NACA helps keep homeowners in Clayton

Very slowly but surely, the economy is turning around, according to President Obama. Nevertheless, Georgians are still losing jobs and subsequently, their homes. Although the number has dropped, Clayton county alone logged 673 foreclosures in January,  according to the AJC.

The Neighborhood Assistance Corporation of America, better known as NACA, has helped thousands of Georgians hold onto their homes by getting adjustable rates changed to fixed, and interest rates lowered substantially. They will even help get high interest fixed rates lowered, and all services are FREE.

First you MUST attend a NACA “home save” workshop, where you receive basic information about the program and have a chance to ask questions. Next, you fill out a lengthy application complete with all financial information, and set up a consultation.

This process is not a quick fix, unless your house is about to be sold on the courthouse steps. As a matter of fact, one organizer explained how it took his NACA coworker ten months to get the situation worked out to her satisfaction. But success stories include homeowners whose interest rates were lowered by as much as 18%-20%.

The catch? In exchange for their assistance, NACA participants are asked to work with the organization in various capacities, such as volunteering to run workshops, participate in protests or simply assist others who want to use NACA. A small price to pay to save your home.

As per NACA’s website, “The only homeowners not eligible are investors who own other properties. The sole exception to this requirement is when a homeowner who lives in the home they want to restructure and the occupants of a second property are immediate relatives and they can document that they are such relatives and they live in the property.”

The next home save workshop to be held in Clayton is on February 20 from 2 PM to 4 PM at the Higher Living Christian Church, 2450 Mount Zion Parkway, Jonesboro. You MUST sign up on the NACA website beforehand in order to attend.

Have you or anyone you know used NACA’s services?

61 comments Add your comment


February 1st, 2010
9:56 am

One thing that must be made clear about NACA is that they are not an organization where you can refinance an existing home. They can provide funding for the purchase of a home (new or resale) and may help homeowners work with there existing lenders.


February 1st, 2010
11:20 am

Interest rates LOWERED by 18-20%?! Great dawn of day, what were these people thinking?


February 1st, 2010
11:59 am

SA: If I had an interest rate of 7% and it was lowered 20% my new interest rate would be 5.6%.


February 1st, 2010
12:14 pm

They are some what unprofessional. getting into a workshop is like try to get tickets to see the beatles or the jonas brothers. Its will wait in line 3 hrs.

Lastly, the do call you for your scheduled appointment, but subsequent follow up is poor in my opinion.

I’ve heard great stories so hopefully I’ll be another…so I will be patient.


February 1st, 2010
12:19 pm

Oh… lol. I was thinking actual rates!


February 1st, 2010
12:30 pm

I was talking about actual rates! :-)

For example, a success story included an individual who held an ARM mortgage that rose to 22%. After NACA did their thing, her rate was lowered to a 2% fixed rate for the remainder of the life of the loan. Sorry if what I wrote was confusing.

I have also heard the lines can be very long. I know someone who arrived at 6:30am for a 9:00am workshop in DeKalb co. But I guess if you need relief and want to keep your home, you’ll do what you have to do.

About Naca

February 1st, 2010
12:44 pm

The number is 1888 404 6222. If anyone can get through and talk to someone I’ll buy them dinner.

The service is ATROCIOUS. ….its damn near impossible to talk to someone or get someone to call you back for follow up. The only was you can talk to someone is to set a up phone counseling session…once you get past that initial set up….You may never talk to someone again.


February 1st, 2010
1:56 pm

get a clue about solutions and county government. we want our county to be ab extension of zip 30236 and Lake Spivey….not an extention of Riverdale and Garden Walk

i like to watch

February 1st, 2010
2:46 pm

yea,dabouze i am getting tired of reading your bumper sticker


February 1st, 2010
3:01 pm

It feels a little like exploitation. Why don’t Fayette and Henry have its own blog to talk about every negative parts of its county? Why don’t these two counties have a VENT?

This is my last day reading and contributing to what is simply entertainment for the metro area!

Tell The Truth

February 1st, 2010
3:50 pm

I bought my home with NACA back in 2001 and I don’t have any regrets. My rates from 2001 are still lower than what most fixed rates are now. I have never had any problems with my mortgage or with getting in contact with my NACA rep. However, you must realize that most people that work for are volunteers. They do good work and I’ll continue to support what they do. If more people would have bought their first homes through NACA during the real estate boom, we wouldn’t see as many folks losing their houses as we do today.

i hate CC

February 1st, 2010
4:08 pm

Get rid of the entire BOC…move all the thugs backto Atlanta or send them to Fayette or Henry..then you can laugh at the other counties.

i hate CC

February 1st, 2010
4:13 pm

Bad things don’t happen in Fayette and Henry…didn’t you know. Look at there page..a fayete resident and HARVARD student is the lead story…only good things are in Fayette…except for the teachers that went to Dunwoody for that hooker…but they must have driven through Clayton to go there. lol

The people that ruined this county don’t read the blog….just walk away and leave your home…its undervalued and you can relocate to paradise….aka FAYETTE..great schools…great development…no grafitti…clean….honest leaders…no section 8… crime

i hate CC

February 1st, 2010
4:16 pm

LOL Dabouze wants to develop more affordable housing in CC….so the $13,000 dollars for a 3 bedroom isn’t affordable? The loss of accreditation made homes beyond affordable..the homes are damn near free.Super Title Pawn……and have a monthly contest for the trashiest plaza on Tara?

If I werwe you’d I’d storm the BOC meetung with a news camera crew and demand some action and some dismisals


February 1st, 2010
5:34 pm

Yeah – Fayette county – honest leaders –how about the pot-smoking commisioner in Peachtree City.


February 1st, 2010
6:34 pm

Fayette County was once one of the highest income per capita counties in the country. This has probably changed a little since the airlines have been having such a hard time. However, I’ll agree that it’s still probably a pretty nice place to live. Fayette and Henry have undoubtedly benefited from the mass exodus of the middle-class from Clayton County. I hope that our elected officials have the strength to do the right thing and correct some of the past wrongs.

As for NACA, I understand that this is a long process and is geared toward getting people into homes that they will live in and can afford. Credit scores are also not an issue as they are character based lenders. I don’t believe they charge any closing costs and money can be put toward the mortgage to buy down the rate to 1/8% (one-eighth percent). It really is an awesome deal for a home buyer if you qualify and don’t mind the volunteering portion of the agreement.


February 1st, 2010
9:14 pm

Spectator, I’m happy to see that somebody else gets it. You said the same thing I said in the blog about cleaning up the county. I happen to think there’s more than one way to clean up the county. I think we start by getting rid of this stupid blog. No matter what the subject matter, it gives way for people to campaign or put other people and/or the county down. Nobody answered my question as to why we are the only county that is offered a place to do it. Furthermore I’m not sure how many of these negative comments come from actual residents of Clayton County. Why does AJC not give this option the other counties? I would really like an answer Kimberly, anybody???????


February 2nd, 2010
9:54 am

To Justsaying – I have asked my editor why this is the only county blog available online. I was told that this decision was made before her arrival, she does not know the answer, and if you want to pursue the subject further to email/write the ajc directly. Sorry I can’t offer more information, but as a freelance writer I am basically a contractor who has zero input on why the ajc does what it does and why the staff writers write what they write, I can only control what I write and while I have to write about the negatives I believe I have also offered positives.

While I try hard to write things that will give Clayton residents who care about the county a place to occasionally “vent”, I always hoped this blog would generate discussion and solutions on how to make our county better. Unfortunately that gets lost in a lot of the nonsense that ends up getting posted thanks to freedom of speech – that being said, you wouldn’t believe how much crap doesn’t get posted amidst all the stuff that does. Reading through all that is a full time job in itself and a lot of it is disturbing and depressing to read to be honest.

If I get to continue writing this blog, I am always looking for positive topics and I think anyone who has met and/or talked to me in person understands that. I’ve said this more than once and have never received an email but I’ll try it again. If you have anything positive you’d like to promote about Clayton county, feel free to email me directly at: so we can discuss. That doesn’t mean I’m going to ignore negatives and never write about them.

Unfortunately, even if I wrote a glowing article about Clayton (and I have tried to do so in the past), there’s no guarantee that the responses will follow suit. There’s a lot of hatred out here for Clayton, even from residents living in the county, and its going to take a lot more than this blog to change people’s perceptions.

I am invested in this county since I own a home here. Writing this blog isn’t making me rich and I definitely don’t do it to make the county look bad. But if you or anyone else wants to see this blog gone permanently, then I suggest you write/email the AJC and express yourself.

As I’ve said in the past, I appreciate those who contribute intelligently to this blog. If it ends up being cancelled, thanks to those who supported it.


February 2nd, 2010
2:50 pm

I am also invested in Clayton County by virtue of being a homeowner. I am also in the process of purchasing a foreclosed home in my neighborhood for an investment. While I know it is a gamble, I feel surely the economy will rebound. I also have faith in Clayton County’s future.


February 2nd, 2010
3:56 pm

We owe you a thank you , Kimberly . A blog can be a productive asset. Thanks for being involved. This is a good way to get info out – but I guess the info is only as good as the intentions of the bloggers.

I think most people feel this forum has its attributes. Some think that the other surrounding counties may benefit from their own county blogs. Besides, maybe it will keep them at their home blogs to see, communicate and solvie problems in their own backyards.

I thought this Clayton Blog came into being around the time of the second Clayton meltdown. The local paper – news Daily had a blog after the first meltdown about 6 or so years ago- but could not take the heat generated by the slander that appeared almost every day – they decided to shut down the blog. I would prefer to keep this one – it is much better run that the one that was at the NewsDaily.


February 2nd, 2010
7:54 pm

Thank you for responding Kimberly, it is appreciated. I will do a follow-up to the proper people. My personal opinion is that we could work to clean up the county by eliminating this blog. If it is to continue I feel the bloggers comments should not be published if it is not addressing subject matter. This blog should be about NACA only. While I have nothing against Dabouze Antoine, this blog has nothing to do with him. It appears to me that if there are comments submitted about anything other than NACA it should not be published. This forum is just a free for all that continues to shine a negative light on the county. Just as they shut the News Daily blog down they should do the same here.

Ms. AJC editor this blog is an embarrassment to our county. Alright so this blog was here when you got here. Give residents of our county a break from all this negativity and shut it down. I am a homewner, not a renter, and I would like to see my county rise from the ashes. We need time to heal from past negative news reports and this is not helping the healing process. Believe me I respect the right to freedom of speech, but if this freedom is not to be afforded to all counties they should not be afforded this county. Please open blogs up to all counties or shut this one down. Thank you.

Looking Glass

February 2nd, 2010
8:02 pm

Kimberly, you’ve done an excellent job! However, the people complaining contributed greatly to the county’s demise; and they know it.

Eldrin Bell strikes AGAIN...TRYING TO KEEP CTRAN

February 2nd, 2010
8:11 pm

By Joel Hall

State Sen. Emanuel Jones (D-Decatur) and the Georgia Legislative Black Caucus will hold a public hearing at the State Capitol to discuss ways to save Clayton County’s C-TRAN bus service.

With the bus system scheduled to end March 31, due to funding shortfalls, local leaders will exchange ideas on to how to keep the bus system alive.

The public hearing will take place Wednesday, Feb. 10, from 3:30 p.m., to 5 p.m., in Room 216 of the Capitol building, located at 206 Washington St., S.W., in Atlanta.

Jones, who also serves as chairman of the black caucus, represents the state’s 10th Senate district, which includes portions of DeKalb and Henry counties. He said the shutdown of C-TRAN would have regional consequences, and would likely send federal dollars that could be used for regional transportation projects here, to states such as North Carolina and Florida.

“The governor finally got behind supporting public transportation with a [proposed] $300 million bond,” Jones said. “He also put his support behind a regional tax for public transportation. When we are getting more money for transportation funding, it seems counterintuitive for Clayton County to say, ‘We are shutting down our system.’

“Transportation,” he said, “is going to determine whether we move forward, or take a back seat to states like North Carolina and Florida. All those jobs [that could be lost if C-TRAN shuts down] are going to have a ripple effect in the community.”

Jones said several “major stakeholders” have been invited to the discussion, including representatives from the Clayton County Board of Commissioners, ITT Technical Institute, and Clayton State University, as well as members of labor organizations and the business community.

Jones expressed particular concern for ITT Technical Institute’s Clayton County campus, which this week, relocated from 1745 Phoenix Blvd., to nearby 485 Oak Place in north Clayton. He said 35 percent of the college’s student population uses C-TRAN as their primary means to getting to, and from, school, and ending the service would hinder the school’s growth.

“They are moving because they are expanding,” Jones said. “They have grown from 100 students a few years ago to 600 students today. With the growth trend they are on, their growth should top out at 1,000 [students] in the next two or three years. With that kind of growth, and that many people riding C-TRAN, it’s going to cripple that school.”

Representatives from ITT Technical Institute’s Clayton County campus could not be reached for comment on Monday. A recording left on the school’s general mailbox said the school will be closed until Thursday, while the campus relocates to its Oak Place site.

In October, Clayton County’s board of commissioners voted to suspend all operations of C-TRAN, as of March 31, 2010, due to funding shortfalls. In December, the board failed to consider a vote on a Federal Transit Administration (FTA) grant, which would have provided $2.7 million in federal dollars to the operation of C-TRAN.

BOC Chairman Eldrin Bell, who has been the board’s lone voice calling for continued county funding of the service, said ending C-TRAN would also have a severe impact on Clayton State University, and various county businesses. He said the action would also send “the wrong message” to other governments seeking to provide Clayton with funding to expand its existing transportation infrastructure.

“It sends the wrong message to the region,” Bell said. “Let’s assume they [C-TRAN’s ridership] are all poor, and let’s assume they [people against C-TRAN] want them all to move out. What happens to our rental stock that we have an abundance of? They all go out of business. If those people move away, those same people [against C-TRAN] will be complaining when we have to go up on taxes.

“The people of Clayton County, in a referendum, voted for us to have transit, and provided a mechanism for us to pay for it, which the Board of Commissioners has rejected,” Bell said. “They did turn down the money from the FTA … I have to believe it goes beyond funding. I believe that if the county truly wants transit, the county can have transit.”

Bell said he would make “every effort” to attend next Wednesday’s public hearing. He said he will ask the state to support a one-cent regional sales tax for transportation and to reconsider allowing the county to levy an additional one-cent tax on goods sold in the areas of Hartsfield-Jackson Atlanta International Airport that are in Clayton County.

Jones said he hopes to bring the governor and the state into the conversation about keeping the C-TRAN service running. “I don’t think there is any program that government runs that is profitable,” Jones said. “We offer a service, and that is paid for by the taxpayers. If we can find a way of spreading the burden … then, I am all for that. We need to change some hearts, minds, and souls, so we can change our current transportation crisis in Clayton County.”


February 2nd, 2010
8:20 pm

I feel for the C-Tran riders but I think shutting down is best. Fayette and Henry do very well without transit…..why is this IDIOT Eldrin Bell trying to save something that loses money and is underutilized?

Someone who works in county government please tell this dimwit that ctran is A BAD IDEA, A MONEY PIT and that the property owners who pay taxes do not want it. HES SCREWED UP THIS COUNTY ENOUGH..AND FAILED TO RECTIFY THE PAST LEADERSHIPS FORMULA FOR DISASTER.

He is 90 and needs to retire…damn…..let it go. Direct him to this blog so he can READ what the people of this county think of him and present and past leadership.

Big Pappi

February 3rd, 2010
9:23 am

ITT……….What a joke! One of several trade schools in Clayton Co that recruits MARGINALLY qualified students and pushes them to get a federally subsidized student loan. End result: the student never completes the program or finds anything close to the type employment promised. “Would you like fries with that shake” You want us to subsidize the students C Tran ride to financial ruin? No thanks, I’ll pass! C Tran, rip-off trade schools and title pawns area a pox on this county. Good riddance to all!


February 3rd, 2010
9:30 am

look at the VALUE CITY department store…tere are HUUUUGE potholes in the parking lot..they have been there for years and WHAYTS BEING DONE? That store has damn near zero inventory to sell…I have no idea how it stays open.

Look at the spray paint ….Look at the development plans that have been up for the past 10 years but have not happened.

Why doesn’t Henry Co or Fayette have 10 massage parlors or 100 title pawn…or plazas that are filthy dumps?

i’M ENRAGED at the difference between this county and every other county…and that idiots like Eldrin Bell fight everyday to keep Ctran and anything else that is bad for A COUNTY.

I’ll post everyday so people know how disgusted I am with what government has allowed to happen


February 3rd, 2010
9:37 am

Citizen involvement is part of the solution…you have to get rid of the county trash…both on a government and resident level.

You can’t keep Bowen homes and expect nice shops and cafes to be built around it….you can’t have disorderly kids who don’t want to learn, or pull their pants up or speak correct english in class with kids who want to learn and do good things in life.

You say get parents involved….some of these parents are guests of the Maury Povich show…trash….they smoke wit there kids, cuss at them dress as scantly and are just as bad. You CANNOT RELY ON THEM AND THEY NEED TO BE WRITTEN OUT OF THE EQUATION.

Go to Fayette High or Ola High in McDonough…or Cobb Schools…..see the difference in the students and teachers. You will always have bad seeds…but its the ratio of good to bad that matters.


February 3rd, 2010
9:40 am

Some of the comments here are pure venting – and that in itself serves a purpose. But there is information on this blog that either is in no other media or is way out in front of the reporting by the media. This blog serves a good purpose, Keep it going. Those who dislike the blog are the same ones who will denigrate anything – just trying to convince themselves they are being heard. Poor souls. The solution for them is quite simple – they can leave the blog, never to return and let the rest of us share info and opinions. But they will not because they are borderline obsessive-compulsive. We are strong enough to absorb that inconvenience.


February 3rd, 2010
9:45 am

Get someone who isn’t the typical black Jesse Jackson democrat..the type that goes to a mega church but has 3 outside children…..wants government programs to keep kids dependent and standards low…..the type that win in South Dekalb and all the poor performing areas of metro Atlanta

Get some business people from Fayette, Alpharetta, places that are doing well!!! If you don’t you county will be a trash can for ever……certain areas of Atlanta are permanent toilets…..and will be dumping grounds for the undesirables…don’t let your county become one. You need 25-50 people with sense and intelligence to challenge the BOC…BOE DEVELPOMENT AUTHORITY AT EVERY OPPORTUNITY!


February 3rd, 2010
9:50 am

Its an open meeting…please bloggers attend and let the idiots know we do not want CTRAN!!! Let the cameras see our opposition……..let the politicians see our opposition..they will be shamed by the publicity and forced to change course



February 3rd, 2010
11:26 am

Please ask your county commissioner to attend the C-Tran meeting as well as attending it yourself.

i like to watch

February 3rd, 2010
11:33 am

how is shutting down a blog that averages maybe 100 hits a week gonna help cure anything?


February 3rd, 2010
11:41 am

The only viable way to oppose C-Tran is on financial grounds. The county budget has already made the case for termination of service. The argument that eliminating C-Tran will somehow reduce crime or send ex-project residents back to Atlanta will not work. I’m sure that no study has been done or statistics made available that would corroborate that ClayCo has been flooded with Atlanta’s poor.

Clayton Parent

February 3rd, 2010
1:07 pm

Not sure if you are aware of this, but Heatley submitted his budget proposal to the board and he’s recommending major cuts in transportation for Charter Schools (and other programs). This is a BIG slap in the face to students, parents, and teachers. The charter schools in CC have repeatedly been highlighted as very positive additions to the system and now he wants to take away resources and utlimately cripple our efforts. I am SO TIRED of this system and their A$$ BACKWARDS way of thinking!!!!! I know this subject is off topic, but please strongly consider this for next week.


February 3rd, 2010
2:33 pm

go TO THE MEETINGS AND Call the AJC!!! Let Bell know that he has done enough damage to this county.


February 3rd, 2010
2:36 pm

please…people go to the meeting and call the local newspaper

Bell would build 10 projects in CC…extend service for Ctran, bankrupt the county and reopen the massage parlors if he had his way. don’t t
4 commissioner ruled against CTRAN…Why in the world is this out of touch old loser fighting for it?

Look at whats happening

February 3rd, 2010
2:52 pm

Its a representative from Decatur, who also serves Henry Co. that is pushing for CTran to remain…..ask yourself…WHY DOESN’T HE CREATE H-TRAN FOR HENRY COUNTY?

Because he knows the residents would stone him for being so dumb and trying to ruin their county. People will not allow certain things that take from the quality of life to exist in there own county but they would push it in CC.

Lets not build massage parlors in Henry…lets build them in CC and travel from Henry or Fayette for “service” that way we get happy endings but not the stigma and criminal element that comes with it.

Lets push C-tran in CC…but lets keep bus service out of Henry because its bad for the county.

Its the Olympics all over again…forcing trash into CC..and having a crooked commissioner co-sign!!!!


Black Rain

February 3rd, 2010
4:02 pm

to clayton parent I am sure they will keep the programs going if you can figure how to foot the bill. there is over 100 million they have to get out of the budget in the next 3 years. Maybe getting rid of C-Tran will help boot up property values and home prices.

Clayton Parent

February 3rd, 2010
4:52 pm

Black Rain,
I sure hope so. But Heatley and others better be careful. Charter schools operate on a charter (a contract with the system). CCPS agreed in the charter to provide transportation for all students enrolled. They can either pay for it now on the front end or later with a lawsuit….just what I’m hearing from other parents….

Law suit

February 3rd, 2010
5:24 pm

Clayton Parent,

Great…sue the school board thats $100 million in the hole. why don’t you start a van pool or work collectively with parents to get transportation to charter schools

The school as a deficit….it can’t keep all its operations the same…so you gave to deal with cuts…its better than cutting charter schools off all together.

Sue the school..look like A FOOL LOSE ACCREDITATION FOR MISMANAGEMENT. Just shut up Clayton parent and look at the big picture

Black Rain

February 3rd, 2010
7:04 pm

good point – we will wait and see

Looking Glass

February 3rd, 2010
7:35 pm

The regulars on the blog will complain about any and everything! Moreover, the resolutions they offer are by far mostly unachieveable. What a total waste of so-called brain power!


February 3rd, 2010
7:46 pm

I guess CCBOE now see “not” accepting simulus money as a serious budget buster!

Thank you... just saying

February 3rd, 2010
8:10 pm

@just saying… thank you!!!!!! This blog is the Jerry Springer/Maury Povich of blogging. I am sure Maury can convince himself that the intent of his show is a service to the many families that have questions about the paternity of their babies but in reality the show is an embarrassing, exploitive medium for all involved.

I feel the same way about this blog. I am sure Kimberly’s intent is to keep this community informed but in reality (especially since the neighboring counties do not have VENTS or blogs) this blog is an embarrassment to the citizens of Clayton County.

Finally, unless this blog is going to be edited for relevant content and unless the neighboring counties have blogs/VENT this one should go away!!!!!

What will it take?

February 4th, 2010
9:41 am

Clayton Parent you are so right. Just a note, Heatley and the BOE have been a big disappointment. This is not the blog for it but hopefully, we will get a chance to address this in a later blog. Just remember re-election for four of the nine is this year. Anderson and Adamson are both up for re-election. We need independent thinkers who love our children. Bivens is not running again, he has missed more meetings than he has attended. King, an independent thinker deserves to be re-elected–just look at the BOE meetings online and you will see what I mean.

What will it take?

February 4th, 2010
12:26 pm

Can someone explain why this board and superintendent returned the stimulus money? What type of political message was that, the parents, teachers and community slept on this one. Does the GOP rule here too–oh my God, we are in real trouble with that BOE and superintendent. Don’t forget election time is this year 2010.

Clayton Parent

February 4th, 2010
2:14 pm

Law suit,
Please….enlighten me. How will I, or any other parent, look like a fool for holding officials accountable for making good on a legal and binding contract? Your statement IS foolish. The “big picture” is that there are too many citizens in this county that sit back while our kids are being forced to take a back seat because adults can’t handle their business. NO! I’m am not going to sit by idly while these goons break laws and disrupt a great situation that has been working for MY kids and the others at these schools. Parents in other counties show up and show out whenever there is an issue and hold their elected officials accountable. Why does it have to be different for us? “Shutting up” is what caused us to lose our accreditation in the first place! March 1st, the CCBOE will have a public input meeting and I encourage all parents to show up and make your voices heard rather you support the budget proposal or not. The budget has not passed yet and you are prematurely calling for a van pool committee and telling concerned parents to shut up and take it??? No thank you. I’m not THAT kind of parent. That type of parent WAS reference in the SACS report and contributed loss of accreditation.


February 4th, 2010
2:59 pm

That “Stimulus Money” you mentioned was a Zero percent LOAN – which was to only go toward construction. The school system would have to sell bonds in order to pay it back – then pay those bondholders. Not a good deal! Not a GOP idea to refuse it – just sound money sense.


February 4th, 2010
4:31 pm

Kallen, I don’t blame you for being frustrated. Many of us appreciate you and the ajc for having this blog. But, it does become tiresome at times.

The question was, “Have you or anyone in you know used NACA services?”

It seems the NACA has good and bad points. From perusing their web site, I believe they provide a good service. It seems they try to educate the borrower fairly well and make sure the loan is affordable. Being a non-profit, one can expect wait times, etc.

Here’s a link with some good info…

sue sue sue

February 4th, 2010
6:59 pm

Hey Clayton Parent,

Sue the school board…sue victor hill..sue the BOC for usurping power..sue Lee Scott for billion dollars…sue the BOE like Michael King (even though that idiot is a board member)

Why don’t you sue yourself next.

The school is running a deficit….THINGS MUST BE CUT…what don’t u understand about that?

The school wont exist without finances no matter what contract or charter money….no school.

The whole system needs to be taken over by a private entity not affiliated with anyone in CC if you ask me. The low test scores existed before Heatley or Thompson got here.

I love the idea of Charter s ools…but what you’re suggesting makes NO SENSE and will accomplish NOTHING