Losing your job is difficult enough, but losing health insurance doubles the catastrophe. In the past year, nearly 2 million jobs were lost in the United States, and with them, many employer health insurance benefits.
Now, the latest trend is that small businesses across the country are pulling health insurance for employees.
There are alternatives, of course. Some of the newly unemployed will use COBRA to fill the gap between jobs, and others will look into individual plans. But according the the Kaiser Family Foundation, half of those looking for work last year did so with no health insurance at all. (Check out the options. You have very few.)
Further surveys by Kaiser found that more people are postponing health care and the filling of prescriptions; putting off elective surgeries and diagnostic tests; and even cutting dosages of medicines, all in an effort to save money.
– By Pete Corson
Do any of these tactics sound familiar? Are you trying to get along without health insurance? How are you surviving?