True or false? Georgia teachers highest paid in country

When House speaker pro tem Jan Jones of Milton commented on the blog a few weeks ago that Georgia teachers were the highest paid in the country, many of you argued that it could not be true.

In her op-ed on the blog, Jones wrote, “…when adjusted for cost of living, Georgia ranks first nationally in teacher salary and benefits.”

Well, it’s half true — according to our AJC PolitiFact Georgia team.

Here is the finding of our team, which is dedicated to applying the Truth-O-Meter to comments by politicians:  (Please, read the full piece here before commenting.)

Jones used a February 2009 study by the John Locke Foundation, a Raleigh, N.C.-based think tank that supports limited government, to help back up her claim. She also did some research on her own, looking at states that had higher average salaries and determining that there were other factors — such as differences in cost of living — to conclude that Georgia teachers lead the nation in total compensation.

“I couldn’t find any factors that led me to believe that anyone had jumped ahead of us,” she said.

The John Locke Foundation report focused on teacher compensation in the foundation’s home state, North Carolina. Although Georgia ranked 17th in average salaries, the Peach State finished first in overall annual compensation.

How did the foundation reach that conclusion? It used a formula that included the National Education Association’s average salaries ($53,270 for Georgia) in 2008, pension contribution rates and a cost-of-living formula to measure compensation. They concluded that the average Georgia teacher’s annual compensation was $72,393. The average years of experience for Georgia of 12.9 was slightly below the national average of 14.6.

Interestingly, the difference between average salary and total compensation was higher for Georgia than any other state, at $19,123. The percentage difference between average salary and total compensation for Georgia was 35.9 percent. The only other state with a higher percentage difference was Arkansas, at 36.7 percent.

Tax dollars contributed to Georgia teacher pension plans were 9.28 percent in 2009, which the Locke Foundation used to calculate Georgia’s pension contribution. The national average was 10.16 percent, Locke reported. The Georgia contribution rose to 9.74 percent in 2010, The Atlanta Journal-Constitution reported.

Georgia’s cost-of-living index was 0.909, which was lower than every state except Arkansas, Oklahoma and Tennessee. Georgia had the same cost-of-living index as Texas. Much of the research we found shows Georgia ranks in the lower half of the nation when it comes to cost of living. In late 2011, Georgia had the 16th lowest cost of living in the nation, according to the Missouri Economic Research and Information Center.

Jeff Humphreys, director of the University of Georgia’s Selig Center for Economic Growth, looked at the Locke Foundation’s study and thought the general approach it used to measure cost of living was “reasonable.” Humphreys noted the study used ACCRA, a well-known index that measures cost of living in the nation’s larger cities and metropolitan areas. The foundation apparently used the cost of living of each city in a state to calculate the entire state’s cost-of-living index. The company that runs ACCRA told PolitiFact Georgia it does not measure cost of living for the entire state.

In general, though, Humphreys said salaries are based on simple supply and demand. “To get enough teachers to move into those states, they have to pay more,” Humphreys said. “It’s really market economics at its best.”

The conservative-leaning Heritage Foundation did its own research on teacher salaries in 2011, but it did not include a state-by-state comparison. A senior policy analyst there, Jason Richwine, suggested other factors such as health insurance, life/disability insurance, retiree health care, and paid leave need to be included in any such comparisons.

As we mentioned, there is little research on total teacher compensation nationally. The independent experts we spoke to looked at the Locke study and found its methodology was sound, but they found some areas to quibble about. We also wonder about the cost-of-living calculation used since ACCRA doesn’t measure it for the entire state.

The statement is based in some solid methodology, but we believe there are too many variables to consider and not enough research in order to make a true apples-to-apples comparison here. Under our rating system, that’s a Half True.

–From Maureen Downey, for the AJC Get Schooled blog

148 comments Add your comment

Ole Guy

February 23rd, 2012
5:27 pm

Since when are the words of politicians taken seriously?

Mikey D

February 23rd, 2012
5:34 pm

“I’m comfortable with my conclusions,” the lawmaker said.

In other words, I twisted some stats to make them say what I want them to say.

I love how she totally shirks her responsibility as chair of the appropriations committee that helped to usher in the era of furloughs by simply saying that teachers in other states had similar circumstances. A real leader would have done something to make things better than they were in other states, wouldn’t they Ms. Jones?

Like I said before...

February 23rd, 2012
5:45 pm

that’s some fuzzy math.

Tony

February 23rd, 2012
5:47 pm

Several years ago Georgia made huge gains in paying teachers a more appropriate salary. Unfortunately, eight years of republican control have eroded a lot of those gains. Since these claims were based on 2008 data, it is essential to point out the huge cuts imposed on teachers’ salaries since that time. Whether you call them furlough days, salary reductions, or other fancy names, the bottom line for teachers is simple – they make much less today than they did in 2008.

TW

February 23rd, 2012
6:14 pm

What if the glich in GA’s education model is really the butchering it now gets from ilk like Judson Hill and Chip Rogers?

Being that these religious freaks are openly against public school, does that play a factor given their role in funding?

Ever heard of a successfull business being run by a CEO who wants it to fail?

Nah….it’s all the teachers fault :(

btc

February 23rd, 2012
6:19 pm

Wow! And I’ve been complaining that our county down here is on its third (3rd) year of 10 (count’em 10) furlough days a year…. and next year looks just as bad! Who’d a thunk we really shouldn’t be complaining that we weren’t getting paid what our signed contracts state?

Helena

February 23rd, 2012
6:19 pm

Tony – I teach in a suburban district, and my gross salary on my 2011 taxes was 12% lower than in 2008. And that’s just for full-time teaching (no bonuses or extra-hours pay) while I moved up two steps on the schedule.

I’m curious about the cost-of-living calculations. Those are statewide, yes? COL in metro Atlanta would be significantly higher than in, say, Valdosta, which skews the analysis. Plus, I have family in both Dallas and Houston, and the COL is definitely higher here, despite TX purportedly being the same as GA.

Whatever the numbers mean, I’ll agree that although things might’ve been good when that data was tabulated, the income/benefits situation is deteriorating FAST for teachers here, and it won’t get better anytime soon. (Yes, I know we’re lucky to have jobs in this economy, but we don’t have to be thrilled by what I’ve said above.)

Helena

February 23rd, 2012
6:23 pm

I couldn’t edit the above on my phone before posting, but I meant to add to my first paragraph that my insurance premiums and copays have literally doubled in the past three years as well.

crankee_yankee

February 23rd, 2012
6:52 pm

Insurance costs are up, co-pays are up, deductibles are up, out-of-pocket numbers are up, coverage is less for our health insurance. Still furloughed, no raises since I don’t remember, no step increase. Add (or subtract) it all together and I am down over 10% since 2008. She is a cross-eyed, needle-nosed liar comfortable in her own filthy pronouncements. I will remember.

bootney farnsworth

February 23rd, 2012
7:06 pm

a few years ago, I made enough 1 job solo for my family to have a comfortable life.

now, my wife and I both work two jobs and we barely get by.
Jones obviously learned her math and economics ….
idiot

bootney farnsworth

February 23rd, 2012
7:08 pm

more proof our elected officials are clinically insane

Dr. Craig Spinks/Georgians for Educational Excellence

February 23rd, 2012
7:28 pm

The Teachers’ Retirement System provides my wife and myself generous pensions. At least, I think they’re generous. My wife may disagree.

I have read that our state’s teachers’ total benefits package, including pensions, was the highest in the country. Unfortunately, I don’t recall where I read this assertion.

Pensions

February 23rd, 2012
7:46 pm

Pensions in today’s economy are a thing of the past…except for government workers, who are about the only people who get them.

It’s difficult to take the complaining from teachers when the economy is in the tank and many people have no job at all…due to no fault of their own.

I have no benefits anymore, not even health insurance. I pay out of pocket for all of it including all the premiums and co-pays. I have no paid time off, zero. Pensions are a dream. in the future I will live on what i save — and I am one of the lucky ones because I actually have a job.

GA teachers, try working out here in the non-government employee world. You’ll realize just how good you have it.

Good Mother

Dekalbite

February 23rd, 2012
7:47 pm

The Georgia DOE website lists the average pay for teachers in Georgia as $53,154.
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&StateId=ALL&T=1&FY=2010
(Click on Personnel and Fiscal tab)

So the salary is correct. However the benefits figure seems awfully high – a 36% override in benefit costs. This is curious since Ms. Tyson, the Interim Superintendent for DCSS, assigned a 20% benefit figure for each teaching position she eliminated to balance the budget.
http://dekalbschoolwatch.blogspot.com/2011/11/where-have-all-our-teachers-gone.html

That’s about an $9,000 variance between what this report says and what DCSS used to compute their benefit figures for teachers when they were eliminating teaching positions.

http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=644&T=1&FY=2010
(Click on Personnel and fiscal)

It would help if they showed the data and its source they used for the computation.

Also interesting is the fact that many of the rural counties have higher average teacher pay than the metro area counties. The benefits of course are the same for all teachers in Georgia so that is a constant percentage:

Some Georgia Rural school systems:
Harris: $54,792
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=672&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Tift:
$51,145
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=737&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Emanuel: $53,732
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=653&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Butts:
$50,757
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=618&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Pickens:
$57,113
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=712&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Houston:
$53,453
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=676&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Glynn:
$53,440
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=663&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Jasper:
$51,774
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=679&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Whitfield:
$54,690
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=755&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Some Metro Systems:

Decatur City:
$55,981
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=773&T=1&FY=2010
(Click on Personnel and Fiscal tab)

DeKalb:
$54,412
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=644&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Fulton:
$53,080
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=660&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Cobb:
$53,320
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=633&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Forsyth:
$54,495
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=658&T=1&FY=2010
(Click on Personnel and Fiscal tab)

APS:
$59,528
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=761&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Rockdale:
$53,855
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=722&T=1&FY=2010
(Click on Personnel and Fiscal tab)

Gwinnett:
$54,996
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&CountyId=667&T=1&FY=2010
(Click on Personnel and Fiscal tab)

You would think the metro teachers would be paid considerably more since the cost of living is so much higher in metro Atlanta, but that’s really not the case just sampling the salaries.

Middle Ga Teacher

February 23rd, 2012
7:56 pm

I also think that these “average” salaries include the salaries of administrators, thereby proving that the math is funny. If that is the average salary for teachers, those standing in front of students, I would like to know where those higher paid teachers work. It is not at my school.

Prof

February 23rd, 2012
7:56 pm

@ Dr. Craig Spinks. Well, remember that those full TRS retirement benefits cannot be received until the person is 10 years vested and 60 years old, or 30 years vested; or, for partial benefits, 25 years vested. This means that for teachers who have been contributing for 24 years or less and then terminated, or terminated at 10 years vested who are age 59 or younger—their benefits are zilch, nada, kaput. And their years’ worth of contributions are just smoke.

sloboffthestreet

February 23rd, 2012
7:57 pm

Oh my,

I will address this to the so called smartest man on the blog, Dr. Leon Spinks.

Dear Doctor, and we all know you’re not really a doctor, please tell all the nice taxpaying, frustrated parents who have to endure such a substandard public education for their children, what state provides a larger salary, better health insurance, more time off for paid personal and sick days, a better retirement salary, { like anyone cares what your wife thinks, the poor woman, } and please include cost of living for the state you wish to have taught in and collected your retirement from? You can use real estate prices and taxes for your comparison. I don’t wish to trouble you with anything to thought consuming.

As for the rest of you lazy incompetent whiners, how about you quit blogging and attempt to educate the children of the state you suck the financial living life out of every day you show up for what you call work? Get off the computer and give it a try! It will make your mama’s proud!

catlady

February 23rd, 2012
8:07 pm

All I know is the COL is up, my pay is over $4000 less than in 2007 (this is the 3rd year of ten day furloughs), my health insurance has quadrupled in price but of less quality, my deductibles, copays, etc are higher by the year (probably double what they were), and now they are going to drop our pizz poor dental insurance.

sloboffthestreet

February 23rd, 2012
8:32 pm

catlady,

COL is up, a large % of working Americans don’t even have a work provided health care plan, and what is this dental insurance you speak of? P.S. the rest of us work for a smaller annual salary and work an additional 70 days a year. All the while you cannot even produce a product that can enter the workforce and earn enough to sustain your salary and benefit cost through the taxes they pay? The end is near.

As to the poor prof and his complaint, if you work the 30 and earn $50,000 your last 2 years the calculator says you can take a one time Plop payment of $93,000 and receive $2000.00 a month until you DIE!!! Or simply take the $2600.00 per month until you are dead. And remember your wonderful significant other also enjoys survivor benefits. But I’m certain they deserve it after listening to you cry poor me for their entire married lives. Go add up what you paid in over 30 years and come cry to us about what a raw deal you’re getting! And don’t forget to add in your Social Security check. You poor pathetic people. Complain much? Or is that all you ever do? Try teaching for a change!

Gwinnettian

February 23rd, 2012
8:55 pm

You have got to be kidding! When I left MO and moved to GA my salary here was only slightly less, but factoring for lower cost of housing, it was a good move. Now, top salary in my former district is over 85K per year for a Masters + 30 additional graduate hours, and still grants unlimited sick leave and 100% insurance premiums for teachers. Compared that to about 73K here (before furloughs) for top salary Master, lesser quality insurance, and minimal sick leave. The Midwest generally does not pay extra for PHD and if they do, it’s about 1K per year, but it only takes 16 years to reach top salary! I’m fine because I have that MO pension. Before you say you want to flee to MO, please understand that there is NOT a teacher shortage in MO and they can be VERY picky about who they hire. You can decide for yourself why that is…

To Dekalbite

February 23rd, 2012
8:55 pm

You said “You would think the metro teachers would be paid considerably more since the cost of living is so much higher in metro Atlanta, but that’s really not the case just sampling the salaries.”

Metro Atlanta teachers don’t live in the high tax areas nor do they pay the high cost of the housing — many of them commute in from a large home with low taxes and bring their child with them to teh school. My child’s teacher doesn’t live in my high tax bracket nor pays the high cost of housing here but she brings her children to school with her and enjoys teh benefit of not having to pay for the high costs of the school.

I would love to take my kid to work with me and leave to go home at 3 p.m. with my child in tow — and NOT have to pay for a nanny or other aftercare. That is also a benefit.

GM

Sam

February 23rd, 2012
8:58 pm

Enough with this topic. I make 40k a year. I can barely afford my student loans that I took out so I could become a teacher. I would love to make 50 grand…but it’s not ever going to happen. I have a second job and I am considering getting a third job just to make ends meet. As much as I would love to live on the warm fuzzies I’m supposed to have about my job, they just don’t pay the bills.

Gwinnettian

February 23rd, 2012
9:00 pm

And before you haters tell me to go back if I don’t like it here, I have a very good position I love and a principal with integrity. Plus, I am VERY good at what I do – could go anywhere anytime, but despite the traffic, I really like the weather in ATL!

Gwinnettian

February 23rd, 2012
9:04 pm

And before any of you hater tell me to go back if I don’t like it here, I have a wonderful position that love and a stellar principal who values my teaching. I could go anywhere anytime – I am VERY good at what I do, and I happen to like the weather ATL!

Gwinnettian

February 23rd, 2012
9:06 pm

SRY for the double post!

Prof

February 23rd, 2012
9:06 pm

Ah, sloboffthestreet, we’ve missed you for the last 3 weeks or so that you’ve been off the blog. I am impressed that you evidently went to the TRS website and discovered what lump-sum PLOP payments are…especially since it is difficult enough to figure that the TRS advises members who wish a PLOP distribution to “seek assistance from a financial adviser and tax professional” (Member’s Guide). Since you say here that you did it with a calculator, it sounds like a new career has opened up before you.

2nd grade teacher

February 23rd, 2012
9:23 pm

Wow! This shocks me, as I only make aout $40K a year….

Tony Dow

February 23rd, 2012
9:24 pm

Well, you can make a case for them being the highest paid, but you sure cannot make case for them being the best without being laughed out of town.

2nd grade teacher

February 23rd, 2012
9:24 pm

Ummm… WHY am I waiting for MODERATION????!!!?!?! Grrrrr

Ron F.

February 23rd, 2012
9:44 pm

When I consider the fact that after 23 years as a Georgia teacher, I make 55k a year with a master’s degree in my rural county that has a low local supplement, I find the math more than a little fuzzy. In figuring average teacher salary, they had to have included all certified employees, which would include admins and even many superintendents who are former teachers. I WISH I made the average number quoted!! Now, on paper, I’m supposed to make 60k and some change, but I won’t likely see that in the next few years, especially as the state “adjusts” funding formulas. Granted, I could possibly go back to the metro area and come up on the payscale some, but I’ll happily stay as far from there as I reasonably can. I’m also at the top of the payscale, so my salary won’t increase unless we get a COL raise, and I surely don’t expect that between now any my retirement date. To be honest, I’m seriously considering cashing in at 25 years and taking the little I’ll get for a pension just to be out of the way when the charter/voucher mess gets a good head of steam built up.

William Casey

February 23rd, 2012
9:55 pm

As Tony pointed out at 5:47, there was a time when Georgia teachers made some relative gains in compensation. That period ended around the year 2000. Teacher salary growth became stagnant long before the economic downturn of 2008.

Old Physics Teacher

February 23rd, 2012
10:01 pm

sloboffthestreet,

I remember my dad, who only had a 10th grade education once said, “Figures don’t lie, but liars do figure.” He made more that 75% of the people in the state at that time. Now I try to be a little less confrontational, but you are trying to compare apples and oranges. When you compare a MS in a profession (think MBA or MS Statistics) with 10 years experience, not a one of these is making $50k. I have children with better skills than these, all of them are well over $100k. One is in the close range of $170k another is over $150k. Even their spouses make more than $70k. I was in that range ‘back when’ and gave it up for the “prestige” of teaching the children of the state. I have no complaints about my pay, because I didn’t go into teaching with the idea the people of the state owed me anything special. I just didn’t think the people of the state would be so willing to accept the lying Legislator’s scapegoating of us.

Now you obviously think $50k is a lot of money, and to you it probably is. That’s because you aren’t educated, or skilled, enough for your employer to pay that high a salary. You might consider going back to school, picking up a good education and forcing your employer to pay you better. Complaining about our pay won’t increase yours.

Respectfully,

Meme

February 23rd, 2012
10:13 pm

Our superintendent, overstaffed board of education employees (ridiculous) and high school coaches. YES!

Teachers? NO!

Julian

February 23rd, 2012
10:19 pm

Considering the limited number of hours most teacher work during the year, I find their pay fair for their responsibilities. Many of the ladies I know who are school teacher spend the majority of their day on the computer emailing friends, making happy hour plans and constantly posting on Facebook and other social media sites how much they despise their students. Sadly, some of their grammar and spelling is pathetic. Have you ever heard of a teacher who spells ridiculous with an “e?” “Rediculous”

TimeOut

February 23rd, 2012
10:30 pm

Dekalbite

February 23rd, 2012
10:35 pm

“In figuring average teacher salary, they had to have included all certified employees, which would include admins and even many superintendents who are former teachers.

The figures for base pay are based on teachers, not admin and support that have teaching certification but do not teach. Look at this Georgia link (click on the Personnel and Fiscal tab) and you will see Teachers are separate from Administrators and Support Personnel:

http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&StateId=ALL&T=1&FY=2010

I still think 36% in benefits is very high.

For example, did they include substitutes in the paid sick leave formula? I’m not sure you can consider a substitute to be a benefit. After all, when I was in business if I missed work, no one got me a substitute. I just came back and caught up with my work. As a teacher, I basically did the same catch up since subs can’t really do your teaching job. However, the students needed an adult to watch them for safety reasons so of course there was a sub when I was absent. I still have the catch up so is that a benefit to me?

A percentage of sick days are also debatable. When I was in business I rarely got sick since I worked around adults who were not in my face and in close proximity – have you ever been in a room with 30 children all day? When I taught, frequently getting infectious diseases was expected. Anyone who has ever had children knows that’s true – now multiply that about 10 or 15 times with the contact you have with students. Quite frankly, being sick more often didn’t seem like a benefit to me as a teacher.

With no original data to look at, conclusions cannot be verified. AJC was right to label it “Half True”.

kitty

February 23rd, 2012
10:42 pm

When I taught, my students learned. Never went home at 3:30. Went in early, stayed late, as did most of the teachers where I worked. Actually, retired because of the LONG hours. If anyone out there in education goes home at 3:30 EVERY
day, I’d like to apply for a job in your system.

ScienceTeacher671

February 23rd, 2012
11:15 pm

Since 2008, the National Board Certified Teachers in Georgia have lost their 10% supplements, and we’ve all lost our cost of living raises and had our pay cut through furlough days.

I don’t think using 2008 numbers today is very honest. Maybe no one “has jumped ahead of us” but it certainly looks as if we’re trying to go to the back of the line.

Pink

February 23rd, 2012
11:54 pm

Teachers rallied against Roy Barnes because he was going to make them earn their raises. Well, how did that work out for you? About as well as the folk who rallied against Roy Barnes because he wanted to change the old racist state flag. Ha ha ha ha ha. The people of Georgia are fools.

I'm a teacher

February 24th, 2012
1:19 am

sloboffthestreet I thought this blog was for a serious discussion of serious topics dealing with this state’s education issues – not a forum for abusive rants. I am not lazy nor incompetent and I do not whine – whereas many of your posts have a distinct whine to them

I am blogging on my own time – not time I am supposed to be at work – noting many of your posts in the past at all times of the day – can the same be said for you? and if you do not work where should the label of lazy go?

Your posts make it seem as if no child in Georgia is getting a quality education – the number of seniors who already have acceptance letters from colleges all over the country (last year we had several from other countries as well) again shows that you have no idea what you are talking about.

If you think that teachers are so incompetent, have easy jobs and are paid so well – go through the TAPP program and become one.

And for those who say for us to join the “real world” we are already there as is stated by the quote

“In general, though, Humphreys said salaries are based on simple supply and demand. “To get enough teachers to move into those states, they have to pay more,” Humphreys said. “It’s really market economics at its best.””

So for those who say that teachers in Georgia are substandard – basic economics says that you are getting what you are paying for.

I'm a teacher

February 24th, 2012
1:31 am

If you notice that the main reason they say we are to top paid is the benefits package – the way the state has been raiding the retirement funds of the police and fire departments – do you really think that they are going to leave the teacher’s retirement alone? I am doing just like many in “the real world” (I would like to know what world I am in if it is not the real one) and putting money in personal retirement funds because I firmly believe that what I am contributing to the stated fund will not be there when it is time for me to retire – forget the matching money that the state puts in – I am talking about what is deducted from my supposedly “top” salary paycheck.

I will also state that both of my parents and my mother-in-law (my father in law as well before he died) had a much better retirement package than I will ever see and only two of them held degrees.

If you want to talk about sweet benefits – go look at some of the skilled and unskilled union workers – then come and talk to me about how great my benefit package is

I'm a teacher

February 24th, 2012
1:37 am

sorry – it is late the first sentence should have been “we are the top paid” and the further down should be “contributing to the state fund” I do not want anyone to use a few simple typos as proof that I am an incompetent teacher

I'm a teacher

February 24th, 2012
1:55 am

Good Mother – what I said to sloboffthestreet goes for you as well if you think we have it so good – go through TAPP and become a teacher. From reading your posts (again at all times of the day) you are either a stay at home mom or maybe self employed. That was your choice so the fact that you have no benefits was part of that choice. My husband and many others that I know are self employed or work for small businesses and they do not have benefits but I have many other friends who work (outside of government jobs) for companies who have great benefits.

sloboffthestreet and good mother keep accusing teachers of whining but they are the ones who keep bringing up all the people who are out of work and can’t find jobs – while many sectors of our state economy – namely the state’s agricultural community – keeps reporting that they have jobs available but no takers.

Peter Smagorinsky

February 24th, 2012
6:05 am

Take a look at http://www.oprfhs.org/export/sites/oprf/programs_and_services/human_resources/2011-2012_Cert_Sal_Sch-App_F.pdf which provides the salary scale for one Chicago area high school. I taught at OPRFHS in the 1980s. Of course, buying a house in a Chicago suburb costs more than buying one in most parts of Georgia, and taxes are higher (thus the difference in salaries). But I can’t imagine any mathematics where Georgia teachers can bring home more than I would if I were still teaching at OPRF (I’d be at the top of the scale).

redweather

February 24th, 2012
6:34 am

The Bureau of Labor Statistics reports that the 2009 average teacher salary in Georgia was $51,050. This figure represents a 5.43 percent increase over the previous year’s average salary of $48,420. This makes Georgia teacher salaries slightly higher than the national average for teacher salaries, which was $49,720 in 2009 and $48,353 in 2008.

The average teacher salary in Georgia has been steadily rising for the last several years. In 2007, teacher salaries in Georgia were $46,900 before increasing by 3.24 percent the following year.

Teaching salaries in Georgia have hovered near the mid-point of national rankings. In 2007, teaching salaries in Georgia ranked 20th in the nation before falling to 21st place in 2008. In 2009, Georgia teacher salaries rose to 19th place in the nation.

Nancy

February 24th, 2012
6:43 am

Keep in mind that the John Locke Foundation in NC is a right wing think tank that is hell bent on privatizing public education so their “research’ is geared towards making people angry at public school teachers. Those of you who say let the teachers try to make it in the private sector are just foolish. Teachers are the reason YOU can be in the private sector…without a teacher you would be a caveman…in addition, teachers work looong days, many without even a toilet break, they take work home at night and work on weekends. They have to differentiate their lesson plans to fit each individual child, meet with parents, make sure they are teaching 21 Century Skills, make sure kids pass tests, not matter how far behind the child is, have little to no planning time to do all this..have college degrees and often master’s degrees, pay for things for their classrooms out of their own pockets, etc. Teachers go above and beyond…because they love their jobs. They couldn’t/wouldn’t do it if they didn’t love their jobs. No one goes into teaching to become rich..they are motivated by the success they see in their kids..but they deserve our respect and they deserve to be treated fairly and paid what they are worth.

I gave up my Xbox for lent boo-hoo

February 24th, 2012
6:55 am

I think everyone needs to think about something: we have a TON of doctors teaching here, which substantially increases the mean income amount. I am reading this with my morning coffee, readying myself for another day of all-I-can-give education. I am paid fairly for the profession I chose. My family in NY even believes that, and they are unionized. GA stands by its good teachers, and we stand by it in return. my county’s scores are headed up, and when you see the new tests under CCGPS, you will see Georgia higher up than you think, I just hope they keep the measuring stick uniform. Besides, Georgia is the most beautiful and friendliest state in the union, this yankee loves it here!

Grandmother's proverbial saying

February 24th, 2012
7:44 am

Just heard that Fulton County teachers were getting a $1,000 bonus check. They might need to hold on to it, just in case the superintendent wants to take it back.

Old timer

February 24th, 2012
7:52 am

Good ole Roy Barnes started the downswing in teacher’s salary. He was a democrate and seemed to have it in for teachers.

Csoby

February 24th, 2012
7:55 am

Hmm…I really do think the Teachers should be paid more..the good ones that is…but they also should come under accountability, as all do when working in corporate america. If you do not live up to expectations, you get the opportunity to fine work elsewhere. Tenure should go the route of The Edsel…But more than that, I still believe it is time to hold parents accountable..if we pay the Teachers more, then let them Teach..otherwise, they become overpaid baby sitters!!

Jimmy

February 24th, 2012
8:02 am

This can’t be true because I want more money.

Sarah

February 24th, 2012
8:06 am

How do you figure out how much a teacher “ought” to mak?. There is an endless demand for more and outraged venom at any attempt at accountablity. Notice that the APS cheaters are still on the payroll. Endless teacher “protection” simply saps the public’s willingness to pony up ever more tax dollars to pay “more”.

Old timer

February 24th, 2012
8:09 am

When I first began teaching GA salaries ranked 48th, then 49th……so it has improved…

rascal

February 24th, 2012
8:25 am

The truth is that it would be easy for the actual compensation for teachers to be posted by school boards and the unions. The reality is that they do not want the facts out there because the excuse for bad teachers has always been how underpaid they all were. The truth being kept from us can mean only one thing, the average pay for teachers is outlandishly high when compared to their average performance. They are not getting it done in any form or fashion, same pay for different performances never works in any industry.

Ron F.

February 24th, 2012
8:31 am

When you factor in furloughs, my salary actually went down considerably that last two years, and might come back to where it was in ‘07 this year…maybe. My system is looking at a serious shortfall next year though, so I expect furloughs to continue. As the state has shifted the percentage of benefits I pay for (my insurance premiums have doubled over the last five years or so), my take home pay has, at best, remained the same since about ‘05. My last few step raises were basically offset by rising insurance premiums. The total they’re using for comparison may look good, but the real numbers on my paystub paint a very different picture.

I LOVE teaching, and will do my best to continue as long as I can. I can’t imagine doing anything else, but I’m not sure the financial benefit is as good as many think it is.

HS Public Teacher

February 24th, 2012
8:32 am

This is simply a conservative group fudging numbers to support whatever that they want to claim.

Is anyone shocked?

HS Public Teacher

February 24th, 2012
8:35 am

@Rascal – You make ridiculous claims almost as much as this group.

I have never ever heard anyone make, “the excuse for bad teachers has always been how underpaid they all were.” What? Are you kidding me? Please share where you have heard this!!!!

I would wager that this is in your imagination.

Also, you say, “The truth being kept from us …” Huh? Really?

Your imagination must really be running wild. Now, you have some conspiracy theory going on?

Please go take your medication, immediately!

dkt

February 24th, 2012
8:37 am

Maureen,

Can you answer these questions?

1. Wouldn’t a 2009 study pre-date furlough days, denial of step increases, the cessation of tsa contributions, and increases in insurance premiums (at least for teachers working in counties like Dekalb)?

2. Does this study include highly paid administrators who dont’ teach? Most administrators make double to triple what a 10+year teacher w/ a master’s earns.

3. Does this study also recognize the number of retired “educators” collecting pension benefits but also earning a salary?

NONPC

February 24th, 2012
8:42 am

It is amazing that even when Politifact finds this a half truth based on some apples to oranges comparisons, people poo poo this as some right wing doublespeak. Look at the study! If you disagree with the R legislator, point out where the study is wrong!.

The fact is , not only are the FACTS of the study correct (conclusions may be wrong, but facts are facts), this represents 9 months work out of the year…. another overlooked fact. Average teacher salary ~$53k. 9.28% taxpayer contribution to their pensions. Lowest cost of living in the country. These are FACTS that point to the conclusion that we are, in FACT, paying teachers enough, and paying comparable to other states, and paying teachers WAY more than student performance indicates that we should be paying them.

I'm a teacher

February 24th, 2012
9:09 am

Because public school teachers are public employees you can find out how much they make – just go online and it is there – also every school district posts its salary scale online as well, just go to the webpage of any school district and look for it.

As to accountability – several posters keep claiming that there is no accountability please explain what you mean. I have been teaching 6 (of my 21 years) here in Georgia and have been observed (formal classroom observations) at least 3 times a year by at least 2 different people (usually my department chair and an administrator) What you keep spouting as accountability, I assume is tied to test scores and you are right – teachers are fighting it and I will tell you why. Starting with NCLB, schools and teachers started being held “accountable” for a number of things – not just test scores. For instance, many schools did not make AYP because of student attendance – which it has no control over – the parents are responsible for making sure the student gets to school. the “new” teacher evaluation process for Race to the Top is just as bad. Teachers are still observed for specific “best practices” and those that are not evident in the lesson have to be proved at the end of the year by “artifacts” that teachers collect during the year to show they are jumping through the hoops. This process again is very subjective and vague and has the potential for “fudged” results. And before you begin accusing the teachers – like most things in this profession – this is coming down from the state DOE – people who have not been in a classroom in years.

I, nor most of the teachers I know, would not mind being held “accountable” for things I can control. Merit pay the way it has been proposed is a joke. It only looks at end of the year test scores. It does not take into account where the students were when you got them – just where they end up. For instance, you could get a student in your classroom (of up to 32-35 students) that is two to three years behind grade level and has been “placed” in the next grade and you are expected to catch them up by the end of the year?

I again state – teachers do not mind being held “accountable” for what they can control – in my last observation, I was giving an “emerging” (basically a D) because three boys in a science lab (high school) were talking (not on task) while I was walking around and checking the progress of the 7 lab groups (each with 4 – 5 students in them) I was not given the D because I did not address the behavior (basically call them down and redirect them back to work) several times during the lesson – but because it happened in the first place. They were not, for the most part, causing a major disruption to anyone but their own group (who chose them to work in that group by the way) and again I repeatedly told them to stop talking and to get to work – I have notified the parents of these boys numerous times in the past about their behavior and their grades which are not surprisingly low, to no noticeable effect. And if merit pay were in place – these same boys would be determining my pay scale? I don’t think so.- yeah I’ll fight that kind of “accountability”

catlady

February 24th, 2012
9:13 am

I think a look at STARTING teacher salaries would be instructive. The ‘average” is bumped up by those of us who have stayed at it (39 years) and gotten advanced degrees (PhD) from those darned diploma mills (University of Georgia).

Sybill

February 24th, 2012
9:23 am

We need to make the criteria to become a teacher harder, then we can pay more. Most Schools of Education at any school is very easy to get in. This is why mostly women are in education. They want an easy degree, with a lot of time off, and good benefits.

Mikey D

February 24th, 2012
9:24 am

@rascal
Are you truly ignorant of the facts, do you have an ideological agenda, or are you simply an idiot? It can only be one of those three choices.
You do realize that there are no teacher unions in Georgia, right?
You do realize that those mythical unions don’t bully those in power to keep salaries a big secret, right?
You do realize that by simply doing an internet search for the open government website, you can view the salary of any teacher/administrator/school worker in the state, right?
If you didn’t realize these things, then perhaps you should educate yourself a bit more prior to coming onto an education blog and declaring yourself a moron.

teacher&mom

February 24th, 2012
9:29 am

Regarding the funding for her Charter School plan……

“Jones says that her plan will be funded through a separate QBE line item, using a formula calculated by averaging the funding in the poorest school systems in Georgia. Unfortunately, she had not yet indentified what state monies (that would otherwise be available to local school systems and local charter schools) will be used to fund the state schools. Ironically, her current funding plan is likely to make the very systems whose budgets are used to formulate the state charter funding formula even poorer.”

So when can we expect to see which state monies will be used to pay for Rep. Jones “plan”? What is Rep. Jones’ hiding? Why won’t she give a specific answer? I’m sure she has a plan. Right?

Perhaps…before revealing which state monies…she must first convince her constituents the budget item won’t be missed or the item is already “a bit too generous” and could be trimmed back.

Hey Teacher

February 24th, 2012
9:33 am

@Catlady — yes, and summer school and other extra pay should not be considered in that average. From what I can tell, supplements for extra duties are included in the data because they are using the published salaries reported to the state. I look pretty good on paper when you factor in my extra duties but I also work extra days for that pay (ie summer school) so it shouldn’t be included in a study of this sort. Many counties also have a lot of overpaid “teachers on special assignment” (ie coaches).

tax me more please

February 24th, 2012
9:37 am

People on here keep talking about the Pensions that teacher get. You do know that teachers pay in to their retirement system every month, and that money is then invested. So it’s not like teachers are getting free money after they retire. It’s not money that the state has just given them, it’s part of their salary that is used.
On another note, Teachers sign contracts that for for a certain number of days to be worked. All of this paid vacation stuff, is just not true. They are paid for the days they are contracted to work, the state just takes that pay and breaks it up over 12 months as oppose to 10. Oh, and teachers get paid for those contracted days and those days only, if they come in during the summer or weekends, they don’t get overtime for that.

AlreadySheared

February 24th, 2012
9:39 am

I dunno if it’s true.

However, if it IS true, it is also just bleepin pathetic.

Red Herring

February 24th, 2012
9:58 am

agree if administrators salaries are factored in this leads to misleading figures. most counties need far less administration and their staff and perhaps a few teachers more. still based on having summers and long breaks (christmas/spring/etc) off the georgia teachers are doing pretty well. they have done especially well versus state employees ever since Zell Miller took office. that process has continued to present day due to their representation by their unions (oops associations). no teacher should receive tenure after just 3 years (15 years maybe). you do need to factor in all variables in studies of overall salaries/benefits when doing such a study– (which is why the heritage foundation did not do a ranking because they did not take all of the variables into account).

Jerry Eads

February 24th, 2012
10:04 am

I did this when I was downtown a few years back, although I ONLY looked at absolute compensation without factoring cost of living, taxes, etc. I also looked at pay versus experience, which this study apparently ignored. Georgia teacher salaries were relatively competitive. However, as mentioned above, teachers have taken it on the ear for a number of years, and although that’s ALSO the case in other states, it’s not possible to know without current (rather than 4-5 year old) data where Georgia sits now.

Ron F.

February 24th, 2012
10:07 am

Red Herring: many school districts, mine included, have reworded contracts and local BOE policy to state that a variety of factors, not length of service or tenure solely, shall be used to make employment decisions. Our contracts even read that they can be revoked by the BOE as deemed necessary. All tenure means is that you will be offered a piece of paper they call a contract which doesn’t bind them to any guarantee of employment. I’ve been told such policies don’t jive with state law, but until someone files suit against them, they’ll get to stand. I have “tenure” but I know for certain the BOE can let me go at any point they decide to do so, and according to local policy and my contract, I have no grounds for redress.

Hadenough

February 24th, 2012
10:08 am

I believe the teachers are overpaid in Georgia and especially in the Fulton County School System. Approximately 60% of students in the Atlanta and Fulton County School Systems even graduate from high school and the AJC had an article yesterday that stated the Fulton County School System Board voted to give ALL their employees BONUSES this year totally $9.4 million after last year increasing property taxes by one full mileage point to home owners. That $9.4 million should have been returned to the tax payers!!!

carlosgvv

February 24th, 2012
10:14 am

And yet, we still rank near or at the bottom in scholastic achivement.

LeeH1

February 24th, 2012
10:17 am

Has anyone applied these calculations to see how Georgia politicians come into line with other state politians around the country. Now, that would be something ot see. Especially if you add in all the extra perks, unknown to most citizens, that come with elected office!

Grandmother's proverbial saying

February 24th, 2012
10:21 am

@ Cscoby: Actually babysitters make more than teachers. Do the math. 28 students x $7.15 per hour x 7.5 to 8 hours per day. Multiply that product times 5 days per week. Then multiply the final product times 4 weeks to calculate the monthly salary. That’s working for minimum wage.

catlady

February 24th, 2012
10:37 am

LeeH1: Well, for a part time job they make good money, they get a huge per diem which they don’t even have to prove, they can claim to work days for additional pay, and they get to count their few months of service per year as a “year” for retirement benefits! Howzabout that!? Then count staff, travel (”fact” finding), and lobbyist “assistance” and it makes for a sweet job. Not sure about their health plan benefits, however. I am guessing it mirrors the Georgia state employees’ plan. I think it would be great to look into their ranking on pay and perks as well!

Dekalbite@catlady

February 24th, 2012
10:56 am

“I think a look at STARTING teacher salaries would be instructive”

You can see the average length of service time for teachers on the state of Georgia DOE website is 12.86 years:
http://archives.gadoe.org/ReportingFW.aspx?PageReq=102&StateId=ALL&T=1&FY=2010
(click on Personnel and Fiscal tab)

oldtimer

February 24th, 2012
10:59 am

Even more interesting…look at the salries and perks retired college personnel get…that teachers and all other state employees do not get. I guess they work much harder than classroom teachers.

Brandy

February 24th, 2012
11:02 am

I’d love to see this same analysis done using current salary figures, only looking at teachers with bachelor degrees (the average), factoring in furlough days and rising insurance costs, and adjusting for the current COL. My guess is that Georgia would end up somewhere in the middle of all states for teacher compensation.

MiltonMan

February 24th, 2012
11:09 am

Poor, ‘ole poor teachers. They complain about reps being in charge but conveniently forget that it was their own chosen clown Barnes that initially went after teachers.

Also, complaining about their pensions don’t pay much??? Most of us in the private sector do not have a pension so go cry somewhere else on that one.

Education major – the major of many educators is perhaps one of the easisest majors in college.

9 months of work – must be nice to have the summer off

“We need a union” – this is of cource a “right-to-work” state so good luck on that one.

MiltonMan

February 24th, 2012
11:12 am

Teachers do seem to complain alot. Do teachers not realize that they will have to teach 25-30+ students per class???

Unbelievable

February 24th, 2012
11:14 am

Julian – Are you serious? “The limited hours”? I am at school at 6:00 AM every morning and never leave the school before 5:00 to 5:30 and then bring things home to do each night. You have no idea what you are talking about! Attitudes like yours are reason that teachers are treated the way they are today.

Hadenough – “I believe the teachers are overpaid in Georgia and especially in the Fulton County School System.” Really? I haven’t had a raise in six years! I make less money now than I did in 2006 – but I’m “overpaid”? Teachers have “had enough” of being treated like second class citizens. Get a clue before making such ignorant comments.

Dekalbite

February 24th, 2012
11:15 am

Another way to look at teacher compensation is to look at class sizes. If you are a teacher in a state where class sizes are raised to 35 or 37 (Georgia) versus a teacher in a state that has class sizes of no more than 25 or 28, then the state with the largest class sizes may pay equivalent average salaries, but their expenditure on teachers will be less.

Quite frankly, if you are being asked to take on 10 students more than the teacher in another state who teaches your same subject, the pay should be higher – IMO.

Compensation data analysis is rarely simple.

Homeschooler

February 24th, 2012
11:18 am

In comparison to other service oriented jobs, teachers get paid well. They get paid in line with what cops, fireman etc.. make. And, I know they are tired of hearing this…they DO work fewer hours. Even if you just count the time off in the summer. Many whine and complain and, yes, they probably should be paid more but so should cops, fireman etc…
I’ve said this before. I work for DFCS as a child abuse investigator, my W2 b/c of furloughs showed my income at 32,000 dollars a year. I work 40 hrs per week (or more) 52 weeks per year. My insurance premiums have doubled and I haven’t had a raise in 7 yrs. I have 18 yrs at the agency and a masters degree in psychology. Why do I do it? Why don’t I go find a higher paying job? Because I realize that I am good at what I do, I like going to work everyday (well, night), I get several holidays off and at age 52 I will get a pension. Personally, I think I’m taking the easy way out. I think a lot of teachers are too. They just don’t want to admit it.
I should say that I was an education major at Kennesaw in the early 1990’s. All my friends were too. They all had the same thoughts I did. Education is an “easy major” and we will get summers off. Maybe it didn’t turn out that way but it sure beats coming home at 6pm with one week vacation every year just for more money.

Dekalbite@Milton Man

February 24th, 2012
11:28 am

“Poor, ‘ole poor teachers. They complain about reps being in charge but conveniently forget that it was their own chosen clown Barnes that initially went after teachers.”

Barnes had it right.

Barnes was arrogant and did not include enough teachers on his planning team, however he reduced class sizes to historically low levels. He gave superintendents very little additional money. Rather he required them to ensure class sizes were low and then told them to work out the money. The superintendents did not like this because they had to cut the non teaching “bureaucracy” in order to fund the classroom. They had no choice but to cut in the non teaching side. Perdue gave them no “wiggle room”.

If you went into classrooms during the last 3 years of Barnes tenure, you would see low class sizes, teachers doing hands-on activities, and paying attention to individual student needs. Read the BOE minutes in some of the counties at that time, and you will see that administrative and support personnel positions were being eliminated because class sizes were small, and Barnes required them to stay that way. Too bad Barnes lost the election. Perdue came in and upped class sizes immediately. His theory was that the local school systems know best how to utilize their personnel – and how did that work out for students? The superintendents and bureaucracy had a field day hiring back their friends and family (not just in DeKalb).

Setting class sizes small and giving the superintendents no more money is a recipe for trimming the vast admin and support system that absorbs so much of our educational dollars. In 40 years in Georgia, that is the ONLY time I have seen the Central Office and non teaching Support personnel reduced.

Ramm

February 24th, 2012
11:44 am

@ Prof
“This means that for teachers who have been contributing for 24 years or less and then terminated, or terminated at 10 years vested who are age 59 or younger—their benefits are zilch, nada, kaput. And their years’ worth of contributions are just smoke.”

Not true. If they leave before being vested, they collect a check for every dollar they have paid in, plus interest.

Batgirl

February 24th, 2012
11:46 am

Yes, many of us are complaining because we chose an appealing profession. Most of us like children and want to be able to help them grow into productive adults. Some of the benefits of this profession included 190 day work years, a pension upon retirement and relative job security and were also very appealing. Now those things and the salaries we are supposed to receive are being taken away. I would also add that we receive very little parental support and most of the public thinks we are lazy idiots.

Is it not complaining when those of you in the “real world” opine that you do not have a pension, that you have to work fifty weeks a year, that job security is limited? Did you not know before you took those “real world” jobs that this was the case? Sounds like sour grapes to me.

Oh, and before you tell me that you have to be marvelous at your job to hold on to it, let me say that I’ve been in the “real world” and I’ve seen plenty of screw-ups and idiots hang on to their jobs and even move up the corporate ladder using means that had nothing to do with job performance.

Jerry Eads

February 24th, 2012
11:49 am

I always “enjoy” the comments – “Teachers complain a lot” – THIS IS AN EDUCATION BLOG!!!! – This is the forum for people who actually have some clue what they’re talking about to counter those who think they know everything about school because they were in one once. In schools, which are highly authoritarian systems (an interesting place to teach kids about democracy – - -), teachers must keep their mouths shut or all too often they’re shown the exit door. Witness the cheating scandals. MANY teachers knew it was wrong but also knew if they blew the whistle they’d be on welfare in short order.

While we’re at it, indeed, there has been no state salary adjustment in years to compensate for inflation or the radical increase in personal contributions to health care costs (etc.). Just like the rest of us.

And finally, while we’re at it for those who still see only that the school day is less than 8 hours and the year is 180 days: The research I did – granted, five years ago – indicated that teachers AVERAGE 50 hours a week. High school English teachers reportedly AVERAGE 60 hours a week. Anecdotally, I know many who average 80 a week. I know of no profession on earth except perhaps that of soldier in combat that requires an individual to stay on focus so many hours out of a day. The research numbers show that even IF a teacher only has a 190 day contract and doesn’t work outside that, they put in more hours that those who have the classic 40-hour job for 50 weeks.

Prof

February 24th, 2012
11:50 am

@ Homeschooler. You say that you have worked for DFCS 18 years and will get a pension at age 52. If you were a teacher who’s a member of TRS (which all teachers are required to join), you’d have to wait until you were 60 to get any pension at all…and then it would be partial benefits. (And no supplementary Social Security till you’re 62.) If you were a teacher and retired at age 52, you wouldn’t get anything.

Prof

February 24th, 2012
11:57 am

@Ramm, February 24th, 1:44 am. “If they [teachers] leave before being vested, they collect a check for every dollar they have paid in, plus interest.”

They don’t collect anything from TRS. They may have individual perks from their schools. But that’s not true across the board for all schools.

Homeschooler

February 24th, 2012
12:04 pm

@Prof. I’m not sure that is correct. Under my current retirement plan, If I put in 30 yrs. I can retire with a pension. (about 64percent of my salary) at any age. I can retire at 60 with a portion of that if I have worked over 10 yrs. I know of many caseworkers who have gone to work for the school system because the retirement is the same. Maybe they were misinformed. I have considered going to work for the school system in the future (for the summers off. :-) ) but will not do so if I can’t keep my age 52 retirement. Some days it is the only thing that gets me through.
Still, my husband runs a small business. (talk about a lot of WORK) My friends work in the private sector. There IS something to be said for job security, decent (if expensive) benefits and occasional days (or summers) off. I have seen both sides and am not willing to trade what I have. The other way just seems harder to me. All I’m saying is, it’s a trade off and I just don’t buy that all these teachers just suffer through out of the goodness of their hearts. They are getting their own rewards (whatever that may be) or they wouldn’t be doing it.

Prof

February 24th, 2012
12:53 pm

@ Homeschooler. Retirement rules for state employees are very similar to those for TRS, but if you’re not an educator or related school employee then you’re not a member of TRS. I’ve always thought that the TRS plan is a good one because it’s based on the one that the state politicians created for themselves. They sure weren’t thinking about schoolteachers!

However–under TRS rules at least– unless you’re 30 years vested at age 52, you’re not going to get any retirement benefits. Also, for TRS members, employment after retirement is only allowed if it is 49% or less and is in the field in which you were working at retirement. Better check the state’s rules!

Lee

February 24th, 2012
2:06 pm

FYI, if you leave teaching before your pension is vested, you get nothing from the state. The money you paid in does accrue a return for five years. After that, it sits there.

Bottom line, if you leave teaching before getting vested, you need to roll your investments into a Roth IRA or other 403b/401k plan.

Teacher Reader

February 24th, 2012
2:09 pm

As a former teacher, I have always hated teachers who complain about what they make or don’t make. If one gets into teaching for the money, than they chose the wrong profession. That being said, teachers in Georgia do not have it as bad as they want you to believe. The cost of living is much less here in Georgia, especially that in the metro Atlanta area. I know that my home would be untouchable to me in DC, NY, NJ, MD, Boston, CT, the Philadelphia area, Chicago, Houston, and many other metropolitan areas in our country. I don’t live in a huge or even a new home. We bought a fixer upper and would have had to pay well over $400,000 for a home we paid $250,000 for here.

Teachers, need to stop complaining. I realize that Teachers usually work longer than the normal work day, but so do many other professionals who work year round and make about the same amount, often without the benefits that teachers receive.

Teachers wonder why they get such a bad wrap, and it’s because they are so ungrateful for what they do have and complain constantly and loudly about what they don’t.

NWGA Teacher

February 24th, 2012
2:13 pm

@ Batgirl: All true.

What good is a study without CURRENT information? What a waste of time and money.

Lee

February 24th, 2012
2:14 pm

Outside the Atlanta metropolitan area, schools are often one of the largest employers and the highest paid professions in the county. I’ve also exported our school district’s salaries to a spreadsheet and conducted some analysis. That $53k average is in line with what I observed.

For what its worth, I’ve met very few people who didn’t want to make more money… (Okay, okay, I’ve never met anyone who didn’t want to make more money, but I hear they’re out there. Somewhere….)

Ramm

February 24th, 2012
2:20 pm

@Prof
“They don’t collect anything from TRS. They may have individual perks from their schools. But that’s not true across the board for all schools.”

They collect from TRS. See:http://www.trsga.com/media/168591/cover%20+%20text%2011-11.pdf

“If you terminate your TRS covered employment you may apply for a refund of contributions and interest; however, you are not eligible for a refund after you accept other TRS covered employment. Members who are not actively working in their TRS covered positions during the summer months because the school year has ended are not considered terminated from TRS covered employment and therefore are not eligible for a refund.
Your refund payment from TRS is a lump-sum distribution of your contributions and interest in your TRS membership account. Partial withdrawals and loans are not allowed.”

Liz Gaston

February 24th, 2012
3:06 pm

The “mumbo jumbo” terminology concerning teachers’ salaries should be revised. It should be concerned with the classroom teachers’ average take home compensation from which they pay all of their bills. And this should not include management and administration personnel in calculating the average classroom teacher’s compensation. A teacher does not get any compensation from pension benefits (that they pay for each month of their teaching career) until they retire. During the course of their teaching career, pension benefits do not pay for theirs and/or their families’ food, housing, clothing, etc. To add retiree benefits, paid usually after age 65, to calculate teachers’ take home compensation is ludicrous. Actual take home compensation for most classroom teachers in the state is probably more like $40,000 annually.

redweather

February 24th, 2012
3:38 pm

@Liz, I know what you mean but employers routinely factor everything into their “compensation packages.” That’s the way the game is played these days.

Prof

February 24th, 2012
3:38 pm

@ Ramm. This is what you originally stated: “If [teachers] leave before being vested, they collect a check for every dollar they have paid in, plus interest.”

After scrolling through to the very end of your link, I see the paragraph you’ve quoted here. However, that check cannot be collected before the teacher is vested as you state, because the teacher is only “TRS covered” AFTER being vested; and vesting comes after 10 years of service (making contributions).

However, I see that my original post was inaccurate. It’s only those first 9 years before vesting that are zilch, nada, kaput. Unfortunate for that 40% of K-12 teachers who reportedly leave the field within their first 5 years. But thank you for correcting my error.

Prof

February 24th, 2012
3:42 pm

P.S. to Ramm. Please see Lee’s 2:06 pm post.

catlady

February 24th, 2012
4:57 pm

Thank you, Jerry!

@redweather

February 24th, 2012
5:05 pm

You made a comment about benefits “@Liz, I know what you mean but employers routinely factor everything into their “compensation packages.” That’s the way the game is played these days.”

Benefits are real, tangible and valuable. You don’t appreciate them because you have outstanding benefits. We non-government workers put in 100% of our “retirement.” There is no pensoin for me and many, many others. We put in after tax ROth money — evey penny we save and we are the “lucky” ones because we have jobs. Many don’t — through no fault of their own. Medical insurance for just me is over $524 per month just for the premiums. It isn’t supplies by my employer. I have no paid time off. I get paid by the hour. Many people do as well. I am one of the lucky ones who gets a decent per hour pay but it’s not much and when you compare it to a teacher who gets a pension….teachers are racking up more money than I will. Walk into any Wal-Mart and see old seniors trying to scrape by just to pay for their prescription drugs. NONE of them are teachers with pensions.
Be thankful for what you have and if you’r not, step aside and let someone else have an opportunity to get that job….but complaining to the entire world about how bad it is to be a teacher does not endear you to the parents and students who are worse off than you are and work all twelve months.
GM

Dekalbite@Lisa Gaston

February 24th, 2012
5:49 pm

You are correct in that the pensions for retired personnel are often never collected by teachers. Huge number of teachers leave the teaching profession within 5 years. Since the 10+% pension cost to school systems flows upwards to retired teachers – there is a substantial amount of subsidizing – the majority of teachers do not retire with pensions yet this 10+% paid in is still considered compensation. If teachers separate from the system, they only get back the 5% they put in which was BTW DEDUCTED from their salary.

This is why studies like this confound the teachers and the parents. The money flow is convoluted and does not represent what they see with their own eyes. It’s kind of like those figures that show DeKalb has 14 to 1 pupil teacher ratio, but can anyone find a 7th grade math teacher with only 14 kids? They take the number of students and divide by the number of personnel certified to teach – even though 20% of them don’t teach students at all (admin, counselors, coaches, etc.) and another 30% of them don’t teach content (math, science, social studies, and language arts).

It would be interesting to see the effect the highly paid administrators and support personnel has on the pension system. Of course administrators and support personnel who are certified should participate, but are their pensions considered in this overall formula?

Is everyone aware that the state has what is called a Support Personnel License? This is for personnel who have are not teachers, have never set foot in a classroom, have no education degrees, and do nothing as far as instruction is concerned. They are supervisors in Finance, Public Relations, Transportation, Facilities, Information Technology, etc. The state lets them get this certification (just a matter of paperwork from the Central Office – no specific training) so they can participate in the Teachers Retirement System. IMO – they should be participating in the Public School Employees Retirement System (PSERS) .

I love teaching. I hate what it is becoming...

February 24th, 2012
6:05 pm

I find it very hard to believe that the “average” for Georgia is $53,270. I make less than that with 20+ years experience and a masters. Are there really that many teachers with more years and higher degrees out there working in Georgia? Am I really somewhere below the mid-range in experience and education?

@Homeschooler “I should say that I was an education major at Kennesaw in the early 1990’s. All my friends were too. They all had the same thoughts I did. Education is an “easy major” and we will get summers off. “

Then it is probably a good thing you did not become a teacher. There is nothing “easy” about this job, and student teachers or beginning teachers who come in with that attitude quickly learn otherwise – many of them do not last.

@“In comparison to other service oriented jobs, teachers get paid well. They get paid in line with what cops, fireman etc..”

Yes, but I also have a college degree and a graduate degree – comparative to other jobs with higher degrees, I really do not get paid that well.

PS. I personally think DFCS workers are also overworked and underpaid. You do an important service for children.

@Teacher reader “Teachers wonder why they get such a bad wrap, and it’s because they are so ungrateful for what they do have and complain constantly and loudly about what they don’t.”

I complain because I am TIRED of the constant suggestions that I am nothing more than a glorified babysitter who works a mere six hours a day, gets paid vacations, full benefit free after retirement, three months off in the summer, has a Cadillac health plan, was likely one of the dumbest people in my college, chose my career because it was “easy money”(none of which is accurate) and should be grateful to be treated like dirt by the public

For years, I listened to folks in the PRIVATE sector laugh at me, and tell me how much better their jobs and benefits were, and how stupid I was to accept my meager paycheck every month. I watched them buy big houses and nice cars and go on wonderful vacations every year, while I drove my 10 year old compact car, lived in small apartments, and did “staycations” before such a thing had a name. And now, the tables are turned and all I hear is how greedy and lazy I am for having such a high pay check and such great benefits while my former well paid neighbors are losing those big McMansions because they can no longer afford the payments.

I AM grateful to have a job…and I still LOVE the little bit of actual teaching I get to do between all the paperwork and data collection. I know everyone is struggling in this economy, and frankly I tend not to complain about my paycheck– but if folks don’t want to hear from me, then STOP telling me how great I have it, how easy my job is, and how I don’t deserve any of it! Instead, I suggest those folks spend some time volunteering in their local school, or better yet, if folks think my job is so cushy and easy, get a teaching degree and come try it for a while! I suspect they will soon be singing a very different tune.

CA

February 24th, 2012
7:01 pm

What’s so bothersome is that despite how often and much teachers scream about pay cuts, they will still vote blindly for the current politicians, the ones that cut our pay.

Ole Guy

February 24th, 2012
11:40 pm

Let’s venture, once again, into the casm of reality. Teacher pay, in and of itself, ain’t too shabby; many probably do a helluva lot better; many certainly would be thrilled to enjoy the perks and remuneration of teachers. But that’s not the entire, is it, teachers? You complain…perhaps rightfully so…of all the extraneous duties you must perform…to the exclusion of classroom “platform time”/teaching kids. You often complain of the fact that much of these duties are performed outside of that for which you are paid; that you are not paid for much of the time demands placed on you.

YOU are the ones who, despite unpaid furlough days, dutifully plod into the schools to “catch up” on that which you were (apparently) not able to complete during the time for which you were paid. YOU are the ones who, month after month…year after year…attend the meetings, conferences, pow wows, pain over the antics of kids who have had the notion justified, by YOUR passive inactions, that they, AND their parents, AND your keepers, can all do pretty much as they damn well please; that YOUR inputs and YOUR thoughts are of no real consequence. Somehow, YOU seem to feel that all this should translate into yet more monies; that your time and expertise is worth more. Well, you know something, Teachers, IT IS! But all you do; all you have done since…well, forever…is bitch, complain, and pretend that it’s not your problem. It’s far easier to simply “fall on your sword”; to present yourselves as myrtyrs of the common cause of youth. Just how many ways are there to spell FOOL, for every time you embolden your handlers by showing up on furlough days, by passing kids who need to experience the sting of failure; …, and by NOT ASSUMING OWNERSHIP OF YOUR PROFESSION, all you do is ensure 1) the failure of a few generations, and 2) the failure of YOUR PROFESSION.

So the issue ain’t money, is it? The issue is YOU.

OTOH

February 25th, 2012
12:48 am

So many of the responses to the Politifact article show a sorry inability to read very basic social science research. The data from 2008 were used most likely because it was the latest data available at the time of the studies. Georgia teachers’ incomes plus benefits have fallen since and so have the incomes and benefits in every other state. Benefits are included because even though benefits are not available to be cashed in now, they are part of the compensation package and since the studies used the same criteria from state to state it is not apples to oranges. Admins were not included.

What really bothers me is this: in an article about a big education and government issue what y’all have focused on is the throw away typical political backslapping line.

Dekalbtaxpayer@OTHO

February 25th, 2012
7:47 am

” Benefits are included because even though benefits are not available to be cashed in now, they are part of the compensation package and since the studies used the same criteria from state to state it is not apples to oranges. ”

46% of teachers leave within five years of entering the teaching profession (Forbes). Those 46% of teachers all paid 5% of their salary into TRS (no net gain in income). The state sets the school system’s contribution at 10% of the teacher’s salary (net gain ONLY IF they retire with 30 years).

This is NOT like a 401 K. If I pay 5% into a 401K and my employer pays 10%, then my account holds 15% of my annual salary. If I move to another company of profession, I take that 15% with me. Not so with TRS. With TRS, ONLY the 5% I put in is portable. The 10% is lost to me. If we have 46% of the teaching profession leaving in five years, what are the chances the other 56% make it to 30 years? Most teacher will never see that 10% because they must retire with 30 years to see it. Yet the study ass

ALL of those benefits from the 10% placed in TRS by the state are not realized unless you make it to 30 years. The majority of teachers do to make it to 30 years. Therefore, the 10% in compensation “bump” from TRS is not a reality for most of the subjects in this study.

I don’t know what the rules are from state to state. Is the state contribution to TRS “owned” by and portable like a 401K or is it retained by the state if you leave the profession of teaching in that state?

Understandably there is some benefit to the percent that the state pays into your retirement, but since most teachers do not stayin teaching to see this benefit, this should have been in the calculations.

Admins are not part of the study. But they drive up the state’s contribution cost (that 10%). They reach retirement far more often than teachers and they are more highly paid. The state used to contribute less than 10%. Now they contribute more than 10%. I asked the question – are more highly paid administrators and support personnel retiring having an effect on this 10%. In DeKalb (and probably many systems) administrators seek to be placed into higher paying positions and different salary schedules for their last few years in order to “boost their high two (years)”. Retirement is
paid on the highest two contiguous years. In addition, we have had more and more admin and support sit ions with special salary schedules created since NCLB took effect. All of this has an effect when the retirement bill comes due and has helped pushup that 10%.

Teachers have less of a chance of participating in TRS because such a great percentage leave the profession and the state portion of their retirement benefits (which were calculated into their compensation) is not portable like a company’s contributionto a 401K. They cannot move to a higher salary schedule since there is only one set up for them. None of this was considered in this study. That’s sloppy data analysis. That’s the problem I have with it.

sloboffthestreet

February 25th, 2012
7:47 am

Old Physics Teacher,

I see you woke up with a great amount of superiority on the 24th. And Respectfully no less. Oh how I love sincere people. Very happy for your over achievers and their 1/2 earning spouses. I do hope they haven’t mortgaged themselves into financial limbo trying to continue to impress yourself and others with their superior financial status. And let’s face it. Payments on those $100,000 cars sure can put a dent in monthly earnings.

I know you are concerned about my situation and how I can improve upon it and I am eternally grateful that you have taken me under your wing giving your advice so freely. It makes me feel like one of the family. Oh if only you were my DADDY, I would be educated like your wonderful children. Alass, not having an employer for the last 23 years there seems to be a conflict with your advice. I suppose I can only look to myself and ask to be paid better. Not having worked for the last 6 years perhaps I will take your advice and see what the public sector is willing to pay a slob for a days work? I don’t think I wish to return to the self employed world again. It consumes to much of the day and night. But when it was good it was very good and your low six figure earners could perhaps take a lesson on how to make money from a slob! Till then, please continue to dole out your priceless advice and arrogance. Perhaps the apple didn’t fall far from the tree!

Respectfully

prof,

Here I am given another piece of advice for a future career by another brilliant public educator. You people are so wonderful and giving. I sure wish you were around when I was a kid.

The calculator I used was provided by the TRS on their web page. One thing I have discovered after all these years is that intelligence isn’t knowing the answer, it’s knowing where to find the answer. And yes, most of the answers are there for the taking.

I also read here on a post that teachers contribute to their retirement and then that money is invested so there is no cost to the taxpayers for teacher retirement. I posted once before on this fallacy asking one of the brilliant educators who is collecting retirement benefits through TRS to add together their mandatory payments into TRS and also add the state contribution over their 30 year servitude. Then calculate what interest rate would have to be gained to make this unending retirement benefit paid to teachers work without any additional taxpayer money? Old Physics Teacher? William Casey? Dr. Spinks? Oh why didn’t I think of it sooner. Of course, JERRY EADS!! That’s the ticket! I await your results.

Dekalbtaxpayer@OTHO

February 25th, 2012
7:54 am

” Benefits are included because even though benefits are not available to be cashed in now, they are part of the compensation package and since the studies used the same criteria from state to state it is not apples to oranges. ”

46% of teachers leave within five years of entering the teaching profession (Forbes). Those 46% of teachers all paid 5% of their salary into TRS (no net gain in income). The state sets the school system’s contribution at 10% of the teacher’s salary (net gain ONLY IF they retire with 30 years).

This is NOT like a 401 K. If I pay 5% into a 401K and my employer pays 10%, then my account holds 15% of my annual salary. If I move to another company of profession, I take that 15% with me. Not so with TRS. With TRS, ONLY the 5% I put in is portable. The 10% is lost to me. If we have 46% of the teaching profession leaving in five years, what are the chances the other 56% make it to 30 years?

NONE of those benefits from the 10% placed in TRS by the state are realized unless you make it to 30 years. The majority of teachers do to make it to 30 years. Therefore, the 10% in compensation “bump” from TRS is not a reality for MOST of the subjects in this study.

I don’t know what the rules are from state to state. Is the state contribution to TRS “owned” by and portable like a 401K or is it retained by the state if you leave the profession of teaching in that state? But I know the rules for Georgia, and you must teach in Georgia for 30 years to see the retirement benefits.

Understandably there is some benefit to the percent that the state pays into your retirement, but since most teachers do not stay in teaching to see this benefit, this should have been in the calculations.

Admins are not part of the study. But they drive up the state’s contribution cost (that 10%). They reach retirement far more often than teachers and they are more highly paid. The state used to contribute less than 10% to TRS. Now they contribute more than 10% to TRS. The question is – are more highly paid administrators and support personnel retiring having an effect on this 10%? In DeKalb (and probably many systems) administrators seek to be placed into higher paying positions and different salary schedules for their last few years in order to “boost their high two (years)”. Retirement is paid on the highest two contiguous years. In addition, we have had many more admin and support positions with special salary schedules created since NCLB took effect. All of this has an effect when the retirement bill comes due and has helped pushup that 10% that gets quoted in teacher compensation.

Teachers have less of a chance of participating in TRS because such a great percentage leave the profession and the state portion of their retirement benefits (which were calculated into their compensation) is not portable like a company’s contributionto a 401K. They cannot move to a higher salary schedule since there is only one set up for them. Admin and support higher pay and longer retention skew the retirement benefit data. None of this was considered in this study. That’s misleading data analysis. That’s the problem I have with it.

Ronin

February 25th, 2012
8:32 am

Slob,

I’m sure you already know this, but, for others.
The retirement plan takes participant contributions and employer contributions for a personal retirement then at retirement purchases an annuity based on life expectancy of the beneficiary. Some die after only a few years with no survivor benefits awarded, so “the pool” of investment capital supports the other retirees. Some live to be 100 and still get a check every month.

This pooling of resources allows the plan to offer higher monthly payments than can normally be achieved by a individual investor. The gravy on this train is that regardless of the down market, you’ll always get a check, even if the State has to contribute additional funding to support the fund. That takes additional tax dollars from the general budget.

The superior returns on these “private” accounts are similar to what you would receive from social security if you paid for 30 years. So, SS pays you $1,600.00 per month, TRA pays you $3,800.00 per month because it is a privately managed account.

None of this will matter in a few years. These retirement programs with the State will soon go the way of the dinosaur, just like what happened in the private sector. They will be replaced by a regular 403(b) type account with matching funds. The annuity option, with a guaranteed payment for life, will be eliminated.

sloboffthestreet

February 25th, 2012
10:13 am

Ronin,

You left out the part about how when the state and taxpayers cannot meet the commitment made through the TRA, the retirement benefit is still guaranteed by yours truly, The Federal Government. I don’t know of any other retirement program with such a guarantee. SWEEEEEEET!

You also do not speak to the fact that the total fund is indexed at @ 10% to 12% return. Now there was a short time when these returns were possible but included some risk. The fund is still calculated to enjoy these returns but for some strange reason they are hard to come by even with the taxpayer paid financial experts TRA employees. Can you say Ponzi Scheme?

Would someone please take the money they have invested in TRA along with the state contribution and interest earned and find an investment that will provide the same level of benefit that the TSA provides. Oh, you can’t? Well guess what folks, neither can the TSA in any state. It is only a matter of time before they will have an episode of “American Greed” staring the TSA and it’s players. Watch for it on a TV near you!

Where is Jack Webb when you really need him?

Prof @ Ramm

February 25th, 2012
10:57 am

Of course, the bottom line is that everyone should check for themselves about TRS, vesting, and the portability of TRS contributions by calling TRS at 404-352-6500 or 800-352-0650.

@ sloboffthestreet. It will probably please you to know that even as you read this blog, there are state legislators reportedly planning to change the rules for TRS in some way so to reduce the costs of it for taxpayers. It may be by changing the definition of “members” to eliminate charter school teachers (there is already such a House Bill) or some other key definition, or it may be by reducing the amount that schools contribute and raising the amount that teachers contribute…I’m sure that it will be ingenious, whatever the method.

But I’m pretty sure that they won’t tinker with the rules governing the retirement pensions of state employees, cited earlier by “Homeschooler,” any more than they will enact ethics laws restricting lobbyists.

I love teaching. I hate what it is becoming...

February 25th, 2012
11:06 am

I think folks also need to keep in mind that many teachers will never receive any Social Security benefits, whereas those who work in the private sector will…

Ronin

February 25th, 2012
11:32 am

Slob,

Yes, the good old pension benefit guarantee corporation (http://www.pbgc.gov/ ) the agency that bails out failed and underfunded programs. The TRA program is a good deal for the participants. In fact, many will make far more in retirement income than they ever earned teaching. Yet, we have the poor schlep that’s 70 years old working at Home Depot for $8.00 dollars an hour who may not have had access to a defined benefit plan (pension with life annuity benefit) but subsidizes the state and federal pension plan each payday or by paying sales or property tax.

Either social security should pay a retirement benefit that you can actually live on, similar to a TRA monthly check or they should immediately freeze and eliminate the life annuity program that is subsidized by the private sector. That way, each person has their own 401k or 403b savings account and will work until they can afford to retire with the meager payment they will receive from social security. It’s only fair. Why should there be a segment of the population that is guaranteed an income for life while others work to fund their pension subsidy?

@I love teaching. I hate what it is becoming… The social security benefit for teachers may vary by state. In most cases, regular state employees with a pension plan also qualify for social security.

The point is, if all taxpayers had access to a plan similar to the TRA plan, social security on the federal level would not been needed.

Dekalbtaxpayer@Ronin

February 25th, 2012
1:17 pm

“The retirement plan takes participant contributions and employer contributions for a personal retirement then at retirement purchases an annuity based on life expectancy of the beneficiary”

I must have misunderstood your post. It seems like you are saying TRS purchases an annuity for retirees. In fact, TRS has professional financial managers that mange the pension fund. Look what happened in 2008:
“State officials said Thursday that as of earlier this week, the value of the teacher retirement fund had dropped from $50.3 billion on June 30 —- the end of the last fiscal year —- to $41.6 billion. The value of the employees retirement fund had fallen from $15.2 billion to $12.5 billion in that time.

System officials said the funds remain sound long-term, and that the 17 percent losses over the past few months merely track what’s going on in the markets”

http://www.ajc.com/ajccars/content/printedition/2008/10/24/pensions.html

One of the bigger losses in the Georgia TRS portfolio was AIG stock (due to their predominate role in the Credit Default Swap market).

Regarding Social Security. If you retire from an organization that does not pay into Social Security, you will see a drastic reduction in benefits that you earned in another job when you DID pay into Social Security. Windfall Tax Provision was passed during the Reagan era to counterbalance the number of school systems and other eligible public systems that left Social Security.

http://www.ssa.gov/pubs/10045.html

Social Security is a whole other ball of wax. Social Security was never meant to be your sole source of income. It was passed in the Great Depression as the elderly were literally starving because they could not compete with young healthy workers for scarce jobs. At a minimum, you would have enough taken from your paycheck so you could have food and shelter.

About the income you should earn with your 401K to supplement your “meager” Social Security – what makes you think it will be there when you retire? In the early 2000s many Americans invested in 401Ks that were comprised of AAA rated (courtesy of Moodys, Standard and Poor, and Fitch credit agencies) mortgage backed securities that were in fact before the crash mainly comprised of “toxic” subprime loans. The complicated system of CDOs and Credit Default Swaps created by Wall Street and abetted by the world wide financial system (it happened everywhere) more less guaranteed the money would flow from working and middle class individuals to the financial leaders. When the misuc stopped, the public would be left holding with the debt. These bankers actually bet AGAINST the success of the financial products they sold so they made money on both ends. They could not lose.

Dirrecting your ire at teachers and other public employees who were for the most part spared the vagaries of the marketplace is misplaced. Your idea of a forced retirement for everyone, while sound, is not one that the average American would embrace. Most Americans would see this as an additional tax, and many do not trust the government to manage their money. Teachers and other employees have never been given a choice. This has always been in place for them, and until the marketplace is less like the wild west, they will continue to want a “safer” route to what has been up until lately a modest retirement.

If we want to place blame, let it be placed where it belongs – at the doorstep of the Wall Street Investment banks, Credt Agencies that were paid by the banks they rated, and the lack of governmental securities regulations that could have prevented such a financial meltdown. The Investment banks are still being protected by ALL Congressional Republicans (and some Democrats as well). Until the U.S. has financial regulations in place that make it difficult to sell worthless assets to your clients while aided and abetted by the credit agencies, long term financial security will remain elusive for the average American. Efforts to “level the playing field” should be less directed at teachers who perform an honest day’s work and are absolutely indispensable to our country’s financial prosperity and more directed at the very few enormously wealthy and therefore influential financial players who “gamed the system” and left us taxpayers and investors holding the bag.

money talks

February 25th, 2012
2:05 pm

@Ole Guy…. You are right in your assessment. Teachers must take ownership of the profession. If that means walkin out en masse, that is what needs to be done. Firefighters, police officers, and teachers should galvanize to send a message to the elected officials. Without all of the above, a society will perish. We are more important than elected officials who spend hours thinking of ways to devalue these professions.

I love teaching. I hate what it is becoming...

February 25th, 2012
2:09 pm

@Ronin “The social security benefit for teachers may vary by state. In most cases, regular state employees with a pension plan also qualify for social security.”

Well, I can only speak from my experience with four different states and five different districts – none of which enrolled teachers in Social Security. Furthermore, many teachers who entered the profession later lost all access to any SS they had already paid into the system.

So in a way, the years I worked in the private sector (during college and grad school) I paid into a system that will support private sector workers but not me. This is also true of many of my fellow educators. Maybe I should grouch about all those private sector workers “stealing” my money away from me…

Prof

February 25th, 2012
5:14 pm

@ sloboffthestreet, Feb. 23, 4:32 pm: “As to the poor prof and his complaint, if you work the 30 and earn $50,000 your last 2 years the calculator says you can take a one time Plop payment of $93,000 and receive $2000.00 a month until you DIE!!! Or simply take the $2600.00 per month until you are dead. And remember your wonderful significant other also enjoys survivor benefits.”

Wrong, slob. You DON’T have a new career ahead of you as a financial consultant as I suggested, for you couldn’t even use the TRS calculator accurately here. Figuring “you work the 30″ (a long sentence in the trenches), average $50,000 for the last 2 years, with 1 beneficiary (”wonderful significant other”), you would get the lump-sum PLOP payment of $92,700 all right, but only $1000 a month thereafter. Or $2300 a month without taking the lump-sum PLOP, which works out to $27,600 a year.

As “I Love Teaching” notes, many teachers’ schools won’t allow them to enroll in Social Security.

And why do you think I’m male?

Mitch

February 25th, 2012
6:57 pm

We moved to Georgia from Pennsylvania in 1988 and at the same salary, our standard of living took a huge jump upward. I don’t know if it is still true but back then just about everything in Georgia was cheaper and higher quality. Great place to go into business. Houses cost half as much as up North. Go see for yourself.

Ronin

February 25th, 2012
7:04 pm

@Dekalbite, Yes, you did misunderstand. The plan administrator of the retirement system manages the assets of the plan. The annuity is for life with no cash option. However, I can cash in a 401k plan for 250k and then will owe tax on the entire balance for that tax year. The defined benefit plan pays a monthly amount to the beneficiary for life or surviving spouse if that option is elected. However some pension plans to have a cash option.

As far as ire at teachers and state workers? Not from me. I’m simply pointing out the inequities in the system. People contribute about the same percentage to social security as the TRA, yet the monthly payment is much smaller percentage. Simply because there are no assets in the social security “lock box”, it was all spent for pork projects. So, the TRA accounts are an excellent example of long term prudent money management. Social security is at the other end of the spectrum. The more money you contribute to SS, the lower you net return/yield.

The people in Washington have their own retirement program and don’t really care if SS is efficient, it’s used to pander for votes.

As far as your comment:
“Social Security – what makes you think it will be there when you retire? **************** It may only pay a percentage of projected benefits in the future. Also, there may be an asset threshold that reduces or eliminates your ability to collect.

The government can’t allow current SS contributors to have the option to “opt out” for a private retirement accounts because current payees contributions are paying the benefits for the retired population.

My basic point was: We have created a two tier system. Government workers that are afforded a income stream for life and everyone else. The “everyone else” contributes to their own retirement and has to worry about outliving their assets,( in addition to subsidizing government employees annuities). Again, that is why the defined benefit plan (annuity payments) will become a thing of the past in years to come.

sloboffthestreet

February 25th, 2012
8:50 pm

Prof,

OK, you are a woman from this day on. As for your calculator you didn’t even know existed until I pointed it out to you, go sober up and do your cypherin one more time. The deduction when you take a PLOP, {rather disgusting if you ask me} is $7 per $1,000 of PLOP benefit you take. Now multiply 93 x 7 and see if you come up with $651. The numbers I used to calculate allowed me to retire after 30 years at age 55 and the monthly benefit presented is a little over $2600 per month. That is using $50,000 for the last 2 years salary. If I take a $93,000 PLOP my monthly benefit is still about $2000 monthly deducting the $7 per $1,000. You get to choose if you would like to take a PLOP or not. And yes I see where you would require a financial consultant if someone gave you $5 as you seem to have trouble understanding how much financial compensation you are entitled to. And you are telling me I need more education? Someone please save these poor children that are being educated by the likes of the Prof’s of Georgia! Say hello to your husband for me, or do you have a boyfriend? I bet Valentines Day is a treat in your house!

Prof

February 25th, 2012
8:56 pm

@sloboffthestreet. And why do you think I’m female?

sloboffthestreet

February 25th, 2012
9:13 pm

Prof,

The only other choices I can think of is that you are a “Eunuch” or a hermaphrodite. Then again perhaps you are stuck in Chaz Bono’s dilemma?

Survey Says?

Dekalbite@Ronin

February 25th, 2012
9:19 pm

The contributions for TRS are greater than for Social Security, therefore the yield should also be greater. Currently, the payroll tax is a little over 10% for worker and employer combined. TRS sits close to 16%. To obtain benefits from TRS you must work 30 years in the same state system. Otherwise you get nothing. To obtain a pension from Social Security you can work in many different industries and need only 10 years of work. This is quite a difference when you consider the older you get the more chance your health may fail and you may not be able to work. It’s much more difficult to get a pension from TRS than Social Security. Consider all of those teachers who come and go and contribute and yet they only get the 5% they contributed while getting no long term pension benefits, and most have not missed out on their Social Security contributions as well.

When I was in business (technical sales), I earned a much greater salary than I did as a teacher. I saved money, but I also spent more because I figured I earned more. When I went back to teaching, I dialed back my lifestyle because I was earning less. I noticed that my friends who were in business in jobs paying higher than teaching took trips and bought cars and homes that I could not afford now that I was back in a lower paying job. My friends COULD have lived like me and invested that extra money into savings and investments for retirement (so hard to do when you are young and make a good salary). If they had lived my very modest lifestyle and invested any extra money, they would have had enough money at the end to have about the same income I have from TRS. But they didn’t and so now they complain about the fact that teachers have pensions. I’m not knocking them. Within 5 years of leaving teaching and going into corporate sales, I was making 4 times my teaching salary. I didn’t want to live like a teacher on that kind of income so my lifestyle and my expenditures were more in line with my salary. It was a difficult adjustment to go back to a teacher’s salary from a salesperson’s. I’m glad I did because it worked out in retirement, but retirement when you are young is so very far away.

The future of Social Security and the Public Pension plans will be interesting to watch. Keeping people from “opting out” of Social Security for private retirement accounts entails more than the fact that the current payees are needed for future beneficiaries. Social Security’s investment in Treasury bonds underpins our national economic security.

Public pensions may indeed become a thing of the past, but when that happens teachers will either want higher pay or they will migrate to higher paying professions. This recession won’t last forever. Teachers are among the best educated workers, and actually federal government workers are as well. Federal retirement as a defined benefit pension already does not exist. Civil Service retirement breathed its last breath a number of years ago and now federal retirement is a combination of Social Security and their own tax deductible contributions which are much greater than you can take advantage of in the business world. Interestingly, the difference in civil service retirement and the current federal retirement system which is the combination of Social Security and payroll deducted tax sheltered dollars is about the same. This may be what many public pensions move to. IMO – the amount of dollars that you can shelter from taxes for retirement should be greatly increased. But we’re really not a “retirement” and “savings” nation.

Ronin

February 25th, 2012
10:48 pm

Dekalbite, interesting points. The actual SS numbers are 6.2% for employees and employer for a total of 12.4%, or a straight 12.4% for the self employed. You can add another 2.9% for Medicare for a total of 15.3% I was under the impression that the total contribution for TSA accounts was 14%, but if it’s 16%, that’s what it is. While the 3.6% (12.4 vs. 16%) difference in payments would make a difference in 30 years of service, it really shows the difference between a pension plan with professional money managers and a Bernie Madoff ponzi scheme that is called social security.

The government pension system won’t go away overnight, it will be phased out, with new workers starting on a “hybrid” plan that requires greater personal contributions. As people live longer, they will be expected to work more years to qualify for a government plan like social security.

Dekalbite@ Ronin

February 26th, 2012
12:31 am

“The actual SS numbers are 6.2% for employees and employer for a total of 12.4%….You can add another 2.9% for Medicare for a total of 15.3%”

Not with the payroll tax cut that has been extended. It dropped 2% to 4.2% so with employers contributing 6.2% makes it 10.4%.

FYI teachers contribute to Medicare at the same rate as anyone else, even as they are not allowed into Social Security. Medicare was a nice bite out of my teacher’s salary.

The combined TRS contribution is around 16%, and then the Medicare contribution needs to be added in so that would be around 19% for teachers.

I truthfully don’t consider Social Security a “ponzi scheme” even though I took a substantial hit on what I would have gotten for Social Security because I retired from a system that did not pay into Social Security. I had 15 years of paying into Social Security – for many years at the maximum level – but my benefits were reduced because of the Windfall Tax Provision. My mom gets most of her income from Social Security. She worked all her life and contributed to Social Security, and my dad paid into Social Security for 30 years and died at 64 before he could collect a nickel. So I guess he and my mom had around 60 years of combined work and Social Security contributions and in the end he got nothing and she got a little. That’s one reason 401K and 403Bs have always been so attractive to me. You can leave your child your 403B or 401K while you can’t leave your Social Security or your Teachers Retirement to your child. As a parent that is a very important consideration. They can function almost like a life insurance policy. The hard part is managing the money of course. Bernie Madoff was a professional money manager and so was Walter Noel and so was J. Ezra Merkin. This comes back to the non existent regulation of the financial industry, close ties between Wall Street and our government officials.

I think it’s wise to have several legs to your retirement – a tax shelter, Social Security, a defined benefit pension (I know insurance companies also sell these) and general savings. Everyone says it’s too hard to save, but I put $2,400 a year into a personal tax sheltered annuity (TSA aka 403B) when I was a teacher making $9,000 in the mid 1970s and also put money aside for savings. I did hold part time jobs in order to do that, but I got it done. I know most young people want things and good times, not TSAs. Maybe that is why they find retirement so elusive. That was when the 403B first came about. I funded my personal 403B for 25 years (minus my 8 years in business when I funded IRAs). You can never be too prepared. How do you force people to do this? I’m not sure the government can.

Ole Guy

February 26th, 2012
12:38 am

Money Talks, it should be further noted that many of these issues have existed for a long long time. When I entered the teaching field, as a third career, back in the so-called good days of the giddy 90s, I could see the disparities; the complete unadulterated nonesense which had somehow been allowed to become accepted practice within the profession. Just about every teacher, it seemed, with more than a year on the job had been awarded some accolade or another, clearly designed to serve as motivational tools in lieu of REAL PROFESSIONAL BUILDING BLOCKS. Meanwhile, I saw many kids who, despite glowing grades and AP status, quite frankly, DIDN’T KNOW CRAP. As an assessment tool, I administered an arithmetic test (5th grade) over material which the class had recently covered. While the “glowing grades” in the multi-accolade-wining supervising teacher’s grade book indicated subject mastery, my findings indicated a far less-flattering situation. When I questioned this multi-accolade-wining teacher as to the gross disparity, she revealed that she AWARDED POINTS FOR TRYING…enough points to pull a kid’s grade…not from a low B to a high B; not even from a B to an A, but from FAILING to (not min-pass, but) A FREQUIN PLUS. Further investigation revealed rather close church and golf affiliations between principal and parent.

The problems, therefore, which the teacher community realizes today were born during a feel-good period when any thoughts of “boat-rocking” were diminished into oblivian. When teachers were obliged to, for example, supply their own paper for the copy machine, the general reactions I observed were somewhat along the lines of “get along to get along”. As long as the outward smiles, and weekly paychecks continued, the “inconveniences” imposed upon the teacher corps were deemed simply as the “cost” of employment.

In these somewhat turbulent times, when teachers tend to perceive “pointed” observations as teacher bashing, they entirely miss the point…as cruel as these observations may seem. MANY (IF NOT MOST) OF THE PROBLEMS FACED BY TEACHERS ARE SELF-ENGINEERED, SELF-INDUCED, AND CAN ONLY BE RECTIFIED BY THE VERY PEOPLE WHO ALLOWED THEM TO FESTER.

sloboffthestreet

February 26th, 2012
7:09 am

“TRS sits close to 16%”

Close is not 16%. Just like a couple of people have presented the fact that “MANY” teachers will not collect Social Security. So would someone please tell us how much is MANY?

Back to TRS and the close to 16%. This is a number that didn’t exist 10 years ago. Even 5 years ago. Teachers paying in today are contributing to a system that is simply a Ponzi scheme as it is structured at the moment. The Social Security contribution was always higher than the total contribution of the educator and the taxpayer for the total yearly TRS contribution. And remember teachers, you paid next to nothing for your share and screamed and yelled when you were asked to contribute a higher % a few years ago which by the way still isn’t even close if you would like to see the TRS survive as it is for future educators to enjoy. Think of it this way. Go find an 80 year old person and ask them if they ever thought a loaf of bread could cost $3.50? Then ask them if they saved enough money to cover this unanticipated increase in the cost of goods or the lost value of their dollar. The answer every time will be NO so do yourselves a favor and if you have a dime save a nickel. If you aren’t paying into Social Security take the money you would have paid in and save it. You’re gonna need it! You can go on ranting about the situation or begin to prepare yourselves for the inevitable. You claim to be highly educated. Start acting like it!

Again I will ask any of the current recipients of the TRS to calculate their total contribution to the fund and explain how it is perceived to be self sufficient. And the reason no one has responded to my request for the 4th time on 3 different blogs is that it isn’t. The fact is every TRS, county, state and federal retirement fund is left with unfunded liabilities that will soon bankrupt the country right along with the Medicare & prescription drug financial shortfalls. Sadly enough Social Security is in the best shape of any of these programs with an unfunded liability of only 15 TRILLION dollars while adding the big three together, {Social Security, Medicare, Prescription Drug Liability} we as a nation have promised to fund these benefits to Americans but somehow are short on cash to do so. And how many dollars short are we as a nation you may ask? $117,764,130,000,000 as of this morning at 6:30 AM. That’s 117 TRILLION US Dollars for anyone who has trouble with 0’s. Kind of makes you feel a little better about our $15 Trillion debt or the $15 Trillion Social Security shortfall now doesn’t it? Please keep in mind every taxpayer as of this morning owes over $!,000,000 just to cover the shortfall for the big three. I am ashamed to say as an American that my wife and I don’t have our 2 million dollars to pay our debt. And soon when all these promised pension plans for government employees are forced to expose their unfunded liabilities we may come up short on paying that debt also.

Prof

February 26th, 2012
8:22 am

@ sloboffthestreet. I understand your anger.

Dekalbtaxpayer@Ronin

February 26th, 2012
8:40 am

“The actual SS numbers are 6.2% for employees and employer for a total of 12.4%….You can add another 2.9% for Medicare for a total of 15.3%”

Not with the payroll tax cut that has been extended. It dropped 2% to 4.2% so with employers contributing 6.2% makes it 10.4%.

FYI teachers contribute to Medicare at the same rate as anyone else, even as they are not allowed into Social Security. Medicare was a nice bite out of my teacher’s salary.

The combined TRS contribution is around 16%, and then the Medicare contribution needs to be added in so that would be around 19% for teachers.

I truthfully don’t consider Social Security a “ponzi scheme” even though I took a substantial hit on what I would have gotten for Social Security because I retired from a system that did not pay into Social Security. I had 15 years of paying into Social Security – for many years at the maximum level – but my benefits were reduced because of the Windfall Tax Provision. My mom gets most of her income from Social Security. She worked all her life and contributed to Social Security, and my dad paid into Social Security for 30 years and died at 64 before he could collect a nickel. So I guess he and my mom had around 60 years of combined work and Social Security contributions and in the end he got nothing and she got a little. That’s one reason 401K and 403Bs have always been so attractive to me. You can leave your child your 403B or 401K while you can’t leave your Social Security or your Teachers Retirement to your child. As a parent that is a very important consideration. They can function almost like a life insurance policy. The hard part is managing the money of course. Bernie Madoff was a professional money manager and so was Walter Noel and so was J. Ezra Merkin. This comes back to the non existent regulation of the financial industry, close ties between Wall Street and our government officials.

I think it’s wise to have several legs to your retirement – a tax shelter, Social Security, a defined benefit pension (I know insurance companies also sell these) and general savings. Everyone says it’s too hard to save, but I put $2,400 a year into a personal tax sheltered annuity (TSA aka 403B) when I was a teacher making $9,000 in the mid 1970s and also put money aside for savings. I did hold part time jobs in order to do that, but I got it done. I know most young people want things and good times, not TSAs. Maybe that is why they find retirement so elusive. That was when the 403B first came about. I funded my personal 403B for 25 years (minus my 8 years in business when I funded IRAs). You can never be too prepared. How do you force people to do this? I’m not sure the government can.

Ronin

February 26th, 2012
9:39 am

Ole Guy: your comment: ” she revealed that she AWARDED POINTS FOR TRYING…enough points to pull a kid’s grade…not from a low B to a high B; not even from a B to an A, but from FAILING to (not min-pass, but) A FREQUIN PLUS.” That is a perfect example of why government schools failing to educate the masses. Just like the soccer team that goes 0-10 and everyone gets a trophy, “everyone is a winner” dumba$$ mentality. Losing has the same reward as winning, so why bust your gut to win? The teacher you describe is the root of the problem, yet they see themselves as being “winners” for public education.

Slob, As far as the one million per person in unfunded debt. The poor won’t pay as they don’t have any money. The burden on the middle class will probably increase. If you watch the current political environment you’ll hear the term: “the rich need to pay their fair share”. That’s the bollocks. In order to make the big three doable for the short term, the wealthy are going to get hosed, as that’s the only source of revenue. Also, look for the government to institute means testing to qualify for certain programs. The pitch: “drastic times call for drastic measures and ALL Americans need to sacrifice for the good of the country”. A one time 10% IRA, 401k tax, taxing the value of a mortgage free home and several other ideas have been floated. None of the ideas will work in the long run. The only this that will stop the hemorrhaging is massive entitlement cuts.

California state government is a good example of government policy and spending gone horribly wrong. Anyway, the TRA or TRS is just the tip of the iceberg on government programs that are not sustainable. And oh, I’ve not seen anyone post a reply to “do the math” to prove that the benefits paid are sustainable. I wonder why that is? I’d really like to review their numbers.

TeacherMom4

February 26th, 2012
9:51 am

Thank you Jerry for confirming math I did independently in an informal manner. I work fewer weeks per year than my husband, true, but, over the course of a 52 week year, I work more hours. My day is structured completely differently than his as well (there are no errands at lunch hour because there is no lunch hour). He makes more money than I do and with 401K and Social Security, his retirement will be as good as or better than mine. I don’t think of teachers discussing their hours/compensation as whining, more as defending. There are so many erroneous preconceived ideas of what teachers do and how they spend their time, why is it “whining” for teachers to tell the truth about what they do? I don’t complain about my pay, but I do take issue with people thinking I don’t earn it. As a teacher in a Title I school with students who don’t want to be there, I earn every penny and then some.

Ronin

February 26th, 2012
10:01 am

Dekalbite: there is a 2% reduction for the social security tax, to spur economic growth, but you’re still receiving full credit in terms of the benefit comparison. (as if the 2% were being paid). They have not changed the income projections for the beneficiary’s because of the 2% temporary reduction in premiums.

As far as social security being a ponzi scheme, gonna have to disagree with you there. There is no working capital or investment pool of funds to manage anymore than you have money in your account like a 401k. The government takes current payments and sends them to current retirees. The bloat and was of social security is enormous, but a little of something (monthly check) is better than all of nothing. So, it keep people going to the voting box to keep their crumbs coming every month.

As far as personal investment management: It’s never been easier or more affordable. Vanguard or Fidelity are, in my opinion, two of the best funds. Low cost and everything can be set up to handle on line. Anyway, your last comment: “How do you force people to do this? I’m not sure the government can.” Nope, some people will always be irresponsible and always operate at a negative net worth.

Dekalbite@ Ronin

February 26th, 2012
11:01 am

” there is a 2% reduction for the social security tax, to spur economic growth, but you’re still receiving full credit in terms of the benefit comparison.”

The 2% for 2012 is being paid for with the Broadband spectrum sale – temporarily – after that – well, long range planning is not the government’s forte no matter which party is in power. Look at the run up in the national debt on Bush’s watch with 3 wars and the Medicare Prescription Plan.

““How do you force people to do this? I’m not sure the government can.” Nope, some people will always be irresponsible and always operate at a negative net worth.”

That’s very true. That’s why social security was enacted. So we don’t have to step over seniors eating dogfood on the streets, and it has achieved that end even though it is more costly that we ever anticipated.

Germany has high productivity, very low unemployment, a high rate of savings, an excellent educational system (they designate students from a young age into academic or vocational tracks), universal health care, a careful cultivation of alternative energy sources and conservation, and a robust social welfare system (although they are also running up against an aging population as well). Go anywhere in the world, and you will run into German tourists – they always have the money to travel. Go into a typical German home, and it is small and efficient with the ubiquitous clothesline in the backyard – no dryers for them – too much energy is wasted – and an organic garden and their recycling bins. Saving and investing is one of their cultural norms. Personal saving has not been a value that is promoted in the U.S. Nor do we have the will to wean ourselves off a finite resource such as oil. If it was, we would have more tax deferred savings and investment opportunities and less consumption based tax breaks – e.g .the tax deduction of house mortgages, low taxes on gasoline. Our elected officials do not sneak into office. We elect them. They are a reflection of ourselves. If they spend money unwisely and never plan for the future, then they are merely reflecting our overall values.

sloboffthestreet

February 26th, 2012
11:30 am

Perhaps some have already read today’s headline.

“Questions arise over Atlanta pensions”

Here are more six figure wonder kids stealing from the working men and women, and for some strange reason we let them. Ever wonder who you need to know to land such a position?

Ole Guy

February 26th, 2012
12:22 pm

Teacher Mom, no ones like to be labeled a whiner for simply stating reality; no one, certainly not yours truly, disputes the fact that you, as a teacher, work hard long thankless hours. What is often perceived as teacher bashing is really education bashing, for the hours invested in educational pursuit…as measured by conventional yardsticks…seems to yield very little. When kids, in large numbers, receive glowing high school grades but fail to receive college diplomas; fail to qualify for the high tech world, etc…TEACHERS are the first place to go in asking “WHY is this being allowed to happen”? Teachers, in turn, respond:

“Well, I WANT to teach these kids, but neither they nor the school administrations will let me. I work long tough hours, spend my own monies on stuff the schools won’t provide, attend meetingd, work on furlough days, etc, etc, etc. Nobody seems to appreciate my efforts; every time I say something about the realities within the teacher corps, I’m accused of whining”

Mom, I, along with many others, completely understand your situation. What I…and quite possibly many others…cannot understand is WHY you, the corps of dedicated teachers, have not initiated actions intended to produce good educational products…students who, upon entering the mean ole world, are fully capable of facing that world head-on; of meeting the challenges, sheding the blood sweat and tears and, in the end, proclaiming “I DID IT”!.

Prof

February 26th, 2012
1:16 pm

@ Ole Guy, 12:22 pm: “What I…and quite possibly many others…cannot understand is WHY you, the corps of dedicated teachers, have not initiated actions intended to produce good educational products [students].”

I mean this as an honest question. What actions do you have in mind that will do this? Please don’t propose actions that are illegal in this state: forming unions, refusing to promote ill-prepared students when the law permits “social promotion” by the teacher’s supervisor, or physically punishing students.

Within their legal constraints, what actions should teachers initiate?

sloboffthestreet

February 26th, 2012
2:45 pm

Prof lady,

I know you addressed this to Ole Guy but if I may,

1. The teachers kids are not any smarter than the other students. Stop pretending they are. End the Horizon/Gifted class for the so called smart kids. They are just the teachers kids, PTO moms kids and the other social schmoozers kids. At the end of high school you will see who is accepted to Ga. Tech and Yale. Pay attention and see for yourself. It’s surprising, I know,,,,

2. Either all students in a district attend pre-k or they all start K together.

3. Primary paper is mandatory for any assignment that requires the written letter or word. Lines and columns are also mandatory for math assignments.

4. Teach children the proper way to print their upper and lower case letters. Zaner-Bloser please.

5. Have students writing sentences their first week of school continuing this development into composition and having every student passing the 5th grade writing assessment with flying colors.

6. Teach children their addition and subtraction facts. Also teach them their multiplication facts along with proper division skills. Present word problems daily. Use money to demonstrate fractions, decimals and %’s. It works. Kids relate to and understand money. The rest is just teacher Bla, Bla, Bla.

7. No more than 5 spelling words and 5 sight words per week. Have students write them 5 times daily on primary paper of course and repeat nightly for homework. At the end of 5th grade students will have at their command a vocabulary of 2,500 words along with being able to spell them correctly. Please see 5th grade writing assessment test results.

8. Make Accelerated Reader mandatory at each school library. Use it properly. Please remember teachers, your little darlings are not smarter than the other students. This thought only exists in your head. Please have them use it too. It’s a “Developmental Program.” Leave out the pizza parties and rewards. 2 books per week please. Rotate test days for each grade in the library having a computer lab available for each student in class. Also teach the students all Microsoft programs by the end of middle school. The earlier the better.

9. Teach students to write cursive. Now that they have become proficient writing their letters properly using Zaner-Bloser the transition to cursive is almost instant and repetitive in many cases. Educators demand a signature on progress reports, report cards and all the other communications. Other people in life require the written word also. It also develops manual dexterity using connective motion. It’s much more important than most people think it is.

10. Jesus and all religious teachings belong in the church of your choice. Not in our public schools. If you are a crazed religious nut go teach at a religious private school. Please be sure to have the students recite the Pledge of Allegiance daily. There is nothing offensive about the phrase “Under God” although the original pledge without it is more appropriate for all of America. And to think it was written by a Baptist Minister. Imagine that.

Now I don’t think my top 10 breaks any laws or budgets and the middle school teachers will be grateful to have a class of students on level to move them to the next step. Also the focus should be on the class as a whole. To promote them as a group. No one cares what your pet projects are that all too often fail to teach an entire class a skill. Quit making stuff up. If it’s not tried and proven true it is not allowed. When anyone observes such a failure remedial training of the teacher is mandatory. If you need to be retrained a second time you must find another occupation. Also treat students with the encouragement, love and respect you demand for yourself. Please explain the rules and expectations to students the day they arrive and remind them as needed. Be consistent and fair with discipline. All children want to be successful and smart. Please be ever mindful of what you are. “Educators.”

And we can call it “NCLB 2″ or “The Alan Parsons Project” if you wish.

Prof

February 26th, 2012
3:23 pm

@ sloboffthestreet. Fortunately, I don’t have to worry about my kids doing any of these things in class, although, sorry, they don’t recite the Pledge of Allegiance daily. #1, 2, and 8 would seem to be something that is decided by the administration, not teachers; and from what I’ve read here on “Get Schooled, teachers’ classes now are “scripted” for them, so I’m not sure if they can control #4,6,7 or 9. From what I have read, #3 may be out of their control too.

I too was educated in the day when #4, 5, 6, and 7 were routinely expected. Pity.

And maybe I am a “prof lady” and maybe I am a “prof gent,” but my point was that you shouldn’t assume because I’m a University professor I must be male…as your original post did when using “his” to refer to me.

Cheers.

Prof

February 26th, 2012
4:03 pm

P.S. @ slobofftehstreet. You are proposing commonsensical, down-to-earth ways that elementary school teachers might produce good students, but I think that here, as elsewhere, Ole Guy has something more radical in mind for the “corps of dedicated teachers.” He has mentioned in earlier posts that he was a military man in the Air Force, and I think he’d much prefer teachers to be kamikaze pilots.

patrick crabtree

February 26th, 2012
9:01 pm

@Csoby. Ther is no tenure. Teachers are fired. It is fair dismissal. All it does is allow a hearing for teachers to defend themselves. We are under different rules than private corporations. Do want a teacher fired for exposing abuse of YOUR tax dollar? Can we say Beverly Hall? Do your homework before you make such a blanket statement. That is why fair dismissal was returned.

Ole Guy

February 27th, 2012
9:55 am

You know, Prof…you (and, unfortunately, many educators) remind me of the guy who, after cancelling the home insurance, taking the batts out of the smoke alarms, and placing pennys in the fuse box…all to save a few bucks, stands amid the smoldering ruins and asks “What actions do you recommend; do you have any practical advice”? Woulda-coulda-shouldas, at this point, serve absolutely no purpose. You, the teacher corps, by your willing acceptance, over the years, of the “slow squeeze” of administrative mismanagement, and the unchallenged acceptance of legislative shortsightedness…ALL IN THE INTEREST OF MAINTAINING ARTIFICIALLY CALM WATERS…have created your own sets of problems; at the same time, YOU have re-defined education from the once-held-in-high-esteem endeavor it once was to the gd playground it is today, both a state-supported day care facility and a breeding ground for psuedo achievement. YOU’VE read the comments, contended with the nonsensical, argued the issues into oblivian, and…all-the-while…pretended that there just had to be some “magic bullet”/some quick n’ dirty recipi to get the educational boat afloat. You’re gonna have to stop sticking your collective toes in the pool and jump in…COLLECTIVELY. The isues of legal constraint…real as theyn are…are the obstacles which you…that’s YOU ALONE…must ford.

I realize the many personal issues involved. Many have become reliant on medical benefits and the like. No one can offer “yellow brick road” answers to the “magic land of oz”…YOU’ve got to get out your map and compass and navigate your profession back to where it needs to be…NOT AN EASY TASK. But the alternatives aren’t too appealing, are they? Not for YOU, and they damn sure aren’t appealing for a generation that’s supposed to be able to live lives just a little better than those before them.

Prof

February 27th, 2012
1:31 pm

@ Ole Guy. I wasn’t really asking what specific suggestions you have for teachers to change public education as you demand. I meant to imply that you must know that there are none to give, for you never give any in your long posts urging others into the battle you don’t have to fight. For teachers do not have the positions of power your posts always assume. As Beverly Fraud wrote elsewhere, they are simply the foot soldiers.

Ole Guy

February 27th, 2012
6:39 pm

Now you listen and you listen good, Prof! I’ve fought my battles…on many fronts. You wouldn’t believe some of the _ hit I’ve successfully overcome (I’m not refering to the ole combat vet thing, although I’ve wet my pants a few times in that particular arena). Both you and Bev, by your statements of surrender to the powers of fear and uncertainty; by willingly subrogating yourselves while, at the same time, relinquishing your RESPONSIBILITIES to the (imagined) sources of those fears, accentuate exactly where the weak spots are. You obligingly march off to assemble the accoutrements of the trade: the degrees, the longevity…really the survival…and then you come across indignant at the mere thought that anyone, not within your circus tent, might know how to manage and control the animals, a task at which YOU have a demonstrated history of ABJECT FAILURE. You dare to express a holier than thou reaction to the very hint; the mere suggestion that someone without the medals and bows of contemporary educational thought…the masters in this and the phds in that…just may hold a glimmer of reality toward the impossible tasks you have…through your timid reactions (I’m just a simple foot soldier)…woven about you. Even those “simple foot soldiers” have responsibilities which cannot be relegated upward. To do so only indicates COWARDICE!

Ronin

February 28th, 2012
9:09 am

Hmm… gonna have to go with Ole Guy on this one. If you’re not part of the active solution, then you’re part of the enabling group that maintains the problem. Or, to use Ole Guys term, “part of the educational circle jerk”. I’m gonna have to borrow that one.

Rada

July 7th, 2012
8:20 pm

Here is the deal….Example: I am a nurse making 62,000. No pension, no guaranteed health insurance, just a 401K which has tanked. The government workers have raped us all, and the audacity of them to complain.

Take their pensions away and their lavish 180 days a year work schedule and give them something to complain about except for Bull-sh*t. Let them work like the rest of us do. All the teachers I know are emotionally sick or drunks so that is why our children are not doing well, they have very difunctional people to deal with at school, and their RRR includes Ritalin so the drunken/stressed out teachers can stand the brats. This is the current dysfunctional cycle we are all caught up called government education.

Anneu Susyg

July 9th, 2012
2:50 pm

An fascinating discussion is worth comment. I think that you need to write extra on this subject, it might not be a taboo subject but typically persons are not sufficient to talk on such topics. To the next. Cheers