Members of the Senate Finance Committee have just voted 15-8 against adding the so-called public option to the Senate health-insurance reform bill;a vote on a second, similar amendment is forthcoming. (UPDATE: The second effort was rejected 13-10.)
Committee Democrats who voted against the measure generally did so on grounds that a bill including the public option would not pass on the Senate floor. Republicans generally argued that including the public option would eliminate private insurance, producing a single-payer, government-run system.
So let me repeat an earlier and pretty simple request: Walk me through the process by which the public option would supposedly eliminate private competition.
I have seen the charge asserted repeatedly, but nobody has yet explained how that chain of events would play out. The best attempts I’ve seen involve claims that in LATER legislation Congress might CHANGE the law to produce such an outcome, but opposing a bill today based on what you imagine Congress might do years later isn’t much of an argument.
Let’s talk facts and law. What in the current legislation would produce that outcome?
Under the House bill, which already contains a public option, the public insurer would be required to finance all of its operations and benefits solely through insurance premiums paid by its customers, just as private companies would. It could not be subsidized through taxes. It also would have to offer the same range of coverage and benefits as private plans, and private plans would have equal access to customers whose insurance was being subsidized.
Given all that, if private companies are truly much more efficient than public entities, it is the public option that would presumably be run out of business, not the private plans.
So why do Republicans claim it would run private companies out of business? Don’t the Republicans have faith in private enterprise to compete? If the public option would have unfair advantages, what are they?
311 comments Add your comment
DoggoneGA
September 29th, 2009
5:34 pm
As I said yesterday: it is totally within the power of the insurance companies to end this “healthcare debate” flat…but the won’t do it.
Kamchak
September 29th, 2009
5:34 pm
Don’t the Republicans have faith in private enterprise to compete?
No.
Another episode of simple answers to simple questions.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
5:36 pm
Walk me through the process by which the public option would supposedly eliminate private competition.
Well, let’s see, employers would dump their employees onto the death panel “option” and reduce a payroll cost.
Sure, you libs can tax them, but only until they relocate to Texico (Jaggie- I know how to spell Mexico. Trust me. You can harangue me if you’d like.)
TGT
September 29th, 2009
5:40 pm
Jay asks, “If the public option would have unfair advantages, what are they?”
Surely you jest.
Government, even when it has competition, never plays fair. For example, consider the mail. By law, UPS and FedEx are prohibited from offering to deliver First Class mail. Therefore, the government has a legal monopoly on a significant part of mail delivery.
Also, when it comes to transportation and recreation, the government has the right to eminent domain. And, of course, the government has the power to tax to support everything from education to transportation. Also, the government can print money, make law, and has the power of the police and the military to enforce the law.
In addition, government programs don’t have to turn a profit, nor do they have to pay taxes. When it comes to competition betwen government and private industry there is simply no contest and it is ludicrous to think otherwise.
Furthermore, once the government gets involved, to end its participation is nearly impossible. Entitlement programs, such as Social Security, are the classic example of this. These programs are massive: As of 2008, Social Security, Medicare, and Medicaid make up 42% of the federal budget. Medicare alone has $36 trillion in unfunded liabilities. As president Bush found out, it is practically impossible to reign in and reform these beasts.
Once the government gets itself established in an additional part of our lives, another piece of our liberty goes out the window—perhaps never to return. This is the real danger. Even the folks over at CNN have recently pointed out five significant freedoms that would be lost under Obamacare: 1.) Freedom to choose what’s in your plan 2.) Freedom to be rewarded for healthy living, or pay your real costs 3.) Freedom to choose high-deductible coverage 4.) Freedom to keep your existing plan 5.) Freedom to choose your doctors.
Whatever the shortcomings of our current healthcare industry, more government is not the solution. “That government is best which governs least,” said Thomas Paine. In this succinct, but profound proverb, lies the heart of the solution to the healthcare debate. Congress and the president would do well to begin and end with this in mind.
N.J.
September 29th, 2009
5:42 pm
This is one of five committee bills that will have to be reconciled on the floor of the Senate. The other four all have public options on them. The fifteen people on the Finance commitee are going to have to convince the sixty on the other four comittees to accept a bill without a public option. Not likely,
.
The fact is that Harry Reid is going to have to MELD the bill that he presents from the Finance Committee with the Bill that comes out of Chris Dodd’s Health Education and Labor Commitee which DOES have a public option as well as the reconciliation with HR 3200 which DOES have a public option:
Senior Senate Democratic leadership sources tell Fox that Senate Majority Leader Harry Reid, D-NV, will not include a so-called “public option” in a healthcare reform bill he will create once the Finance Committee completes its action this week, a decision first reported by The New York Times.
Reid must meld that more conservative product with the more liberal one crafted by the Health, Education, Labor & Pensions Committee once headed by the late Sen. Ted Kennedy, D-MA. Kennedy’s bill, which was sheppherded by his longtime friend, Sen. Chris Dodd, D-CT, called for the creation of a public plan.
That puts the ball squarely in the court of House Speaker Nancy Pelosi, D-CA, who is currently working with her leadership team to craft a bill that many believe will include some version of a public option.
The fight would then turn to a House-Senate conference where differences must the be reconcilied. It is unclear what would happen if a final House-Senate conference product included a government-supervised plan. No doubt, though, the White House will be called upon to play an integral role.
Reid does retain the right to use a controversial budgetary tactic, used over the years by both parties, called “reconciliation” – which permits him to get a bill passed with just 51 votes. This tool, however, is not easy to use and would likely blow any chance to gain GOP support, not to mention create a situation that would make it very difficult to pass broader healthcare reform.
http://congress.blogs.foxnews.com/2009/09/29/public-option-dead-in-senate-for-now/
Keeping the public option out of the finance committee is simply a method by which the Blue Dog Democrats can save face with their constituents for next years elections. When the public option is eventually reconciled into the final bill, they can say, we tried, but we were outgunned.
Teddy Kennedy’s memoirs are filled with stories about how Southern Democrats and Republicans often made big speeches in support of something and Kennedy thought he had their support until they voted in the exact opposite way that the speech indicated. A Southern Democrat from North Carolina told him. Support for that bill was evenly divided in my state. My speech was for those who supported it, my vote was for those who didn’t.
Public option is 99 percent sure thing at this point. Only a single committee has opposed it. The internal reconciliation process in the senate, plus the House/Senate reconciliation will end up requiring that the final bill reflects the condition of the majority of committee positions taken.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
5:43 pm
I can foresee the world that bookman envisions, Government Motors takes it’s 2010 bailout bonanza and buys “private” health insurance for it’s employees.
Success!
Strike up the band, roll out the barrel, we told you the public option was harmless.
Hillbilly Deluxe
September 29th, 2009
5:44 pm
This isn’t really a question of competition in my view. If a public option is enacted, I see more and more employers dropping coverage for their employees, much like they moved people from defined benefit pensions to 401K’s. Given the cutbacks in employee benefits in the past 20-30 years, I think it’s inevitable. Employer based insurance is going to decrease; a public option would just hasten the process.
Evenutally tax money will be involved in this; that’s also inevitable.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
5:46 pm
How true, TGT, the idiot.gov just hacked up another 300 Billion of our tax dollars for the post office, they should have just given the whole wretched works to the lowest bidder. (Yes, Jaggie, I know that the highest bidder usually wins the auction. But we are talking about the post office here.)
Atlanta Native
September 29th, 2009
5:49 pm
There is a Progressive piece of legislation called the Sherman Anti-Trust Act. It says that an entity with a great deal of resources cannot so lower prices that it drives all competition out of business, thereby creating a monopoly. This was considered a good idea by Progressives and the JP Morgans of the world were bound by it and unable to use their extensive resources to destroy the competition and create monopolies. It does not apply the the US government.
The US Government has unlimited resources – as evidenced by this Congress/President’s spending of billions, soon to be trillions, of dollars. So, the government uses its limitless ability to print money to price all private companies out of the market and then become a monopoly. Further as it will have no one regulating it (that’s what governments are supposed to do regulate), other than itself, there will be no one to stop it. For a lesson in self regulation, look to Georgia where the EPD (the watch dog) is a division of the DNR (the entity it regulates). Yeah, that’s worked well.
The great irony is that the people who think of themselves as “Progressive” will be behind creating this monopoly. It’s OK, because I have yet to meet anyone educated in public high school after the 80’s who made it to or past WWI in American history, if they made it that far.
I hope that helps you understand.
Taxpayer
September 29th, 2009
5:51 pm
I like flood insurance.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
5:51 pm
If I owned the post office I’d put a computer terminal where ever there is a flunky standing now. Machines don’t ignore you or need coffee breaks.
Same goes for the DMV.
N.J.
September 29th, 2009
5:51 pm
For all their B.S. The Republicans have supported the large scale mergers that have occured over the last 13 year. 400 companies have been merged into 23. Republicans talk the talk but when it comes down to it, they are largely responsible for the destruction of small business in America.
The Senator with the BEST record of sponsoring and voting for bills crafted to benefit small business. John Kerry. Kerry is the only Senaror in the Senate with a 100 percent voting record on bills designed to support small business.
Its one of the Reasons that Jude Wanneski, one of the economists who crafted Reagan’s “supply side economic” theory supported Kerry in 2004 and why John Eisenhower, the son of Dwight Eisenhower supported Kerry as well. They both stated that Republicans had done more damage to small businesses in America than they imagined possible. From Eisenhower’s speech:
“The Republicans used to be deeply concerned for the middle class and small business. Today’s Republican leadership, while not solely accountable for the loss of American jobs, encourages it with its tax code and heads us in the direction of a society of very rich and very poor. ”
http://ksdp.org/node/383
DoggoneGA
September 29th, 2009
5:52 pm
“It does not apply the the US government.”
Yep. And that’s why the USPS has driven ALL other mail and package carrier just slap out of business, right?
DoggoneGA
September 29th, 2009
5:58 pm
“heads us in the direction of a society of very rich and very poor”
News report this AM on NPR: the gap between rich and poor in the USA is widening.
radiowxman
September 29th, 2009
5:59 pm
Government competes with the private sector like an alligator competes with a duck.
TGT
September 29th, 2009
6:00 pm
IR/YW: I believe it was more like a $4 billion bailout for the U.S.P.S. Congress exempted them from a $4 billion payment that was due to their retirement and health benefit plan.
Even when the government has an advantage it can’t operate efficiently. Yeah, let’s give them more power!
N.J.
September 29th, 2009
6:02 pm
The way ALL of the bills are structured it would cost a company that currently provides health insurance more to drop them and dump it on the public option than it would cost to cover them.
Its the reason these bills are so many pages long. A company does not get to drop their coverage and simply get away scot free. They will be hit with a combination of taxes and penalties that will cost them anywhere from 25 percent to 50 percent MORE to do that than to keep their employees covered.
Atlanta Native
September 29th, 2009
6:05 pm
The USPS (1) acts separately and (2) was created at the time this country was being formed.
Supporters of the healthcare “initiative” seek a single payer system. We’ve heard Obama say it, we’ve heard the Congressmen say it. Now they deny it, but that’s just the camel putting its nose under the tent. Soon the whole stinking Camel will drive everyone out of the tent, and operate as inefficiently as always.
The goal is a single payer, and they will do all they can, one baby step at a time to get there. So, that is a straw comparison DoggoneGA. Good try though.
N.J.
September 29th, 2009
6:07 pm
Government outperform the private sector in the medical field. All of those great things about the American health system that conservatives rant about were all created by the government with public funding. Federal, State, Local and Universities fund 76 percent of medical research. Industry funds 24 percent. The health insurance industry funds zero percent.
Medicare Part A is one of the LARGEST funding sources of medical research in the United States.
The Gamma knife for brain tumors..100 percent government research at the University of Florida.
The MRI. 100 percent government.
71 percent of all the new wonder drugs on the market are either totally or largely the result of government funding.
A recent research project discovered that 70 percent of all patents in the United States were the result of government funded research.
Atlanta Native
September 29th, 2009
6:10 pm
BTW Doggone – listen to NPR for in-depth fluff pieces and international news. I spent two months listening, and you will remain ignorant of what is going on in our country that does not support a specific agenda. Read the Atlantic, too, while you are at it. News for the educated, but purposefully ignorant.
Soothsayer
September 29th, 2009
6:13 pm
Jay, I got “ripped” in four weeks following these two rules:
Inject steroids 4 times a day and live on protein shakes.
John
September 29th, 2009
6:13 pm
Some Americans are just idiots when it comes to healthcare. Why are you afraid of a government option? Every industrialized country has one. You don’t complain about police department or public library being run by the government, do you?
Atlanta Native
September 29th, 2009
6:16 pm
Also, once the insurance companies are out of the way, the government will make sure its ruthless inefficiency continues.
NJ – I worked on government grant projects that lead to new discoveries while in undergrad. Just because you pay for something, does not mean you created it. Oh, and our government has created the most best military and weapons in the world.
However, that does not mean that the functionary across the table from you whose job is a property right and knows he/she cannot be fired without multiple hearings is going to give a rats patottie whether you get swift care or die waiting.
Jay
September 29th, 2009
6:17 pm
Reporter and Hillbilly, you do not explain how the mere existence of a public option — which by law would be just one of many competitors for insurance business operating through the insurance exchange — would somehow lure employers into dumping their employees’ coverage. If employers are going to do that, they would do so regardless of whether a public option exists. Your explanation fails.
TGT, you talk around the issue, discuss other industries and project what government could maybe do in the future instead of discussing the actual legislation on the table. Taxes and profits are legitimate points of difference, although existing health-insurance companies such as Blue Cross/Blue Shield are often nonprofit and pay no federal taxes, yet don’t run the Aetnas of the world out of business. And surely the competitive advantage of privately run companies would more than offset that advantage. Overall, your explanation fails.
Atlanta Native, the House bill explicitly requires the public entity to fund itself entirely through premiums collected from its customers, without a tax subsidy, so the ability of gov’t to print money has no relevance in the argument. It also by law would have to meet the same regulations as private industry. So your explanation fails as well.
Soothsayer
September 29th, 2009
6:18 pm
Well, let’s see: Public option eliminated. Gosh! Who could have seen that coming.
Healthcare industry leads in campaign contributions
It’s time for a bit of the old bend over.
Atlanta Native
September 29th, 2009
6:18 pm
Finally, if the politicians cared about a public safety net, they would be fixing Medicare/Medicaid, creating reimbursements for clinic visits to clear up emergency rooms, etc.
This is about their glory, not your or my healthcare. Check out Samuelson’s article in Newsweek this week. He nailed it on their intentions.
Skeptic
September 29th, 2009
6:18 pm
OK, I’ll try to answer Bookman’s question:
Public option: Does not have to pay commissions to agents and brokers. Direct enrollment.
Private plan: Must use part of gross premiums to pay agents and brokers.
Public option: Does not need to pay underwriters and other policy issuance personnel, other than those employees who enroll people.
Private plan: Must pay underwriters and other policy issuance specialists to guard against anti-selection.
Public option: Does not need to make a profit; break-even is ideal.
Private plan: Must make a profit if a stock company; needs to return dividends if a mutual company.
Public option: Does not need to market plan.
Private plan: Must pay marketers and others involved in “selling” the benefits of products to consumers.
Public option: No underwriting and no underwriting expense. Like Medicare, it will accept applications via Internet and automatically enroll applicants.
Private plan: Must pay professional underwriters before policy issuance.
Public option: Very little claims expense, other than that involved in farming out claims to private insurance companies, as happens now with Medicare.
Private plan: Great claims expense involving hundreds of personnel.
There–does that answer your question, Bookman?
Cherokee
September 29th, 2009
6:19 pm
John you’re correct, and it’s too bad that none of them so far on this blog have been able to answer Jay’s simple question. What’s in THIS bill? It’s all about some horrible thing that might happen in the future.
And the answer to that is simple; if the horrible thing does happen, then change the Congress and change the program.
angry_citizen
September 29th, 2009
6:21 pm
@TGT
Right on man, government is the biggest and most out of control monoply there is. It is also one of the only entities that can take your money by force legally.
Atlanta Native
September 29th, 2009
6:22 pm
The Social Security Number was for one purpose. The government promised. Oops, that changed over time. You see, this is just version one Jay. Give them time. Give them time. Regs will change to “meet needs”. Enabling legislation will be passed to allow “fixes” Tax money will be used to subsidize
it eventually.
Jay, you are a smart man, but are you really that naive?
Cherokee
September 29th, 2009
6:23 pm
Sorry, but any insurance company, public or private, has claim and underwriting expenses. And if it doesn’t work, and isn’t cheaper, then no one will buy from it and it will fail.
So what are you afraid of?
Paul
September 29th, 2009
6:23 pm
Jay
You’re asking for facts, law and a train of logic?
And they call me naive?!!? LOLOLOL!!!
I’m still waiting to understand how a federal government that can’t be trusted to do anything right is suddenly going to become so effective that it’ll run these companies out of business.
@@
September 29th, 2009
6:25 pm
First off you’re gonna have to tell me how participation can be mandated by a turnip on a turnip – constitutionally speaking, that is.
Aside from that small inconvenience, employers would be dumping coverage thereby forcing their employees into the public option or government’s limited option plan.
And this?
The best attempts I’ve seen involve claims that in LATER legislation Congress might CHANGE the law to produce such an outcome, but opposing a bill today based on what you imagine Congress might do years later isn’t much of an argument.
Given the fact that Obama clearly stated his preference for a single-payer system, there’s no doubt that is exactly what he will pursue.
I can’t believe you’re that naive, jay. O.K., so I was trying to be nice. You obviously ARE that naive.
When he (Obama) repeatedly says “We” won’t force you to change insurance, what he really means is that it’ll be your employers who do that – ’cause that’s how WE’VE set it up.
GEORGE AMERICAN
September 29th, 2009
6:28 pm
THE PUBLIC (READ: SOCIALIST) OPTION WOULD NOT ONLY ELIMINATE PRIVATE INSURANCE, THE COMMIE MANDATE WOULD ELIMINATE OUR FREEDOM & LIBERTY!!!
AND AS AN AMERICAN I WILL NOT STAND FOR FREEDOM STEAL’N!!!
Hillbilly Deluxe
September 29th, 2009
6:29 pm
Jay writes, “If employers are going to do that, they would do so regardless of whether a public option exists.
Guess I didn’t make myself clear. I agree with you on that, as I said, I think a public option would hasten it. I also didn’t say I was necessarily opposed to a public option. It would depend on what form it would take. Actually if I had my druthers, from talking to Canadian friends of mine, I wouldn’t be opposed to giving something like their system a try.
AmVet
September 29th, 2009
6:30 pm
One of BushCo’s head RepubliNazis may get to go before the Nuremberg Trials.
Man, how sweet it would be to see that POS being someone’s little AG in a Supermax…
WASHINGTON — Former Attorney General John Ashcroft and one of his hard-line lieutenants face the rare prospect of being held personally liable for alleged violations of individuals’ rights in the aggressive aftermath of the 2001 terrorist attacks.
High-ranking officials usually are protected from such civil rights claims. Not necessarily in these cases.
Three federal courts have left open the possibility that former Bush officials may have to reach into their own pockets to compensate people who were swept up in the law enforcement and intelligence efforts after the Sept. 11 attacks.
In two cases, judges appointed by Republican presidents have refused to dismiss lawsuits at an early stage that were filed against Ashcroft and former Justice Department official John Yoo. One complaint challenges Ashcroft’s strategy of preventive detention. The other seeks to hold Yoo accountable for legal memos he wrote supporting detention, interrogation, and presidential power.
In a third case, the full federal appeals court in New York is reconsidering an earlier decision by three of its members to toss out a lawsuit by a man who was changing planes in the United States when he was mistaken for a terrorist and sent to Syria, where he claims he was tortured. ~Newmax
Paul
September 29th, 2009
6:31 pm
@@
Employers are dumping people every day. Heck, more to the point, insurance companies companies are dumping people every day. Wouldn’t it be nice to have an option for insurance if that happens?
BTW, since the topic’s health insurance:
Had a nice thing happen today. Went to get a haircut. The guy who cuts my hair has had some unfortunate events occur and things are pretty tough for him. His health insurance was $700 a month and he dropped it.
Has a son who’s 18. Been experiencing tumors. Just found out he qualifies for S-CHIP and his son’s still eligible. Scheduled for an MRI.
I like it when my tax dollars go to do some good for people in tough spots.
Jay
September 29th, 2009
6:31 pm
Skeptic, the public option would enroll people the same way the private companies would, through the computer-based insurance exchange for individuals and small businesses interested in purchasing coverage. So the commissions wouldn’t be a problem.
Because the public option has to be self-sustaining, it would need analysts just as much as private companies would to set rates, etc.. Anti-selection would not be a problem, because private and public companies alike would be prevented from denying coverage for pre-existing conditions.
The public option could also market itself as necessary, if it believed the expense was necessary. It doesn’t get business by default, as far as I can figure. Private companies market because it brings them additional business; it’s an expense with a good return, and that wouldn’t change.
I’m afraid I don’t understand your final point; both private and public entities would have to pay and process claims. To the degree the public option farmed that process out, it would have to pay a private firm to do that, right?
Paul
September 29th, 2009
6:32 pm
Nuts. The son wasn’t experiencing tumors, he was experiencing seizures. Big difference.
Skeptic
September 29th, 2009
6:33 pm
Sorry, but any insurance company, public or private, has claim and underwriting expenses.
No underwriting expense for a public (government-operated) company. Ever hear of anyone being turned down for Medicare, except for lack of having attained the required age? It doesn’t matter if you have five forms of AIDS and three kinds of cancers or even if you’re at death’s door. You will be enrolled in Medicare if you apply, and at the same rate charged to everybody else. A private insurance company, on the other hand, would likely decline a person with such conditions, because that person is a guaranteed loss to the company. Even those with only moderately high blood pressure will be declined or else “rated”–i.e., charged about three times the premium of a healthy person.
Claims for Medicare are handled through contracting with private insurance companies. The government doesn’t employ its own underwriters.
My understanding of the public option alternatives being debated is that they would operate like Medicare.
My understanding of the public options being debated all feature guaranteed insurability–no rating and no declinations.
Joan
September 29th, 2009
6:33 pm
The constantly morphing healthcare bill is a moving target, and kind of like Gump’s box of chocolates. My fervent hope is that once they actually have a bill that it will be published for public comment, and fielded by a group of non-conflicted economists and financial types, so that we can get a reasoned, rational opinion on it. Of course, all of this is wishful thinking, as the Democrats will run that baby through in the dead of night if possible.
Jay
September 29th, 2009
6:34 pm
Hillbilly, I guess I don’t understand. How would a public option hasten that process?
Subsidies for the low-income uninsured could conceivably have that effect, but those subsidies will occur regardless of whether a public option exists. And recipients of those subsidies could choose freely between public or private coverage.
Jay
September 29th, 2009
6:35 pm
Joan, a full bill awaits your perusal. It is HR 3200, at http://www.thomas.gov/
DoggoneGA
September 29th, 2009
6:36 pm
“I’m still waiting to understand how a federal government that can’t be trusted to do anything right is suddenly going to become so effective that it’ll run these companies out of business”
See, you’ve never learned to “believe six impossible things before breakfast”
Jay
September 29th, 2009
6:37 pm
Skeptic, no insurance companies, private or public, could deny coverage for pre-existing conditions.
jt
September 29th, 2009
6:38 pm
“So let me repeat an earlier and pretty simple request: Walk me through the process by which the public option would supposedly eliminate private competition. ”
If you don’t understand how government , with the guns and printing presses, can NOT honestly compete with the private section, then you are crippled Jay.
There will be no “walking you through” any process.
Statism is the real religion that ALL should be weary of.
Jay
September 29th, 2009
6:40 pm
JT, you’re spouting ideology, not practical explanations. Guns and printing presses for money will have no impact on how the public option operates.
If I’m wrong, go to the House bill and tell me where.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
6:41 pm
OK, we’ll go slow this time.
If your employer drops your coverage now, would would you have?
If your employer dropped your coverage when there is a public option plan, what would you have?
Bosch
September 29th, 2009
6:45 pm
I’m one of these folks who sees this bill as a failure if there isn’t a public option – I don’t see why a business would not drop coverage for employees if given that a public option exists. The idea of employers providing health care premiums is outdated, and too costly for production to be efficient any longer. This bill shows us our politicians are still in bed with the insurance companies and does nothing to really address costs.
Jay
September 29th, 2009
6:45 pm
If your employer drops your coverage now, would would you have?
I’D HAVE TO GO BUY COVERAGE ON THE PRIVATE MARKET.
If your employer dropped your coverage when there is a public option plan, what would you have?
I’D HAVE TO GO BUY COVERAGE ON THE PRIVATE OR PUBLIC MARKET.
So again, what incentive does the public option offer an employer to drop coverage? Explain it slowly, so I can understand.
DoggoneGA
September 29th, 2009
6:48 pm
“If your employer drops your coverage now, would would you have?”
And if your employer wants to arbitrarily drop coverage and the fines, etc. would be MORE than the cost of the insurance…what would you have?
Skeptic
September 29th, 2009
6:48 pm
Jay,
The prohibition of declining a proposed insured on the basis of a preexisting condition would be a huge problem for private insurance companies. How are they going to make the guaranteed losses up? I’ll tell you how–by raising the premiums for everybody, including those of us who are currently insured. There will be an unrecognized tax–on the people who currently have insurance.
The only way to get around this problem is to make carrying health insurance mandatory for everybody. In that way, the risk can be spread over a much larger population, including young and healthy people.
Otherwise, underwriters at private insurance companies would be very, very busy in an effort to apply different rates to different risks, whereas a government plan would simply raise rates for everybody equally.
Ever seen an ad for Medicare, except for one of those Medicare Advantage plans operated by private insurance companies? Ever seen an office for a broker or an agent for Medicare? The only marketing you’ll ever see for Medicare is that letter you get automatically when you approach 65.
My understanding is that there would be only one “rate” for a plan offered by the public option–presumably differentiating between an individual and a family. The family down the street from you may represent $1 million in potential claims in the next five years, while you may represent $10,000. You would be charged the same. Yes, analysts would need to set rates for the public option to ensure a break-even status. On the other hand, a private insurer would need to set rates that took into account not only its claims outlays but also the “loading”–the administrative expenses plus agent/broker compensation.
N.J.
September 29th, 2009
6:50 pm
There are many countries in the world that have universal health insurance AND public options and the private health insurance industry is alive and thrives in them. In order for the health insurance industry in the U.S. to be aversely effected by a public option, we would have to adopt the Canadian System where private health insurance is illegal. There is plenty of private health insurance in Great Britain and most Brits have private health insurance in some for to cover what is not covered by the public plan. Same in France
The only method by which a private insurance health reform to work in the United States is to do what is done in Switzerland where insurer cannot make a profit on basic health insurance policies, only on add ons for things that are not normally covered by health insurance. Breast enhancements, Lasik surgery, resort spa visits, etc/
Taxpayer
September 29th, 2009
6:50 pm
Well, if you want the public option to pass the Senate with all the Republicans voting for it, then you have to construct it to the liking of their backers. It would be required to insure only people without jobs that were rejected by insurance companies for whatever reason they choose and they could not be eligible for Medicare or Medicaid. Further, all payouts through the public option must be fully funded by the insured’s premiums and the public option must not be profitable. I think that about covers it.
AmVet
September 29th, 2009
6:51 pm
welcher, don’t worry too much. Your Aryan Nation component of the Republiconned Party will handle everything.
You do remember the dead census worker in Kentucky who’s body was found hanging in a cemetery with the word ‘fed’ scrawled on his chest just recently?
I presume the murderous, “conservative” slimeball responsible was also, like you, of the belief that the “government” must be stopped at all costs.
And so the filthy b@st@rds hung an innocent public servant.
Look at his face real closely, Andy.
This is your enemy:
http://news.lalate.com/2009/09/24/census-worker-killed-hanged-in-daniel-boone/
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
6:52 pm
I’D HAVE TO GO BUY COVERAGE ON THE PRIVATE MARKET.
Don’t get excited.
2 things, have you ever heard of a group policy that most employers procure as a means to give their employees deep discounts? How about the government regulations that prevent the unaffiliated from buying into a group plan, thus making a individual private plan unaffordable for all but the very rich.
So now the employee has no choice but the public plan.
The benefit for the employer ranges from less paperwork and no more plan administrators.
They will toss all that overboard in a heartbeat.
Slow enough?
Jay
September 29th, 2009
6:52 pm
“Jay,
The prohibition of declining a proposed insured on the basis of a preexisting condition would be a huge problem for private insurance companies. How are they going to make the guaranteed losses up? I’ll tell you how–by raising the premiums for everybody, including those of us who are currently insured. There will be an unrecognized tax–on the people who currently have insurance.
The only way to get around this problem is to make carrying health insurance mandatory for everybody. In that way, the risk can be spread over a much larger population, including young and healthy people.”
Skeptic, you’re right, and that’s precisely why the bill DOES mandate that everyone have coverage.
N.J.
September 29th, 2009
6:53 pm
And Canada is the only country that has that situation. In the countries that HAVE socialized medicine, England and Spain, citizens can opt out of them and go with private insurance if they choose.
Republicans in Congress have pretty much lied all way around about the effects of a private option. As is usual with Republicans, they assert what WILL happen, without showing any evidence at all about where it HAS happened in other countries that have done the same thing.
Jay
September 29th, 2009
6:55 pm
No Reporter, the employee without health coverage could choose between private and public plans on the insurance exchange, comparing price and coverage. There is nothing that would compel or even encourage that employee to go with the public option, other than it might be a better deal.
And that still offers no explanation of why the existence of a public option would encourage businesses to drop health insurance coverage.
jconservative
September 29th, 2009
6:56 pm
Skeptic – I am opposed to a government option. But your points are all wrong. Medicare claims (actually bills) are paid by HHS through their CMS department. The public option in the 5 bills I have read do not work like Medicare.
There is a proposal by a lot of people for a single payer system like Medicare. But that option is not in front of Congress.
You really need to read the bills.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
6:56 pm
You do remember the dead census worker in Kentucky who’s body was found hanging in a cemetery with the word ‘fed’ scrawled on his chest just recently?
Yeah, all us Conservatives hate census workers and CRAVE THEIR BLOOD, AMWET, nothing, I say, nothing makes me see red like a census worker, ewww, say, are YOU a census worker?
Meanwhile, back on Earth, I heard he ratted out some drug dealers but whatever. You know, Kentucky, meth?
Jay
September 29th, 2009
6:59 pm
I agree with you on that, Reporter. I haven’t mentioned that case because there is WAY too much we don’t know to allow us to jump to any conclusions.
Taxpayer
September 29th, 2009
7:00 pm
Of course, the best long-term approach to health care is to mandate that anyone that sells anything or employs anyone in the US be required to provide payments to health insurance providers for premiums for a basic catastrophic health insurance policy, as defined by the citizens, for every citizen of the US. hehehe
RW-(the original)
September 29th, 2009
7:01 pm
Enter your comments here–
Ah yes, the public option will be totally self sustaining. Just like Social Security and Medicare I guess.
number1ninja
September 29th, 2009
7:02 pm
Jay, so in order to get health costs off employer’s books they want to impose huge fines to companies who do just that? Seems pretty silly to me.
Jay
September 29th, 2009
7:03 pm
Social Security has been WAY more than self-sustaining, RW. It has been sustaining itself plus a good chunk of the rest of the government for decades now.
AmVet
September 29th, 2009
7:03 pm
Worst case scenario, for you wiper, is that it is someone like your buddy McVeigh.
And if you’re a little lucky, it will turn out to be the poor white, anti-government trailer trash, that are merely joined at the hip with you Republiconneds, culturally and politically.
And if you’re REALLY lucky welcher, the murder was done by one of Those People!
And even then you are screwed because that’s something you and the gang bangers have in common.
A blind murderous hatred for the liberals and the “gubmint”.
What strange f’ed up bedfellows…
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
7:03 pm
Sorry, but here are just a few of the many things employers have to deal with when administering a health care plan-
Forms of Business:
* Corporations – Regular and Sub-Chapter
* Sole Proprietors/Partners – System automatically calculates net income for owner-employees
Eligibility and Participation Provisions:
* System determines employees eligible to participate based on:
o Minimum Hours
o Minimum and Maximum Age
o Months of Service parameters
* Participation Dates based on:
o Single Entry (Daily, monthly, quarterly, anniversary date nearest or following)
o Dual Entry (first day of plan year and six months later, or user defined dates)
Retirement Provisions:
* Participants can retire upon Attainment of, or The First Day of Month Following, or Anniversary Date Nearest or Following Attainment of Normal Retirement Age, with Minimum Years of Service and/or Participation, or not to exceed a Maximum Age with Minimum Years of Participation
* Provisions for Early Retirement based on Age, Years of Service or Participation
* Provisions for Maximum Retirement Age based on Age only, or Age and Min. Participation
Benefit Formulae
* Fixed
* Integrated (Step Rate)
* Offset
* Unit Benefit
* Unit Benefit Offset
* Unit Benefit Step Rate
* Unit Benefit X Soc. Sec.
* Unit Benefit X Past/Future SVC
* Unit Benefit Integrated
* Dollar Amount Times Years of Service/Participation
* Option to input a Dollar amount for system to generate formula
* Automatic adjustment for Rev. Rul. 71-446 for Form of Payment, Pre-Retirement Death Benefit, Retirement Age Prior to Age 65, ERISA De-Minimus Benefit, and Years of Service
* Automatic adjustment of 415 limits for Form of Payment and Retirement Ages Prior to Age 62 or After 65
* All Covered Compensation tables (I and II) from 1967 to present
* Limits on minimum, maximum and increase in benefits
* Automatic application of top-heavy minimum; for funding and benefit accrual (Code section 416)
Employee Mandatory Contributions
Participant contributions based on a percent of compensation or on an integrated formula, limited to a percent of compensation or dollar amount.
Actuarial Cost Methods
* Individual Aggregate – With four options of asset allocation based on:
* Present Value of Benefits
* Entry Age Accrued Liability
* Accrued Liability Based on Prior Year’s Monthly Benefit and Normal Cost
* Prior Year’s Allocated Assets Plus Normal Cost
* Aggregate – Traditional (payroll weighted)
* Aggregate – Modified (normal cost weighted)
* Frozen Initial Liability – Aggregate
* Frozen Initial Liability – Individual Entry Age Normal
* System keeps track of amortization bases
* Calculation of unfunded liability for 404 and 412
* Unit Credit Service Pro Rata – With option to use service or participation, and to limit funding years to accommodate for 10 Year Funding
* All cost methods can be used for take-over plans
* Input of assets, credit balance/deficiency
* Addresses 404 and 412 limitations
* Calculation of Full Funding Limitation for 404 and 412 purposes as well as Full Funding Credit
* Calculation of Present Value of Accrued Benefits for Terminees
* Calculation of Deferred Vested Benefits
* Calculation of Present Value of Benefits for Retirees
Funding Standard Account
* Capability to input dates and amounts of contributions for the development of the Funding Standard Account
* Daily interest crediting of contributions from date of deposit to end of year
* Option to charge/credit interest on Insurance premiums
* Adjustments of Insurance premiums by dividends for FSA purpose
Accrued Benefits
* Pro-rata calculation of accrued benefit based on service, participation
* Automatic calculation of TEFRA minimum benefit accruals
* Option for separate accrual of benefits for key and non-key employees
* Separate actuarial assumptions for calculating Present Value of Accrued Benefits than those used for funding
* Calculation of accrued benefits attributable to participant required contributions
Pre-Retirement Actuarial Assumptions
* Availability of separate salary averaging for funding and for benefit accrual
* Salary averaging based on high only, high consecutive with exclusion periods
* Interest
* Mortality Tables with separate setback/setforwards for males and females
* Turnover/Withdrawal
* Salary Projection
* Calculation of PIA amounts based on PRE and POST 1979 Social Security rules
* PIA amounts calculated using separate assumptions for backward and forward salary projection, Consumer Price Index, average earnings, and Covered Compensation table projections
Post Retirement Actuarial Assumptions
* Separate assumptions for actuarial equivalence than those used for funding
* Accommodates Forms of Payment for:
o Life Only
o Years Certain
o Years Certain and Life
o Joint and Survivor
o Insurance Settlement Option Tables
o Special Routines grading settlement option tables between current & guaranteed rates
* PVAB based on option of actuarial assumptions, annuity rates or PBGC Rate Sets
* Interest
* Mortality Tables with separate setback/setforwards for males and females
* Loading for Expenses
* Cost of Living Adjustment
* Loading for Ancillary Benefits
* Option to fund TEFRA minimum benefit on Life Only basis
Pre-Retirement Death Benefits
* Over 20 definitions for pre-retirement death benefit, incorporating PVB, PVAB, PVVAB, Face Amount, Benefit Multiples, Cash Values and combinations thereof
* Insurance Face Amount calculation using death benefit multiple of total monthly benefit or excess only benefit
* Face Amount calculation utilizing Rev. Rul. 74-307
* Minimums and maximums for insurance ages and amounts
* Complete handling of Universal Life utilizing three (3) One-Year Term Cost approaches or specific insurance companies Cost of Insurance rates
* Handles Whole Life, Term, Adjustable Life, or Interest Sensitive products
* Illustration of dividends, waiver of premium and modal routines
* Calculation of reportable income based on PS-58 or ART rates
Vesting
* 100% after 10 years
* 5-15 Rule
* Rule of 45
* V% per year
* 0% for N years, 100% thereafter:
o 2-20
o 4-40
o Modified 4-40
* 100% full and immediate
* Graded Schedule (customize your own)
* Service for vesting based on either plan participation or service with the employer, but with options to exclude service prior to original effective date or prior to a certain age
* Number of hours required to accrue a year for vesting
Dates
* Original Effective Date
* Plan Anniversary
* Eligibility
* Plan Year-End
* Limitation Year
* Valuation Date for Beginning-of-Year or End-of-Year valuations
Participant Data
* Minimum required data for proposals: Name, Sex, Date of Birth, Date of Employment, Compensation Mode and Amount
* Key/Non-Key indicator for top-heavy test
* Over 200 additional employee data items
* Up to 45 years of salary history
* Complete Insurance policy history
* Capability to override, when necessary, nearly all system-calculated values
* Overrides of insurance rates and values
Reports
* Title Page
* Age/Service/Salary Statistics
* Plan Specifications
* Emerging Liabilities
* Employee Census
* Funding Standard Account
* Schedule of Benefits
* Summary of Contribution Requirements
* Analysis of Cost
* Development of Actuarial Gain/Loss
* Valuation Statement
* Employee Notes
* Financial Results/Tax Summary
* Insurance Policy Values
* Multiple Plan Limitations
* Policy Increases and Additions
* FASB 132 Information
* Schedule of Retireds & Deferred Vesteds
* Top Heavy Analysis
* Reportable Income
* 70% – 80% Test
* 81-202 Comparability Tests
* 1099-R
* Actuarial Valuation Reports
* Development of Normal Cost
* Participant Statements (Multiple formats)
* Full Funding Limitation
* Anniversary Notification (Participants & New EEs)
* Accumulated Funding Deficiency
* Pending File Worksheets (Plan & Participant level)
* Required Contribution
* Master File (Plan & Participant level)
* Actuarial Values
* Development of Unfunded Liability
* FIL Bases Amortization
Additional Print Options
* Ability to select specific page(s) or all reports:
* Two-line, changeable customized footnote on all reports
* Six-line, changeable customized footnote on all Participant Statements
* Customized “Employee Note” to serve as reminder for future action
* Options to include/exclude items on Participant Statements for:
o Name of Preparer
o Pre-retirement death benefit
o Participant salary
* Option for Sub-Totals based on optional Employer Code (division/subsidiary/location, etc.)
* Employee primary and secondary sorting capability based on any two data elements
* Summary Results on screen enable the user to view results prior to printing
Additional System Features
* User-customized “Defaults” (pre-selected plan specifications) minimize data entry
* Menus provide user-friendliness without locking you into their sequences
* On-screen field explanations display automatically in reverse video
* Input and data fields are logically grouped together
* Cursor moves automatically to fields in error or still requiring entries
* “Pg Up” and “Pg Dn” keys permit rapid review of screens already passed
* Special-purpose screens speed up updating of participant data
* True “Batching” of several cases to run and print one after the other
* Capability to copy and rename a plan allows the user to quickly create unlimited variations of the same plan
* Understandable system messages provide progress status during program execution
* Pending File/Master File concept provides added flexibility and file security
* Plan Directory lets you know what plans are on disk
* “PLANS” command produces hard copy listing of key information about all cases on disk
* Configuration program easily adapts the system for another computer or printer
* Table Editor permits viewing, printing, modifying and building of specific pension tables:
o Mortality
o Turnover
o Settlement option rates
o ART/PS58 rates
* Special system utilities provide for customized generation of:
o Commutation Factors
o Annuity Table
o Loan Amortization Schedules
N.J.
September 29th, 2009
7:04 pm
Unfortunately I REPORT, there is nothing in the legislation that does anything with regard to how private employers get health insurance for their employees NOR anything that tells private insurers what kind of discounts they can give to whoever they want to give them to.
What the Republicans are up to is giving the private health insurance industry a wind fall that is 200 percent of their best years profit in the last ten years.
The current legislation without a private option, basically creates 60 billion in profits for the health insurance industry each year for ten years. In a year with best possible profits, the health insurance industry makes 30 billion dollars in profits. And that is when they do five percent profit in a year. Usually its three.
What does not having a public option do to those with employer based health insurance. It allows them to risk losing huge numbers of people who are already covered by employer based health insurance because it will have that sixty billion a year to fall back on. That is, it can decide to increase premiums in commercial employer based health insurance by 20, 30, 40, percent a year, and if 10 or 20 percent of their employer based enrollees are lost, no sweat, they will be making money from those companies that can afford to pony up the increases, and which means they still make their 15 to 20 million a year on the private employer based insurance income, and they still have their 60 billion in profits on the government based income.
Lack of a public option gives the private insurers the buffer necessary to experiment with increasing their profits by raising premiums on their employer based commercial policies to the point of an a acceptable loss of enrollees on the private employer side of their business.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
7:04 pm
Do I need to explain?
jt
September 29th, 2009
7:05 pm
“JT, you’re spouting ideology, not practical explanations. Guns and printing presses for money will have no impact on how the public option operates. ”
Spouting idealogy IS practical explanations. C’mon Jay, a GOOD statist would cut the evil middle man insurance exec out of the equation entirely. There will be no real reform of our health-care as long as the insurance company is involved.
Don’t be so milqe-toast.
And do you REALLY believe that guns and printing presses will have no effect on how a public option operates? Tell that to destitute sugar farmers in Haiti. Or medical pot growers in California.
Or moon shine distellers in Tenneessee. Or privately owned hydro-electric facilities. Or what about the 100+ automobile manufactorers at the turn of the century? GM and a few others had good connections. It goes on and on.
RW-(the original)
September 29th, 2009
7:05 pm
Enter your comments here–
Social Security has been WAY more than self-sustaining, RW. It has been sustaining itself plus a good chunk of the rest of the government for decades now.
Maybe so but it’s darn near bankrupt now. So anyway was that the charter for Social Security and if not what makes you think the health care public option would live up to the rosy little scenario you’ve painted here.
Jay
September 29th, 2009
7:07 pm
You need to explain what adding a public option has to do with any of that.
jt
September 29th, 2009
7:10 pm
Government involvement.
Spending other people’s money on other people.
It NEVER works.
DoggoneGA
September 29th, 2009
7:11 pm
“Maybe so but it’s darn near bankrupt now”
How about some numbers to prove that assertion?
Bosch
September 29th, 2009
7:11 pm
jt,
It’s been working for a long time now. Some of that money even gets spent on you!!
@@
September 29th, 2009
7:13 pm
Paul:
Until there’s a constitutional basis for mandating an individual carry medical insurance, this whole argument seems moot to me. If there’s such a rush to get it done, why wait until 2013 to put it into effect? You can bet there are those waiting in the wings to file a class-action suit if and when it is.
I will forever maintain a healthy skepticism of all government “promos”.
It’s just my nature.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
7:14 pm
Most large and medium size corporations have “human resource” departments, a big part of which are dedicated to the company’s health insurance plan. The way that the UAW has been having their way with Government Motors, I’ll betcha there are ten thousand freaking people solely employed to administer benefits to their army of 40 year retirees.
It’s called “overhead” out here in the real world, think of it as the things the DNC takes care of for your “news” paper.
They don’t just give you orders, do they?
DoggoneGA
September 29th, 2009
7:15 pm
“Spending other people’s money on other people.”
Ummm…isn’t that the bedrock foundation of ALL insurance?
Public Option's Doing Swell
September 29th, 2009
7:15 pm
They can’t deny coverage, but they sure as hell can and do triple the premiums for even asymptomatic, relatively harmless pre-existing conditions.
Jay Bookman asks rhetorically:
So why do Republicans claim it would run private companies out of business? Don’t the Republicans have faith in private enterprise to compete? If the public option would have unfair advantages, what are they?
Jay won’t print the answer, but I will. I’m not constrained by the self-installed Cox editorial board Repubozos all and Repubozo editor Julia Wallace:
I can’t answer for the Repubozos here, except that their comments teem with ignorance. The Repubozos and Blue Dogs on Senate Finance were voting for their john corporate masters as good hookers. It’s all about being paid hundreds of thousands over the summer to vote against their constitutents, the people in this country who poll strongly for public option, and the huge percent of doctors who poll for it.
All ten Republicans on the committee voted against the public option. Only three Democrats (Kent Conrad, Max Baucus, Blanche Lincoln) joined them in opposing Schumer’s public option. Lincoln and Conrad both face stiff opposiiton from other Dems, and Lincoln is barely ahead right now. Lincoln, Conrad and Baucus takes a fortune as a hooker for her insurance company johns.
Guessing the final vote on a floor has never been a valid excuse for voting for amendments, and more realistically Baucus voted the way he did because he’s an insurance company whore and was paid to do so.
I do believe that the Senate Finance bill will have to be merged with the HELP bill in the Senate, and that the same amendments defeated today will have a much better chance on the floor, and in conference where the House won’t budge off a public option. Harkin is Chairman of HELP and he fully supports a public option.
The Blue Dogs will all be fired if no public option becomes law. They are all on shakey ground in 2010. The progressives aren’t. And losing the Blue Dogs and getting the idiot Republicans is a wash–they’re the same crap.
@ Joan–
You have your Forest Gump mixed up with your extreme ignorance over how a bill becomes law. Four bills are reported out, and Senate Finance is marking up there bill now. Baucus’ default bill was written by insurance companies and of course it was going to have its head taken off and it has. Keep up or get a civics book.
@ Doggone–
Expecting insurance companies to do anything to promote health care is completely unrealistic. The insurance companies are in business to screw you out of your money and they have. You might as well expect Bin Ladin to apologize for 911. Ain’t gonna happen.
Employers are dumping insurance period, but Andy wouldn’t know. He’s unemployed. He works for his catheter here.
@ TGT–CNN is filled with Katy Abram clones with makeup. They have no clue as to the health care bills, including Blitzer. Baucus’ plan would tax you 13-20% of your income for healthcare before you paid a cent of your deductible for your doctor or your co-pay, if you have one for meds.
The insurance companies project a 453 billion profit in the next ten years and it’s comin’ from your bank account unless we stop them and we will.
Medicare’s unfunded liabilities are simple to explain but Repubozos never touch it. I will. Bill Frist made a deal with Billy Tauzen to prohibit Medicare Part D from competitive bidding. There will be amendments to restore this on the floor and in conference. Any hospital you pass on the street has this ability to competitive bid. It’s a gold mine for pharmaceutical companies and they pay their hookers mentioned above.
Your patron saint Orin Hatch always fails to mention this little tidbit when he bashes Medicare–by the way it doesn’t stop him, Baucus, and Grassley from being Medicare recipients does it?
None of those 5 pieces of crap you quote from CNN has any realistic connection with any of the bills–that’s all Repubozo myth along with the myth that public option leads to single payer. Completely false.
@ NJ–all relatively true but it’s not Chris Dodd’s committe anymore although he’ll probably play an important part on the floor and in conference. It’s Harkin’s committee and he’s pro-public option that his committee reported out.
NY Times stories are all fed to NYT by Rahm Emanuel and Nancy-Ann DeParle who sleeps with a NYT reporter who is her husband, Jason.
The ball is squarely in a lot of courts actually. It’s in the Senate and depends on those commitees, many of whom don’t march to Reid’s dictates.
There are 3 bills in the House as you recognized.
It’s not only unclear what happens in conference; it always stays unclear. You don’t get to find out what was traded for what down the road in a conference because only the conference members are in the room. It’s secret.
Harkin just stated that if they have to they will go to Reconciliation to pass a public option. They can do it–despite the byzantine Byrd rules surrounding it and it’s fine by me. Whatever pisses Repubozo hookers off more is a great thing.
Actually voting against a public option guarantees Blue Dogs will lose the next election. Check the polls of their constituents–they will surprise you given your statement.
@ Hillbilly–
The doubling in insurance premiums past ten years has caused exponential employer dropping of insurance already.
@Atlanta Native–
Sherman and its S. Court progeny have done zero to prevent 94% of the country to be dominated by two insurance companies.
@ Doggone–The post office has been crippled as a business model in 2006 by two Republican dominated committees–check ouer t the legislation. Davis’ in the House and Grassley’s in the Senate caused the post office to be crippled. I’ve explained that in detail. The post office doesn’t shape its business model–it’s micromanaged by congress. It has to put aside $5 billion for health benefits for employees it does not have and will never have. No company does that–and your employer sure as hell doesn’t.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 29th, 2009
7:15 pm
dammit, 40 year old retirees.
geez
Taxpayer
September 29th, 2009
7:18 pm
There is currently one thing forcing employers to drop health insurance coverage — cost. Leaving things as is will therefore accomplish what a public option, as offered, would not. So, in addition to the loss of policy sales by insurance companies due to the job losses, companies that wish to compete and even survive will also continue to drop this benefit whereby ‘dropping’ the benefit may be in the form of simply not offering insurance or by constructing an offering that effectively shifts nearly all of the cost to the employee anyway. Don’t worry, the end result will be here before we know what hit us. Care to guess who will be screaming the loudest at that point for government intervention. The bottom line, if the government does not pass something that includes an option that is functionally equivalent to a public option, then they’re better off passing nothing and waiting out the battle between insurance companies and all other businesses. I say go for it. WalMart and other stores will fill a lot of the void with their walk in clinics to treat folks for $50 to $75 per visit in conjunction with their $3 imported prescription drugs while more emergency room visits will be by those that are about to die and the government will continue to fight over that cost until the hospitals are left with no choice but to shut down, much as Grady has already shut down their dialysis setup. Meanwhile, life and death go on and there will be winners and losers in the game of politics with the best backers winning. And, that might even be cause to pop a cork on one of those reserve bottles.
N.J.
September 29th, 2009
7:20 pm
What the employer has to deal with when providing insurance is far less than that. What they base their decision on is the tax break they get for providing it. Because of the ability to deduct this as a business expense, on average the employer only ends up paying 20 percent of the cost. They would be paying taxes on what they spend on health insurance otherwise if it was not used this way How would they shelter that money from taxation if it was not given in benefits. The only real option would be to give the money to their employees as SALARY. Which means the taxes of the employees would go up so you end up with the same thing. The government taxes the money.
This is the main thing that make the Republican and conservative claim that a public option would result in businesses dropping their employees coverage and just letting them go on the public option. The tax consequences alone would be brutal and the taxes and penalties associated with all versions of the legislation for large businesses that would think about dropping their employees insurance would make it worse for an employer to drop it after the legislation passes than it would if they dropped it now.
The employer is not paying for the insurance out of nothing. They are using money that would otherwise be taxable income.
If all employers decided to just drop health insurance coverage, the tax status of the money they currently use to pay those benefits changes from tax sheltered benefit business expense, to taxable profit.
This is why small businesses have much more problems providing health insurance for their employees. The tax benefits do not make sense at the tax brackets they fall into.
Large businesses can lower their tax obligations considerably by providing benefits.
This is why the idea of a public option resulting in businesses dropping employer based health insurance is so much blather. If every employer who provides health insurance to their employees did that, it would raise their aggregate taxes by about 210 250 billion dollars at the very least just on the additional income. Then they would be hit with an 8 percent tax on their profits on to pay for their employees public option.Plus whatever penalties the new legislation would slap on them. So you would end up with the employer being taxed on that income by an additional 42 percent at the federal level and of course there would be consequences on their state and local business taxes.
number1ninja
September 29th, 2009
7:22 pm
“Government involvement.
Spending other people’s money on other people.
It NEVER works.”
Works great till republicans decide they want more. Then you get Raygun. Sorry, sitting in a few lines for gas was no reason to dismantle the country.
N.J.
September 29th, 2009
7:24 pm
Right now the only bill without a public option is the finance committee bill. Three from the House and Chris Dodds Health committee bill have a some form of public option. The votes to pass a legislation with a public option are there, and in the various reconciliation processes on the floor of the senate,.you can be sure that there a public option will end up in the bill that ends up being passed in Senate. If not, they have to reconcile with the House bill. This is probably the most non public place part of the process.
jt
September 29th, 2009
7:25 pm
For all of you sad scared statist posters here-
Let the spirit of Sir Ronald Reagan envelope you. The state will NEVER be what you desire.
It must come from within. Ronnie can help.
Concentrated power has always been the enemy of liberty.
Ronald Reagan
eagle scout
September 29th, 2009
7:25 pm
Jay….This is a moot point when you have Baucus, Conrad, Carper, Lincoln, Nelson and Conrad
sucking from the health insurance and pharma t**ts…..
I have no dogs in the race here as I”m eligible for VA and medicare….But what these phonies do is downright criminal. The reek of legalized corruption ought to stink into every American’s nostrils.
They are greed driven, and to hell with the public. They are now probably being seated at a fine restaurant in D. C. and about to be wined and dined by some insurance/pharma lobyist with their only tab being to make sure the next bill that affects the health industry is again voted down.
Public Option's Doing Swell
September 29th, 2009
7:26 pm
TGT you be all mixed up on how Congress’ two oversight committees of USPS crippled them. And are you mailing your posts here are using digital transmission via the web?
Potter is trying to change the crippling chains put on him by House Energy and Commerce–Tom Davis and Insurance Company Hooker Grassley who was then Chairman of Senate Finance.
http://www.nytimes.com/2009/08/08/business/08nocera.html
They made the rules that cripple the post office. They gave it no breaks, and the legislation is on a congressional website from 2006 for you to read if you can’t understand the NYT above.
@ Atlanta Native–USPS is still directly controlled and overseen and micromanaged bizarrely by House Energy and Senate Finance. It’s current rules were passed by both Repubozo Commitees in 2006 before we kicked a big number of your Repubozos out of both houses of Congress. The Chairmen who pushed these bizarre rules through were Tom Davis and Chuck Grassley. Try to keep up with Congress and how they micromanage the post office’s bizarre business model.
thomas
September 29th, 2009
7:26 pm
As I understnd this matter the democrats have a full majority in each house. This is in their court. But apparently it is a good enough excuse for one group to speculate what will happen, that the bill will not pass on the senate floor, but it is not ok for the opposing geoup to speculate, as in thinking that the public option will handicap private enterprise.
Hypocracy is thy name Bookman.
So even though the dems could push this through if all of their members would vote for it. The failure to pass this legislation are placed at the feet of the Republicans?
Why not give us a list of all the democrats who are not voting for this to pass, similar to the list of republicans from GA who voted against a measure for extending unemployment benifits? Thats right that would go against party line, my bad forgot.
So again I ask why is it acceptable for one group to speculate about what will happen, but we get shouted at in CAPS if the other group dares to speculate.
Paul
September 29th, 2009
7:27 pm
Now if all those political ads, not to mention Congresspersons and Senators, had a point-counterpoint like this, we’d be a lot further along in the debate. Instead, I still see commercials for “Obamacare will turn us into Canada” and all that nonsense.
I hope there are more than a few people out there who don’t follow too closely but who are still getting a bit ticked off to have their intelligence insulted.
thomas
September 29th, 2009
7:27 pm
sorry the geoup should have been gRoup. D@mned crooked fingers.
N.J.
September 29th, 2009
7:28 pm
Finally if the Senate does not come to some agreement every pundit agrees that then it becomes the presidents job to tell the Senate Democrats what he want in the bill. His response to todays vote was clear. As he has repeated, he wants some form of public option either direct or regional co-ops.
The funniest part of this is that when the Democrats were strongly pushing for a public government options the coop was offered by Republicans. When Obama called their bluff and said. “Good Idea” they freaked and started attacking their own suggestion. It was interesting to watch/
AmVet
September 29th, 2009
7:32 pm
jt, you do a HORRIBLE Redneck Convert/George American imitation…
Public Option's Doing Swell
September 29th, 2009
7:33 pm
Eagle Scout–right on. Jay is apparently peyrohibited from talking about the whorehouse that the Blue Dogs and Republicans run on Senate Finance by his Repubozo masters who replaced him on the editorial board from Cox and Repubozo Julia Wallace who has turned the AJC into a Repubozo rag with a lot less pages for more money. I have never seen a statement from Jay Bookman about how egregious the money that is poured into these Blue Dogs and Repubozos is–far in excess of the usual contributions that always take place.
http://www.opensecrets.org is a site open to Bookman but apparently his newspaper won’t allow him to discuss it.
Bribes detailed here but not in the Republican dominated AJC where its owners are its Board now “Andre Jackson for the Repubozos on the editorial board who of course go unnamed and are afaid to sign their articles.
Who are the editorial Board of AJC who replaced Jay, Cynthia, and Maureen? Who are the little Coxers?
http://www.campaignmoney.org/threevotes
N.J.
September 29th, 2009
7:34 pm
There is simply no way the bill will not -pass on the Senate floor. Either the Blue Dogs will be threatened by the DNC with having their funding not extended for the next campaign or they will be Liebeman’d. The Dems will nominate someone else to run for their seat. It takes at least ten million to run a Senate campaign in a small state.
Or they can go with a reconciliation vote and pass it on 51 votes. Rahm Emmanuel has said they are perfectly willing to go that route and force an up or down vote. The Republicans spent six years of the Bush Administration doing that. Bush passed his tax cuts that way. Its not the big deal the media says it is.
Paul
September 29th, 2009
7:37 pm
jt
“Spending other people’s money on other people.”
Please see my 6:31. My money. Spent on his son’s illness. Seems to have worked out pretty well.
@@ 7:13
I’ve read point and counterpoint on the Constitutional points for mandating an individual to carry health insurance. It wasn’t in the arguments I read, but it seems to me if Social Security’s mandated and stood for all these decades, it’ll be a short decision.
Public Option 7:15
I thought you were going to tell us how a public option would run private companies out of business? Or are you saying Republicans only say that as a smokescreen to mask the bribery…. I mean… campaign contributions?
AmVet
September 29th, 2009
7:39 pm
eagle scout, thanks much for that link downstairs.
And before he turned musically stupid:
http://www.youtube.com/watch?v=yZ8k6fVe25k
Public Option's Doing Swell
September 29th, 2009
7:46 pm
Give us 400 electoral votes next time. Run Palin, Cheney or Bachmann.
@@ doesn’t understand her Repubozos want to sic the IRS on her if she doesn’t buy insurance at 13-20% or her employer doesn’t buy it and she co-pays and they want the premiums to double fast. If she has pre-existing conditions, that becomes triple now.
Baucus wants the IRS to enforce the mandates and claims you could e prosecuted criminally. That of course is with the staff they don’t have–kind of like the Afgnaistan troop build up from a pool where there are no soldiers available.
Jay
September 29th, 2009
7:53 pm
Option, your little conspiracy theory is kind of amusing but totally groundless. I work under no such restrictions and would quit if they were imposed. And given all the things I write, and the perspective from which I write them, it would be completely ridiculous of Cox to draw the line at reporting the campaign contributions that affect health care votes.
You’re smart enough to recognize that, but sometimes you get so carried away with your scorn for your fellow human beings that it blinds you to logic and reason. It also undercuts your message a great deal, by the way.
The only restrictions I operate under are self-imposed: I write about the things I’ve had the time to study and document, so I can comment with some degree of understanding. I haven’t looked into the FEC filings of those on the Finance Committee, so I haven’t written about it.
mike
September 29th, 2009
7:55 pm
The problem is that too many liberals are on the record stating that the Public Option will kill insurance and that this is a good thing. That leads many to believe that whatever rules they place around it now are just to reassure people long enough for the thing to squeak by. This would leave a program that is well positioned to fulfill the goal of destroying the private insurance industry with a new round of legiostlation that removes all of the noted restrictions.
So in summary I would say that the intent many of the most vocal proponents of the public option is to destroy the private insurance industry. The fact that this intent has been so well articulated has made many voters distrust the policy as a Trojan horse.
For example, listen to Paul Krugman:
http://www.youtube.com/watch?v=Wy5-OzyfyvA&feature=player_embedded#t=126
There is no doubt about what he wants from the public option. His only concern is that it the changes can’t be made quick enough.
Taxpayer
September 29th, 2009
7:55 pm
I’ve been surviving many years now without many of the healthcare benefits that my former employer once provided at no extra charge from my paycheck. We no longer get dental coverage or mental health coverage or vision care coverage and all other coverage has been slashed from it’s glory years. The only thing different this time around is that if I lose catastrophic health insurance (for whatever reason) and I get really sick, then I stand to lose everything including my house and savings. I would have to take steps of some form to prevent that from happening in spite of Republican’s best efforts to thwart it. Desperate times could call for desperate measures. As for the Republican offering of tort reform to lower healthcare costs, I think that the only reason they support that option is because the insurer could then be protected from claims brought by the insured for such things as cancelling a policy for not crossing a t or dotting an i.
@@
September 29th, 2009
7:56 pm
Paul:
Withholdings are mandated but participation isn’t. Kyle Wingfield wrote a good piece on point. He also wrote a piece whereby the administration could employ caps on participation in the public option to allay fears – guaranteeing fairness in competition.
Sounded great in theory. The public is looking for reassurances before jumping on board.
I’m really not into this health care debate simply because it’s details are obscured. That, in and of itself, gives me reason for pause.
stands for decibels
September 29th, 2009
8:09 pm
opposing a bill today based on what you imagine Congress might do years later isn’t much of an argument.
It’s a good enough argument for the best Congress money can buy.
DoggoneGA
September 29th, 2009
8:13 pm
This is all very interesting…but it’s totally futile. Jay, it doesn’t matter how well you shoot down the carefully constructed talking points, the next time the subject comes up they’ll be repeated verbatim. Debunking them will simply have NO effect on the “believers” in the lies being told about the proposed healthcare bills.
David B.
September 29th, 2009
8:14 pm
Watching Jay Rockefeller’s amendment get shot down by shills for the Insurance Lobby made me want to spit. I believe Paul Krugman was right in thinking that our country is no longer governable with the corporate lobby’s hold over congressmen. We the people no longer matter, and half of the people (the half against single payer health care) are deluded by misinformation.
Its very simple. Your money can go to an insurance company that skims thousands off the top before getting to the health care system, or it can go directly where it should go. If you don’t get that math, you’re too stupid to vote.
TnGelding
September 29th, 2009
8:17 pm
The public option should be the only option. The GOPs idea of fair competition is to susidize the private companies; see Medicare Advantage.
http://online.wsj.com/article/SB123905667327594685.html
Public Option's Doing Swell
September 29th, 2009
8:23 pm
@ Paul–
The Constitution spells out Congress’ power to mandate insurance coverage; they don’t mention the collosal amount of whoring your Repubozos do for the insurance and pharm companies. Try reading it. You need the cite?
Paul writes:
“Public Option 7:15
I thought you were going to tell us how a public option would run private companies out of business? Or are you saying Republicans only say that as a smokescreen to mask the bribery…. I mean… campaign contributions?”
I’m saying Repubozos don’t give a damn about anyone’s health care besides their own families–unless you want to count John Ensign’s mommy and daddy contributing 100 grand to his hooker. They are voting to make insurance companies and pharm companies rich and middle America and seniors broke because they are bribed along with Blue Dogs. The fortunate thing about the Blue Dogs is that they are assured of losing if they vote against not for a public option and they are just as bad as the Repubozos that would replace them and it could be other dems replace them.
I don’t think a public option would run private companies out of business at all. But it would sure stop the exponential rise of their premiums and deductibles that are forcing large and small employers to drop insurance and some of these companies to go on the ropes. The competition that would force them to lower premiums to be competitive is what’s driving the bribes.
TW
September 29th, 2009
8:25 pm
Why do private schools still exist?
mike
September 29th, 2009
8:27 pm
“I’m saying Repubozos don’t give a damn about anyone’s health care besides their own families”
Right because Republicans are all evil. So how simple that is. It’s not a matter of people having different policy views. It is a matter of good people like you against bad people who disagree with you.
Did they teach you that at med school, “doctor”?
mike
September 29th, 2009
8:31 pm
TW –
“Why do private schools still exist?”
Because they offer a different product, almost always a markedly better one. Better facilities, better teachers, etc. As a result, they can afford to charge more
The analogy is a poor one. In the case of health care, the “product” is the same.
jt
September 29th, 2009
8:48 pm
jt
“Spending other people’s money on other people.”
Please see my 6:31. My money. Spent on his son’s illness. Seems to have worked out pretty well.
That is real nice. I prefer to do things like that without a gun to my head. Socialism is fine and dandy until the money runs out.
AMWET-
I imitate no one.
jt
September 29th, 2009
8:49 pm
Enter your comments here
* Link
* Report this comment
jt
September 29th, 2009
8:48 pm
PAUL-
jt
“Spending other people’s money on other people.”
Please see my 6:31. My money. Spent on his son’s illness. Seems to have worked out pretty well.
That is real nice. I prefer to do things like that without a gun to my head. Socialism is fine and dandy until the money runs out.
TGT
September 29th, 2009
8:49 pm
From Early August:
A Duke Professor Explains What the Health Care Bill Actually Says.
Highlights:
Will the PLAN destroy private health insurance?
Here is what it requires, for businesses with payrolls greater than $400,000 per year. (The bill uses “contribution” to refer to mandatory payments to the government plan.) Pages 149-150, SEC. 313, EMPLOYER CONTRIBUTIONS IN LIEU OF COVERAGE
(a) IN GENERAL.—A contribution is made in accordance with this section with respect to an employee if such contribution is equal to an amount equal to 8 percent of the average wages paid by the employer during the period of enrollment (determined by taking into account all employees of the employer and in such manner as the Commissioner provides, including rules providing for the appropriate aggregation of related employers). Any such contribution—
(1) shall be paid to the Health Choices Commissioner for deposit into the Health Insurance Exchange Trust Fund, and
(2) shall not be applied against the premium of the employee under the Exchange-participating health benefits plan in which the employee is enrolled.
(The bill then includes a sliding scale of payments for business with less than $400,000 in annual payroll.)
The Bill also reserves, for the government, the power to determine an acceptable benefits plan: page 24, SEC. 115. ENSURING ADEQUACY OF PROVIDER NETWORKS.
5 (a) IN GENERAL.—A qualified health benefits plan that uses a provider network for items and services shall meet such standards respecting provider networks as the Commissioner may establish to assure the adequacy of such networks in ensuring enrollee access to such items and services and transparency in the cost-sharing differentials between in-network coverage and out-of-network coverage.
EVALUATION OF THE PASSAGES:
1. The bill does not prohibit a person from buying private insurance.
2. Small businesses—with say 8-10 employees—will either have to provide insurance to federal standards, or pay an 8% payroll tax. Business costs for health care are higher than this, especially considering administrative costs. Any competitive business that tries to stay with a private plan will face a payroll disadvantage against competitors who go with the government “option.”
3. The pressure for business owners to terminate the private plans will be enormous.
4. With employers ending plans, millions of Americans will lose their private coverage, and fewer companies will offer it.
5. The Commissioner (meaning, always, the bureaucrats) will determine whether a particular network of physicians, hospitals and insurance is acceptable.
6. With private insurance starved, many people enrolled in the government “option” will have no place else to go.
Top Gun
September 29th, 2009
8:55 pm
Jay, its very easy. Government doesn’t compete, they dictate. When the Gov’t dictates what it will pay (always below actual cost), the health industry (hospitals, doctors and insurance companies) charge that much more to the people not on the Gov’t dole to make up the difference. This is the most important reason why private insurance has increased so much over the last 15 years. Because medicare and medicaid have been able to dictate what they will pay, those with private insurance have had to make up the difference over the years. That is why private plans can’t compete with the government. The Gov’t plan will always be less costly for people to purchase and eventually, the cost difference will be so great that people in private plans will all have to migrate to the government plan. At that point, we are a single payer system with all that entails.
If I am missing something, please let me know.
Public Option's Doing Swell
September 29th, 2009
8:58 pm
@ Jay–
It doesn’t seem to be a conspiracy theory. Read the junk that Wooten and Wingfield write. It’s difficult to believe they are paid by a newspaper.
You don’t have to look at FEC filings to find out the incredible amounts of money being given to Republicans and Blue Dogs to oppose
1) a public option
2) competitive Medicare bidding that would close the donut and stop the huge out of pocket payments demanded of seniors for their meds
You asked the questions why the Republicans/Blue Dogs essentially are doing what they’re doing and bribery is the answer. Endless polls have shown that they are not doing what their constituents want, and if you go state by state their is an extraordinarily high percentage of people in states like Arkansas and North Dakota who are uninsured and too poor to afford insurance or who have been dropped via recission. So they are voting the interests of insurance companies and pharmaceutical companies and not their constitutents.
I am at a loss to explain why so many of the fecal slinging conservatives here who aren’t wealthy want to fight tooth and nail to raise their insurance premiums and continue domination of their medical equations by insurance companies and pharmaceutical companies.
I think the links I provided give you a starting point:
http://www.campaignmoney.org/threevotes
http://www.campaignmoney.org/pressroom/2009/07/27/elected-officials-voting-against-health-reform-received-65-more-in-industry-campaign-donations-than-those-v
There are also formal congressional links that report contributions “above the table,” (not in someone’s freezer) but you don’t need me to find them for you.
A message is undercut by default when a large percent of the recipients are too lazy and ignorant to understand that–and there is no shortage of those here. You’re often the recipient of their ignorance. And check out the comments for an epicenter of serial hate that has nothing to do with any of my comments.
There is as much chance of winning them over as there is of getting Republicans to vote for any viable health reform. It’s not going to happen. And Olumpia Snowe, a pure bred narcissit, has received far too much attention. She had no intention of voting for anything that helps her constituents; other than minor amendments in Senate Finance she hasn’t yet and never will.
Date the Save
September 29th, 2009
9:01 pm
Top Gun,
They will use the same tired line of “Well, it will force the private plans to be more competitive, thus lowering the costs for everyone.”
Lil' Barry Bailout
September 29th, 2009
9:08 pm
Jay, the answer to your question has been given ad nauseum. I suspect you KNOW that it’s been given ad nauseum. Apparently you and other mind-numbed Obama backers think that if you keep pretending the question hasn’t been answered, you’ll be able to convince folks that it’s still an open question. It isn’t. The emperor has no clothes on this one–folks who have been paying attention know that you and the Democrats lie. The leftists want a single payer system and destroying the free market in insurance is their way of achieving that.
thomas
September 29th, 2009
9:10 pm
How is the failure to pass a Health Reform bill due to Republicans?
Democrats can pass the bill anytime they choose. So technically isn’t the failure due to the inaction of democrats?
Lil' Barry Bailout
September 29th, 2009
9:10 pm
Here’s a question for YOU, Jay. Obama claims that he can cut hundreds of billions from existing government-run health care programs. Why isn’t he already doing this?
Here, I’ll answer it for you…because Obama is lying.
Public Option's Doing Swell
September 29th, 2009
9:12 pm
For all you history buffs there are two instances when insurance hooker Ben Nelson supported Reconciliation, the law where only 51 Senate votes are needed to pass a bill; both involved Bush tax cuts. He won’t support it now.
Blue Dogs can be considered Republicans for all practical purposes–they are no different and it’ll be great to see them lose elections. If a Dem beats ‘em more power, if a Republican beats ‘em no loss.
Date the Save
September 29th, 2009
9:13 pm
PODS, you need a bedside manner makeover. Is this how you treat people all of the time? After reading your material for quite a while now, I do believe that you have done more research on this subject than anyone else on this blog. But, you lose me with your sarcastic, hate filled posts directed at all that happen to disagree with you. I agree with Jay. If you want to get your point across, then lose your own fecal matter slinging.
You may have some validity on this issue of right wing editors, but I find most of it hard to believe. This paper has been a liberal rag for years and now that there are a few people writing right leaning columns you call it a right wing paper. You’re not the only one with an opinion. I know it’s hard to believe, but that’s all your rantings are… OPINION. Which, in the end, doesn’t mean a damn thing.
Public Option's Doing Swell
September 29th, 2009
9:15 pm
Blue Dogs are Republicans in essense and they vote Republican. Byrd is too sick to come to the Senate and hasn’t been replaced although he can and will be wheeled in when a health care bill is voted on or cloture for it.
Look up Blue Dog Thomas and then see my links on their hooker-john relationship and you’ll understand that they always vote Repubozo against health reform. Their job is to kill it not to represent their constituents. That’s why their paid. This constituent representing crap is what they teach little high school students. They don’t focus on the bribes.
Public Option's Doing Swell
September 29th, 2009
9:16 pm
I might add that Specter is a Republican who calls himself a Democrat only for the purpose of surviving his primary in Penn. He votes Republican every time although he may vote for health care due to his hours in outpatient waiting rooms for Tx of his recurrent Hodgkins.
thomas
September 29th, 2009
9:17 pm
So to not admit inaction on behalf of the democrat party now the blue dogs are just republicans?
So now if a party member does not toe the party voting line, they should just be on the other team.
Where is the leadership of the party, and why are those same leaders of the party, openly placing the blame of this on Republicans? Especially since all the Republicans are capable of is watching at this point.
Taxpayer
September 29th, 2009
9:18 pm
Countdown to reconciliation continues. October 15 draws nigh.
…here’s how health care reform would work under the reconciliation process:
Congress would include reconciliation instructions in the original budget. Those instructions would direct specific committees – say, the Senate Finance Committee and the Senate Health, Energy, Labor & Pensions Committee (otherwise known as HELP) – to draft legislation that would reform health care which hit certain spending targets by a certain deadline. Once that legislation was finished, it would get sent to the Senate Budget Committee. That committee would put it all together into an omnibus bill. In turn, that omnibus bill would head to the Senate floor for 20 hours of debate, followed by that up-or-down vote.
As it turns out, Congress did include those instructions in the original budget, and they essentially stipulate that if there hasn’t been health care reform legislation signed by October 15, the Senate can proceed with a reconciliation package…
thomas
September 29th, 2009
9:20 pm
Public Option,
sounds like projecting to me. Nothing more than projecting and deflecting ones own failures onto others who actually hold no power, or control in the situation.
But those are good political ideas to take the focus away from ones own failures.
Look bright and flashy oooooh. ahhhhhh
Public Option's Doing Swell
September 29th, 2009
9:21 pm
Jay wrote in his blog on this thread
“Committee Democrats who voted against the measure generally did so on grounds that a bill including the public option would not pass on the Senate floor.”
The quote from Baucus was that he could count and he didn’t see how their were 60 votes for a public option.
I’ve got news for Baucus–he needs to get someone to teach him law, because the Dems only need 51 votes to pass public option via Reconciliation and that’s probably where it’s going.
number1ninja
September 29th, 2009
9:21 pm
Considering how hard up these insurance companies are supposed to be, they sure have an awful lot of money to spend on lame propaganda and lobbyists.
Public Option's Doing Swell
September 29th, 2009
9:25 pm
Insurance companies stand to make 453 billion from the gold mind that would be theirs without a public option. Their main expenditures are lobbying or paying their whores.
Pharmaceutical companies have the same #1 expense that far exceeds R&D as do their absurdly repetitive ads that sometimes don’t change for years on ends in the medical journals.
I don’t know who they think is reading them the 2nd through the 100th time–because Gossip Girl fans and Ashton Kutcher twitter afficianados probably aren’t all over them.
Taxpayer
September 29th, 2009
9:28 pm
Even though the GOP was able to ram through all manner of things through reconciliation (both sets of tax cuts, trade authority, etc.), they fired two parliamentarians whose Byrd Rule decisions angered them.
Taxpayer
September 29th, 2009
9:37 pm
Dove was fired [as Senate Parliamentarian] in 2001 (Frumin replaced him) after Republican senators, then in the majority, disputed several of his rulings. Dove, who was hired by GOP senators, had decided that parts of a Republican tax cut plan couldn’t be passed through the reconciliation process because to do so would have enlarged the federal deficit.
Kayaker 71
September 29th, 2009
9:41 pm
Legislating that all Americans must have health care insurance….. never pass a constitutional muster. When was the last time that the Federal Government could mandate to the population that they had to purchase anything?
Taxpayer
September 29th, 2009
9:50 pm
Y’all Republicans worry too much. There will not be any mandate to purchase health insurance without first obtaining major concessions from the insurance companies on coverage for folks with pre-existing conditions, etc., and all of that discussion along with many other issues will be rendered moot if this debate goes into reconciliation and that is where it will most likely end up. Then, we will see a significantly pared back bill that extends coverage to millions more that are currently not covered and it will be paid for with things like tax increases on cadillac plans and a crack down on fraud and abuse in Medicare, etc. Anyway, that is currently the path of least resistance for Congress to satisfy Obama’s promise to we the people. Then again, stranger things have happened.
Taxpayer
September 29th, 2009
9:52 pm
I expect the FDIC is going to get their way with their mandated up front insurance payments. After all, the FDIC is broke and they need many dollars to cover all those banks that have and will go under. Guess who gets the back door bill for that.
N.J.
September 29th, 2009
9:57 pm
There are not a lot of Democrats in the Senate opposing the bill or the public option. The Blue Dog Democrats are in not the largest Democratic Caucus in Congress. The majority of the Blue Dogs are in the House and they don’t have the votes there to block the legislation. It breezes though the House
The Liberal Caucus is the largest and 57 of them have said they will vote against any legislation that does not have a public option. The public option will end up in the bill, or there is no bill and neither Kent Conrad or Harry Reid will actually eventually end up putting forth a bill that faces that sort of opposition. Oops that just increased. Today the count is 60 members of the Democratic Liberal Caucus who will vote against a bill that does not have a public option
The House is easy. They have 75 more solid votes than they need to pass HR3200
While Republicans are making public noises about bipartisanship, when this bill passes through the House with a solid majority of votes, it is really irrelevant whether the Senate Bill passes with 51 or 60 Votes. And since it appears that the Republicans in the House are going to vote 100 percent against ANY reform, as well as those in the Senate, bipartisanship is really irrelevant.
The opinion of the most observant pundits is that health reform is coming, like it or not. The basic stuff in the news today is that health reform is now totally in the hand of the Progressive Democratic Caucus, the most left leaning caucus in Congress. “The Hill” has reported that the Senate Democrats have a deal on the 60 votes they need to pass a bill in the Senate, and the House Democrats have more than enough to pass any of the bills they are considering, and all the House Bills are far more liberal leaning than any of the Senate versions. Word is that legislation will be passed before the Gubernatorial elections in New Jersey and Virginia in six weeks.
There are also several pieces of legislation that have been passed by the House unrelated to any of the Health reform bills but are on the Senate Calendar. The most important one is HR1586, passed by the House which is designed to add an extra tax onto the bonuses taken by recipients of TARP funds. The Senate Health Reform Bill will be added as an amendment to the Senate vote on HR 1586.
What HR1586 does is:
H.R. 1586 would impose a new 90% tax on bonuses received by employees of certain companies that received funds from the Troubled Asset Relief Program (TARP). The tax would apply to any bonus given after December 31, 2008.
The legislation would apply the 90% tax to only the portion of a bonus that, in combination with other income, increases an employee’s adjusted gross income to a level above $250,000 ($125,000 for married couples filing individually) in the taxable year when the bonus was received. Therefore, employees with adjusted gross incomes of less than $250,000 (including bonuses) would not be impacted.
The tax would apply to any retention payment, incentive payment, or any other payment made to an employee above their regular pay for their regular service. However, any commissions, fringe
benefits, or expense reimbursements would be exempt from the taxation.
http://www.gop.gov/bill/111/1/hr1586
Very popular bill especially among the constituents of the Blue Dog Democrats who were not happy with executives who took TARP money then going on to give themselves nice big fat bonuses again.
Democrats get 60 votes on their legislation, even if it has a public option tagged onto it, because polls show that people are more pissed off about executive compensation than they are concerned about a public option
eagle scout
September 29th, 2009
9:58 pm
Now, isn’t this interesting or should I say expected…..Ex-WellPoint exec helped write health-care bill.
http://www.indystar.com/article/20090929/BUSINESS03/909290319/Ex-WellPoint+exec+helped+write+health-care+bill
Top Gun
September 29th, 2009
10:00 pm
Jay, if possible, please respond to my earlier post. Thanks
Public Option's Doing Swell
September 29th, 2009
10:00 pm
Kayaker–
While that may be modified in the final law passed in December, to answser your question–I know a lot of people yammer about the Constitution around here without really reading or understanding a con law book or article…
The last time was when the constitution was ratified 3/89, and Article 1 Section 1 gives them the power to write and pass laws that do what you wildly claim “doesn’t pass [your] Congressional muster.”
Glad to educate.
Public Option's Doing Swell
September 29th, 2009
10:02 pm
The last time that the Congress was allowed to pass a law mandating insurance was March 1789 when it became law and was ratified by enough states, and Article 1 Section 1 gives them that power. If you plan to change it you have an uphill battle, because an amendment is going to take ratification by 2/3 of the states. Better get started.
md
September 29th, 2009
10:04 pm
“and a crack down on fraud and abuse in Medicare”
Anybody else curious as to why this seems to be wildly acknowledged by both parties yet nothing to date done about it?
Would it not make sense to cut out the fraud and abuse months ago and invest the savings until needed?
Gotta love politicians, and people here actually think they work for us.
thomas
September 29th, 2009
10:06 pm
So when I bring up that it is democrats who are truely holding up Health Care reform, then it no longer matters what the republians are doing and that the bill will pass anyway.
So then why all the postings and talk of rep. don’t worry about other people?
Are we also positive that there is only 9 Blue dog democrats?
If there are any more seems it may fail, if it still passes guess that means a republican had to vote for it.
Again Bookman when can we expect that list of Dems who voted against the measures you mentioned in your opening piece? I mean we would want them out of office right, unless you figure a democrat who is bad for the country is better than a republican who is good for the country?
thomas
September 29th, 2009
10:08 pm
Public Option what type of insurance was there in 1789?
If they mandated it, what type of insurance as I have none other than car currently? Wouldn’t want to break any laws now.
eagle scout
September 29th, 2009
10:11 pm
Public Option’s Doing Swell …. Overheard in the senate cloakroom:
What more do you want? I’m trying to get rid of the public option, like the health care lobbists paid us to do…………..
And the beat goes on!
Bruno
September 29th, 2009
10:11 pm
“Legislating that all Americans must have health care insurance….. never pass a constitutional muster. When was the last time that the Federal Government could mandate to the population that they had to purchase anything?”
“The leftists want a single payer system and destroying the free market in insurance is their way of achieving that.”
At the core of the health care debate is the question: should health care remain an individual expense/responsibility, or should it be an expense shared jointly by all people? Whether a “public option” is available or not, by mandating that every citizen of this country purchase insurance then health care becomes a defacto shared expense. And as many posters here are predicting, once it becomes a shared expense, then it’s only a hop, skip, and a jump to full-blown socialized medicine. Ultimately, this may be what a majority of people want. If that is the case, then why not propose it directly rather than putting us through the gyrations of a “mandate”.
Bruno
September 29th, 2009
10:14 pm
“Would it not make sense to cut out the fraud and abuse months ago and invest the savings until needed?”
md–A full 55% of the money spent on health care is wasted. Rather than addressing the true culprit behind the astronomical costs, the Democrat plan strictly seeks to spread the costs over a larger pool of people–i.e. the young and healthy who need very little medical care.
Taxpayer
September 29th, 2009
10:20 pm
md
September 29th, 2009
10:04 pm
“and a crack down on fraud and abuse in Medicare”
Anybody else curious as to why this seems to be wildly acknowledged by both parties yet nothing to date done about it?
Would it not make sense to cut out the fraud and abuse months ago and invest the savings until needed?
Gotta love politicians, and people here actually think they work for us.
It is linked to the healthcare reform that Dems are working on, md, and it will be dealt with in whatever bill passes. So, of course something will be done about it. Just not on your schedule. They operate on DC time. Of course, if the Republicans agree that savings are there due to fraud and waste, then hopefully they will not all vote no to reform. Nah!
Bruno
September 29th, 2009
10:25 pm
“It is linked to the healthcare reform that Dems are working on, md, and it will be dealt with in whatever bill passes.”
Total BS. The waste and fraud exist primarily because a majority of people stopped paying for their health care directly many years ago. Once that happened, people stopped questioning the costs of whatever their doctor was recommending.
N.J.
September 29th, 2009
10:26 pm
The Duke professor if full of B.S. with this:
Small businesses—with say 8-10 employees—will either have to provide insurance to federal standards, or pay an 8% payroll tax. Business costs for health care are higher than this, especially considering administrative costs. Any competitive business that tries to stay with a private plan will face a payroll disadvantage against competitors who go with the government “option.”
Most health insurance is NOT provided by small businesses. Its large businesses that make up the lions share of coverage. Small businesses account for less than 8 percent of businesses in the United States. They have the lowest rate of covering their employees.
The reason so many Americans have health insurance is NOT because so many employers provide it for people who work for them, but they provide it for people who DO NOT work for them,. Those are the families of the people who work for them. Only 38 percent of small businesses provide their employees with health insurance:
In 1993, 61 percent of small businesses provided health insurance for their employees. Now only 38 percent do. Larger firms face greater health-care costs. Yet, Americans do worse on almost every health measure than most advanced industrial countries, which spend about half as much on health care per person and have proportionately more elderly people.
http://www.washingtonpost.com/wp-dyn/content/article/2009/08/16/AR2009081601757.html?hpid=opinionsbox1
We are back to the what do big businesses that drop their employees health insurance do about the taxes that they will be hit with when all of that money moves out of the “business expense” column and into the “business profit” column.
Salaries and benefits get whacked right off the top. They are considered an expense of doing business. If company’s gross income is two million dollars and they pay out a million dollars in salaries and benefits come to one million, they report one million in income. Its that simple. Half of that income is never even looked at when it comes to taxation.
Of course the Duke professor admits he is not qualified to actually make this accessment as a professor of philosophy and economics. What he has totally excluded is the tax consequences of moving a million dollars of business expenses into the business income column of an accounting spreadsheet. At those levels of income, you are talking a rather large increase of a businesses taxes.
The primary reason that large employers choose to GIVE employee health insurance has nothing to do with charity or a sense of moral obligation. They choose to do so because the tax code makes it economically better for the bottom line to give them than to not give them. In fact for those at the upper income brackets, taking income in the form of benefits has a distinct advantange of lowering ones personal income taxes. A person who earns 80,000 a year in cash pays a LOT more taxes than a person who earns 60,000 a year and gets 20,000 in various benefits. And that is the average additional non cash income that the average American with a median family income gets in untaxed benefits.. When you add up paid health insurance, paid pension plans, and other odds and ends the median family earns about 60,000 a year, and gets about about a third more in the form on untaxed benefits.
This is is basically how those who attempt to take a conservative stance on these issues mislead the average American. The leave out a lot of details.
Much more than half of all small businesses do NOT provide their employees with health insurance than do so. Large companies provide the lions share. A single person working for a large company usually gets themselves and two kids and spouse covered. When it is said that 83 percent of Americans have coverage.less than half of them are getting it from their own employment. They are getting it from a family members coverage.
So the current legislation can in no way result in businesses dropping coverage, resulting in the destruction of private health insurance. Its never happened anywhere else similar plans have been put into place where both private and public plans compete.
The tax consequences of dropping employer based coverage in the way suggested could be so high in large companies as to drive them out of business. It is only by offering these benefits to their employees that they can keep their taxes low enough to keep operating. If they suddenly had this sudden large increase in their income which could not be deducted as a legitimate expense of doing business, their taxes would not only go up, but the tax brackets they were in could conceivably go up as well. Health insurance companies can claim they only make three percent profit per year, because they distribute so much of their incpme in the form of salaries, raises, bonuses, benefits. The CEO’s of the company dont mind this distribution at all. They live quite well on their incomes and the company is not taxed on this because it is never considered profit. It is considered a business expense
godless heathen
September 29th, 2009
10:31 pm
Jay’s weakness is that he believes politicians. The income tax was temporary. Social Security would pay for itself.
Mark in mid-town
September 29th, 2009
10:33 pm
Jay writes: Social Security has been WAY more than self-sustaining, RW. It has been sustaining itself plus a good chunk of the rest of the government for decades now.
Viewed simply in terms of accounting entries, that is true. But there is more to it than that. A main justification given for excusing tens of millions from having to contribute to paying income taxes is that they supposedly pay so much in Social Security and Medicare taxes. If not for Social Security and Medicare taxes, these tens of millions of people would have never been excused from paying regular income taxes. When that is accurately accounted for, it becomes apparent that Social Security has really not been self-sustaining. Much of what really should have been credited to regular income taxes gets credited to Social Security taxes instead. In return, the so-called Social Security surplus (nothing more than accounting entry) ends up being tapped to fund general revenues to make up for the general revenue tax short-fall caused by tens of millions being excused from paying regular income taxes due to their Social Security and Medicare tax burden.
It’s an accounting shell game. But intellectual honesty requires us to acknowledge how the existence of Social Security taxes has led to a substantial share of the population being excused from any any or anything more than a trivial amount in income taxes.
N.J.
September 29th, 2009
10:34 pm
Who commits most of the fraud and abuse. The most recent studies show that it is the insurance industry itself. Doctors, pharmacists and hospitals rarely do. Patients almost never do. Most of the fraud and waste results from insurance companies doctoring the statistics that determine how much they pay doctors and hospitals. As a result doctors and hospitals have to raise the amounts they bill in order to end up making enough money to operate on what they end up being paid by the insurers
A SINGLE example of this was:
AMA Wins Victory With Record-Breaking Settlement in Case Against Insurer
Settlement reimburses patients and physicians who have been shortchanged
For immediate release
Jan. 15, 2009
CHICAGO – The American Medical Association (AMA), along with the Medical Society of the State of New York and the Missouri State Medical Association, claims victory with the settlement agreement reached today in the lawsuit against United Health Group. The $350 million settlement marks the largest monetary settlement of a class action lawsuit against a single health insurer in the U.S.
“By using a flawed database to determine reimbursement rates for out-of-network care, insurers have increased profits at the expense of patients and physicians,” said AMA President, Nancy H. Nielsen, M.D. “By agreeing to the settlement, United Health Group has recognized the importance of restoring its relationship with patients and physicians by ending use of a rigged database.”
http://www.ama-assn.org/ama/no-index/news/20374.shtml
The case has been pending since 2000 (the Bush Administration stalled such cases) and the fraud being committed by United Health was documented back into the 1970’s
And that is ONE company. Odds are good that they all do this to one degree or other.
But not to worry. This will not hurt United Heath at all. They will make up the loss by raising premiums and denying coverage.
Taxpayer
September 29th, 2009
10:35 pm
Bruno
September 29th, 2009
10:25 pm
“It is linked to the healthcare reform that Dems are working on, md, and it will be dealt with in whatever bill passes.”
Total BS. The waste and fraud exist primarily because a majority of people stopped paying for their health care directly many years ago. Once that happened, people stopped questioning the costs of whatever their doctor was recommending.
Total BS. The waste and fraud exist because we let it. Once we crack down on it, it will be reduced.
p-nut gallery
September 29th, 2009
10:37 pm
PODS/N.J. is getting so old and tired.
md
September 29th, 2009
10:38 pm
“It is linked to the healthcare reform that Dems are working on, md, and it will be dealt with in whatever bill passes. So, of course something will be done about it. Just not on your schedule. They operate on DC time”
Considering the blitzkreg of bills passed in the early months of this administration, I’d say those in washington are underestimating the american public. I’m not the only one to notice that they don’t consider it as important as the salt marsh field mouse.
md
September 29th, 2009
10:39 pm
“The waste and fraud exist because we let it. Once we crack down on it, it will be reduced.”
Don’t know about you, but I didn’t send my reps to washington to “let it”.
djaymick
September 29th, 2009
10:40 pm
The CBO came out with the report that supports the hyptohesis. Take for example WalMart. They’re average employee earns, say $30K. The fine (tax) will be $2.4K, which is probably less than what they pay per employee. You just saved the company $5K per person. Would you drop coverage?
The other disadvantage the private sector will have is the consistent bailouts that will come. If you don’t believe it, we just bailed out the USPS for $4B. Private vs. Government run.
Dr. R
September 29th, 2009
10:40 pm
I see on the AJC site that Sarah Palin has her memoirs ready in only four months of work. That’s impressive. Never knew she could draw that many pictures in such a short period of time.
Badump, bump ….
Bosch
September 29th, 2009
10:41 pm
Oh good God, all this crap – the public option is the ONLY way to cut costs…….
Why doesn’t Obama call me? ?????
TnGelding
September 29th, 2009
10:43 pm
Taxpayer
September 29th, 2009
10:35 pm
And we commit it! Where is our integrity?
N.J.
September 29th, 2009
10:43 pm
No Social Security is not a shell game at all. Before Reagan there were NO surpluses. Social Security was designed to RAISE the payroll tax as needed. In the 1980’s it became apparent that when the baby boomers retired, the payroll tax would have to be raised to 13.5 percent for the employee, but even more bothersome to Reagan was that the employer would be hit with the same 13.5 percent payroll tax. Add the combined 4.5 percent that the employer and employee share of Medicare taxes comes to as a total and the employer is shelling out an additional 15 percent or more on payroll taxes.
One option was to just allow that to happen. The other was to raise the payroll tax a tiny bit 30 years ahead of time and allow a surplus to generate. That was the means uses. But Reagan immediately started huge deficit spending by borrowing the surplus. This was his way to increase defense spending without raising INCOME taxes. Not to worry, the magic of supply side would pay it all back with no worries. That was Reagan’s argument for his tax cuts and his borrowing and spending of Social Security Tax cuts to the wealthiest Americans. Increased revenues from cutting taxes would allow the U.S. to pay back the money borrowed from Social Security.
But now that it didnt work and it is time to pay the piper, Republicans are balking on the turkey they sold the American people and they do not want to tax those who benefitted the most from borrowing the money to have to pay back what they borrowed.
Social Security is designed to always be solvent as long as you do not borrow the surpluses. or if you do you define a mechanism to pay them back. Republicans and supply siders swore up and down that this mechanism existed in supply side economics and lowering income taxes on the wealthy.
md
September 29th, 2009
10:46 pm
“the public option is the ONLY way to cut costs…….”
I’m in favor of getting something done to correct the current flaws in the “system”, but don’t think for a minute that costs will be cut anywhere. Shifted would be more like it, and that opens another whole can of worms.
N.J.
September 29th, 2009
10:47 pm
P.S. Democrats asserted that Supply Side was a crock and that it would NEVER generate the revenues to allow the government to pay back what should have been generated by income taxes, to the funds that payroll taxes were developed to pay for. The original purpose for payroll taxes was not to give tax cuts to the wealthiest Americans nor to pay for huge defense programs or wars in the Muslim world. They were created to pay for two social programs Medicare and Social Security. They take in enough to pay for both, and they would be able to with no problem, if the trust funds were locked and never allowed to be used for other purposes.
Bruno
September 29th, 2009
10:47 pm
“The waste and fraud exist because we let it.”
Which is exactly what I said. It’s called indifference. When people don’t pay for their own care directly out-of-pocket, then doctors are free to order any and all tests and charge whatever fees they want. Mandating that everyone purchase insurance will only exacerbate the situation.
Taxpayer
September 29th, 2009
10:47 pm
md
September 29th, 2009
10:39 pm
“The waste and fraud exist because we let it. Once we crack down on it, it will be reduced.”
Don’t know about you, but I didn’t send my reps to washington to “let it”.
Sure didn’t. That’s why I voted for change — no Republican incumbents and no Republican replacement for a Republican incumbent and no vote for an unchallenged Republican.
TnGelding
September 29th, 2009
10:49 pm
Mark in mid-town
September 29th, 2009
10:33 pm
The Social Security tax had little to do with it. In order to give the most wealthy among us a tax break the Democrats insisted it be across the board. But I agree with you; too many have been dropped from the requirement, myself included. The increase in the tax in 1983 was probably the worst thing Reagan agreed to. What a hare-brained idea. And of course Greenspan was involved.
Bosch
September 29th, 2009
10:49 pm
md,
I don’t think this bill is doing anything to cut costs, which, amongst all this hoopla, is the core of the problem.
And yet, I still haven’t gotten a call from the White House……why, I never!
Public Option's Doing Swell
September 29th, 2009
10:50 pm
@Thomas can you email me some of what you’re on? Was it expensive?
In 1789 Congress was given the power to pass laws, and they’ve passed a helluva lot of them on things that weren’t around in 1789. They have the power to mandate insurance, and they can pass a lot of laws on wiretapping-there are hearings going on right now Senate Judciary, and the internet wasn’t around in 1789.
They regulate Cable TV and the internet, and I’ve read enough history to figure they weren’t aorund in 1789. They regulate nuclear energy, and their weren’t a lot of nukes I know about on Washington’s boats.
Unless your mom has restricted your surfing what’s stopping you from going to a Senate site and seeing who voted on what. You want Jay to spoonfeed you? The votes are in hundreds of newspapers.
Rockefeller’s Amendment failed 8-15. Democrats Baucus, Carper, Conrad Lincoln, and Nelson voted no. With Schumer’s amendment 3 Blue Dogs voted against it.
I don’t understand your reference to 9 Blue Dogs. There are a lot of Blue Dogs in the House.
What’s interesting is that Schumer suggesated tonight since there are only 51 votes needed for a public option via Reconciliation is that some Blue Dogs would vote procedurably for a filibuster. This would be serious. It never happens from a party when a President supports a bill. Schumer and Baucus should name them but it’s not hard to guess–
Nelson said stupidly that 65 votes would be needed for credibility. 77% of Americans support public option in the largest poll so far.
How the hookers on the take vote never was needed for credibility for me.
Nelson is claiming that he is worried about bipartisan support. Actually he’s worried about his hooker money.
http://blog.healthcareforamericanow.org/2009/05/01/ben-nelson-bows-to-the-insurance-industry/
Rahm Emanuel the leaker to the press, and No Drama Obama couldn’t have screwed up any more. Obama is a lot more popular than Clinton was, and he should have laid down parameters for what he wanted in a bill months ago.
N.J.
September 29th, 2009
10:50 pm
And where does most Medicare fraud occur. Again mostly in the private sector. This year again, two record breaking law suits and awards. One against a pharmaceutical company. another against a health insurance company providing Medicare Advantage coverage. Primary reason that Obama wants to cut Medicare Advantage, The loss to fraud by the insurance companies is huge.
Dr. R
September 29th, 2009
10:51 pm
Social Security is designed to be solvent as long as the poor working schlubs paying into it now aren’t vastly outnumbered by the deadbeat old coots taking out of it. Danger, Will Robinson. That’s gonna be the case in a few years. Back in the 1930s when FDR cooked up these scheme, most people worked with their hands on farms or factories, retired and lived a few years. Now they can conceivably work years past 65 and they do, and they live forever. And they still get a check from Uncle Sam just for the special accomplishment of exchanging oxygen past age 65. It’s an archaic plan for a senior population that no longer exists, yet on it persists. Nonsensical shell game. I’d rather put my money on 21 black than count on the gubbiment to hang onto it for me until I need it.
Bosch
September 29th, 2009
10:51 pm
Bruno,
I agree to that to a certain extent, but a couple of months ago when my doctor was hinting around that I had cancer, I was all like “okay, do whatever it takes……….”
Public Option's Doing Swell
September 29th, 2009
10:52 pm
Brush up on your card counting.
TnGelding
September 29th, 2009
10:53 pm
N.J.
September 29th, 2009
10:43 pm
Social Security had surpluses, but very modest ones. Since the IOUs are being shown as debt, all the SSA has to do is turn them in to Treasury and it can issue new bonds. That is, as long as anyone will buy them.
Taxpayer
September 29th, 2009
10:54 pm
Which is exactly what I said. It’s called indifference. When people don’t pay for their own care directly out-of-pocket, then doctors are free to order any and all tests and charge whatever fees they want. Mandating that everyone purchase insurance will only exacerbate the situation.
That reads to me as though the doctors are the sole source of waste and fraud. They are a part of it. Further, mandating coverage is not the only option being kicked around and it certainly is not a guaranteed outcome at this point.
Bosch
September 29th, 2009
10:54 pm
And Bruno – I prayed to the soccer god, opps wrong god, to the healthcare god that I had insurance for them to tell me definitely that I didn’t have cancer.
So…..isn’t that the crux of the problem – Americans are convinced we are all gonna die at any one given time – think about it.
Bosch
September 29th, 2009
10:56 pm
And then dammit, a tree fell on my house, so I lost count of what god I was supposed to pray to.
md
September 29th, 2009
10:56 pm
“Sure didn’t. That’s why I voted for change — no Republican incumbents and no Republican replacement for a Republican incumbent and no vote for an unchallenged Republican.”
Typical partisan answer. The facts of the matter is the Reps did nothing on their watch and the dems have had ample time to do something on their watch and have not.
It would be pretty hard for anybody in DC to vote against a simple bill written to stop fraud and abuse in Medicare/caid, yet no bill exists. Both parties are full of themselves and neither is doing their job.
TnGelding
September 29th, 2009
10:59 pm
How many “casualties?”
“Military to get mandatory swine flu shots soon”
By LOLITA C. BALDOR (AP) – 5 hours ago
WASHINGTON — A top U.S. military commander says troops will begin getting required swine flu shots in the next week to 10 days. Active duty forces deploying to war zones and other critical areas are at the front of the vaccine line.
Air Force Gen. Gene Renuart also told The Associated Press that as many as 400 troops are ready to go to five regional headquarters around the country to assist federal health and emergency management officials if needed as the flu season heats up.
The Pentagon has bought 2.7 million vaccines, and 1.4 million of those will go to active duty military. National Guard troops on active duty are also required to receive the vaccine, as are civilian Defense Department employees who are in critical jobs.
TnGelding
September 29th, 2009
11:01 pm
md
September 29th, 2009
10:56 pm
The law exists, it just doesn’t have a high priority.
Report waste, fraud and abuse:
http://www.medicare.gov/fraudabuse/HowToReport.asp
Taxpayer
September 29th, 2009
11:02 pm
So…..isn’t that the crux of the problem – Americans are convinced we are all gonna die at any one given time – think about it.
Or, that we are not going to die as long as we maintain coverage or that a death panel will come into the operating room while we are under anesthesia and decide for us and our body will float above the table and we will hear them making the decision to call the time and we cannot do anything to get through to them and we get angry and scream and someone feels a wisp and says let’s try one more time becuase I had a feeling. Hey, it made many a good movie. And, besides, it’s a better outcome than being hit by a toilet seat from an orbiting space station that came crashing down to earth. That never would have happened either if they had just bought a cheap toilet seat from home depot. But NOOOO! They had to have gold plated for space because it’s the final frontier.
Bruno
September 29th, 2009
11:02 pm
“I agree to that to a certain extent, but a couple of months ago when my doctor was hinting around that I had cancer, I was all like “okay, do whatever it takes……….”
Of course, Bosch, that’s completely understandable. I don’t blame you in the least. And your doctor, as your advocate, would be justified in ordering any and every test known to mankind to rule out any and all possible ailments you might have. That’s the “yang” side of the health care equation.
Unfortunately, if every patient had every test run every visit, then our entire economy would be devoted to medical testing and we would all starve to death in the meantime. That’s the “yin” side of the health care equation.
In order to balance it out, an agreed upon “standard of care” is developed within each heath care specialty which offers guidelines as to what tests and treatments are appropriate for any given set of presenting symptoms. This is the “evil” health care rationing you so often hear about. But in the end, it’s not evil, it’s the only practical way to balance the scales. In the end, our health care will always be “rationed”, the question is simply by whom?
Public Option's Doing Swell
September 29th, 2009
11:03 pm
Sure seems a lot of those tbaggeres who don’t want govmunt in their health care sure want govmunt ta fix their houses and give them a place to stay because they were too cheap to buy a few hundred bucks worth of flood insurance.
Why can’t they be consistent about govmunt stayin’ outta their lives?
Taxpayer
September 29th, 2009
11:03 pm
Typical partisan answer.
I’ve not claimed otherwise. So, did you have a point.
Public Option's Doing Swell
September 29th, 2009
11:05 pm
The practical side of ole yinyang Bruno is that doctors don’t have time to run or order that many “extra” tests, and they have to argue to get a lot of them paid for.
It doesn’t take “every test known to mankind” to make any diagnosis, or that many actually.
Wes
September 29th, 2009
11:06 pm
Jay,
If both people are primarily concerned with doing the right thing non-profit privates and and a public option should be esentially equivalent. I don’t think that anyone can really argue that. I think the question we need to ask ourselves is why anyone would continue to run a non-profit enterprise if the government is doing the exact same thing?
The reason that for profit enterprises can stay in business currently is due to the fact that they can subdivide the population into “good” and “bad” risk pools. The mandate that everyone is covered should finish them off in fairly short order. I don’t see anyway that a company can remain profitable in that instance.
What do you think?
md
September 29th, 2009
11:08 pm
Tn
“The law exists, it just doesn’t have a high priority.”
Not the same. If those thugs in congress had their heads on straight, it would be “the” priority. Why talk about a new bill that will be paid for by cutting out fraud/abuse when it should already be cut out.
Its all BS. They could care less about savings, they are all on an ego driven shopping trip with our credit card.
Taxpayer
September 29th, 2009
11:08 pm
Unfortunately, if every patient had every test run every visit, then our entire economy would be devoted to medical testing and we would all starve to death in the meantime. That’s the “yin” side of the health care equation.
In order to balance it out, an agreed upon “standard of care” is developed within each heath care specialty which offers guidelines as to what tests and treatments are appropriate for any given set of presenting symptoms. This is the “evil” health care rationing you so often hear about. But in the end, it’s not evil, it’s the only practical way to balance the scales. In the end, our health care will always be “rationed”, the question is simply by whom?
We tried being rational but the Republicans went out and beat everyone into a frenzy by stirring up people’s fears about death panels and other such nonsense.
TnGelding
September 29th, 2009
11:10 pm
Public Option’s Doing Swell
September 29th, 2009
11:05 pm
Would you say “defensive medicine” is a red herring?
Taxpayer
September 29th, 2009
11:11 pm
I like flood insurance and FDIC insurance and auto insurance. Why can’t I like health insurance.
TnGelding
September 29th, 2009
11:12 pm
Taxpayer
September 29th, 2009
11:11 pm
We’re already insurance poor.
Taxpayer
September 29th, 2009
11:12 pm
Oh well, time for my beautyrest to earn its keep. Y’all have fun.
Bosch
September 29th, 2009
11:17 pm
Exactly Bruno………by whom. I’ll take my doctor and skip the insurance guys – and luckily I don’t have cancer – not yet anyway. And then there’s those damn trees that could get you at anytime!!!!!!!!!!!!!!!!! Trees – they….are….scary……….
Guten nicht!
Bruno
September 29th, 2009
11:19 pm
“It doesn’t take “every test known to mankind” to make any diagnosis, or that many actually.”
Not always that simple, “doc”, since many presenting complaints like abdominal pain or a headache could be caused by a myriad of conditions, some extremely rare. The young lady who passed away in Ohio recently is a prime example. Obviously her viral pneumonia wasn’t detected at the urgent care facility she first visited or she wouldn’t have been sent home with pain meds.
I’m just reminding everyone that economics are ALWAYS part of the equation, or at least should be. While it’s nice to dream of a world in which everyone gets cadillac care, it’s not possible.
Public Option's Doing Swell
September 29th, 2009
11:19 pm
Nope not a “red herring”; defensive medicine exists, but not to the extent it’s painted. And the vast majority of Medicare fraud isn’t doctor launched, but some to be sure is.
And the same doctor orders more tests on a similar patient in his residency training than he orders years later–partly because of more experience, and sometimes because of more sophisticated testing.
Public Option's Doing Swell
September 29th, 2009
11:21 pm
The book Sarah Palin paid some schlub to write for her in E-Book Delayed; Publisher Stressing Hardcover Sales Of “Going Rogue” http://bit.ly/jllJ2
There’s some bucks I know I won’t spend–I wouldn’t even download it from a torrent.
TnGelding
September 29th, 2009
11:22 pm
Public Option’s Doing Swell
September 29th, 2009
11:19 pm
Thanks, night all. Tomorrow is another day.
Public Option's Doing Swell
September 29th, 2009
11:23 pm
Bruno this is great news. A non-physician, Bruno, is opening clinical CME for me right here free. Break out the champaign. I love it when people who never practice medicine begin lecturing how to practice medicine as if they had experience. Beautiful.
RGB
September 29th, 2009
11:36 pm
“So why do Republicans claim it would run private companies out of business?”
1. Automobiles
2. Mortgages
3. Banks
4. Student Loans
One of two things must be the case: Either you’re stupid or think we are.
RGB
September 29th, 2009
11:37 pm
“I don’t think we’re
going to be able to
Eliminate employer
coverage Immediately.”
-Barack Obama,
3/24/07
hose68
September 29th, 2009
11:39 pm
Jay,
I truly hope that you are just being a devils advocate and egging people on with regards to this debate. If not, I hope you have an editor that has an ability to make a cognitivie thought.
The fear of the public option lies in the fact that the public option will be less expensive to an employer than what they already pay. Or, even worse, that a fine will be imposed on an employer for failure to provide health care. The dollar figure I have heard in regards to the fine is around $3,800. This is substantially less than what my employer currently has to pay for my health care benefits for my family and I. It is actually a pretty simple calculation. If a company can save on average $10,000 by eliminating coverage and paying a penalty they are going to do it. The purpose of a business entity is to make money, not provide health care.
So, that is the fear. Our private health care will be eliminated and we will be forced on to the government roles. And, government does nothing efficiently or cost effectively. Profit is not an incentive. Customer service does not matter.
I spent the day today renewing the tags on my vehicles. I left my house at 10 this morning and returned at 3 this afternoon. Five hours of standing in lines to present my documented information to someone to verify how much money I OWED THEM. My thoughts the whole time was “what is a doctor going to have to do/spend to document what the government owes them?”
Have you applied for a passport recently? Gotten a drivers license? Had to deal with FEMA for a grant/loan? SBA?
Government does nothing efficient (regardless of who is in control of the white house, house or senate). How do we expect them to take on 1/6 of our economy? How can we expect them to take on 47 million (has to be some illegals in that figure) new policyholders and actually reduce the cost of health care? How? Please explain that to me? You have laid out some expectations in this blog which you refuse to accept, but the bottom line is how can we “insure” 47 million people that aren’t currently insure but actually reduce the cost of health care? You don’t have to be taking Singapore math to figure out that doesn’t add up.
We hear incessantly about insurance executives and how high their pay is. But, what about trial lawyers? What about malpractice insurance and defensive medicine? There are much easier answers to the health care problems than a “public option.” Things that would actually reduce the cost of health care for all Americans, regardless of who their insurer is.
RGB
September 29th, 2009
11:40 pm
New Topic: “Who is more trustworthy: Government or the media?
Public Option's Doing Swell
September 29th, 2009
11:41 pm
“Not always that simple, “doc”, since many presenting complaints like abdominal pain or a headache could be caused by a myriad of conditions, some extremely rare. The young lady who passed away in Ohio recently is a prime example. Obviously her viral pneumonia wasn’t detected at the urgent care facility she first visited or she wouldn’t have been sent home with pain meds.”
You are telling a doctor that there is a such thing as a differential diagnosis? Lol what do you think gets learned in 4 years of med school; 6 years of residency which includes tons of mooonlighting in ERs and doc offices, and several years of seeing patients every day peppered with a library of a few thousand medical books?
And for a number of years there have been infinite places to learn medicine on the web and infinite numbers of software to give you differential Dx.
You sure about that abdominal pain/headache differential? LOL ReallY? Yes Virginia differential Dx exists says Bruno’s Principles of Internal Medicine soon to outsell Harrison and Cecil right?
How about my favorite? Differential Diagnosis by Jerimiah Barondness–far and away the best.
Ya think many of them don’t have differential Dx of “abd pain” or “headache”–you must have a low opinion of doctors and training and clinical experience.
I’ve tried to explain a dozen times the other day that we really don’t know anything at all about the clinical course or the timing of what happened to the girl who was working in Oxford Ohio named Young until the information comes out.
You don’t really know what was done at the urgent care center Bruno, and don’t be so naive that you believe a one sentence statement from a newspaper. They don’t know what happened without a chart–and that they don’t have.
Symptom time lines vary for viral pneumonia and bacterial pneumonia and the dozens of rarer pneumonias although some of them have common characteristics.
What seems to come across from the couple paper articles which is all I have or you have to go on is that she began to have symptoms–we’d be guessing as to which but I can make an educated one. She wanted to see a doctor but her best friend says she says she didn’t have the money. She worked 3 jobs after graduating majoring in something from a pretty decent school or at least it was regarded so when I was doing some residency at UC.
People who preached she could have borrowed the care or bargained it were wrong, and if she wasn’t that sick she might not have been seen free at a teaching hospital–then again she may have qualified for a card for treatment but was probably unfamiliar with the bureaucracy in getting one somewhere. She would have probably had to travel out of Oxford Ohio and maybe she didn’t have a car–or maybe didn’t feel like driving or at any rate didn’t get a friend to help and she didn’t ask her parents for money either.
She may have tried to shake things off. We don’t know what happened at the urgent care center at all because newspaper articles aren’t reliable reporting things that they have only heresay for as data. We don’t know what she told them and what they ordered or did lab wise. Most quick tests btw for H1N1 have a high rate of false negatives.
I suspect that whatever she had turned bad or she went into septic shock either a week or 2 weeks after onset of symptoms–and that was probably several ddays after an incubation period for whatever it was she had.
I haven’t seen more details as to information on her when I last checked the Dayton and Cincy papers.
RB from Gwinnett
September 29th, 2009
11:57 pm
The bottom line is if you’re trying to explain this in a way that makes sense to Jay and his band of merry sheep, you’re wasting your time. If they having figured out the government hasn’t done a decent job managing anything it’s touched including the post office and medicare, they aren’t likely to understand this either. They don’t have the mental capacity.
Let me ask Jay and company a simple question and I really would like a real world honest answer…
If the post office doesn’t have to pay a 35% tax rate like it’s UPS and FEDEX competitors and doesn’t need to make a 10% profit to satisfy it’s shareholders, how is it still 10% more expensive to ship by the postal service? They have at a minimum a 45% cost advantage and are still 10% or more higher. Why in the heck do you fools think the government will do any better with healthcare? What evidence of the government managing any social program effectively gives you that confidence?
Jay, I’ll await your reply, but as usual, I suspect you will avoid answering questions you simply don’t have an answer for. Perhaps you can ask the DNC for an official partisan reply????
Public Option's Doing Swell
September 30th, 2009
12:38 am
@ RB–
When in your life have people you called fools done anything but taken a whizz in your face? It isn’t changing now. Who the hell do you think you are?
And the post office and Medicare were crippled by the same two fools, Repubozos Tom Davis and Chuck Grassley in 2006 and 2003 respectively. Look up the legislation yourself.
Public Option's Doing Swell
September 30th, 2009
2:01 am
Open Letter to Fake Repubozo Pollers from Nate Silver
http://www.fivethirtyeight.com/2009/09/open-letter-to-strategic-vision-ceo.html
RLJ
September 30th, 2009
2:22 am
If you haven’t ‘been walked through the process’, you are not listening. The government does not have to make a profit to operate. That in itself is an competitive advantage. Next, as others have said, employers can drop the private insurance and force employees to the public option. Also, does anyone trust the government not to subsidize the program with taxes if it has financial trouble later? It will be an entitlement program and people will depend on it. Of course, they will subsidize.
Richard
September 30th, 2009
3:02 am
Isn’t everyone kind of missing the point. Fixing the health insurance system is not fixing health care. Obesity causes medical conditions that represent over half of all medical claims. Perhaps what we should do is ban certain behaviors. For example if you are 10% over ideal body weight you get to go to jail until you lose the excess.
The point is that lifestyle decisions effect health costs, and effed up lifestyles cost everybody.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
5:35 am
WASHINGTON (AP) — To prevent inflation from taking off, the Federal Reserve will need to start boosting interest rates quickly and aggressively once the economy is back on firmer footing, Fed officials warned Tuesday.
Warned who? The fed warning the fed? wth is this, the idiot.gov is sending out pie in the sky warnings to itself?
Like the economy is anywhere near better?
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
5:39 am
Metro home prices edge upward again, Index shows second straight monthly rise. Prices stay below a year ago;-Top of Front Page Urinal
So the libs would like to reinflate the housing bubble that they whined about for 8 years?
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
5:48 am
KABUL, Afghanistan — A crowded Afghan passenger bus struck a roadside bomb Tuesday in the violent southern province of Kandahar, killing 30 people and injuring more than three dozen others, Afghan officials said. As many as 10 children were reported to be among the dead.-Urinal
Tell me again why the Afghani are “not on our side?”
USinUK
September 30th, 2009
5:55 am
whiner –
“Warned who? The fed warning the fed? wth is this, the idiot.gov is sending out pie in the sky warnings to itself?”
they warned the market, setting expectations so that the market can price in where they think yields will go.
USinUK
September 30th, 2009
5:57 am
“Tell me again why the Afghani are “not on our side?””
many of them are and want the Taliban out of their country … however, when things like this happen, it doesn’t help relations:
A young Afghan girl suffered fatal injuries after a box of public information leaflets, dropped from an RAF transport aircraft over Helmand province, landed on top of her.
http://www.timesonline.co.uk/tol/news/world/Afghanistan/article6854513.ece
USinUK
September 30th, 2009
5:58 am
from the same article:
The girl is one of a long line of innocent victims of the war, with some 1,500 civilians killed by violence in Afghanistan so far this year — 68 per cent were caused by insurgent attacks and 23 per cent by Afghan or Nato troops. The reasons for the rest have not been specified.
Public Option's Doing Swell
September 30th, 2009
6:09 am
Lifestyle decisions certainly impact health and diseases, but they are hardly the only etiology of them.
Fixing insurance is a large part of improving access to health care, as well as fixing pharmaceutical costs, and establishing best practice outcomes. There are also research aspects to all the health care bills.
Fixing insurance correctly also goes a long way at stopping the economy tsunami with runaway costs now at 16% GDP, and health care growing costs growing at 300% of the economy, but of course reading is hard for Repubozos and they refuse to recognize any of this.
Medicare was crippled by the Repubozos in 2003 led by Bill Frist, and the Donut is a Repubozo creation as is the phenomenon of seniors unable to afford their meds.
If it’s a screwup, there’s a Repubozo etiology you can rest assured.
I Report/ Vast White Wing Conspirator :-) You Whine :-(
September 30th, 2009
6:28 am
U StinK- You may be pitiful enough to equate deliberate acts of violence to accidental ones, thereby putting the terrorists on the same moral footing as our soldiers, but I’m not.
Do you even realize why we are in Afghanistan?
TnGelding
September 30th, 2009
6:31 am
Richard
September 30th, 2009
3:02 am
Of course you are right. Why doesn’t anyone have the guts to tell these folks to shape up or expect to pay for their own self-induced afflictions? Insurance companies won’t take many of them and if they do charge them higher rates.
USinUK
September 30th, 2009
6:32 am
whiner –
“You may be pitiful enough to equate deliberate acts of violence to accidental ones, thereby putting the terrorists on the same moral footing as our soldiers, but I’m not.”
I’m not putting their acts on the same par – but if my brother or my neice or my father was killed by a foreign military force, even if it was an accident, that country wouldn’t be my “BFFs”
TnGelding
September 30th, 2009
6:34 am
RGB
September 29th, 2009
11:36 pm
Except for the student loans it was the economic crisis that triggered it. And shouldn’t students be able to attend school for free as long as they can make the grades?
RB from Gwinnett
September 30th, 2009
6:35 am
Public Option, are you serious? Are you saying the post office wasn’t ineffient and expensive as heck prior to some legislation in 2003? Please explain what you meant by that post because you can’t possibly be that naive.
Public Option's Doing Swell
September 30th, 2009
6:41 am
At this time, the only updated article on the web is an indication of how erratic and inadequate newspapers can be in reporting disease courses when they have no medical charts to interpret.
http://www.toledoblade.com/apps/pbcs.dll/article?AID=/20090926/NEWS16/909269995
All this article says, is that the ” tests on a Butler County woman in her 20s who died this week were not positive for H1N1, according to the Ohio Department of Health, which could not identify the woman for privacy reasons.”
It gives no information about the time line and treatment of Kimi Young, and right now, the press doesn’t have any– which hasn’t stopped the Bookman wingnuts from clucking about it anyway as if they had said charts and the ability to interpret them.
See @ Bruno who also had a free update on differential diagnosis for physicians last night, as I suppose part of a monologue for late night TV.
Rightwing Troll
September 30th, 2009
6:48 am
So…. drowning government in a bathtub is a good thing, killing off evil insurance companies not bad…
That’s pretty much the gist of it from the wingnuts. All wrapped up in endless supposition and worthless conjecture about what “will” happen… clairvoyants one and all are the wingnut trolls of Bookman’s Blog… (although I do sense some channelling of Pillbo Limbaugh in there)
Rightwing Troll
September 30th, 2009
6:56 am
Also, since it was addressed above..
Most of you wingnuts here wouldn’ know it, because you spend all your time in the basement pounding out nutbag missives and half baked conspiracy theories about “death panels”, but the economy IS getting better. I know this because I have a small business. The amount of “chatter” about new work has been on the rise for 2-3 months, and now the “chatter” is turning into work. Some of this work is looking pretty darn profitable so far.
None of you wingnuts would know this because you all obviously don’t get out much, and because your masters Limbaugh, Beck, and Boortz won’t tell you this, and your wingnut rags (that you cut-n-paste your “facts” from) sure ain’t gonna report it, since they’ve all been trying to make anything and everything Obama proposes be a failure, no… make that a SPECTACULAR FAILURE…
Why do wingnuts hate America???
Rightwing Troll
September 30th, 2009
6:58 am
Gotta go to work. May pick a up few mexicans on the way since I actually want to get the work done on time…
Public Option's Doing Swell
September 30th, 2009
6:58 am
What the hell man. This can’t be right ’bout mah Sarallllllll. And it turns out Lynn Vincent wrote her book. Maybe Vincent wrote her WSJ editotrial as well, because it’s doubtful that ole Sarah can write any better than the wingnut commenters here.
http://www.nypost.com/p/pagesix/sarah_lectures_tough_sell_Z6eKRnldUitBmiOfXCBjlI
Some people just don’t know the value of a sage that comes along once in a lifetime.
After quitting as governor of Alaska in July, Palin signed with the top-notch Washington Speakers Bureau, which also reps George W. Bush, Laura Bush, Condoleezza Rice, hero pilot Chesley Sullenberger, LA Dodgers manager Joe Torre and magician David Blaine.
Palin’s bookers are said to be asking for $100,000 per speech, but an industry expert tells Page Six: “The big lecture buyers in the US are paralyzed with fear about booking her, basically because they think she is a blithering idiot.”
How can she be a blithering idiot if all them JawJaws and Sonnah and Saxbuh think she done hung da moon? Why wouldn’t it be a privilege to pay 100 grand to hear the blithering idiot?
Bob
September 30th, 2009
7:03 am
Jay, The baucus bill mandates private insurance companies and companies that produce medical equipment to dump money into the gov option, 13Billion the first year and who knows how much the increase would be. How long would the AJC be in biz if the feds subsidized a new newspaper with money taken from the AJC. While 13 Billion is not a budget buster, how long before it goes to 100 Billion or 200 Billion.
Bud Wiser
September 30th, 2009
7:04 am
The ‘public option’ is dead, just as are Obowo’s thoughts of a second term. Likewise, the fleeting power of the Democrats is dying on the vine.
Oh, such hope, such change, dead now as Jimmy Hoffa. No assisted suicide here. That idiot in the WH, his advisers, staff, and political party have all drunk their own speaial batch of Kool Aide.
Investor Business Daily poll shows that @45% of all doctors (Chad not included) have said that they would seriously consider their own options: retirement, or not taking Medicare patients at all. Another poll shows now 55% of ALL Americans oppose Obowo’s moronic health care plan, 41% in favor (that would be the ones with the outstretched hands), and a whopping 66% of ALL senior citizens oppose it.
When are midterm elections again? Even some of Obowo’s party affiliates are struggling now to untie themselves from the anchor the uppity muslim is becoming.
Public Option's Doing Swell
September 30th, 2009
7:05 am
Um how can the Baucus bill mandate dumping money into a public option that the Blue Dog and Repubozo hookers on Senate Finance which happens to be the committee marking up the Baucus bill right noatew failed to approve the two public option amendments yesterday?
Um jist wonderin’. That statement is patently false. Get a civics book on how the Senate and Congress actually work.
Taxpayer
September 30th, 2009
7:08 am
All together now. IBD is the poll for me. hehehe
USinUK
September 30th, 2009
7:10 am
Taxpayer
“All together now. IBD is the poll for me. hehehe”
the corollary to “leaves of 3 make great TP”
oy.
Public Option's Doing Swell
September 30th, 2009
7:13 am
The IBD poll has been trashed by every poll analyst who makes real money and is respected in this country including Nate Silver. It is widely touted by fools as we can see above who are Repubozos. It refuses to reveal it’s real sourcing, or where or how it exclusively conducted its poll by emailing it’s alleged physicians.
The physician poll most highly regarded was the New England Journal of Medicine Poll. NEJM is at the top of physician journals read by physicians world wide.
And there is not one imbecile here that will take me on medically or legally. Not one in months. Still waiting for that to happen.
63% of MDs polled statistically in a poll that has been accepted by every profesional polling analyst who also rejected the idiotic IBD poll wanted the choice of a public option.
Poll is linked here from NEJM:
http://healthcarereform.nejm.org/?p=1790&query=home
All you catheter bound unemployed Repubozo yokels keep posting crap that you are the only one struggling to read. Gotta go work in the real world.
Public Option's Doing Swell
September 30th, 2009
7:15 am
Nate Silver who makes six figures as a poll analyst trashes IBD Poll touted by yokels here:
http://www.fivethirtyeight.com/2009/09/ibdtipp-doctors-poll-is-not-trustworthy.html
stands for decibels
September 30th, 2009
7:19 am
Investor Business Daily poll shows that @45% of all doctors
ha ha ha.
Bud is quite the poll smoker, isn’t he?
Normal
September 30th, 2009
7:23 am
MR. PRESIDENT, BRING OUR TROOPS HOME NOW!
Joey
September 30th, 2009
7:26 am
Jay;
If you are interested posted a response on Cal Thomas at 7:25.
Seth
September 30th, 2009
7:27 am
Having actually read the house bill there are three inherent advantages the public plan has over private insurers written into the bill even if you believe that the plan will actually only use premiums to compete: 1.) it is not required to reserve for unexpected losses like private insurers are required under state law; 2,) it is authorized to pay only medicare rates for both in-network and out-of-network(which means out-of-network providers cannot bill members more than 115% of medicare rates in a market where providers routinely charge more than 200% of medicare; and 3.) it doesn’t have to comply with any state mandates regarding rating, reserving or mandated benefits. Imagine competing with a plan that can consistently operate in the red, always underprice you, and not have to follow the same laws you do. That’s fair.
So there you go. Your article is demonstrates the lack of understanding present among public option fans. Those three advantages above will ultimately destroy most private insurers.
Taxpayer
September 30th, 2009
7:30 am
Let the fear set you free.
jt
September 30th, 2009
7:36 am
Kyle Wingfeild just wrote about some fat lady going down on a public option committee.
Atlanta Native
September 30th, 2009
7:41 am
My comment from 6:30 last night still awaits moderation. No profanity, no links. Wassup?
Mrs. Godzilla
September 30th, 2009
7:41 am
Chill…..Obama’s got this.
I had to remind myself of that last night.
We had faint hope that the Rockefeller and Shumer amendments would pass still last night I drowned my sorrows in pasta.
This morning I’m fired up and ready to go.
This battle has just begun…….
Mrs. Godzilla
September 30th, 2009
7:43 am
Rachel Maddow: Public Option Is Dead – Long Live Public Option!
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=385×380176
Engage!
GB
September 30th, 2009
7:45 am
Simply answer: the gov’t program would not pay federal income taxes or state premium taxes and it would not be subject to the numerous mandated coverages that apply to private insurance.
AmVet
September 30th, 2009
7:58 am
Do not kid yourselves. The conned do not want ANY changes, whatsoever.
They didn’t in 1994. They don’t now. And they won’t ever. They never do.
These antisocial ascetics and misanthropes LOVE the status quo.
They love seeing fascists and corporatists being exempted from the rule of law.
They love seeing 20,000+ Americans die NEEDLESSLY every year because they are not profitable enough to the giant HMOs and Aetna.
They love seeing innumerable tens of thousands of American’s lives ruined as they file for bankruptcy because of unconscionable medical bills.
They love waste, fraud and ineptitude, as long as it occurs in the private sector only.
They hate their children and grandchildren.
I presume the feeling is mutual…
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
8:02 am
Kyle Wingnut is correct. The libs are propagandizing through their state run media hacks that the public option is dead. This means they will stick it back in some amendment when they think no on is watching. No lie is too big for a democrat.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
8:06 am
The public is not as dumb as it’s made out to be, and Mr. Obama’s public option died a bipartisan death yesterday in the Senate Finance Committee. What’s left is a package of “reforms” that are mere trite extensions of what we’ve been doing for decades. That is, piling up mandates on private insurers and then lying that this somehow isn’t driving up the cost of health insurance; piling up subsidies for health consumption and then lying that this somehow isn’t responsible for runaway health-care spending.-WallStreetJournal
See that word “lie?”
It’s impossible to debate socialism honestly, for if you did, everybody would go ewwwww.
Mrs. Godzilla
September 30th, 2009
8:08 am
Andy
Yes sir…it will be added later….perfectly legally and passed.
I’d offer to wager with you, but your track record on that (and a few other things) ain’t so hot.
If you’d like to, and so you’re not surprised later on, click on the provided link and read how it will happen….
http://www.dailykos.com/storyonly/2009/9/30/787949/-Public-Option-Victory-in-Finance-Committee-Today
Engage!
Taxpayer
September 30th, 2009
8:11 am
By the way, if all insurance companies reserved for unexpected losses, would any of them ever not have enough money to pay off every conceivable claim or would insurance companies exist or would we the people own AIG. So many questions.
Turd Ferguson
September 30th, 2009
8:15 am
Cmon…Jay knows better. He is baiting. However, the private Ins companies could in know way compete with the public option and eventually the public option would be the only option.
NO OBOBOCARE!
AmVet
September 30th, 2009
8:16 am
Jay, would you consider doing a column on corporate crime?
The topic that seemingly no one, not the mainstream media, not the politicians, not the conned dare broach.
I’d love to get the “input” from these gangster capitalist supporters on how the private sector can do no wrong…
Taxpayer
September 30th, 2009
8:16 am
No one would dare try to debate you, Andy! You are just so all-knowing and all-seeing. Why, I’m always left puzzled every time I even consider the fact that there are so many things left unsolved and yet your talent remains totally untapped. Wasted. Why can’t people see this! Then again, I’m sure you have the answer.
Mrs. Godzilla
September 30th, 2009
8:18 am
ANdy/Palin 2012 ???
AmVet
September 30th, 2009
8:18 am
Later, all.
Off to help pay for the welcher’s medicare. And more corporate welfare. And the occupations. And the bailouts. And the…
Finn McCool
September 30th, 2009
8:19 am
this isn’t an instance of politicians bowing to popular passions. As the liberal watchdog Media Matters pointed out, more Americans believe in the existence of UFOs (34 percent, according to a 2007 Associated Press poll) than oppose the public option (26 percent, according to a recent New York Times poll). Even among Republicans, opposition to the public option (42 percent) is outweighed by support (47 percent). Polls consistently find that the public option is more popular than health reform itself.
http://www.slate.com/id/2230938/
LongShanks
September 30th, 2009
8:21 am
“SHHEEEEP, mere sheep, once you disperse the shepherd.”
NO OBOBOCARE!!!
Jack
September 30th, 2009
8:21 am
I don’t know how many of the posters in here are in business, but if they are, they know that no private enterprise can compete with a government give-a-way program.
USinUK
September 30th, 2009
8:21 am
“However, the private Ins companies could in know way compete with the public option and eventually the public option would be the only option.”
what a load of bollocks …
even in countries with nationalized health care, insurance companies still do well (google Aviva or AXA)
Turd Ferguson
September 30th, 2009
8:22 am
Finnius…shouldnt you be helping the homeless/bums? Colder temperatures approach and they gonna need a place to keep warm.
Turd Ferguson
September 30th, 2009
8:23 am
bullocks…lol. Ya…then we also subsidize the private insurers too? LOL…nice try.
*POOT*
stands for decibels
September 30th, 2009
8:23 am
Jay, would you consider doing a column on corporate crime?
Betsy McCaughey’s role in this HCR debate and her recently revealed connections to tobacco lobbiests would be worthwhile as well.
As would be a brighter spotlight on what certainly appears to be outright fraudulent polling sponsored by IBD via the shady Strategic Vision outfit.
Alas, I imagine the media’s interest in these two related stories will continue to receive approximately .0001% the attention paid to a Candid Camera video moment over at ACORN some weeks back.
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
8:25 am
What kind of madness is it that someone would create a poll on Facebook asking respondents, “Should Obama be killed?” The choices were: “No, Maybe, Yes, and Yes if he cuts my health care.” The Secret Service is now investigating. I hope they put the jerk in jail and throw away the key.-Tom Freidman
So do I because I’d be willing to bet that some wormy democrat is the one who posted the poll, knowing full well that the NY Times would blame it on Cons.
Taxpayer
September 30th, 2009
8:25 am
Mrs. Godzilla
September 30th, 2009
8:18 am
ANdy/Palin 2012 ???
Why of course. It’s so obvious now that someone has suggested it. Why didn’t someone think of this before. They have my vote in the primaries.
Finn McCool
September 30th, 2009
8:27 am
Jack, you ever heard of the Edison Electric Tube Company? How about Edison Machine Works?
Those were companies Thomas Edison set up after showed he electricity could be offered as a replacement for gas lighting and candles. That was a big deal at the time but time passed those companies by in just a few short years.
Why are you so intent that the medical insurance industry survive? Though conservatives love to reminisce and believe they can stop progress, they really can’t stop progress.
Lead, follow, or get out of the way. Conservatives are the ninnies of yesteryear.
jt
September 30th, 2009
8:30 am
If it wasn’t for NASA “competing” with private space flight, none of us would have personal space craft.
No, wait…….
USinUK
September 30th, 2009
8:30 am
TF –
while I love talking market with you, you really don’t know what you’re talking about with the private insurance industry vs. public health care. government doesn’t subsidize private health insurance here, yet, like I said, companies like Aviva and AXA do very well.
Bud Wiser
September 30th, 2009
8:31 am
I see that the left wing idiots are still raging against the dying of the light.
Your anger obviously is fueled by the realization that you have been duped and dumped on by your Messiah, who is conveniently out of the country with his simplistic alcoholic wife and The Bloated One, Oprah, trying to get Olympic games in Chicago? Oh yes, you socialist pubs like the NYT and Daily POS have equally railed against the polls, because they are obviously fueled by racism……isn’t that the code word for the left anyway, your penultimate last stand when you have nothing left to support your ignorance?
You might as well try to have the Games, by the way, at Vostok Station (you egg heads look it up, I know you’re too stupid to know intuitively where it is)
USinUK
September 30th, 2009
8:31 am
jt –
“If it wasn’t for NASA “competing” with private space flight, none of us would have personal space craft.”
try again, bubba … if it wasn’t for NASA, most telecom companies couldn’t afford to launch their own satellites into space
USinUK
September 30th, 2009
8:31 am
wow … looks like Bud is off his meds again …
Nothing is Free
September 30th, 2009
8:32 am
Finn Mckool
**Why are you so intent that the medical insurance industry survive? **
Because it is the free enterprise system that gives us great health care and choices. Duh?
If the government controlling every aspect of our lives is your idea of progress, then move to cuba. they are already there.
Joey
September 30th, 2009
8:33 am
Jay;
If you do as dB suggest be sure to select Republican Party activist and supporters for your expose.
Mrs. Godzilla
September 30th, 2009
8:35 am
UsinUK
I think Bud is BACK on his meds.
Poster boy for health care reform.
Gale
September 30th, 2009
8:35 am
Nay-sayers, you do understand that single-payor does not equate to “free”, right?
Say What??
September 30th, 2009
8:37 am
News of note:
“Liberal Democrats failed in two efforts Tuesday to include a government-run insurance option in the legislation before the Senate Finance Committee.”
That puts a smile on my face. A Democrat Prez, Democrat controlled House, Democrat controlled Senate, and they can’t even get this bill out of committee. Maybe some politicians ARE listening to their consitutents.
Joey
September 30th, 2009
8:38 am
Gale: Good point.
What does single-payer mean or equate to?
Turd Ferguson
September 30th, 2009
8:38 am
Ok US…thank you, you are dismissed. On the other hand…
THE POSITIVE EFFECT of CASH for CLUNKERS ?
Its taken 95% of the Obama bumper stickers off the road !
lovelyliz
September 30th, 2009
8:39 am
They need the healthcare industry to make as much $$$$$$$$$$ as possible so they can fund their political campaigns.
Turd Ferguson
September 30th, 2009
8:39 am
Say What??
September 30th, 2009
8:37 am
yep…LMAO @ The Loser Democrats and their double talking. Everyone can see thru their lies!
jt
September 30th, 2009
8:39 am
USinUK-
“try again, bubba … if it wasn’t for NASA, most telecom companies couldn’t afford to launch their own satellites into space”
With all due respect, you do not know this and can not prove it. Furthermore, space/satylite launching is big business now, with the majority of the launching taking place as far away from NASA as possible on this earth.
Another great government success story.
lovelyliz
September 30th, 2009
8:41 am
Gale do you understand that every other single payer/univesal plan in the western industrialized world does it cheaper and with better results?
USinUK
September 30th, 2009
8:41 am
Mrs. G –
I mean ’script meds … not the ones he gets from the shady guy on the corner …
anyhoo … upstairs …
Taxpayer
September 30th, 2009
8:42 am
There is absolutely nothing in the Constitution that provides for government support of space travel. That is why the ‘landing on the moon’ had to be filmed in Hollywood.
Doggone/GA
September 30th, 2009
8:43 am
“Furthermore, space/satylite launching is big business now, with the majority of the launching taking place as far away from NASA as possible on this earth”
And thereby proving that private industry can compete successfully with a government run agency.
Nothing is Free
September 30th, 2009
8:50 am
lovely
**Gale do you understand that every other single payer/univesal plan in the western industrialized world does it cheaper and with better results?**
I have followed this for months and have never seen any proof of what you say. In fact, most systems are horribly ran.
Of course, we are not even discussing a Universal; Plan. We are discussing spending 1.6 trillion in order to insure about 10 million people. Can you do the math? That money could just buy great health insurance for those 10 million for the next 35 years. So why would you insist that the money be turned over to a bunch of bureaucrats that have yet to do anything right to insure those people for one year?
Say What??
September 30th, 2009
8:50 am
Taxpayer
And where in the Constitution does it say the government must provide healthcare to its citizens and illegal aliens?
By the way, the moon landing was filmed in Arizona, not California. Geeeeeez.
Gale
September 30th, 2009
8:55 am
OK, my single-payor comment was intended to poke the nay-sayers sneering that loafers get “free” healthcare, while they presumably pay hard earned cash for theirs. It is not free. We all pay for it with taxes. That does not make it bad, and yes Liz, it makes it cheaper in the long run. Single-payor means that an indgent with TB or a kid with sniffles can be treated quickly at the same –non-ER– clinic. The clinic and every other healthcare provider will be reimbursed for that care from the same source. The $100+ in paperwork and administrative time to gather insurance information is substantially reduced. There is no deciding which plan will pay how much for which service. The consumer, you and I, know what to expect when we walk in the door. We know that we need not fear that we will not be able to afford treatment if the employer-subsidized insurance is gone because we were laid off. We need not fear that we will end up bankrupt because our brother needs help paying for cancer meds and of course we will do whatever we can to help. In short, I am in favor of single-payor, but it is not free. It is simply far better than our current system.
TnGelding
September 30th, 2009
9:14 am
I Report/ Vast White Wing Conspirator (-: You Whine )-:
September 30th, 2009
5:35 am
The economy is growing. Is that better in your book? The fed has inflation under control and is able to make any needed adjustments. Deal with it.
You’re outnumbered:
Survey: Optimism about global economy is growing
Jack
September 30th, 2009
9:16 am
Like I said, if you are not a business owner, your opinions are short-sighted. If you are not satisfied with the way government or employers treat you, then start your own business: then your opinions & postings will change considerably.
Say What??
September 30th, 2009
9:20 am
TnGelding
Questions:
If the economy is growing, then why is unemployment also growing?
If conservatives are “outnumbered” then why can’t you pass your socialized medicine bill?
Where did you get your “optimism” survey, the Daily Kos?
What They Are Saying: 09.30.09 | AnnotatedOpinions.com
September 30th, 2009
9:23 am
[...] How would the ‘public option’ outcompete private enterprise? [Atlanta Journal-Constitution] [...]
TnGelding
September 30th, 2009
9:27 am
Jack
September 30th, 2009
9:16 am
In 2002 70% of businesses had no employees and only make up 5% of receipts.
Jack
September 30th, 2009
9:32 am
If anyone here wants to start up an Electric Tube or Machine Works company, let me know. I’ll be your first customer.
Jack
September 30th, 2009
9:42 am
A 5% return on sales ain’t bad. But it’ll be a lot less if business owners are forced to pay employee insurance. Of course, we all remember that Hillary said that if employers could not afford to pay health insurance for their employees, they shouldn’t be in business.
TnGelding
September 30th, 2009
9:46 am
Say What??
September 30th, 2009
9:20 am
Increase in productivity. Corporate America has abandoned us and jobs are always a lagging indicator. It was in the third year of the Reagan and Bush administrations before jobs started to increase.
Reporter as an individual is outnumbered.
It isn’t socialized medicine and liberals aren’t dittoheads or lemmings. It should be tho, it’s the only thing that will truly reduce costs. But private insurance would still be available to those that could afford it and wanted it as a supplemental.
I did a google search to find the survey. Sorry I forgot to provide the link:
“Survey: Optimism about global economy is growing”
http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2009/08/19/financial/f084702D75.DTL
I particularly liked this:
“Three-quarters of the 204 fund managers polled in the monthly survey said they believe the world economy will strengthen over the next 12 months, the highest reading since November 2003. About 63 percent of managers polled in July had an upbeat view.”
TnGelding
September 30th, 2009
9:49 am
Jack
September 30th, 2009
9:42 am
Hillary’s plan is looking better and better. It, like the current plans, sought to expand our current system to cover more people and let government cover the remainder.
Say What??
September 30th, 2009
10:02 am
TnGelding
September 30th, 2009
9:46 am
Thanks for the response.
“Increase in productivity”? Not seeing it myself. Many reports say things are looking up, others say they’re not. I guess we can all find one to support our position.
“Optimism about global economy is growing”? Hmm, I read your link. Here’s come interesting comments from the article:
1. “Three-quarters of the 204 fund managers polled in the monthly survey said they believe the world economy will strengthen over the next 12 months.” Okay, I certainly hope it’s not going to get worse. No real quantative info here.
2. “The positive views of fund managers has translated into more investments.” Wow, real surprise there. Tell everyone things are going to get better so they will invest their money with you.
3. “However, despite the growing optimism about a global economic recovery, Hartnett said there is still a lack of certainty about how strong it will be. About 80 percent of investors are predicting below trend growth for the next year, he added.” Okay, now this sounds like a more grounded statement. 80% are predicting BELOW TREND GROWTH.
4. “Regionally, portfolio managers have been overweighting investments in emerging markets, while limiting exposure in the U.S., Great Britain, Europe and Japan, according to the survey results released Wednesday.” So the “global” economy is getting more investments, but the US, Great Britain, Europe and Japan are getting limited exposure. In other words, most all of our allies, and the US are getting the short stick. This may sound encouraging to you, but it doesn’t to me.
Not to sound narrow minded, but until the US economy improves, I’m not too concerned about how cheap-labor-third-world countries will be on the rise in the “global economy”.
TnGelding
September 30th, 2009
10:12 am
Say What??
September 30th, 2009
10:02 am
“Productivity increased 6.5 percent in the business sector in the second
quarter of 2009.”
http://www.bls.gov/news.release/prod2.nr0.htm
The point is, things are getting better and the economy will show small growth in GDP in the current qtr which ends tomorrow. Job growth is still at least a year away, unless government offers some kind of incentives to start hiring and stop outsourcing.
Our dominance of the world economy appears to be over. This could be the new reality, but I hope not. Certainly our young people are going to haveto be better educated and prepared for the workforce.
Bud Wiser
September 30th, 2009
10:23 am
You left wingers, in your complete and absolute devotion to the dead policies of the Messiah, would be laughable, if it were funny.
You people are just plain old down home country stupid. I would take pity on you, because you can help the mentally sick, but there is no help known to man to cure stupid. You sure as hell cannot legislate a cure for stupid, and with their NEA and other sick Obowo supporters disguised as ‘teachers’, their indoctrination of the new version of the Hitler Youth in public schools seems well under way.
I weep for the future.
Say What??
September 30th, 2009
10:23 am
TnGelding
September 30th, 2009
10:12 am
Okay, so here’s a few tidbits about that robust productivity gain.
1. “U.S. non-farm productivity in the second quarter rose at its fastest pace in six years as companies slashed costs to protect profits, government data showed on Tuesday.”
Yes, there were gains, however it was because companies slashed costs.
2. “On the other hand it means you can do more with fewer people,” he said.
This is the end result of companies showing gains by “slashing costs” (i.e. cutting jobs).
So in other words, the cost to prepare you family’s meals has been reduced (increased productivity) because you kicked one of your children out of the house.
Say What??
September 30th, 2009
10:28 am
TnGelding
Oh yeah, here’s another clip about the productivity gains.
“Annualized change from previous quarter in U.S. workers’ productivity, measured in output per hour. Jobless rolls have hit record levels this recession. The economy has been shrinking. But U.S. companies are doing better than you might think. That reality will likely be underscored Tuesday when the Labor Department is expected to report a 5.5% jump in productivity in the second quarter from the first, according to consensus estimates. That would be the biggest jump since the third quarter of 2007. In other words, companies have taken advantage of their slimmed-down workforces by wringing more out of each employee. That’s bad news for the jobless.”
“Wringing more out of each employee.” Guess we’ll go back to kids working in sweat shops so we can continue such outstanding “productivity gains”.
Say What??
September 30th, 2009
10:34 am
TnGelding
One final thing:
“Finally, it is important to remember that while productivity is on the rise, Americans’ actual working hours continue to shrink. “If not for the last two miserable quarters, this quarter’s drop in hours would be the steepest in the [Bureau of Labor Statistics] data — back to 1947,” NPR.org makes clear.”
The steepest sinct 1947? Yeah, great economic news.
Andrew Biggs
September 30th, 2009
10:43 am
two thoughts: first, I believe the public option would receive infusions of capital from the government, while private insurers must attract capital from investors and generate a profit to compensate those investors. A lower cost of capital gives a public option a competitive advantage. Second, I understand that Speaker Pelosi wants the public option to charge Medicare rates for treatment. As already occurs with Medicare, this shifts costs to private insurers, who are charged more to make up for losses on Medicare treatments.If the public option is implemented in this way, this would constitute another competitive advantage over private insurers.
TnGelding
September 30th, 2009
12:04 pm
Say What??
September 30th, 2009
10:34 am
Nobody said it was great, just improving from what it was. Inventories are also declining so production will have to be increased soon. Some of the jobs will never come back, that’s why there’s an emphasis on creating new industries, which will take time. Our piece of the global economic pie is shrinking. We’d better get used to it and make the necessary adjustments. Priority number one would be to stop our lavish, wasteful lifestyles, which will undoubtedly slow the recovery.
TnGelding
September 30th, 2009
12:11 pm
Say What??
September 30th, 2009
10:34 am
You do understand the severity of the crisis?
http://seekingalpha.com/article/127611-a-handy-glossary-for-today-s-economic-crisis
TnGelding
September 30th, 2009
12:24 pm
Say What??
September 30th, 2009
10:34 am
I’m certainly no expert, but it seems to me we’ve come a long way in a short period of time. And most of the stimulus package is still in the pipeline. Granted, the debt is regrettable, but manageable as long as we address it seriously next year.
Pokey
September 30th, 2009
12:48 pm
JB,
At best your blog post is disingenuous. At worst, if you can’t answer your question, you should be fired from the AJC. Even BHO embarrassingly admitted the advantages inherent to the “public option” when called out by the University of Colorado student during his August “town hall meeting”. Look it up on youtube but I suspect you already have.
I’ll give you the benefit of the doubt…you are a hack/flack(O-bot?) for BHO who knows better.
N.J.
September 30th, 2009
1:59 pm
National debt is not a problem as long as there is a model for replacing the revenues and paying down the debt that actually works. Democrats, have historically, a very good record of paying down the deficits and debt their initial spending creates but Republicans have a very poor record. They have been selling “supply side economics” for three decades, but they have not managed to pay down the deficit or the debt by doing so. They make claims to increasing revenues that are at best specious, but still the debt they create is never reduced, nor are the deficits they run up.
Most Democratic spending ends up being spent not by the government and in government agencies, but directly by the taxpaying public.
Basically Democrats do budgeting in ways that goes directly into the market from the bottom. Republicans have this “trickle down” method that results in money having to pass through many layers of both public and private bureaucracies before it has any effect on the economy or government revenues at all.
By almost every economic measure Democrats are much better for the economy than Republican:.
Politicians Lie, Numbers Don’t
And the numbers show that Democrats are better for the economy than Republicans.
The Economy 1959-2007
% Change in GDP
R Avg 2.94
D Avg 4.09
Inflation
R Presidents 4.5%
D Presidents 3.81%
Unemployment
R Presidents 6.21%
D Presidents 5.33%
Avg Fed Taxes
R Presidents 17.97%
D Presidents 18.4%
Federal Spending % GDP
R Presidents 20.67%
D. Presidents 19.6%
Defense Spending
R Presidents 5.71%
D Presidents 5.83%
SPENDING MINUS DEFENSE
R Presidents 14.94%
D Presidents 13.77%
Federal Deficit Surplus
R Presidents
-2.7%
D Presidents
-1.21%
http://www.slate.com/id/2199810/
Republicans increase spending, increase deficits and lower taxes. Thats about it.
N.J.
September 30th, 2009
2:09 pm
Basically speaking you have to listen to Republican propaganda to determine who is elitist and who is not. Republicans are always hurling “Intellectual elitism” at Democrats, while carefully creating an economic elitism that is the reverse of true free market capitalism, the base of which is the consumer, not the business.
The Republican theory is that you create an economic elite that trickles down money to the non-elites in the form of job creation
Democrats believe in allowing the non elite consumer masses to decide which businesses survive and which do not by their mass economic activity.
N.J.
September 30th, 2009
2:16 pm
And of course an interesting commentary I read about the reasons that Republicans and Conservatives prefer charitable programs to social programs was so simple it stunned me. Social government programs in the U.S. are democratic. Republican charitable theory allows those who give the charity to control the behavior of those getting the charity. In Ireland during the potato famine this was obvious. Convert from Catholicism to Protestantism and get the bowl of soup.
In America this has morphed to “Listen to the sermon, come to our religious service, and then you get the soup”
N.J.
September 30th, 2009
2:20 pm
As a result for all of the country western lyrics, the Republicans create an economic system where the bottom 98 percent or employers somehow must be subservient top two percent of employers.
In a democratic system, one can truly sing “Take this job and shove it”
This is of course the true Republican objection to health reform. It gives additional power to the employee at a job he can’t stand, to simply walk.
This was behind the Republican National Committee 2008 platform to completely eliminate unemployment compensation. Another method by which to control employees by threat to their income when without jobs.
Say What??
September 30th, 2009
2:34 pm
N.J.
I’ll try to sneak one in here between your varied thesis papers.
Interesting numbers you posted about the different impacts of Republican and Democrat Presidents. Care to illustrate, during the same period of time, the impact based on which party controlled the legislative branch of government? Just sayin…
TnGelding
September 30th, 2009
3:27 pm
Say What??
September 30th, 2009
2:34 pm
You might be interested in this:
“Economy healing very slowly”
http://blogs.ajc.com/business-beat/2009/09/30/economy-healing-very-slowly/
TnGelding
September 30th, 2009
5:31 pm
Telling it like it is?
http://www.ajc.com/video?bcpid=1659825399&bclid=1716449804&bctid=42827347001
TnGelding
September 30th, 2009
8:00 pm
“In 16 states, drug deaths overtake traffic fatals”
ATLANTA – In 16 states and counting, drugs now kill more people than auto accidents do, the government said Wednesday.
http://news.yahoo.com/s/ap/20090930/ap_on_he_me/us_med_drug_deaths_5
No
October 1st, 2009
8:57 am
The simple chain of events is this. Public health care option is created and loses money or barely breaks even on care. Private insurance companies must match this, which is naturally impossible because they dont have a nearly limitless supply of tax dollars to spend and borrow against. So they sell out and go under.