Help on avoiding foreclosure available Friday and Saturday

With foreclosures still at abnormally high levels in metro Atlanta, here’s an event that might help some homeowners at risk of losing their houses.

A free “Help for Homeowners” event on Friday and Saturday will give homeowners a chance to meet with their mortgage company and a government-approved counseling agency to try to work out a solution and avoid foreclosure.

The event is being sponsored by the federal government’s Making Home Affordable Program, HOPE NOW Alliance and NeighborWorks America.

It will take place at the Georgia International Convention Center in College Park.

On Friday, help will be available from 11 a.m. to 7:30 p.m.

On Saturday, the sessions will be from 9 a.m. to 3 p.m.

For more information on the government’s program, including what documents to bring, please go to the link provided here.

- Henry Unger, The Biz Beat

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13 comments Add your comment

haroldmiller115

June 16th, 2011
7:17 am

I’ve dealt with “123 Refinance” on two refis now, and in each case it was about as painless as anything that involves paperwork by the acre can possibly be. I would heartily recommend his services without reservation for those thinking of refi.

Becky

June 16th, 2011
8:33 am

Enter your comments here

MrLiberty

June 16th, 2011
9:35 am

If you are under water and can’t pay the mortgage, give SERIOUS thought to just letting it go. The price you paid was more about the Federal Reserve – created bubble than anything close to reality. The price is never going to go back up to where it was (and will likely fall a lot more before this is over). If you really arent planning on staying in that house until you die, walk away. With as bad as the economy is, and with as many folks going bankrupt, going into foreclosure, etc. the impact on your credit will be nothing in the long run. Better to get out now than continue to saddle yourself with a house you will NEVER be able to sell, all so that some bank or lending company can make even more money off your situation.

I believe in personal responsibility, but the banks have made a FORTUNE in all of this all thanks to the government and the Federal Reserve. There is no reason to continue to suffer. Be responsible about your financial situation and realize that it is just a place to live and keep your stuff. It isn’t the american dream or any other fantasy they have been telling us.

Caroline

June 16th, 2011
11:47 am

Pay your bills. Don’t listen to some fool who suggests that you walk away from your financial obligations. You voluntarily took out that mortgage, the bank didn’t force it on you. Stop blaming others for your mistakes.

James k

June 16th, 2011
12:37 pm

Step one, ask for a copy of the original loan. if the bank can’t produce the loan, there is a good chance they do not have a legal binding agreement that entitles them to foreclose on your property. In fact you may have been paying your payments to the wrong entity. Google “fraudclosure” or “linda green” or
“recreating loan documents docx” – to find out how the banks have been committing fraud and destroying clear lines of title for homes for years.

If your loan is handled by MERS, it may also be in doubt. MERS has been ruled against by several state courts. Most of the “too big to fail” banks have been committing fraud against home owners and investors by misrepresenting loan documents, misrepresenting title to loan documents, misrepresenting the credit worthiness of mortgages sold as securities and failing to properly record documents and deeds.

All 50 state attorneys general have filed suits against these banks and are currently in talks, several local district attorneys have also brought suits, only the federal Dept. of Justice declines to investigate the powerful banks who are great political campaign contributors. Where is Eric Holder?

If you are having foreclosure problems, see an attorney and find out if the bank even owns your loan, before you try to renegotiate. Banks with problem paper work, will offer you a pittance to get you to sign new paperwork that will be legal and will entitle them to take your home and destroy your credit, they do it to replace the original paperwork which they have lost or destroyed or never even owned.

JJ

June 16th, 2011
1:55 pm

See if your mortgage company offers “The Making Home Affordable plan”, brought to you by PrezBo…

Buzz G

June 16th, 2011
2:27 pm

That’s right. You made a mistake and bought more home than you can afford. Just reach into other people’s pockets (taxpayers) and make yourself whole. Isn’t living in a country with a 15 trillion dollar debt just lovely. Dear leader Obama, we bow down before you and give you the right to dip into our wallets to buy votes in 2012. Dear leader, we are not worthy.

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coolpillow

June 16th, 2011
5:53 pm

Great advice from James K.
These foreclosure mills, forged assignments of mortgage and illegal fraudclosures need to be STOPPED.
Do not lose your home! FIGHT!
Contact your attorney general’s office (if he’s not in bed with the attorneys and judges).
Keep learning, keep blogging, keep bringing truth to light.
No one is trying to get a free house- we just want to know WHO OWNS OUR NOTE!
It’s NOT the “Servicer”- or MERS.

Your note has been nullified- and there is a cloud on your title.
FIGHT!

coolpillow

June 16th, 2011
5:58 pm

P.S. Loan modifications and Making Home Affordable are dead-ends.
You make the “trail payments” and it never goes toward your P&I.
It goes into a “suspense account.”
Meanwhile- the fees, interest and then ATTORNEY FEES are tacked on.
They are stopping the fed plan, because it’s a failure.
If anyone has ever had to CHASE Chase- and been ignored, transferred, given false info, been hassled, denigrated- or spoke to representatives from Ohio to Louisiana to Indiana to New York to Colorado- will know what I am talking about.
Go to your locals courthouse and get your original note and deed. Check to see how it has been transferred. Look to see if there if there has been an illegal, robo-signed fraudulant “assignment of deed.”
It’s a lot of work- but if you want to keep your home- find the TRUTH! AND FIGHT!

RGB

June 16th, 2011
11:51 pm

Henry,

Check out Hugh Hewitt’s interview (concerning reviving the economy and boosting job creation) with Bernie Marcus at hughhewitt.com/blog/.

Bernie Marcus on the President: “He just doesn’t understand it. He never worked a day in his life. How would he know it?”