Students spending more, parents spending less on college

An old pal stayed with me this weekend. She lives on the Georgia coast but was in town so her 17-year-old daughter could tour UGA and Georgia Tech. Her daughter is a top student who wants to stay in the South for college, so I suggested that she might add Emory, Duke and Davidson to her list.

But the teen told me that she was concentrating on Georgia public colleges where she would receive the HOPE Scholarship.

Increasingly, families nationwide are factoring cost into school decisions, both due to the exorbitant tab for private schools and the erosion of U.S. household incomes. According to a new survey released today, parents are spending less on their children’s higher education. The students are shouldering most of the costs.

I have to admit that I am talking up UGA and Tech to my twins, who are five years away from college. I had encouraged my older two children to look at other regions of the country.  The result is that I will need that five years to replenish the college fund after sending my older son through a pricey private college.

The AJC has a story today on the survey results: Here is an excerpt:

Families have implemented more cost-saving strategies to cut college spending in the past academic year, choosing less expensive schools and finding more economical ways for students to attend. More students also are living at home in order to help afford college, according to new survey results.

The findings are from an annual study released Monday by Sallie Mae, the country’s largest student lender. They show that the average amount spent on college by families responding to the survey declined by 5 percent in the 2011-12 school year. More parents and students alike said they make their college decisions based on the cost they can afford to pay than in the previous four studies.

“This really reflects the economic conditions that we see today,” said Sarah Ducich, senior vice president at Sallie Mae. “We are seeing families make adjustments, saving more money and being more cost-conscious.”

The survey, conducted for Sallie Mae by the Ipsos polling firm, was based on telephone interviews in April and May with 1,601 college undergraduates and parents.

Parents spent an average $5,955 on college from their income and savings, results showed. That was down from $6,664 a year earlier and $8,752 the year before. They also borrowed slightly more — $1,832 compared with $1,573 in the 2010-11 survey — although that was still less than they did two years ago.

Students took on more of the burden by digging deeper into their own funds. They spent an average $2,555 on college from their savings and income in the last academic year, up from $1,944 the previous year. But their spending wasn’t enough to make up for cutbacks by their parents.

All told, parents funded 37 percent of college costs through spending or borrowing, down from 47 percent two years ago. Students accounted for 30 percent; grants and scholarships footed 29 percent; and relatives and friends paid for 4 percent, according to the survey.

Just over half of the students in the survey lived at home while they attended college this year, up almost 9 percent from a year ago. Most of that increase was accounted for by families with income of more than $100,000. A shift toward two-year colleges also was evident for a second straight year, Sallie Mae said. Respondents included 29 percent who attended two-year public schools, up from 21 percent the previous year.

“American families are frustrated by the cost but they’re being creative and employing different solutions to make sure their students can go to college,” said Ipsos pollster and managing director Clifford Young.

–From Maureen Downey, for the AJC Get Schooled blog

57 comments Add your comment

bootney farnsworth

July 16th, 2012
12:40 pm

its simple math: economy has been in the toilet for years. most people are low on or out of cash.
in the battle of saving your home or saving for college, its a simple but hard choice.

at the same time, wages are either frozen or shrinking and education costs are skyrocketing

most people I know have x amount of of dollars to spend and that’s it.

SEE

July 16th, 2012
12:58 pm

So, when are colleges going to realize that they are pricing themselves out of competition? I have heard in the past that colleges spend $$$ on asthetics and buildings, which they pass off to the students, because that is what students want. According to this article, that does not seem to be the case. So, which is it?

just saying

July 16th, 2012
1:06 pm

Its so sad. Students and their parents alike, or going in debt on a dream that a college degree will give them the edge in the job market; (on an average – it does not) and the colleges keep racking up the money.

DunMoody

July 16th, 2012
1:07 pm

Even “low cost” options like Georgia Perimeter College are guilty of making it increasingly difficult for families to pay for college by tacking on junk fees that are just tuition increases in disguise. When our college student enrolled for two summer classes (he’s a full-time student at another Georgia institution), we had to pay NOT JUST for the six credit hours but also for an “athletic fee” and other miscellaneous “registration” fees that ran the cost of two courses up to over a thousand dollars. (Nope – no Hope option for us either.) Still cheaper than if he had stayed at his in-state university for the summer session because he’s living at home, but nonetheless ridiculous.

Progressive Humanist

July 16th, 2012
1:16 pm

It makes perfect sense to choose a school that is lower in cost and/or eligible for HOPE, especially for undergrad education. Many students will pursue a graduate degree anyway, and it’s the school at the top of the resume that gets the most attention, so it’s better to go to the more prestigious school for the shorter (and less expensive) 2 years of a master’s degree than pay big bucks for a bachelor’s.

My wife and I save consistently for our daughter’s college fund, but sadly, while the amount we’ll be able to put away would have paid for 4 years when we were in school, it may only pay for a year of school by the time she enrolls in college.

Atlanta mom

July 16th, 2012
1:16 pm

I hate that college students are living at home. So much of my college experience was that sort of living away from home,but in a supportive environment .

Pride and Joy

July 16th, 2012
1:22 pm

Yet we have millions for football teams.
It is insane.

Cost was not a factor before?

July 16th, 2012
1:24 pm

I graduated from college in 1995. I was a “top student,” and I went to a state school. Why? Because it was affordable. I knew a lot of people who went to the local community college. Why? They could live at home. College has been expensive for a long time!

dc

July 16th, 2012
1:30 pm

for so many, college is more about the 4-6 year party than about getting prepared to either start a business or be a valued employee. And our tax dollars have been subsidizing both this mentality, and the ever sky rocketing tuition and fees. No situation like this goes on forever…and it is finally crashing down as reality barges in.

middleschoolteacher

July 16th, 2012
1:30 pm

My only option when I went to school was living at home and paying my own expenses. I was willing to do what was necessary. As a result, my husband, who also had paid his own way, and I saved for our three children. All three lived on campus or in nearby apartments and pieced together savings, scholarships, part time jobs, Hope, and living frugally. All three were willing to cut costs so they could graduate debt-free. What a difference it made in the choices they had upon graduation.

LawDawg

July 16th, 2012
1:36 pm

Pride and Joy: Hey, dummy, football actually nets income, and a helluva a lot if you factor in the alumni donations that would be reduced if not for football.

Anyone who thinks UGA (or any major program) would be better off financially without football is an idiot.

Pride and Joy

July 16th, 2012
2:12 pm

Law Dawg, the money the football brings in is fed right back into football.
I agree every university and high school is MUCH better off without football.
And if you don’t believe me, why don’t you ask the sweet little innocent souls who were raped by football via Sandusky.
Sandusky wasn’t a pervert acting alone. The “glorious” football team allowed it to happen.
Just ask the victims…

Mishap

July 16th, 2012
2:13 pm

LawDawg,
While it wouldn’t make sense for the profit generating schools to quit football, it does make sense at a lot of 2nd/3rd tier programs where football is a cost when compared to less resource heavy sports. That said, how would seasons look if all the Div 1 schools lost their cupcake games?

I don’t know about you but when I donate to a school, I give toward scholarships and academic programs vs. the athletics dept. If alumni donations just wind up building bigger stadiums and gyms for football players, it’s not really benefitting the majority of the student body.

William Casey

July 16th, 2012
2:24 pm

@PRIDE&JOY: The Sandusky scandal, while horrendous, is NOT typical of football programs. Just be honest and admit that you don’t like football and are envious of the attention it receives. Having a football program has little to do with the rising cost of college. Ga. State, which started a program from scratch, might be an exception.

Fred ™

July 16th, 2012
2:28 pm

Maureen: If your friends daughter is admitted to Emory, she can attend Emory. I’ve heard that crap about can’t afford it til I’m blue in the face. If they admit you, they will find money for you to go if you don’t have it. I would bet my bottom dollar that Duke has the same policy.

Now if they have the cash but don’t want to spend it that’s a horse of a different color.

Cost was not a factor before?

July 16th, 2012
2:50 pm

Fred, that is true. I was admitted to a more expensive school and could have gone there. However, a lot of the money usually comes from loans. That is not necessarily a good choice depending on the college you’re talking about and what you want to study. In my case, I knew I wanted a post-graduate degree, so avoiding loans in undergrad expanded my choices for graduate school.

Sensationalistic

July 16th, 2012
2:51 pm

By far, living expenses are the bulk of the costs for in-state students. Rent, utilities, and gasoline for the car easily take up most of my money that isn’t going to school fees (Zell Miller Scholar here). Those amounts are pretty much fixed. I can understand why living with the parents is increasing.

Everything is cheaper with more people under a house. I can’t even get a single chicken breast at Publix. They put three per package.

Booze Hound

July 16th, 2012
2:54 pm

UGA is a cesspool. If you’re going to throw money away on college, head to the ‘Boro. Georgia Southern is the best school in the state (besides maybe Tech and Georgia State). Avoid the pool in Athens…

Pride and Joy

July 16th, 2012
2:55 pm

Hi William,
I’m not jealous of the attention football receives. I am repulsed that anyone would value a game, any game over human life. When a college values football more than education, football needs to go. Sandusky scandal is not atypical. Abuses in football programs happen all the time. They use up boys and young me and then toss them aside. It’s abusive in many ways to many people.
I could go on but you likely wouldn’t listen.
We need real learning in colleges. We need education to be the focus of college, not football. That should be common sense.

@fred

July 16th, 2012
3:09 pm

My daughter’s friend went to Emory – science major – is now in Morehouse in medical school. Very bright young lady with high GPA and excellent SATS. She worked at Emory and had scholarships. She still had to borrow $18,000 a year. So she graduated with $63,000 in debt (she was able to graduate in 3 1/2 years she had so many AP classes in high school with high scores on AP exams). She now has Morehouse debt as well (no wonder doctors charge so much). Emory and Duke are not “free”. This young lady came from a solidly middle class background – under $100,000 a year but more than $50,000 a year. Middle class parents and their children get hit the hardest

mgdawg

July 16th, 2012
3:16 pm

Pride and joy, bad things happen everywhere. Preachers have been accused of rape, teachers have been accused of rape, rapes happen in parks, bad stuff happens everywhere. If you close down every institution where something bad has happened nothing would remain.

Having said that I think people are getting smarter with their money and hopefully even when the economy turns around they will keep being smarter. Unless you have one of the really high paying jobs a college education is a college education. What is going to get you farther in life isn’t where you went to college, it will be who you know and who is willing to help you. From my college experience, which wasn’t that long ago, go to a local college for one year and get the basics. If you go for two years you risk falling behind because most degrees have prerequisites that if that local college doesn’t have that degree they won’t offer that class.

Dr. Craig Spinks/ Georgians for Educational Excellence

July 16th, 2012
3:28 pm

The dollar-amount of student loans exceeds that of credit cards.

Are we creating a class of indentured students/graduates?

May we honestly address ours as a land of opportunity when inflated costs stand between many of our young adults and college educations?

Yankee Prof

July 16th, 2012
3:30 pm

One thing to look at closely if your child is going to be a resident is your dormitory options. Too many students/parents think they must have the “suite” option (which has been the exclusive style for newly built residence halls): private bed and bad, kitcheonette, living room, with cable/computer hookups. But you still may have the traditional dorm option at a fraction of the suite cost. And us oldsters did just fine with a shared room, bathroom/shower down that hall, and no special electronics hookups. Heck, less distractions AND less money!

Ole Guy

July 16th, 2012
3:34 pm

Let’s keep a few realities in focus:
1) They’re simply are no cast-in-bronze guarantees. You roll the dice, spin the wheel, and what you wind up with is what you wind up with. Get that degree, or specialized training in whatever field tickles your fancy, and you just MIGHT find yourself in a competitive posture. DON’T take the time, initiative and sacrifice, and YOU”RE SURE TO FAIL…YOU WILL NOT FIND ANY JOBS IN WHICH YOU CAN FIND A LEVEL OF PRIDE ANF SATISFACTION. It’s that simple, folks.

2) Any college/training one receives after high school IS GOING TO COST SOMEONE; THAT’S A FACT, JACK! That’s the way it’s always been; the financial burdens, faced by today’s parents and their kids are no different than that faced by parents and kids of yesteryear. Here’s the big difference: YOU’VE BECOME SPOILED ON THE FREE-RIDE CONCEPT…with diminihed outside assistance, ie HOPE, and any number of scholarship programs once-bountiful, you are finding that YOU MAY ACTUALLY HAVE TO SPEND SOME OF YOUR MONEY ON A GAMBLE…a gamble that a) your kid will pass, and b) your kid will be able to become a self-sustaining contributor.

So what the hell else is new, people? YOUR problems are NOT new.

Yankee Prof

July 16th, 2012
3:37 pm

And why don’t we get to read/comment on James Salzer and Laura Diamond’s always entertaining interpretations of higher educations here (rather, they keep their articles exlusive to the Sunday print editions)?

I especially enjoyed this week’s feature which seemed to argue that creating jobs during an economic recession is a bad thing (if it’s the USG that’s doing it)!

NONPC

July 16th, 2012
3:42 pm

It’s the economy combined with rising cost of college. Three years ago, I spent 9 months out of work, and finally found a job making 30% less. You can guess what that did to my ability to pay for my kid’s college. I had socked away about $26k per child, and that is no longer enough to cover tuition and books for 4 years at UGA or Tech. Simply put: they are going to have to work or borrow money.

This recession has put a HUGE cramp on what I will be able to do for my two youngest children. I am no longer able to save at the rate that I did for my two oldest.

Dr. Proud Black Man

July 16th, 2012
3:57 pm

My daughter kept Hope all 4 years and my son went to a military academy so the cost of college was a non-starter for me. And I’m very thankful for that because I had barely saved up enough for 1 child at a public school!

Ole Guy

July 16th, 2012
4:05 pm

NONPC…NEWSFLASH: TECH AND UGA ARE NOT THE ONLY INSTITUTIONS OF HIGHER LEARNING UPON THIS EARTH!

Many of the “problems” we experience are precipitated by our unwillingness to adapt; to adjust our expectations in life. Somewhere, on the face of the planet, you will find a college that fits the category of acceptability to you and your little ones.

Caleb Mandrake

July 16th, 2012
4:08 pm

@@fred

Not sure when your daughter’s friend graduated, but Emory currently caps loans at $15K for all four years if your household income is between $50K and $100K. The remaining costs are covered by grants.

Fred ™

July 16th, 2012
4:17 pm

Caleb Mandrake

July 16th, 2012
4:08 pm

@@fred

Not sure when your daughter’s friend graduated, but Emory currently caps loans at $15K for all four years if your household income is between $50K and $100K. The remaining costs are covered by grants.
+++++++++++++++++++++++++++++++++++++++++

Nice try Caleb but it won’t work lol. People are wed to these lies so don’t try to educate them with the truth. Emorydoes even more for Black students like @Fred’s “friend.” How do I know her friend is Black? Morehouse Med doesn’t admit anyone but black students except in VERY rare cases and that’s only so they can have a token white.

Hillbilly D

July 16th, 2012
4:30 pm

I knew a lot of people who went to the local community college. Why? They could live at home.

Seems like that is still a reasonable alternative, to me.

yagottabekiddingme

July 16th, 2012
4:34 pm

People, college is not an entitlement. You have to WANT it and oftentimes that means you have to sacrifice (do without, borrow, head to a two-year school first, etc.) Everybody thinks everybody else is getting a sweet deal. The best way to get your ’share’ is to work hard in H.S., get good grades and a strong SAT score. Colleges who value you for what you bring to their school will get you the money. Except for state schools, who, by the way, are already a sweet deal here in Georgia. Compare in-state tuition with other states and you’ll see what a BARGAIN Georgia state schools are, HOPE or no HOPE.

Once Again

July 16th, 2012
4:36 pm

So long as the Federal Government continues to offer/guarantee low interest loans for college, expect prices to continue rising. So long as HOPE continues to shovel a bunch of “free” money at the colleges, expect the prices to keep rising. So long as the Federal Reserve continues to print more and more money out of thin air, thus devaluing the worth of every dollar in circulation, expect prices to keep rising. So long as government continues to interfere in the marketplace, expect prices to keep rising.

When the government destroys the value of your savings and their pathetically low interest rates mean that banks don’t have to pay you well to be able to lend your money, the ability to plan for college spending is destroyed.

At every turn people clamor for the government to step in and “do something” about rising college costs. Tragically if people only understood basic economics, they would understand that these very interventions are EXACTLY what has led to the rise in costs in the first place.

End the Fed.

AlreadySheared

July 16th, 2012
4:52 pm

@@fred
Re your 68k in debt friends daughter Emory grad – if the family income was in the 50-100k range and she had to borrow that much money for college, she went to the wrong school.

Decades ago, I applied to and was accepted by both Emory & Ga Tech. I went to Tech because Emory was crazy expensive even then.

I graduated (actually, I think the authentic yellow jacket expression is still ‘got out’, as in ‘when did you get out?’) from Tech with 6k in student loans – completely managable.

MB

July 16th, 2012
4:55 pm

@ Caleb – Unfortunately for many families who practiced financial responsibility, didn’t borrow against the value of their home, and saved for retirement and college for their children, the whole “we don’t want students to leave our (private) university with debt” doesn’t apply. Private schools require you to complete the CSS Profile, which considers all of those factors in calculating “demonstrated financial need.” Now when your second child starts college and you’ve spent down and borrowed,…

“Emory Advantage is Emory University’s financial aid initiative to help students from families with annual total incomes of $100,000 or less who demonstrate a need for financial aid.”

MB

July 16th, 2012
5:12 pm

@ Yankee Prof – Agree totally on the kids living in the old-fashioned, bathroom-down-the-hall dorm, especially for freshman year. They meet other students that way – partly because they don’t want to hang out in those cramped rooms, lol.

Even that option at UGA is quite expensive, though, as you are required to pay for a meal plan AND live on campus as a freshman there. (Unless your family lives in metro Athens, lol.) My son lived in Creswell last year (a dorm that looked almost exactly like it did when I visited friends there in the late ’70s); the dorm rates are $4900+ for two semesters plus 7-day meal plan (good food, but…) costs $3882 (only $202 more than the 5-day for both semesters, so kind of a no-brainer). The kicker is also the seemingly infinite number of fees they add when you pay tuition – more than $1000 each semester last year.

This year he’ll be sharing a house and eating on his own – NOT at $100/week, lol.

Susan Curtis

July 16th, 2012
5:18 pm

Hi Maureen,

Please keep encouraging Davidson. I’m an alum, so I’m prejudiced, but Davidson has made a commitment to all its students that they will not leave Davidson with any debt. My daughter graduated in 2010 with a marvelous education, and she left debt-free! This is a marvelous commitment from an excellent private college.

Dr. Craig Spinks/ Georgians for Educational Excellence

July 16th, 2012
6:17 pm

Susan Curtis,

KUDOS to Davidson!

You Davidson alums deserve to be proud of your alma mater’s enlightened student financial policies.

I love teaching. I hate what it is becoming...

July 16th, 2012
6:38 pm

My father is a retired college professor. Out of curiousity, while at UGA’s bookstore he priced one of the textbooks for his subject. $499.00. How can students be expected to afford a $500 dollar text books for one semester in one class? That was JUST the textbook. It did not include the related lab workbook or the CD of practice problems.

Hillbilly D

July 16th, 2012
6:44 pm

I love teaching @ 6:38

Just out of curiosity, do you know who wrote the book? I’ve heard stories of professors writing books that are required in their class.

mountain man

July 16th, 2012
6:50 pm

“Yet we have millions for football teams.
It is insane”

Football generates its own millions . However, why do UGA students have to pay an “athletic fee” when the football program brings in millions.

“I’ve heard stories of professors writing books that are required in their class.”

So have I. The costs of books are outrageous.

bootney farnsworth

July 16th, 2012
7:44 pm

why is college expensive? easy
in no particular order.

1-the state in its “wisdom” never adapted to the realities of the cost of technology. many to this day still think the whole thing is a bucket of chalkboard paint and a couple erasers

2-the state’s all or nothing funding approach to higher ed. the legislature tossed the USG a lump sum to spend with ZERO oversight. hell, out of control GPC

3-the state has steadily backed away from its constitutionally mandated responsibility to educate Georgians and dumped more costs onto the colleges. this increase has been passed on to the students – with substantial markup.

4-the UGA first factor. most of the legislators have connections to UGA, and work hard to make sure it has what every other school has. regardless of need. regardless to a degree if UGA wants it.
the day Ga Southern becomes a major player, UGA will demand and get a beach built.

5-runaway presidential egos. again, look at GPC. two successive presidents (Belcher and Tricoli) wanted to be bigger fish and matter more than DeKalb College did. both went on a PR blitz and a major and unnecessary addition of educational programs, outreach programs, and expansion. 282 and counting lives later…

6-textbook ripoffs. when a textbook adds a single new line, its a new edition, and prices can go up.
99.9999% of the last edition is still valid, but….

7-exploding middle management. the USG has more people than ever before in six figure jobs which have little to no valid function where the three Rs are concerned. GPC is overrun with 5 figure Directors, Assistant Directors, Assistant VPs, ect.

8-athletics. despite what the football nazis try to spin, football is a money loser at nearly every single institution in the nation. less than 20 make money, and the ones that do feed it back into athletics. add in title IX and the demand the number of athletes be as close to balanced as possible and you’ve got a money vacuum. even if one accepts the claim of athletics being funded in total via athletic fees – and it’s not true- the dominoes which the school must pay-tutors, electricity, insurance, travel, housing, the books and classes the athletes don’t have to buy take serious money from the institutions

coming up next, the biggest two

I love teaching. I hate what it is becoming...

July 16th, 2012
7:46 pm

@Hillbilly D. “…do you know who wrote the book? ”

No, I am sorry but I do not. But I will say that my father was both outraged and appalled. He said he could not imagine requesting such an expensive text for students to purchase – however he retired about eight years ago and maybe that is the going price now. I hope not!

bootney farnsworth

July 16th, 2012
8:13 pm

these will probably make some people mad.

biggie 1: government intervention. as college got more expensive, the gov’t got involved in defraying the costs. this gave a de facto green light to everyone to jack the fool out of their fees. as the gov’t paid more, the schools charged more. as the schools charged more, the gov’t paid more. a nice ponzi scheme until the economy ran off the rails and government quit paying.

biggest of the biggies #2. no checks and balances. at GPC many of us were doing everything we could to try to get anyone’s attention something was very wrong. nobody downtown took us seriously, and we were told to take it up with the proper people on campus. problem is, the “proper people” on campus were usually the major causes of the problems. raise your voice and get hounded until you quit or a pretext can be found to dump you.

the USG tells us to take ethical concerns to HR. problem is at GPC most people don’t trust HR and consider them enablers and adversaries. the few who tried using the ethics hotline quickly learned GPC investigates itself. odds of GPC finding fault with itself are very slim, and slim is leaving town.

with the USG uninterested, the legislature only wanting to make political hay, and the on campus mechanisms seen as part of the problem- speaking out was worth your job. this leaves the option of legal action, which the USG gladly welcomes because they know they can outlast you financially.

what does this lack of checks and balances bring us?
-lost man hours due to harassment
-a president with the ability to drop millions on whims (again-GPC)
-unproductive working staff due to fear and low morale
-a blank check for creating positions and initiatives without some vetting process.
-lawsuits and court costs. note-the USG track record in court against people who can afford to sue is not all that good. they lose far more than they let on.
-duplication of effort and positions
-reckless technology spending
-hideously rampant cronyism
-and so much more

all of this being done with your tax dollars. with zero accountability until the crap hits the fan.

while many here whine about the so called union influence, one can’t help but wonder if the lack of unions or at least a staff advocate office (someone who’s job it is to compel the system prove their claims against staff before acting as judge, jury, and executioner) might have provided a mechanism to catch some of this abuses before the get out of hand.

if the founding fathers thought checks and balances were good enough for the nation, then they’re damn sure good enough for Georgia

bootney farnsworth

July 16th, 2012
8:14 pm

@ I love teaching

any chance the person in question taught at Ga, State?

UGA Mom

July 16th, 2012
9:32 pm

The cost of books (especially at the school bookstore) is ridiculous. For my daughter’s first semester at UGA two years ago, we paid the bookstore price which was around $500, even buying used. Now we’ve wised up and rent whenever possible. There are so many book renting companies out there now. Last semester’s books that would have cost $625 to purchase only cost us $270 to rent.

I love teaching. I hate what it is becoming...

July 16th, 2012
10:23 pm

@bootney “…any chance the person in question taught at Ga, State?”

My dad? No. He and my mom didn’t move to Georgia till after he retired so the family could be closer together. My sister and I both live in GA.

Dekalbite@Fred

July 16th, 2012
11:33 pm

Yes. My daughter’s friend is black. No, she has not gotten a free ride because she is black. And yes she does have $18,000 a year in debt from Emory. Also, has debt for Morehouse.

Parents should see for themselves what their children can get in the way of scholarships for private schools. I’m all for any student getting any help they can to pay for college. I have too many friends who are in debt up to their earlobes from private schools.

another comment

July 17th, 2012
2:59 am

Fred it is night and day what a good black student vs what a good white student can get in financial aid from a school like Emory. Our children are excluded from even applying, is that fair. Not all of us grew up rich. Discrimination based on the color of your skin is not right. My mother did not graduate from high school. I was just as disadvantaged as most black students, but excluded from alot of scholarships, as will my children. But you know what, I plan on having my children apply anyways, and hit the other button or the Native American button.

Pride and Joy

July 17th, 2012
7:10 am

$500 for a book the professor wrote and required for his class. That should be illegal.