Are you financially fit? Take this quiz

How do you gauge your financial health?

For many, it’s determined by what’s left at the end of the month. But that may not be enough. Many factors can impact your wallet, and your ability to sustain during difficult periods. Take this quiz offered by Consumer Credit Counseling to determine how ‘financially fit’ you really are.

Are you financially fit?

View Results

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Questions to ask yourself:

Are you delinquent on your mortgage or facing foreclosure?

Do you have a three-month emergency fund?

Have you been avoiding calls from bill collectors?

Is your car about to be repossessed?

Have a story idea? Email rcash@ajc.com

26 comments Add your comment

AH

July 30th, 2009
2:03 pm

I don’t have to worry about any of those things, because Obama is going to take care of them all. I won’t even have to worry about putting gas in my car, Barry’s got it.

chc4

July 30th, 2009
2:23 pm

Yeah AH, I’m getting annoyed b/c BB&T keeps sending me a mortgage payment slip each month. I though Barry was on it!

FormerHardWorker

July 30th, 2009
2:28 pm

Amen brother AH! I used to think that working hard in school (deans’ list, MBA), putting work before sloth, and paying my bills on time was the way to go. Buy only what you can afford, don’t over-extend yourself, save for a rainy day.

What a fool I was! All I really had to do was realize that Big Government will take care of us all. Tax the evil wealthy (they don’t need the money), borrow against our childrens’s futures (thank goodness – no kids myself), and just suck of the givernment teat. That’s the way to go…..

When will everyone realize that demonizing those with more money than ourselves, always looking for somoene else to carry the load, and”hoping” for “change” will just drive us into the ground?

Time to quit early – my new government car is probably waiting for me in the driveway of my government mansion, and my government-issued welfare check is sitting in the mailbox.

Wake up people. Before it’s too late.

Rival

July 30th, 2009
2:55 pm

Please give specific instances of current increased taxes and people being handed money any more so than they were before Obama became President.

I’m pretty sure nothing of the sort has been enacted.

Knee-jerking crybabies…

TDT

July 30th, 2009
3:05 pm

I am shocked at the ignorant comments that I have read here. First of all, the question was were you financially fit. I find it quite interesting that everytime someone asks about finances the President is mentioned. Let me remind everyone of something there are THREE branches of government. They share power in this country. The reason why the President gets so much publicity is because it is the only branch that is run by one man.

I am soo tired of the rants about “big government”. The government has grown under EVERY president. If either one of the persons who wrote the comments before actually listened or read anything, they would know that this administration is pushing indvidual responsiblity. The President has said numerous times that goverment CANNOT fix ALL of ANYONES problems it can be an AID to help. I stress AID. If you don’t like the government so much, then stop driving on paved roads because those are maintained by the DOT. Also, don’t EVER call 911 because a police officer might come to your door. In case you say that either one of those is a local issue, then don’t you ever buy any medicine in this country because it is regulated by the FDA or send your kids to school because that is regulated by the Department of Education.

Finally, to answer the original question. My finances are just fine. I would like you to know that I have a college degree, own a small business, a home, a car, am married and have two children. I also voted for the President. One final note to those who laugh at welfare it was a Democrat that did the largest reform on the plan in history.. Bill Clinton not to mention that the last SURPLUS was under his watch.

Barry's handling it

July 30th, 2009
3:14 pm

Mortgage, Barry’s got it…Food, Barry’s got it…Medicine, Barry’s got it. I’m just going to lay on the couch all day and watch Tyler Perry movies.

DFE

July 30th, 2009
3:16 pm

Yes our house is in order. We live below our means. We have emergency money, significant savings, vacation money, and a great retirement plan. We have never desired to keep up with the jones’. We own our home, our cars, and our investment property. We did this thru hard work, education, sacrificing, and careful planning. We have no expectation that anyone will bail us out of anything.

FormerHardWorker

July 30th, 2009
3:26 pm

Specific examples? How about the fact that the plan being passed by the House will impose a Surtax on people making more than $350k a year? How about the fact that the CBO says that the plans can’t possibly succeed and pay for themselves (BO’s original promise) without even more taxes being levied, including taxes we will pay on the benefits we receive today and even taxes on soda pop? How about the fact PrezBO’s plans for the environment (cap and trade), the stimulus, and the nationalization of the car companies and (soon) major banks are ALL expected to raise the deficit, drive inflation, and take more money out of your pocket?

Look, I’m not GOP or Dem, Blue Dog or Red Devil. But I’m alarmed at the growth of government. We are creating even more of an “entitlement nation” than we had before (and that was bad enough), and we are all asleep at the switch.

I’ll leave you with two famous quotes (paraphrased somewhat)

1. That which governs best, governs least (Tom Paine)
2. We get the government we deserve (ADT)

Barry's Got My Back

July 30th, 2009
3:30 pm

Barry knows that capitalism is evil ’cause then lazy people can’t get ahead. He knows that lazy people deserve everything hard-working people get. Word, people.

Barry’s got yo back.

Barry's handling it

July 30th, 2009
3:40 pm

Barry is also going to take care of my five kids for me, thank god. We can keep making more….because Barry’s got their backs too.

Turd Ferguson

July 30th, 2009
3:48 pm

Who cares…with all this stimulus and the ObamaCare plan, the Obama Socialist nation will emerge and none of us will have to work, pay bills or any of the icky stuff…HURRAHH!!!

HotFoot

July 30th, 2009
3:49 pm

Where is my ObamaCheck. I voted for him and now look forward to some payback. Send the darn check OBAMA!!

Git yo azz

July 30th, 2009
3:51 pm

I dont work now, never have and never will!! Thanks President OBAMA!!

Malcontent

July 30th, 2009
3:53 pm

Obama as pres sucks the big donkey. We have a jackass trying to ram bills thru Congress, playing Mr Niceguy and lying to us all. Obama should never have been elected. This is a very scary and sad time for the USA. Obama may well bring all our financial houses tumbling in on top of us.

Obama YOU SUCK.

mg

July 30th, 2009
4:15 pm

Welcome to the USSA.

Rival

July 30th, 2009
4:19 pm

“How about the fact that the plan being passed by the House will impose a Surtax…”

I’m fairly certain nothing has been passed yet.

Still more knee-jerking…

cmsfk

July 30th, 2009
5:27 pm

TDT says: “I am shocked at the ignorant comments that I have read here.”

Really? You must be new here. You’re assuming that the nameless, faceless characters behind those posts are educated, rational human beings. I made that mistake at first too …

LaKwanza Johnson

July 30th, 2009
8:41 pm

I dont why yall be hating on Obama. He done done more for us brothas and sistas than them Bushes ever done for us. He be the presidint now and for the next 4 years.

Rana Cash

July 30th, 2009
8:53 pm

Hey guys,
The question of the day is: Are you financially fit? How did you get on track? How do you stay on track? Perhaps you have suggestions or thoughts that would benefit other readers.

ugaaccountant

July 30th, 2009
9:31 pm

My fiscal advice to anyone with the ability is to move to another country. Obama is killing our economy. The jobless rate is skyrocketing and all the government does is keep giving away more money to everyone except responsible people.

ugaaccountant

July 30th, 2009
9:33 pm

And Rana Cash – Nobody can be financially fit when Obama’s killing everyone’s ability to stay employed. He’s destroyed our economy where everyone is downsizing, be it the cashier, factory worker, or white collar job.

HERBIE

July 30th, 2009
11:23 pm

AH you are a fool if you think stupid obama will pay for everything that you need. He is as racist as the professor gates is.

HERBIE

July 30th, 2009
11:25 pm

Hey barrys handling it. why dont you quit having babies so you can get out of welfare and costing all the americans their money they have said.

Joel

July 30th, 2009
11:25 pm

RANA- novel concept, live within your means

HERBIE

July 30th, 2009
11:26 pm

Enter your comments here

HERBIE

July 30th, 2009
11:29 pm

Hey HOTFOOT you will be waiting till year 2035 for the money you fool