‘Free market’ rules don’t work for health care

For those Americans who have a religious faith in the free market, health care is a frustrating test of that faith. It doesn’t comform to supposed free market dictates. Competition doesn’t decrease costs.

For the better part of two decades, health care costs have been rising at more than the rate of inflation — straining the federal budget, eroding workers’ wage increases and even forcing some small businesses to drop health care coverage for their employees.

This year, businesses plan to pass more of the cost increase on to their employees, according to The Wall Street Journal:

Employers passed health-insurance costs onto employees at a sharply higher rate this year, and businesses’ premiums grew more slowly than they have in a decade, according to an annual survey of companies.

The increased cost-shifting reflected an acceleration of a trend that has been on the rise for years. (Emphasis added.) As companies struggle to cut costs amid difficult economic times, more of them are reducing benefits they offer workers or making workers pay more for them. Still, companies are paying nearly three-quarters of workers’ health-care premiums.

Employees paid an average of about $4,000 toward their family coverage this year, up 14% from last year, according to a report by the Kaiser Family Foundation and the Health Research and Educational Trust. But total insurance premiums paid by the employer and the employee rose just 3% for a family plan—the slowest rate of growth in 10 years, according to the data.

The chart below shows how rising health care costs have affected business costs and employee salaries.
Average Heath Insurance Premiums for Family Coverage 2005-20102

Meanwhile, some health insurance companies, continuing their practice of hiking premiums, are blaming the new health care reform law, according to the WSJ:

Health insurers say they plan to raise premiums for some Americans as a direct result of the health overhaul in coming weeks, complicating Democrats’ efforts to trumpet their signature achievement before the midterm elections.
Aetna Inc., some BlueCross BlueShield plans and other smaller carriers have asked for premium increases of between 1% and 9% to pay for extra benefits required under the law, according to filings with state regulators.

These and other insurers say Congress’s landmark refashioning of U.S. health coverage, which passed in March after a brutal fight, is causing them to pass on more costs to consumers than Democrats predicted.

The rate increases largely apply to policies for individuals and small businesses and don’t include people covered by a big employer or Medicare.

About 9% of Americans buy coverage through the individual market, according to the Census Bureau, and roughly one-fifth of people who get coverage through their employer work at companies with 50 or fewer employees, according to the Kaiser Family Foundation. People in both groups are likely to feel the effects of the proposed increases, even as they see new benefits under the law, such as the elimination of lifetime and certain annual coverage caps. . .
Aetna, one of the nation’s largest health insurers, said the extra benefits forced it to seek rate increases for new individual plans of 5.4% to 7.4% in California and 5.5% to 6.8% in Nevada after Sept. 23. Similar steps are planned across the country, according to Aetna.

Regence BlueCross BlueShield of Oregon said the cost of providing additional benefits under the health law will account on average for 3.4 percentage points of a 17.1% premium rise for a small-employer health plan. It asked regulators last month to approve the increase.

In Wisconsin and North Carolina, Celtic Insurance Co. says half of the 18% increase it is seeking comes from complying with health-law mandates.

The White House says insurers are using the law as an excuse to raise rates and predicts that state regulators will block some of the large increases.

“I would have real deep concerns that the kinds of rate increases that you’re quoting… are justified,” said Nancy-Ann DeParle, the White House’s top health official. She said that for insurers, raising rates was “already their modus operandi before the bill” passed. “We believe consumers will see through this,” she said.

Previously the administration had calculated that the batch of changes taking effect this fall would raise premiums no more than 1% to 2%, on average.

(Note that insurers are raising their premiums more than the amount they suggest is necessary because of the health care law.)

The greatest failure of the new health care reform law is that it fails to restrain costs, as advertised. Despite what opponents say, the law raises costs only marginally. From The Wapo:

The average annual growth in health care spending will be just two-tenths of 1 percentage point higher through 2019 with Obama’s remake, said the analysis. And that’s with more than 32 million uninsured gaining coverage because of the new law.

“The impact is moderate,” said economist Andrea Sisko of Medicare’s Office of the Actuary, the nonpartisan unit that prepared the report.

Factoring in the law, Americans will spend an average of $13,652 per person a year on health care in 2019, according to the actuary’s office. Without the law, the corresponding number would be $13,387.

A more ambitious reform would have waded into health care practices to force new incentives into the system. But that proved politically impossible. Republicans even objected to a plan to study the best procedures to see what actually works.

359 comments Add your comment

Union

September 9th, 2010
12:35 pm

“A more ambitious reform would have waded into health care practices to force new incentives into the system. But that proved politically impossible. Republicans even objected to a plan to study the best procedures to see what actually works.”

i believe it was nancy pelosi.. (pretty sure she is a democrat) that said we had to pass it.. to see what was in it? so.. not to sure how you blame the repbulicans for this one?

Chris

September 9th, 2010
12:39 pm

CT – Name three programs the Government does well that Private Industry cannot do better………

Sure I’d LOVE to have cheaper better more healthcare, I’d also like to be able to shop Nordstrom on a regular basis too…..

Barry

September 9th, 2010
12:40 pm

Jon nailed it at 9 a.m. We don’t have a free-market health care system. As long as most health care is funded with OPM – via insurance companies and government – there is a total disconnect between supply and demand.

Oh, and Cynthia? How about two, to answer your question of where the free market has reduced health care cost: Elective eye surgery (Lasik, etc.) and cosmetic surgery. Practitioners compete in the free market on price, and customers are free to shop costs from one doctor to another – because neither of these type procedures are covered by insurance or funded by government money.

Some People are stupid

September 9th, 2010
12:42 pm

Rafe-

Your policy must suck, I don’t pay 20% of anything..I literally pay a copay..everything else is 100% covered.
And second off, if I pay my insurance premium, I can go to the doctor as many times as I want to.If I get a paper cut, if I want, I can go see my doctor. What makes you the supreme authority on when I can go see my doctor, using my insurance, that I pay for. The insurance companies are in the business of getting you to man up, they are in the business of making a profit.

Jimmy62-
We shouldn’t be attaching riders to unrelated bills. If a part of a bill has nothing to do with the title of the bill, then it should be a separate bill. This crap is just playing politics, like when the Dems put out a horrendous anti-free market bill with a rider about protecting children from child molestors, and when the GOP rejects it, the press shouts that they are supporting child molestors

I don’t mind agreeing with that.Hwever, it goes both ways. So when they criticize a demorcrat for being against something that was a rider, I hope to hear you condemn that as well.

Scout

September 9th, 2010
12:43 pm

“The Thrill is Gone”

Hummmm …………………..

“Tri-C students recruited to fill the seats for Obama’s appearance”

PARMA, Ohio – “With less than an hour before President Obama’s scheduled speech, 75 seats remained empty in the recreation center at Cuyahoga Community College’s Western Campus.

So organizers went around campus and recruited more students to fill the seats.

Share Student Jennifer Rahal, of Parma Heights, whose class was canceled today, was working on her art work in the coffee shop in the basement of the building when the call went out for more guests.

After dropping off their stuff at a bag check, the newly invited guests cleared security and filed into the gym.”

Some People are stupid

September 9th, 2010
12:45 pm

Union-
Could you post the whole paragraph of when she said that to get the context please

jarvis

September 9th, 2010
12:46 pm

72% of African American children are born our of wedlock. Fix this problem, and most of the rest will follow.

Liz

September 9th, 2010
12:51 pm

I didn’t have time to read all the comments (I have this think called a Job)….and this may have been said….but if you think what we have is free market, you are seriously mistaken.

Really

September 9th, 2010
12:53 pm

Truly nothing is a free market, there is a level of regulation in everything…even your lasik procedures…If you examine the cost, a certain amount is due to regulation. Look at the actual price difference between procedures and most of the difference will be overhead and location..

Jimmy62

September 9th, 2010
12:53 pm

Some people are stupid: Definitely. A non-partisan issue, it’s more a knock against politicians in general. I condemn the GOP for stupidity plenty. For instance, I was and still am against the Bush TARP stuff. Sure, our credit markets might have frozen for a short time, but there would have a been a lot of money to be made, and a lot of people and companies would have rushed to fill the gaps and earn themselves some money. And then we wouldn’t be left with major screwups like AIG and Goldman Sachs still basically running the economy. Instead the failures would have failed, and the innovators and people willing to take risks to fill the holes left by the failures would have been rewarded. Instead we rewarded failure. And then did it again. And again. While screwing over the non-failures.

Roy Barns

September 9th, 2010
12:56 pm

It’s not the role of government to provide for healthcare! Obama is trying to make The United States into another Cuba! Guess Obama likes cigars too but he has special healthcare! Don’t come to Georgia..I don’t need your help! I will have MY People raking the forest for pinestraw! Can’t beat that job program!!

Dan

September 9th, 2010
12:57 pm

The real problem with american health care is the lack of free markets, the restrictions on interstate insurance, causes people to be insured for services they will reasonably never use and the fact that most people have no idea what the services actuall cost belies that claim (Cynthia and others this is economics 101). The flip side is that while limited, it is still more free than most of the world so that the US medical industry has provided the research and inventiveness to drive the most innovative technical medical services and techniques in the world and enabled the worlds socialist medical facilities at least keep the pretense of competency. If the country somehow fails to repeal obamacare the rest of the world will realize there is no longer a well of innovation and ideas fueled by capitalism to draw from and all will feel the effect

Some People are stupid

September 9th, 2010
12:59 pm

Jimmy62-
I completely agree with you.

Jarvis-
You do know that whie there is a higher percentage of African American births out of wedlock, the higher number is white births???

What?

September 9th, 2010
1:00 pm

And so we give the whole thing to the government to run? Good Solution! They can’t even build a road well.

Democrats are all the same. Point to how bad something is and blame everyone else for it to sell your policy. Look at where it has gotten us. This sucks.

Gordon

September 9th, 2010
1:06 pm

Cynthia admits that Medicare is the closest thing we have to socialized medicine in this country. Medicare is completely unsustainable. No one on either side has any idea how to fix it. States that have tried it (e.g. Massachusetts) are experiencing huge costs. Countries in Europe are sharply reducing big government entitlements.

It’s amazing that Cynthia brings up Medicare when trying to convince us that HCR is a good thing.

williebkind

September 9th, 2010
1:06 pm

You want to reduce healthcare costs? Let each community send a student to medical school with the contract he has to work in the community for 2yrs for every year of school. After that the doctor can join the elitist medical community and become a millionair. Maybe a billionair.

williebkind

September 9th, 2010
1:08 pm

Will CT blog end after November? I am bored with the progressive liberals. I just hope they do not get violate again.

At the Switch

September 9th, 2010
1:10 pm

Health care is not a right. That statement should be the end of this blog. Why are employers required to pay any of their employees premiums.
And the government does not have the ability to operate anything that is designed to make a profit.

Some of what BOcare has in store for us is below. As the wicked witch of congress said, “we won’t know whats in unless we pass it”.

Peter Fleckentein summarizes:
PG 22 MANDATES the Government will audit books of ALL EMPLOYERS that self insure!!
PG 24 Line 116 Government effectively sets prices for ALL private health plans.
PG 30 Line 123 THERE WILL BE A Government COMMITTEE that decides what treatments/benefits you get.
PG 37 Line 132 The Government will be reviewing grievances about themselves and will decide on appeals for rejected claims.
PG 29 Line 4-16 YOUR HEALTHCARE IS RATIONED!!! Additionally you can reference PG 15 Line 19-25.
PG 42 The Health Choices Commissioner will choose your HealthCare Benefits for you. You have no choice!
PG 50 Line 152 HealthCare will be provided to ALL non US citizens, illegal or otherwise.
PG 58 Government will have real-time access to individuals’ finances & a National ID HealthCare Card will be issued!
PG 59 Line 21-24 Government will have direct access to your banks accounts for electronic funds transfer!
PG 61 Line 22-24 Congress has no clue what Electronic Medical Records will cost. Asks for estimate.
PG 62 Protection of Data, Government shows they will have database of your personal & financial info.
OK peeps a big one – PG 64 Line 21-25, pg65 Line 1-5 which refers to processing payment transactions by financial institutions
PG 65 Line 164 is a payoff subsidized plan for retirees and their families in Unions & community organizations (ACORN).
PG 72 Line 8-14 Government is creating an HealthCare Exchange to bring private HealthCare plans under Government control.

At the Switch

September 9th, 2010
1:15 pm

Hey CT,

Saw you on the tube with a whole herd of liberal fanatics. And I have to admit you have balls for saying what you did on national tv, or maybe your really that stupid. You need to get over the white brown thing. I have and most intelligent people have also. So that puts you in another minority.

Some People are stupid

September 9th, 2010
1:18 pm

At the switch-

Do me a favor. Could you post the parts of the health bill that correspond to some of your last post. Only reason I say that is
1. Thats the house version that did not pass(they passed the senate version
2. I just looked for the first one and didn’t see anything about an audit

Michael

September 9th, 2010
1:23 pm

Free markets alone will solve very little in this country. But compassion for others (not forced), personal responsibility, and free markets will start to solve some of the problems in health care. Stopping the subsidies to Big Agribusiness would go along way to getting Americans healthier. Our government funded diet is killing us and costing billions in health care costs.

JB

September 9th, 2010
1:26 pm

To the person who responded to my post about the nightmare of a single payer Government system , if it happen, and say your spouse got cancer….And their response was “you will probably die anyway”, and he gave examples. I have family who is alive today because of prompt, professional medical evaluation and treatment. “you’re gonna die anyway” is a liberal rational for budget cutting health care expense, if it ever becomes a budget item with the US Government.

Big O

September 9th, 2010
1:26 pm

This nation is a LONG ways from having a free enterprise economy. Our fractional reserve banking system and Federal Reserve System is a good example.

Thanks for reminding me why I don’t subscribe to the AJC.

Why don’t we all simply decide that we’ll let Cynthia decide how much of each of our hard earned incomes is “FAIR” for us to keep; and, Cynthia will take what she wants out of our wallets for her favorite charity – such as health care for those who don’t have insurance. In fact, President Obama, I nominate Cynthia Tucker to the new position of Secretary of Fairness. Thus we’ll just kick out the door that old antiquated idea of “right to property(capitol)”. Additionally, we’ll transfer to her the Federal Reserve’s power to legally print counterfeit Federal Reserve Notes, the craftiest way of stealing buying power out of our wallets.

Blue

September 9th, 2010
1:28 pm

Belinda

September 9th, 2010
8:44 am

Doctors themselves are making too much money. THERE you have said it, the liberal mantra; it is up to liberals to say what is enough, what is too much, and whom we should penalize for making too much and whom we should give it to. News flash to you; doctors go through a LOT more education, testing, certification than about any other profession…and then they pay incredible amounts of malpractice insurance. Most of them work very long hours. They SHOULD make a lot of money. I know that I want my doctors to do well!

Union

September 9th, 2010
1:29 pm

some..stupid.. here you go…

“You’ve heard about the controversies within the bill, the process about the bill, one or the other. But I don’t know if you have heard that it is legislation for the future, not just about health care for America, but about a healthier America, where preventive care is not something that you have to pay a deductible for or out of pocket. Prevention, prevention, prevention—it’s about diet, not diabetes. It’s going to be very, very exciting.

“But we have to pass the bill so that you can find out what is in it, away from the fog of the controversy. Furthermore, we believe that health care reform, again I said at the beginning of my remarks, that we sent the three pillars that the President’s economic stabilization and job creation initiatives were education and innovation—innovation begins in the classroom—clean energy and climate, addressing the climate issues in an innovative way to keep us number one and competitive in the world with the new technology, and the third, first among equals I may say, is health care, health insurance reform. Health insurance reform is about jobs. This legislation alone will create 4 million jobs, about 400,000 jobs very soon. “

Steven Q. Stanley

September 9th, 2010
1:30 pm

Where do we have free market health care? Before government got intimate with health care in the past 20-30 years things were fine. The more government has gotten involved the higher costs have gone.

From the piece: For the better part of two decades, health care costs have been rising at more than the rate of inflation — straining the federal budget, eroding workers’ wage increases and even forcing some small businesses to drop health care coverage for their employees.

Yeah, and this is about the time government started getting to involved with health care with regulation and laws designed to help their insurance company cronies.

It’s been along time since we had free market health care. It doesn’t work? Just the opposite, since we’ve gone away form it things have gotten worse.

The statement made here is akin to saying free market retirement accounts don’t work because Social Security has been such a colossal failure.

Lynn

September 9th, 2010
1:35 pm

Having worked for years in the international and US healthcare markets, I can tell you that across the world, national or government healthcare is a failure. We had numerous examples of every form of offered healthcare to study and model our program after. Yet Congress and our President chose not to do the research. Why? Because the results would have shown that a majority of the populations in these countries do not like their healthcare. In fact, when individuals in these countries have the option, they invariably want Private coverage. How sad that we will waste billions of dollars to decrease the level of care the majority have in exchange for covering a segment of the population that chooses not to have coverage. Implement Medicare/Medicaid pools for the uninsurable and demand that everyone else either have coverage or forfeit all assets in unable to pay. We have been allowing too many people to view healthcare as an entitlement paid for by others.

The Nerve

September 9th, 2010
1:38 pm

How absolutely shocking. Another article that blames Republicans. At least it was saved for until the very end this time.

The free market can fix it if government would get out of the way and STOP the fantasy that healthcare is a right. Healthcare is yet another area screwed because by the Democrat mentallity of entitlement.

dumbcrkr

September 9th, 2010
1:40 pm

What we need is serious reform in the area of….oh look there’s Paris Hilton.

barking frog

September 9th, 2010
1:43 pm

dumbcrkr 1:40 What we need is serious reform in the area of….oh look there’s Paris Hilton.
———————————
Where?

Thogwummpy

September 9th, 2010
1:43 pm

Fact is Cynthia, the Free Market fails anyone that doesn’t want to work to provide for themselves in this life. A liberal has a “child mind” (yes C.T., I’m insulting YOU!), under-developed character that thinks that there should be a mommy and daddy providing their needs from infancy thru adulthood. But, isn’t self-reliance a function of growing up? It is throughout nature. Yet, not for America’s spoiled poor…who want to be idle and get freebies provided for their narcisistic whims (yes, spoiled poor…for the “jobs Americans won’t do” aren’t middle class, are they!). I’ve no issue with funding charities that assist those with physical or mental problems beyond their control. However, THAT isn’t what Cynthia’s empathy is for—she thinks those who don’t want to work, are somehow more deserving than those who actually DO work. Redistributive philosophy is completely rooted in the premise that if you earn something, the lazy should get the benefit of your labor before you do. I LOATHE socialist programs that rape the taxpayer (who lives in fear of the IRS financial gestapo)…so low achievers can have a daily full-time tax consuming vacation at our expense. One day, it is going to break out into a fight—or economic collapse; because people are going to get tired of carrying society’s ever-demanding parasites…and when the load gets too heavy, achievers will quit or revolt. It’s human math!

At the Switch

September 9th, 2010
1:46 pm

Some people are stupid

I just qualified to fall into that Some people are stupid category.

The info I posted was from July of 2009.
PG 50 Line 152 This should have made me realize my mistake
My bad. Thanks for pointing out my error.

James

September 9th, 2010
1:54 pm

some people are not smart but definitely ignorant- sending a 1099 is the cost of a stamp? dream on- I suppose like most libs you are not familiar with the facts- such as collecting information from form w-9, processing the 1099 and filing- you may want to google AICAP and proposed 1099 or you can simply make up stuff and freely blog it- can be fun.

James

September 9th, 2010
1:54 pm

At the Switch

September 9th, 2010
1:57 pm

However, some r stupid, thankfully I am not like you.

hobby

September 9th, 2010
2:00 pm

CT—-
still waiting—-are you there?

[...] Read More… [...]

The Leg Lamp is a "major award" much like CT's Pulitzer and Imam Obama's Nobel.

September 9th, 2010
2:04 pm

EDems Breaking With Obama’s Economic Plan…

TIME: ‘Obama’s Army’ all but disbanded; will have no effect on mid-terms…

THRILL IS GONE: Students recruited to fill seats for Obama’s appearance…

NEW LOW: Obama Approval at 41%…
——————————————————————————–
GOV’T MAKES IT UP: JOBS NUMBERS ‘ESTIMATED’ FOR WEEK…

‘BETTER THAN EXPECTED’…

The Leg Lamp is a "major award" much like CT's Pulitzer and Imam Obama's Nobel.

September 9th, 2010
2:05 pm

THRILL IS GONE: Students recruited to fill seats for Obama’s appearance…

NEW LOW: Obama Approval at 41%…

Peter Haskett

September 9th, 2010
2:05 pm

I wouldn’t worry. The executive branch is increasing the number of Visas issued to Drs and nurses from India, Pakistan, and the Phillipines. They are willing to work for half of what our Dr’s work for, which will not lower any healthcare costs but will lower the quality of HC. It will increase pharmaceutical, medical equipment, and hospital profits though.

This is happening now and will continue to happen when republicans win back their country. Also, this will give that tort reform so badly needed because Dr’s will not make enough money for any lawyer to sue.

Kamchak

September 9th, 2010
2:05 pm

CT—-
still waiting—-are you there?

Accept it sport, she’s just not that into you.

James

September 9th, 2010
2:05 pm

Great thing about being far left or right- you simply have to think it, believe it, and with enough straining it becomes your own little reality!

The Leg Lamp is a "major award" much like CT's Pulitzer and Imam Obama's Nobel.

September 9th, 2010
2:06 pm

..Afghans protest Quran burning plan, torch US flag

Will this action be denounced by the left lunatic apologists like Obama, Clinton, et al?

ken R

September 9th, 2010
2:07 pm

UHH! If i remember correctly the republicans weren’t even invited into the closed door meetings, you know, the ones that were supposed to be on CSPAN.

Please quit blaming everything on everyone else, this is a exhausting as you always using the race card. BORING!

Jeff

September 9th, 2010
2:11 pm

I love how Cynthia screened out my comments because she didn’t like them and disagreed with them… yep, that’s liberal tolerance and free speech support at it’s finest!

Kamchak

September 9th, 2010
2:13 pm

I love how Cynthia screened out my comments because she didn’t like them and disagreed with them…

Puh–leeze! :roll:

You’re not the only one whose comment has been moderated or lost in the interwebs.

Some People are stupid

September 9th, 2010
2:14 pm

At the Switch-

Im confused, how did I get called stupid for pointing out your error.. I was actually interested in it. And I wouldn’t get caught up in the name…it goes on both sides.

James-
I haven’t stated one belief on this blog…ever…so how am I liberal??
Cause I disagreed with you…
First let me clear some things up…
1. Thanks for correcting the AICPA, which I am a member of, along with the GSCPA
2. You would collect the information for the 1099 the same way you would collect it for a w-2. Do you want me to buy the software for ya. The filing is done electronically. You can do it on Superforms in 5 minutes. I literally just did one 10 mins ago. How can I be unfamiliar with the facts, when I just completed the task you were referring to.
3. Seriously…if you have read any of my post I am center left. I am not a blind ideologue which appears what you seem to be and calls everyone who disagrees with me a raging conservative…there still are people in the middle you know.

Jeff

September 9th, 2010
2:16 pm

So, I guess I’ll summarize here, with little explanation (Dems love little or no explanation):

Free market works in EVERY industry, including health care… it’s why cars and steak dinners and radios and tennis shoes are competitively priced. It’s why utility bills from monopolies like Georgia Power are not.

The Constitution never guarantees health care to anyone. It says life, liberty and the PURSUIT of happiness — NOT the guarantee of bliss, financial success and perfect health care.

And in a competitive, free market, capitalist, democratic republic like ours, there WILL be some winners and some losers… I hate to state facts, but it’s true. Some people will have a tough lot in life, poor health care and not a lot of financial success. But ya know what? Those Americans are still INFINITELY better off than 80 percent of the world’s population, who eat dirt for meals, have no health care, make 15 cents a year and who die of malnutrition in their 20s.

We are the land of all-you-can-eat buffetts for $5.99, one dollar cheeseburgers, 50 cent beer nights and online porn… we are a nation of exess with a lot of fat, lazy people expecting handouts. We need to get back to our lean, hard-working roots if we want to remain a great country. Putting more people on the govt. dole won’t achieve greatness, it will achieve apathy, which will breed failure.

JR

September 9th, 2010
2:17 pm

Here are the facts. The Dems passed a law that would require more funding/resources for health care. Anyone who understands how the real world works and isn’t naive knows these additional costs would be passed on to the consumer. That is how all business work, regardless of industry. You have to be an idiot to not know that was going to happen, that’s how business and the real world works. The republicans knew this and therefore did not agree with ObamaCare. The Dems had to know this too, because if even if they act like it, we know they’re not all idiots. So what’s the big fuss? We all knew this was coming and Cynthia acts like something is out of place. Cynthia, please tell me this doesn’t suprise you. Really?

jimbo

September 9th, 2010
2:17 pm

During the 2008 campaign Obama declined to release his school records for the three universities he attended. His Columbia University thesis has disappeared from the college’s archives. Many records from his days as a state legislator in Illinois have also disappeared.
He also has a hidden agenda on health care – you know it and have an agenda yourself.