Do you ever feel like your bank is getting over on you? Now you have proof.
Banks in Atlanta charge their own customers more to use an out-of-network ATM than banks in any other city except Philadelphia. Atlanta banks also have the third-highest average charges for overdraft fees.
The percentage of free checking accounts offered by banks is dropping as well — only 39 percent of non-interest checking accounts are free of charge.
There are also some sneaky fees banks charge that could sneak by you:
Offline help: I discovered this not long ago when I strolled up to a teller window for assistance. Um, no. That would have cost about $3, but they waived the fee due to my ignorance. My solution was to stick with ATM transactions but we know how far that gets you in Atlanta.
Mobile deposits: Some banks have now introduced apps for mobile check deposits, which is cool now that I own a smartphone, but if they aren’t already charging for this convenience, some banks may introduce fees in the future.
So, what can you do about all of this?
Do you have a sneaky bank fee story? What did you do about it?
– Nedra Rhone, for the Atlanta Bargain Hunter blog