Moderated by Rick Badie
It’s a new year — time, perhaps, for a financial resolution or two. Today, executives for two nonprofit organizations write about the need to achieve and manage personal finances. And a client of a national credit score improvement program offered at Ebenezer Baptist Church shares her success story. To comment, go to: http://blogs.ajc.com/atlanta-forward/
Financial literacy a must for all
By John Hope Bryant
With 40 million unbanked and underbanked people across the nation, America reflects a tale of two nations: the haves and have-nots. In Atlanta, that disparity is particularly acute.
You have the most promising city for African-American entrepreneurship and small-business ownership in the nation. You also have areas such as Vine City which, according to the FDIC, is the fifth-most unbanked area in America. Given that 47 percent of all employers now pull a credit report, one could argue the question now is not whether you have a public record,