House OKs health insurance purchases across state lines

After nearly 90 minutes of debate, the House has overwhelmingly voted to approve legislation allowing Georgians to purchase health insurance across state lines.

HB 1184 was approved 108-55 despite long and boisterous opposition from Democrats.

A similar bill passed the Senate earlier in the week.

83 comments Add your comment

Stu

March 27th, 2010
12:01 am

Why would the Democrats be opposed??

Billy Bob from cobb

March 27th, 2010
12:07 am

Because its not free and a hard working repulican is not paying for them

Jon

March 27th, 2010
12:14 am

Pop quiz time!

Q: If you cross state lines to buy a product, what is that considered?

A: Interstate Commerce

Q: Interstate Commerce is regulated by whom?

A: Federal Government

OMG! IT’S A GOVERNMENT TAKEOVER! SOCIALISM! RUN! AHHHHHHHHHH!

Stu

March 27th, 2010
12:32 am

I thought Democrats would like the idea of more competition and lower prices??

Acer706

March 27th, 2010
12:36 am

Step in the right direction!

[...] This post was mentioned on Twitter by AJCGeorgia. AJCGeorgia said: House OKs health insurance purchases across state lines http://bit.ly/drfZvf [...]

Itsmeagain

March 27th, 2010
2:27 am

The major concern to democrats is that if you can have interstate insurance, those states with the most laps laws regarding insurance is where the majority of health insurance companies will end up, reducing the rights of their customers and increasing the profits of the insurance companies

buzz

March 27th, 2010
7:17 am

Itsmeagain, obviously you know nothing of the insurance industry. The phrase of the day boys and girls is extraterritorial mandates. Look it up!

My States Rights, No Mine

March 27th, 2010
7:20 am

If I live in Georgia and purchase a policy from a Florida company, whose laws govern the policy.

Michael H. Smith

March 27th, 2010
7:44 am

Watching the Dunkey chase its’ tail waging tale.

The democrats reason that if insurance companies are allowed to sell healthcare insurance across state lines, which is by the democrats own admission conducting Interstate Commerce, thereby, germane to the regulations of the Big Socialist Federal GUB’MENT, under which those states with the most laps laws regarding insurance operate according to democrat assertions, is where the majority of health insurance companies will end up, reducing the rights of their customers and increasing the profits of the insurance companies, is that about right?

Uh, democrats, what exactly is your Big Socialist Federal GUB’MENT going to do with all that regulatory power, which by way of U.S. Constitution trumps and exceeds all State laws, while these very naughty insurance companies congregate in the proverbial State with those most laps’ laws regarding insurance?

Anyone who has problems following the Dunkey’s tale in this democrat exercise of maddening tail chasing circumlocution need only understand that the Big Socialist Federal GUB’MENT wags the tale of Interstate Commerce.

Straightforwardly speaking, the Big Socialist Federal GUB’MENT needs only pass into law that its’ own “most stringent terms and conditions” shall apply to the sell of any healthcare insurance policies sold across State or Territorial boundaries within the jurisdiction of the United States of America.

Bray on lil’ Dunkeys, bray on!

My States Rights, No Mine

March 27th, 2010
8:00 am

Michael Smith,

Do you have the answer to my question at 7:20?

Michael H. Smith

March 27th, 2010
8:03 am

Do you have a real name at 8:00 am?

My States Rights, No Mine

March 27th, 2010
8:37 am

Do you have a real name at 8:00 am?

I did not realize that was a pre-requisite for a question submitted on an anonymous blog. My bad. Later.

Laurie

March 27th, 2010
8:38 am

Why didn’t the house add a provision stating that only policies adhering to Georgia insurance laws could be purchased across state lines? It makes me nervous thinking that my employer would purchase group insurance from an out of state provider for cost reasons, and then find my rights have been compromised by another states’ lax laws.

Michael H. Smith

March 27th, 2010
8:44 am

Home work for nameless inquiring minds.

http://ga.legis.state.ga.us/legis/2009_10/pdf/hb1184.pdf
Including:

McCarran-Ferguson Act of (1945)

http://law.jrank.org/pages/8497/McCarran-Ferguson-Act-1945.html

Reiteration:

Straightforwardly speaking, the Big Socialist Federal GUB’MENT needs only pass into law that its’ own “most stringent terms and conditions” shall apply to the sell of any healthcare insurance policies sold across State or Territorial boundaries within the jurisdiction of the United States of America.

PS Laurie: They actually did as it is written. The Commissioner must approve of the policy for sale of any individual accident and sickness insurance policy that has been approved for issuance in another state…

As the proverbial they say, “read the bill”.

Michael H. Smith

March 27th, 2010
8:49 am

Second attempt:

As the proverbial they have said, “read the bill”.

http://ga.legis.state.ga.us/legis/2009_10/pdf/hb1184.pdf

Morrus

March 27th, 2010
9:04 am

Vote out the incumbents and start over

Michael H. Smith

March 27th, 2010
9:17 am

To the exalted nameless at 8:37 am: It is “my pre-requisite” for an answer to an interrogating suspect question from some equally suspect anonymous person who doesn’t appear to desire doing their own homework. Which suffice it to say, precluding yours truly, would answer the question.

Elephant Dung

March 27th, 2010
9:18 am

You are correct Mikey…Vote away…..The fed regs will trump these ignorant insurance crony state legislature rednecks, and once again save you….lol

DannyX

March 27th, 2010
9:35 am

Not one single Town Hall meeting on the issue?

The Republicans are forcing granny into the back of the pick up truck so the can drive her off to Alabama where the new Christian death panels will decide her faith!!!!!!! Whoops I meant fate.

Michael H. Smith

March 27th, 2010
9:54 am

Of course the ever so humbled yours truly is correct in exposing this big lax pile of Dunkey Dung smeared all over an undeserving public meant to instill FEAR.

There is nothing in the McCarran-Ferguson Act of (1945) or in the commerce clause of Article One in the U.S. Constitution that would restrain the Big Socialist Federal Government under “Dear Leader” Obama and Dunkey Dung Comrades from repealing as necessary any part of the McCarran-Ferguson Act of (1945) that precludes them from achieving Socialist power.

Another reading assignment for those who don’t like doing homework:

McCarran-Ferguson Act of (1945)

The McCarran-Ferguson Act of 1945 (15 U.S.C.A. § 1011 et seq.) gives states the authority to regulate the “business of insurance” without interference from federal regulation, unless federal law specifically provides otherwise.

http://law.jrank.org/pages/8497/McCarran-Ferguson-Act-1945.html#ixzz0jNpftbz3

In any event, should the socialist Dunkeys from on-high that be, which Comrade Fidel Castor lauds, decide to dump more of their smelly dung, in the form of a new Federal reg, all over those old contrarian elephants with healthcare insurance ideas of their own within the several States, it would be foreseeable to expect a new flurry of law suits, filed by the States Attorneys General.

Meanwhile and until otherwise, should HB 1148 become a law, it will be “the settled land of Georgia’s land”.

Bray on lil’ Dunkeys, bray on!

IlliteracyExposed

March 27th, 2010
10:00 am

Hey “Michael / itsmeagain / Mr. ComplainAboutOthersBeingAnonymous”:

LOL…what the hell are “laps laws”?

Michael H. Smith

March 27th, 2010
10:20 am

It is not my terminology Illiterate Anonymous one. The term “laps laws” as it was used just might belong to you: See at 2:27 am…

those states with the most “laps laws” regarding insurance is where the majority of health insurance companies will end up

Bray on lil’ Dunkeys, bray on!

Michael H. Smith

March 27th, 2010
10:36 am

Nothing like watching a Dunkey suffering from a case of hoof in mouth.

Bray on lil’ Dunkeys, bray on!

Really Republicans?

March 27th, 2010
10:45 am

People, can’t you see the health insurance companies will flock to the few states with the weakest regulations just like the credit card companies are concentrated in a few states where they can practice loan sharking lite. Jeez! Do you people have a brain that comprehend anything beyond Palin like catchy phrases?

Eddie

March 27th, 2010
10:50 am

Georgia has put some consumer protection in its laws that other states have not minimum standards of coverage). I know it is hard to believe, given how little it has done to try to set up high risk pools for its “uninsurable”. But it is true. Some legislators think they are protecting their residents by not exposing them to tricks still allowed in other states.

Michael H. Smith

March 27th, 2010
10:54 am

Jeez! Those who refuse to read the bill… TSK, TSK, TSK

Taken from HB 1148:

The Commissioner shall approve for sale in Georgia any individual accident and sickness insurance policy that has been approved for issuance in another state…

Read the Bill before accepting unfounded scaremongering claims.

http://ga.legis.state.ga.us/legis/2009_10/pdf/hb1184.pdf

Bray on lil’ Dunkeys, bray on!

.

March 27th, 2010
11:21 am

I’ll never vote for a Democrat again!!!!!!!!

Bray on lil” Dunkeys, bray on!

News Update – March 27, 2010

March 27th, 2010
11:21 am

[...] The Georgia House has approved of Georgians buying healthcare across State lines, Democrats disappro… [...]

Rational

March 27th, 2010
11:25 am

Are you prepared to go to your hearing in Pierre, South Dakota before their Insurance Commissioner when you have a complaint about your health insurance policy from there which was approved by the Georgia Insurance Commissioner? Do you feel confident they will even respond to your letter? You know there is a reason many of the credit card companies technically relocated their headquarters to South Dakota. . . there is virtually no regulation and they could charge you whatever interest they wanted. Expect the same from health insurance companies.

Elephant Dung

March 27th, 2010
11:29 am

Read THIS L E Fants:

Scandals’ domino effect shakes Ga. GOP leaders

By Shannon McCaffrey, The Associated Press

December 16, 2009

ATLANTA — What’s going on at the Georgia Statehouse these days?

The House speaker, who tried to kill himself by swallowing pills, stepped down amid allegations of an affair with a lobbyist. A lawmaker who wants to succeed him admits that the IRS investigated tax legislation he sponsored that saved the governor thousands of dollars. And a lawsuit criticizes the state’s insurance commissioner — himself a gubernatorial hopeful — for taking a trip to the Oscars on a campaign contributor’s tab.

Ethics allegations are nothing new at the Georgia Capitol, where money, power and politics mingle. But the flood of recent scandals among the state’s Republican leaders has left the Peach State’s image bruised.

“It’s a crisis for the Republican party in this state,” said Alan Abramowitz, a political science professor at Emory University.

Georgia has voted reliably Republican in recent years, but Abramowitz said the recent mess might give Democrats a fighting chance in next year’s battle for governor.

“It’s embarrassing nationally,” Georgia House Democratic Leader DuBose Porter said Wednesday.

Democrats have seized on ethics, taking the wraps off new legislation on Wednesday to strengthen laws that govern state legislators’ conduct.

The domino effect shaking the state’s conservative political establishment began with the speaker’s resignation last month. Glenn Richardson is set to step down Jan 1. after allegations by his ex-wife that he had an affair with a lobbyist.

His No. 2, speaker pro tem Mark Burkhalter, said he was eager to take over the reins as speaker. Then three days later, with only the vaguest of explanations about other career opportunities, he said he wouldn’t seek the post, one of the most powerful in Georgia politics. He has disappeared since, refusing to explain his decision further.

Allegations of wrongdoing have also clouded the race for governor.

U.S. Rep. Nathan Deal — a Republican candidate for governor — is facing an inquiry by two congressional ethics panels after the Atlanta Journal-Constitution reported a lucrative deal his company had with the state.

On Wednesday, state Insurance Commissioner John Oxendine — another GOP gubernatorial hopeful — was defending himself after a lawsuit surfaced claiming he took trips bankrolled by a campaign contributor who asked for help in an insurance dispute.

The federal lawsuit involves a dispute over investments in an insurance company. The company alleges Dr. Jeffrey Gallups shelled out almost $2,000 in 2007 for Oxendine and his wife to attend the Oscars, according to court documents.

Gallups is involved in a lawsuit against the Indianapolis Life Insurance Company, which Oxendine’s office is investigating.

Oxendine denied any wrongdoing and said he’d broken no law in taking personal trips with a friend. He said he had reimbursed Gallups for the trips, although he refused to provide proof.

“What you have here is an insurance company accused of cheating people, and they are trying to do whatever they can to get at me,” Oxendine told The Associated Press.

He said his office found wrongdoing by the company after an investigation prompted in part by complaints from Gallups.

Indianapolis Life Insurance Spokeswoman Catherine Huggins said the company “strongly disagrees” with Oxendine’s assertions and said it is reviewing his report on the company’s market conduct.

The fallout continues in the Georgia House. A lawmaker considered a leading candidate to replace Richardson has been forced to explain old ethics problems that also ensnared the governor.

In an e-mail to the House GOP caucus, state Rep. Larry O’Neal — who had worked as Gov. Sonny Perdue’s lawyer while serving in the House — revealed on Wednesday that the IRS investigated a tax break that saved Gov. Sonny Perdue about $100,000 on a 2004 Florida land deal. O’Neal said he was exonerated by the probe and that the governor didn’t have to pay additional taxes.

The allegations had dogged Perdue during the 2006 race for governor.

And state Rep. Mark Butler came under fire after e-mails surfaced suggesting he complained to University of West Georgia officials after they fired his ex-girlfriend, Erin Henderson, a lobbyist for the school.

Her firing over the summer prompted a phone call with Butler, according to Danielle Tackett, a secretary to the vice president of university advancement Michael Ruffner.

“He said Dr. Ruffner had just pissed off the whole political party firing Erin. This includes Speaker of the House, Rules Chairman and Senate,” Tackett wrote of the conversation with Butler.

“(H)e was very vocal with his feelings in expressing his anger at the situation.”

Butler denied he had tried to influence the school and said he believed his words may have been misconstrued.

Associated Press Writer Kate Brumback contributed to this report
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Elephant Dung

March 27th, 2010
11:29 am

HEEEEEE HAAAAWWWW!!!!

Elephant Dung

March 27th, 2010
11:31 am

Like to read Mikey?

David Hoffman

March 27th, 2010
11:31 am

All the big health insurance companies already operate in all 50 states. Each state has its own rules governing health insurance. Instead of dealing with one set of regulations per state, you could have the state courts of Georgia trying to determine what is to be governed under Georgia state law, what is governed under the laws of the state where the policy was originally created, and the inevitable claim by insurance companies that because it is interstate commerce, no state laws apply. The insurance company lawyers will certainly be busy if this gets to be law. But big billable hours lead to big bold Bentleys, BMWs, Broward boats, and Bombardier business jets.

Elephant Dung

March 27th, 2010
11:32 am

Now….I wonder WHY the repubs voted with the big Ins companies????

Michael H. Smith

March 27th, 2010
11:37 am

Best get on the horn, or is that hoof, to Dear Leader Comrade Obama and tell him the State of Georgia is attempting to undermine the supreme power of his Political Bureau’s ObamaCare law.

Bray on lil’ Dunkeys, bray on! :lol:

Elephant Dung

March 27th, 2010
11:40 am

What???? No comment on the CRIMINAL BEHAVIOR of the Ga Repubs???? I thought not!!!!! LOL

Elephant Dung

March 27th, 2010
11:41 am

HEEEE HAWWWW!!!!

Elephant Dung

March 27th, 2010
11:42 am

And Mikey; Those smiley face things are for kids.

Michael H. Smith

March 27th, 2010
11:45 am

It doesn’t matter what the insurance companies do in other States, whether that be from heaven or hell the only way they can sale insurance in this State is through the approval of Georgia’s Commissioner.

Taken from HB 1148:

The Commissioner “shall approve” for sale in Georgia any individual accident and sickness insurance policy that has been approved for issuance in another state…

Read the Bill before accepting unfounded scaremongering claims.

http://ga.legis.state.ga.us/legis/2009_10/pdf/hb1184.pdf

Bray on lil’ Dunkeys, bray on!

Idiot Pol

March 27th, 2010
11:48 am

Please print the names of the idiot pols who voted against the texting while driving bill. These morons who just voted to allow reckless idiot potential killers on the roads should be run out of the state of Georgia politics now!!!! Vote them out next election!!!!

Michael H. Smith

March 27th, 2010
11:48 am

Oh, you mean LOL is less childish because you use it? Still :lol: at your :cry:

Bray on lil’ Dunkeys, bray on!

fluffy

March 27th, 2010
11:49 am

all the people who want to take cheap shots at palin ,just wait til obama gets thru with us , ,healthcare is only the beginning , next imigration reform, cap n trade, privatilizing social security.we will be wanting palin or even george w. bush w ould be welcomed back with open arms, with obamacare granny had better hold on to her panties cause with the ones in washington , she may not even have them left by the time they are done with us

Elephant Dung

March 27th, 2010
11:50 am

Evidently all you have to do to get it approved is pay Oxendine $2000.00.

Elephant Dung

March 27th, 2010
11:51 am

Well…. I guess if Palin and Bush are the best you’ve got, bring ‘em on….lolol

Bob

March 27th, 2010
11:57 am

You all are not reading between the lines, just tell YOmoma that you are an illegal and you get “EVERYTHING” free.

Elephant Dung

March 27th, 2010
12:02 pm

….or, for a VERY small price, you can bribe any Republican you want.

Smarty

March 27th, 2010
12:05 pm

The reason Dems opposed is that GA has some of the highest Ins. requirements to make sure people get taken care of, but if you buy out of state insurance then its just a race to the bottom and also interstate commerce wouldn’t apply b/c in the bill, if you read, would be a reciprocity agreement so no the Fed. govt wouldn’t regulate it. Wyoming does not require chlamydia screening for women, GA does. In case you didn’t know, chlamydia can cause sterility in women, so b/c GA doesn’t want its women to get it, it is a requirement that ins. policies offer that. The GA Ins. Commissioner would not be able to help you if you bought a ‘bare-bones’ policy and got screwed over. The entire bill depends on the Insurance Commissioner, the danger of that is if we get a bad commissioner. I’m not a Dem, and I oppose this bill.

John Oxendine

March 27th, 2010
12:09 pm

……..”bad insurance commissioner”……….Did someone call me?

Michael H. Smith

March 27th, 2010
12:10 pm

Guess the Dunkeys’ best elect some of their own corrupt Dung from the swamp Comrade Pelosi never drained as Georgia’s insurance commissioner?

Nah, Democrats never take bribes, make dirty back room deals…

Louisianian Purchase, Florida Flimflam, Corn-husker Kickback, Union Crave-outs, profit protection deals cut with those greedy pharmaceutical companies that are far more profitable than any of those insurance companies.

All you have to do is vote democrat and pay Dear Leader Obama.

Bray on lil’ Dunkeys, bray on!

Smarty

March 27th, 2010
12:14 pm

Guys, why don’t we actually stop attacking each other and discuss the bill as is? It puts GA citizens at risk of getting dangerous bare bones ins. policies. That’s why people should be opposed, nothing partisan.

Elephant Dung

March 27th, 2010
12:18 pm

I tried to get to that swamp but there was such a big crowd of republicans around it. I finally reached it but then they said that you had to be a registered republican. I gave them $5 and of course they let me in.

Elephant Dung

March 27th, 2010
12:19 pm

I agree smarty. Well said.

Smarty

March 27th, 2010
12:20 pm

Also, there is a difference between National politics and State politics. It is a foolish thing to compare two separate things. Dems in the House in the GA General Assembly aren’t like the ones you all try to demonize on the National level.

Michael H. Smith

March 27th, 2010
12:36 pm

Guys, why don’t we actually stop attacking each other and discuss the bill as is? It puts GA citizens at risk of getting dangerous bare bones ins. policies. That’s why people should be opposed, nothing partisan.

Yeah, why not do that instead of claiming nothing partisan and asserting without any knowledge of what real risk Georgians will face, when you don’t know who the insurance commissioner will be and what policies he or she shall approve for sale in this State?

I’m all for HB 1144 becoming law, which it most likely will and unless the Dunkeys can elect some of their slimy back room dealing Dung as insurance commissioner, Georgians will likely risk having more choices of more benefits at possibly less costs.

Bray on lil’ Dunkeys, bray on!

Lynn

March 27th, 2010
1:12 pm

50 33-29A-33. 51 (a) Each written application for a policy sold pursuant to this article shall contain the 52 following language in boldface type at the beginning of the document: 53 ‘The benefits of this policy may primarily be governed by the laws of a state other than 54 Georgia; therefore, all of the laws applicable to policies filed in this state may not apply 55 to this policy. Any purchase of individual health insurance should be considered 56 carefully since future medical conditions may make it impossible to qualify for another 57 individual health insurance policy.’

Still feel like Georgia protects its taxpayers? It tells me they NEVER plan on setting up high risk pools or passing laws that prohibit denials for pre-existing conditions. If the health care plan is repealed, in whole, Georgians are going to be the most unprotected citizens in this country. Georgia’s uninsured rate currently hoovers around fifty percent. National average is 15%.

josh Ray

March 27th, 2010
1:13 pm

I like this bill, and I am an independent. According to the law the other insurance company must adhere to GA law. I am proud to say that when I grew up in GA the federalist papers were presented along side the constitution, so that you could see the thought process of the founding fathers. If you read federalist paper 42, you see the government can only regulate interstate commerce to ensure that no state is participating in unfair trade practices, outside of that the regulatory power belongs to the sate ( if only our federal government read James Madison’s writing). Buy across state lines will increase competition and reduce rates, don’t believe me read the nonpartison headed by a democrat CBO. The report on Rep Tom Price’s Bill stated that buying insurance across state lines is one of the biggest cost cutting measures that could have been enacted. The biggest problem that democrats have with this is simple. There are no longer any democrats that believe in freedom, they are all progressives. I wonder what happened to the south’s long lasting tradition of dixiecrats of Southern Democrats. They are gone. Under their plan it would put a burden on health insurance companies, decrease their profit margins and cause them to go bankrupt, forcing a necessity to install a single payer option and move the united states into a European style health care system that the government is in charge of. Taking away the free market and American Exceptionalism. What is going on GA is moving towards policy that the Founding Fathers would agree with the Federal government and democrats are moving away from it.

georgiadawg70

March 27th, 2010
3:00 pm

All of you Acorn trained seminar bloggers, all two of you using different names, have fun because in November you are going to be Gone With the Wind.

Brett

March 27th, 2010
4:42 pm

Now if only someone can direct me to a state that actually has this mythical affordable insurance, I will be set!

Jo

March 27th, 2010
4:45 pm

why would someone’s group health insurance premium increase 53% in one year?

Michael H. Smith

March 27th, 2010
4:55 pm

Nice to know that Georgia’s legislators respect the intelligence of its’ citizenry and trust their wisdom, unlike those fascist Dunkeys in Congress that passed their ObamaCare dung cramming it down throats and stuffing it up the freedoms of people who didn’t want it – Which is the majority of this country and State.

The Georgia legislators didn’t forbid anyone of their personal individual liberty of being too dumb or the homework impaired from being too lazy to read the boldface type written at the beginning of the document before buying an inferior insurance product if that is their stupid choice and furthermore advises: Please consult your insurance agent or insurer to determine which health benefits are covered under this [such] policy.

Even though the Commissioner shall approve what insurance policies are sold in this State from across State lines, buyer beware remains the best policy for the protection of any Georgian: Which is a choice, smart or dumb, no one has under fascist ObamaCare that predetermines what an individual can or cannot buy for their better or their worst, subject of course to IRS penalties for any non-compliance to Obamacare!

To all the liberty loving Americans opposed to having ObamaCare crammed down and stuffed up your freedoms, we get to vote on ObamaCare in November.

Repeal and replace.

Bray on lil’ Dunkeys, bray on!

Lynn

March 27th, 2010
6:31 pm

If instead of name calling, fellow Georgians treated each other like brother and sisters, you would make sure they are not set up to be suckered by insurances companies all over the nation. Not everyone knows the ins and outs of how to read detailed contracts. If it was your young daughter or son being duped, you would not feel the same way, if you loved your fellows citizens.

Michael H. Smith

March 27th, 2010
8:38 pm

If instead of sanctimoniously demanding or even timidly suggesting that giving up a Georgian’s individual liberty to the force of government mandates as hypothetically a superior judgment made on anyone’s behalf under the assertion of a purported protection is quite a subtle manner of derogatory name calling per se: However diplomatic the prose, the resolve is one of cordially being called a dupe.

Reiterating the fact that the commissioner shall approve any insurance policy sold in this State, which leaves open many yet undetermined hypothesis, that may or may not occur. What is a certainty is that the individual Georgian shall have more choices, more freedoms to exercise that they never had before when purchasing healthcare insurance: Good, bad or indifferent: Thereby, enhancing the liberty of the individual that was once held captive by insurance profit protection law.

Everyone knows or certainly should know, when they don’t know about something or if they feel a need to seek out more prudent advice before purchasing anything like insurance. This is exactly why HB 1144 advises, “Please consult your insurance agent or insurer to determine which health benefits are covered under this policy”.

On advising any fellow U.S. Citizen or Georgian, out of a genuine concern for the well being of the individual related or not, they should first consider the words and wisdom of Ben Franklin who said, “Those who would give up Essential Liberty to purchase a little Temporary Safety deserve neither Liberty nor Safety”.

Never ever dear soul who may read this dare you give up one shred of your God given unalienable liberty to a government of any form, when you are able or have the available means within your grasp otherwise to exercise that liberty for yourself.

Bray on lil’ Dunkeys, bray on!

[...] This post was mentioned on Twitter by John H. Pruett, Jr., Benefits & Insurance. Benefits & Insurance said: Georgia House OKs health insurance purchases across state lines http://shar.es/mp4vv [...]

GaLiberal

March 28th, 2010
4:36 am

Everyone should read the hate-filled and completely ignorant post by Michael H. Smith@March 27th, 2010, 7:44 am. This is typical of the republiNazi stooges who totally fail to understand how the Constitution works. Just because the big, bad Federal government regulates interstate commerce does NOT mean that it will step in to settle individual insurance complaints. The big, bad Feds may step in for deceptive business practices like misleading ads or fraudulent contracts. The state of GA certainly will not help you with an out-of-state policy.

If you buy insurance from a company outside of GA, then you will be subject to the insurance laws in the other state. For example, some states don’t have any provisions for board review of disputed insurance claims. The net effect of this will be for insurance companies to leave GA for states with much less oversight and fewer consumer rights (although I can’t see how any state would be worse than GA). While the republiNazi stooges who blame the federal government and ‘liberals’ for all their problems, they fail to realize the republiNazis are the ones making their lives harder. In this case, the republiNazis are screwing everyone while making it appear it’s a benefit. Think I’m lying? Just remember how well natural gas deregulation worked. The republiNazis sold us a bill of goods on lower prices due to competition, but we now pay TWICE for the same gas; once to AGL (the republiNazis made sure AGL made BILLIONS on deregulation) and once to the company that reads your meter. This is no different and the republiNazi stooges like Michael H. Smith are taking the bait.

Retired State Employee

March 28th, 2010
7:17 am

To Billy Bob in Cob – FYI – the Fed govt is already giving out free cell phones and minutes to welfare recipients on food stamps. They get the phone AND so many minutes per month so they can “call their family”. But – Leroy is using it to keep in touch with his drug boss!! AND, once the new healthcare regs go into place, Leroy can sit at home all day and sleep and be covered by medicaid as he has no reportable income!! (One doesn’t report their drug income, do they?).

Michael H. Smith

March 28th, 2010
9:11 am

The net effect of this will be for insurance companies to leave GA for states with much less oversight and fewer consumer rights (although I can’t see how any state would be worse than GA).

What a laugh. No, make that how moronic! This no name clown literally shreds their own argument in one statement. If Georgia can only be thought of as the worst that would mean everything outside of Georgia has to be better. So to conclude that would mean the present government insurance profit protection law that prohibits freedom choice in Georgia is actually – based on this joke of a statement – telling everyone that GUB’MENT, Georgia’s government, is protecting us from something that is better for us.

Thanks for supporting the new soon to become law that will stop protecting us from buying better insurance for ourselves outside of Georgia’s jurisdiction.

Gotta give it to you no name clown, you are a gift that simply refuses to stop giving.

Thomas

March 28th, 2010
10:49 am

Hopefully Mikey will be nice to me…

I like the idea of purchasing plans across state lines, though I see the worries that could become of purchasing plans from a less regulated state.

Then again, good thing “ObamaCare” passed because these plans will have to use plain English to tell you what is covered and what isn’t. Glad I’m healthy enough to not need a lot of these protections offered by Georgia GUB’MENT.

All things aside, I will probably stick to my employer’s insurance, which will see no changes.

Balderdash

March 28th, 2010
12:25 pm

Read this and tell me it’s not taxpayer paid partisan propaganda. It came from a .gov e-mail address. It says it’s from the Senate Press Office, not the Republican Senate Press Office. Please look into this. It’s scandalous.

Senate Press Office

RELEASE RELEASE

For Immediate Release: For Information Contact:

March 26, 2010 Raegan Weber, Director

Raegan.weber@senate.ga.gov

404.656.0028

Senate Democrats prevent Constitutional Amendment, but Republicans prevail in eliminating State Ad Valorem Tax

ATLANTA (March 26, 2010) – Today, a majority of the Georgia Senate Democrats voted against allowing the people to vote on having a say in their property taxes by voting against Senate Resolution 1287. However, Republicans recovered for the people ofGeorgia by prevailing with Senate Bill 517, which will remove the quarter mil state ad valorem tax.

Georgia property owners continue to contact their legislators asking about tax relief, in particular property owners. In response, State Sen. Bill Heath (R-Bremen) proposed to eliminate Georgia’s state ad valorem tax. Because SR 1287 was a Constitutional Amendment, it required two-thirds vote in the Senate and the House before going to the voters for approval on the November 2010 ballot.

“Senate Republicans stood up for Georgians today when Senate Democrats chose not to allow them a voice in how they are taxed. This bill eliminates the state’s portion of a tax on the American Dream, which is home ownership,” said Heath. “Homeowners need as much financial relief as possible and should not be over taxed. Today’s vote only demonstrates who stand with Georgia property owners and who stands with the government.”

The State of Georgia currently levies an ad valorem tax on all property, and is a component of local property tax bills. The state millage rate is a quarter mil (.25/$1,000 assessed value). Counties argue that the state requires them to do property assessments and to collect ad valorem tax. Heath’s bill is a major step in allowing local governments to have more control over property taxation. Removing the state ad valorem tax will have no effect on counties, cities and school funding. The prohibition of the tax begins once state reserve funds reach $500 million.

[...] See more here: House OKs health insurance purchases across state lines | Gold … [...]

Michael H. Smith

March 28th, 2010
3:07 pm

Tommy, I was never not nice to you. Unless of course you are one of the two possible dirt-bag nameless ones who specialize in nastiness without reason because their arguments have no reasoning behind them other than a BIG SOCIALIST GUB’MENT motive.

Insurance reform didn’t need 2,400 pages – and still counting – of socialist ObumerCare for you to be able read them in plain English. In fact, it should have taken no more than several pages to have eliminated all the objectionable insurance company practices. Obumercare is all about socialist BIG GUB’MENT control and there is nothing I can say good about that passing into law.

So you like your liberty and the freedom it gives you – when government isn’t violating your rights – to buy insurance from across State lines but you see worries of what could become?

If you can see these concerns then you know what not to buy, which nullifies your worries.

Thomas

March 28th, 2010
6:27 pm

Yeah…unfortunately everyone else ain’t so smart.

Michael H. Smith

March 28th, 2010
7:44 pm

Oh my, is that one of those classic elitists lines from the left I’m hearing? It sure smacks of “you people are just too stupid to make a choice, you need BIG GUB’MENT to protect you from your stupidity.”

It just might be that everyone else is smarter than you think? Then again, if they are dumb enough to allow government to do there thinking and choosing for them, your point in case is probably well stated!

Mike Iza Doosh

March 28th, 2010
9:56 pm

Mike, you are an idiot. People like you have this unrational fear of govt. And, any govt is considered socialism, marxism, etc. (By the way, your mention of “ribs” isn’t a subtle as you would think you racist lowlife)

Bailing out the banks was the biggest act of socialism ever. How much did you complain about that?

You think others a cowards because they don’t use their real name? You’re name is Michael Smith!!!!
How many Michael Smiths are there? You pretty much are anonymous, you ignorant dolt! Why don’t you post your address or STFU! (FYI, I don’t advice you actually posting you’re address. I’m just proving a point)

You actually believe that your republicans actually give a crap about you? You’re too stupid to realize that its about business. For example, the biggest supporter of the NRA is insurance co’s. This is because they don’t want to pay for a lot of car/animal collisions. Not because they give a flying F about the 2nd amendment. If you think I’m wrong, then who wants treestand harness laws? (Answer: the same insurance co’s).

I don’t like most polititions, R or D, but the republicans are a pretty ignorant bunch. At least the vocal ones are. Keep backing Palin!
I used to like McCain before I saw that he was too stupid to realize that he won the republican primary because he was the most moderate candidate. He would have had a better chance if he realized this instead of becoming a right wing douchbag.

Yes, rw conservatives are douchbags. You have this base of born again religious wacko’s who work for walmart, get no healthcare, use a laundromat because they can’t afford a washing machine, and get into a 10 year old $1000 car with a McCain/Palin bumper sticker!

I would like to leave you with this last thought.
If Jesus returned today…….the republicans would call him a communist, marxist, and socialist AND he would be subject to additional airport security screening!

And that’s a fact Jack!

georgiadawg70

March 29th, 2010
8:23 am

The reason the democrates object is the same reason they object to every policy that will bring down cost. They want socialized medicine, to reward the losers at the expense of the achievers. Plain and simple.

William

March 29th, 2010
9:30 am

I am a Democrat and I love the idea of being able to buy Health Insurance across state lines. I wish they would have put this in the Federal Health Care Legislation! Why not buy a product where you can get it at a lower price wherever it may be. It’s call competition! Sometimes I think political parties pick diffrent sides just be the opposite of the other party. Stupid!

News Update – March 29, 2010

March 29th, 2010
10:27 am

[...] Georgia House passes a bill that approves of citizens of GA buying Healthcare coverage across statel… [...]

Ace

March 29th, 2010
12:47 pm

Not a good idea, never has been.

Ramo

March 29th, 2010
3:49 pm

Giving the consumer a choice is always a good idea. Georgia citizens have a choice in crossing state lines to purcahse a home loan. It’s the responsibility of the individual to make a eduacated decision. I’m a Dem and in believe in free will,choice, and responsibility.

San Diego life insurance

March 29th, 2010
4:24 pm

Oh! This is awesome! Thanks for dispelling many
misconceptions I have read on this as of late.

Base

March 29th, 2010
6:04 pm

A Repub ploy!

Free market for me !

March 30th, 2010
12:17 am

When I purchases my home insurance locally, the price tag was extremely high. I purchased my home insurance out of state and the price was dramatically lower. Competition is good but an informed consumer with
access to an open market place is even better.

Jo

March 30th, 2010
1:31 pm

Socialized medicine??? Don’t we the taxpayers already pay for Medicare, Medicaid, Tricare and the health insurance for city county state and federal workers???