if it’s on her way but yep, that’s their arrangement.
Single & Happy
January 15th, 2013
11:50 am
Ex, nursing homes aren’t free. Most people go to nursing homse because they are in no shape to make that decision!! Some one else in your family makes the decision on how THEY want to pay for it with YOUR money.
Into the Light
January 15th, 2013
11:51 am
Afternoon, all…..
How come it is I just noticed how fi-one this guy I work with is? I mean, from the neck down he makes a girl sweat. From the ears up…..weeeeelllllll……..
Don’t judge me
Exile
January 15th, 2013
11:51 am
how was the sweet, wet nite Bluz?
Exile
January 15th, 2013
11:53 am
@ITL..From the ears up…
HE wil be under ur hood anyway,most times………so dont sweat it..
Go for it!
Into the Light
January 15th, 2013
11:56 am
@EX: Are you kidding me???? He’s young enough to be…..my younger brother!!! But he has a body that is no joke.
Into the Light
January 15th, 2013
11:57 am
Heeeeeeeey, Courtside.
Single & Happy
January 15th, 2013
12:02 pm
Hey ITL, how old is your younger brother, 1 year, 5 years, 10 years (LOL)
Into the Light
January 15th, 2013
12:04 pm
Um, Single, I don’t work at a daycare. He’s probably 25 or 26.