Comments on: Insurance commissioner offers tips

By: samantha

samantha — Mon, 07 Jun 2010 12:50:00 +0000

The society is facing problems with such laws. This has to go legal and it’s needed to be sorted at the earlier. Smile Travel Insurance

By: tanygeo

tanygeo — Thu, 03 Jun 2010 09:41:05 +0000

The society is facing problems with such laws. This has to go legal and it’s needed to be sorted at the earlier. The initiative taken for the concern is very serious and need an attention of every one. This is the concern which exists in the society and needs to be eliminated from the society as soon as possible. =========================================================== Insurance

By: Will

Will — Wed, 04 Nov 2009 05:20:31 +0000

Thanks to Todd Moore chiming in. Good to have a professional weigh in with something helpful to dispel a few myths. I do find the general "sense of entitlement" from people a little funny. If you own property, and don't own flood insurance, why would you think it's someone else's issue to make you whole after a flood? Argh. ( some more insurance tips )

By: Robert

Robert — Tue, 13 Oct 2009 18:31:35 +0000

According to Cobb County, my home is located in a ‘newly deliniated’ 100 year (7.7 inch in 24 hours) flood plain. This requires me to pay flood insurance. On the day of the ‘big flood’, a neighbor and I recorded 19 inches of rain within 24 hours, which is over a 200 year flood, and my house, nor my property recieved flooding-just a lot of rain. I suppose I should have a conversation with Cobb engineers for that?

By: Todd Moore

Todd Moore — Sun, 04 Oct 2009 05:08:26 +0000

Don’t listen to Clark Howard on anything that pertains to insurance. He is more often than not wrong. As Mr. Oxendine states, flood insurance is available to everyone living in a community that participates in the Federal flood program. You do not have to have a “premium policy” as Mr. Oxendine states to get backup of sewer or drain coverage. It is an endorsement to any HO-3 or 5 policy. Yes you pay extra but very minimal. I never issue a policy without the coverage.

Licensed Insurance Agent (Unlike Clark Howard)

By: George

George — Fri, 02 Oct 2009 04:18:23 +0000

Why is everyone up in arms about the prospect of socialized health care? You all have welcomed socialized education with open arms. I don’t have any kids but I’m expected to pay for your kids education. Why? PAY FOR YOUR OWN DAMN KIDS EDUCATION. As soon as socialized health care comes along, I’m going to quit my job and retire. With no income, you suckers will pay for my health care just like I’ve paid for your kids education for all these years. I can’t wait. Thank you jesus.

By: Frederico

Frederico — Fri, 02 Oct 2009 04:03:47 +0000

I had a problem with flood insurance when I was required by my mortgage company to carry flood coverage on the entire outstanding balance of my mortgage. I complained that a portion of the loan value was for the structure and a portion was for the land it sat on. Flood insurance DOES NOT COVER LAND. Therefore I was paying for flood insurance coverage on something that flood insurance does not cover… THE LAND. My complaint was rejected

By: Jane

Jane — Fri, 02 Oct 2009 03:01:16 +0000

Please explain why, when the new automotive uninsured motorist coverage was forced on people, there did not seem to be any explanation of what your increased premium was buying versus what you probably already have if you have 2+ cars in your household. Let me try to get this explained right. The new uninsured motorist policy potentially adds the value of the other person’s policy to yours but if they don’t have any insurance you get nothing because “your policy plus nothing equals your policy”. If you have several cars in your household, you have available in the event of an accident with an uninsured person, the SUM of all your policies uninsured motorist coverage AT NO ADDITIONAL COST. This means that if you have $100,000 UE coverage on each of 2 vehicles you own, then you really have $200,000 coverage already. Why pay more for something that you may get $0 for in the event that the other person has no insurance? This seemed to be a big secret when they were jamming the new uninsured motorist coverage down our throats. Not only that but you could not opt out from this new coverage (and the associated fees you would be paying) UNLESS you opted out in writing. Why? I can set coverage levels for everything else on my policy via phone, why did this require the additional difficulty to get out from participating in unless I DID IT IN WRITING? If there was anything said by Oxendine or any one else in the insurance industry explaining this to the public, I did not hear it. It seemed like a nice package all gift wrapped for the insurance industry that was going to get to collect all those additional premiums for policy coverage that was forced on the public without a true explanation of what the free alternatives were if you already had multiple vehicles in your household in your name. Call your insurance company and ask about this.

By: Insurance Lady

Insurance Lady — Thu, 01 Oct 2009 18:16:57 +0000

I am an insurance agent. I have gotten numerous phone calls regarding buying flood insurance. The thing is I don’t think that people who are not in flood areas and who would normally not need flood insurance should purchase it. That is only my opinion. At the end of the day insurance is for the “what if”. After reading the majority of the thread, some people need to get a grip, their comments have nothing to do with the matter at hand.

By: Pat

Pat — Thu, 24 Sep 2009 15:14:22 +0000

Hey Ralph-

Dont’ think you read any my posts, b/c your comments don’t address anything I’ve talked about. Please come back when you’ve read what I’ve typed. Until then, you won’t get a reasonable response.